Cumberland Lakes Real Estate

Welcome to Cumberland Lakes, a picturesque subdivision nestled in the heart of Monterey, Tennessee, within the serene landscapes of Cumberland County. This charming community is an idyllic retreat for those seeking a peaceful lifestyle while still enjoying the conveniences of modern living.

Cumberland Lakes is renowned for its stunning natural beauty, featuring serene lakes, lush greenery, and scenic views that change with the seasons. Whether you’re an outdoor enthusiast or simply looking for a tranquil escape, this neighborhood offers a wealth of recreational opportunities. Residents can enjoy fishing, kayaking, and leisurely strolls along the lakeside, making it a perfect setting for family picnics and community gatherings.

The subdivision boasts a variety of well-designed homes, each reflecting the warmth and character of the surrounding environment. With spacious lots and thoughtful landscaping, Cumberland Lakes provides a sense of privacy and tranquility that is hard to find elsewhere. The homes here cater to diverse tastes, from cozy cottages to more expansive residences, ensuring there’s something for everyone.

Located conveniently near Monterey’s vibrant downtown, residents have easy access to local shops, restaurants, and essential services. The community is also in close proximity to major highways, making it an excellent choice for commuters traveling to nearby cities.

Cumberland Lakes is not just a place to live; it’s a lifestyle choice. Experience the best of Tennessee living in this welcoming community where nature and comfort harmoniously blend. Come discover your dream home in Cumberland Lakes—your serene sanctuary awaits!

Newest Listings in Cumberland Lakes

$599,900

3 Beds ⋅ 3 Baths ⋅ 3285769 MLS ⋅ ACTIVE Status ⋅ 5.15 Acres ⋅ 38574 Zip Code

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, detached two-car garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

246 Cross Drive, Monterey

$24,900

3159241 MLS ⋅ ACTIVE Status ⋅ 1.3 Acres ⋅ 38574 Zip Code

This 1.3 acre wooded lot is across from Lazy Lake in the private community of Cumberland Lakes. Easy building site on this beautiful property. 2 Lakes to enjoy with your electric boat, kayak or canoe and fishing. Clubhouse, dock and boat launches available. Some restrictions to maintain the quality of the neighborhood. Fiber internet available at street along with electric and Telephone. Sceptic and well needed. Peaceful country living yet close to Cookeville and Crossville with all amenities and 2 hospitals. Come visit this beautiful property.

Cumberland Lakes Drive, Monterey

$33,500

3111758 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 38574 Zip Code

Beautiful wooded 1.5Acre lot in the Quiet Country Setting of Cumberland Lakes. Winter Lake View. Tired of noise and traffic? This is what you're looking for in a property. 2 Private lakes for residents to enjoy and fish with your electric boat or canoe. Close to all amenities in Crossville and Cookeville where you have shopping, restaurants, car dealerships, hospitals, etc. High speed internet, electric and telephone is available at street. Well and septic needed. Seller is an agent.

Crystal Point, Monterey

$24,500

2928146 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 38574 Zip Code

This is approx. 1 acre property located on Crystal Pt cut-de-sac. Very private country setting for this wooded property with a small creek at back boarder and a potential Seasonal Lake View. Good flat building site on property. Private Parks have boat ramps for your electric powered boats, canoes or Kayaks with picnic areas. There is also a community clubhouse. Mild restrictions maintain the quality of the neighborhood. Well and Septic needed. High Speed Internet, Electric and Telephone are available at the street. Paved county roads. convenient to Cookeville and Crosville with all amenities and 2 hospitals. The Adjoining lot is also available for an additional 1.8 acres and additional privