Cumberland Cove Homes for Sale

Welcome to Cumberland Cove, a picturesque subdivision nestled in the heart of Monterey, Putnam County, Tennessee. Known for its serene surroundings and close-knit community, Cumberland Cove offers a unique blend of natural beauty and modern convenience.

Homes for sale in Cumberland Cove truly embody the essence of Southern charm. From cozy cottages to spacious family homes, there is something for everyone in this idyllic neighborhood. Whether you're looking for a peaceful retreat or a place to raise a family, Cumberland Cove has it all.

With its convenient location in Putnam County, residents of Cumberland Cove enjoy easy access to a variety of amenities, including shopping, dining, and outdoor recreation. The nearby city of Monterey provides additional opportunities for entertainment and leisure, making Cumberland Cove the perfect place to call home.

If you're in the market for a new home in Tennessee, look no further than Cumberland Cove. Discover the beauty and tranquility of this unique subdivision and find your dream home in this charming community.

Newest Cumberland Cove Homes for Sale

$634,900

3 Beds ⋅ 3 Baths ⋅ 3516104 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls. The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite—ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms. The inviting living area centers around a gas log fireplace, while the chef’s kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience. The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables. Additional features include a 2-car attached garage, circle driveway with ample recreational vehicle parking, storage shed, whole-house backup generator, whole-home water filtration system, and fully encapsulated crawlspace for enhanced climate and moisture control.

452 Cumberland Cove Rd, Monterey

$535,000

3 Beds ⋅ 3 Baths ⋅ 3513499 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Quality Custom Home. All Brick Exterior. 1 Level. Metal Roof. All Exterior Wood Vinyl Wrapped. Generac Whole House Generator System. Lightning Arrestor System. Whitewashed Brick accenting Front Porch. Wood & Tile Floors. Whole Home Stereo System with Speakers and Volume Controls in All Rooms. Tankless Gas Water Heater. Gas Fireplace. 4 acres. Lighted Brick Columns w/Timers and Electrical Outlets. Iron Gate with Power Available. Flagpole at Entrance. Vast expanse of Hemlock Trees- Treated for Woolly Adelgid. Dedicated Guest Parking. Driveway Alarm. Mailbox Alarm. Many Outdoor Electrical Outlets. Stone Fire Pit and Arbor with Solar Lighting and Electrical Outlets. Extensive landscaping with Creek Stone and Natural Stone Borders and Boulders. Hot Tub. All Television Mounts Swivel, extend Include Electrical Outlets @ Mount. Stainless Appliances. Ceiling Fan in Every Room. Lighted Closets many include Built In Shelving. Guest Bath w/Operable Skylight with Rain Sensor. Modern Walk-in Tiled Showers. Kitchen has 2 built in Solar Tube Lighting, Laundry room has 1 Solar Tube Light. Vaulted Ceiling in Living Room and Den. Built in Bookcases and Shelving. 3rd Bathroom at Back Entrance Adjacent to Laundry Room. Pet Free/Smoke Free. Trex Outdoor Living Area w/Additional Support System, Custom Arbor, Round Concrete Patio. Separate Studio Building-Vaulted Ceiling Heated and Cooled with Electricity (Not included in Square Footage). 2 Car Garage Attached w/Breezeway. Hot Tub w/Raised Structure for Extra Support. Masterbuilt Utility Barn 8x16 with additional covered Porch and electricity. Flammable Fluid Storage. Crawlspace Encapsulated. Weeping Willow, Red Maple and Mint Herb Garden. Very private, low traffic area. Superior Custom Home Exceptional Features, Quality Construction and Meticulously Maintained.

1320 Laurel Way, Monterey

$389,900

3 Beds ⋅ 3 Baths ⋅ 3499789 MLS ⋅ ACTIVE Status ⋅ 4.1 Acres ⋅ 38574 Zip Code

Some homes ask you to compromise between land and convenience, but this one in Cumberland Cove doesn't. 4.1 acres, a 2022 build freshened up in 2025, and modern construction with a layout that actually works for everyday living. The kitchen has been refreshed with quartz countertops, stainless appliances, and durable LVP flooring, so the low-maintenance setup starts the day you move in. A main level primary suite keeps daily life simple, while upstairs adds two bedrooms, a full bath, and a loft suited to a home office, bonus room, or guest space. Covered front and back porches look out over nearly four acres of wooded privacy with room to expand, garden, or just enjoy some distance from your neighbors. Cumberland Cove also puts private trails, waterfalls, and scenic overlooks within easy reach, all without giving up the convenience of being close to town. It's a rare pairing of privacy and convenience... and it's ready whenever you are.

1023 W Laurel Way, Monterey

$520,000

3 Beds ⋅ 2 Baths ⋅ 3335360 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Enjoy privacy, peaceful surroundings, and room to roam in this beautifully maintained 3-bedroom, 2-bath home offering 2,192 square feet on 4 wooded acres in the highly desirable Cumberland Cove community. With a new metal roof, exterior paint completed just three years ago, refinished hardwood floors, and a fully encapsulated walk-in crawl space with abundant storage, this home is truly move-in ready. Inside, you'll find soaring ceilings, an open floor plan, a spacious living room with a gas fireplace, formal dining room, eat-in kitchen, walk-in pantry, and a desirable split-bedroom layout. The 364-square-foot bonus room above the oversized two-car garage is perfect for a home office, craft room, media room, or guest space. The primary suite offers two walk-in closets, a relaxing soaking tub, separate shower, and built-in vanity, creating a comfortable private retreat. Step outside and enjoy the peaceful wooded setting, complete with a view of a nearby waterfall from the back of the property (waterfall is adjacent to, not on, the property). Cumberland Cove residents enjoy access to four private parks featuring waterfalls, creeks, hiking trails, scenic overlooks, and a Welcome Center with optional community activities throughout the year. Conveniently located between Nashville, Knoxville, and Chattanooga, and just minutes from Cookeville and Crossville, this home offers the perfect blend of privacy, natural beauty, and convenience. Buyer and Buyers Agent to verify all information.

50 Ross Place, Monterey

$789,000

3 Beds ⋅ 3 Baths ⋅ 3305894 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

This immaculate custom built 1,944 square foot home has one of the best views in Cumberland Cove. This custom home and shop on 4 beautiful acres lovingly cared for inside and out and has an open kitchen/dining room/living room floor plan that opens up to a spacious deck with year-round views. There is access to the deck from the master bedroom as well as one guest bedroom. Cozy bonus room and half bath upstairs which allow great space for a home office, reading, television, hobbies, gaming or guests. This desirable area in Cumberland Cove is a nature lover's paradise, with hiking trails & waterfalls as well as a golf course. The home is 2x6 exterior wall construction with new polymer composite siding, new roof and equipped with security system, surround-sound throughout, large gas logs installed in wood burning fireplace, retractable front door screen, Generac home generator (natural gas), new exterior lighting, and picturesque new, extended asphalt driveway. This home has new LED lighting throughout the home and garage. Beautiful new quartz counter tops in kitchen and laundry room. New sink and faucet in kitchen. All appliances have been upgraded within the last 3 years to include refrigerator, microwave, gas range, dishwasher, washer (3 months) and electric dryer (2 years). Master bath has radiant floor heating, Jacuzzi Garden tub, with updated lighting and mirrors. Furniture stays! All interior walls have been repainted, central heat with humidifier, on demand hot water heater (natural gas), walk-in fully encapsulated crawlspace with dehumidifier. New exterior paint on all painted surfaces. (3 months). New exterior lighting. Beautiful natural block stone retaining wall with new metal railing and steps on the overlook ledge. Landscaping is professionally upgraded to include grass, trees, shrubs and perennials. Fire pit in the yard and a burn pit next to the shop.

583 Cliff Park Rd, Monterey

$700,000

4 Beds ⋅ 4 Baths ⋅ 3208163 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Tucked away in the woods of Cumberland Cove, this spacious 4-bedroom, 3.5-bath home offers 3,048 sq ft of comfortable living space on a level corner lot--an ideal blend of privacy, room to spread out, and everyday convenience. Inside, you'll find a thoughtful layout with generous storage throughout, making it easy to keep life organized while still enjoying the warm, peaceful setting that makes the Cove so special. Cumberland Cove is a deed-restricted community offering a rare blend of natural beauty and peace of mind, with four private parks featuring hiking trails, waterfalls, overlooks, and caves. Whether you want an active, outdoorsy lifestyle or prefer quiet seclusion among the trees, the Cove gives you the freedom to choose. Conveniently located just 25 minutes to Cookeville or Crossville and about 90 minutes to Chattanooga, Nashville, or Knoxville, you're central to shopping, dining, hospitals, and countless regional attractions, while still coming home to the quiet of the woods.

500 Cliff Park Rd, Monterey

$714,900

3 Beds ⋅ 2 Baths ⋅ 3205628 MLS ⋅ ACTIVE Status ⋅ 4.25 Acres ⋅ 38574 Zip Code

Experience peace & tranquility on your private, covered back porch drinking a cup of coffee taking in the sights & sounds of nature. This modern 3BR/2BA farmhouse is in the very early stages of new construction on 4.25 ac in established Cumberland Cove. The kitchen boasts an oversized island inviting casual conversations & overflow seating from the formal dining rm, lots of cabinet space, SS appliances, tile backsplash, walk-in pantry, & granite countertops. Cozy up under a blanket in the family rm w/fireplace & vaulted ceilings. Enjoy your own private oasis in the spacious primary BR w/massive walk-in closet & storage, custom tile shower, double vanities, & granite countertops. Spacious laundry rm w/ cabinetry & sink. Luxury feel w/trey ceilings in primary BR, dining rm, and office/flex rm. Let's not forget 9ft. ceilings throughout & 2 car garage! Creek on property! Installed gas line for generator (no generator installed) Enjoy all the amenities Cumberland Cove has to offer- 4 private parks, waterfalls, and hiking trails! Buyer to verify all info. Photos are AI generated from house plans and may differ from the actual home. Home slated to be completed November 2026! **Custom finishes of your choice allowed depending on where the construction process is at time of agreed upon offer. As of 9/16, electrical, HVAC, and fireplace in process.

2000 Street Place Loop, Monterey

$750,000

3 Beds ⋅ 3 Baths ⋅ 3176342 MLS ⋅ ACTIVE Status ⋅ 8.3 Acres ⋅ 38574 Zip Code

Welcome to this extraordinary rustic retreat in the serene Cumberland Cove neighborhood, nestled on 8.3 private acres. This unique home combines tranquility with modern comforts, featuring 3 spacious bedrooms, 2.5 bathrooms, and a master suite with an oversized walk-in closet, custom soaking tub, and tiled shower. The large, open living area is bathed in natural light, perfect for relaxation and entertainment around a cozy gas fireplace. The chef's dream kitchen boasts a gas range and ample storage. An upper loft with a bathroom provides additional space, ideal for guests or a home office. Enjoy the natural surroundings through a large sunroof or unwind on the private back deck. With a 3-car attached garage, a detached garage workshop, and a storage room off the garage, this home offers ample parking and storage. Tucked away in a peaceful setting, this property is a rare find, combining rustic charm with modern amenities.

31 Reeves Pl, Monterey

$555,000

3 Beds ⋅ 2 Baths ⋅ 3169733 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Stunning new construction located in Cumberland Cove sitting on 4 acres offers 2,265 Sq ft of modern comfort living. The family room has soaring cathedral ceilings and a large gas log fireplace surrounded with stone. LVF within the home with tile in the wet areas. The kitchen is designed with custom built cabinets, granite counter tops with the gas cook top located in the island. Perfect for entertaining & everyday living. The spacious master bedroom includes a trey ceiling en-suite bath, with a his/her vanity , free standing soaker tub, a walk in tile shower & an over sized walk in closet. The guest side has 2 bedrooms and a guest bathroom. Large Laundry room with a utility sink, cabinet space & a folding table to make everyday chores easier. Energy efficiency & long-term durability are enhanced with a tankless water heater & an encapsulated crawl space. Covered front & back porch with concrete flooring to provide comfortable outdoor living year-round usability. Act quick & pick your finishing touches! Owner/Agent

633 Icy Cove Trl, Monterey

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.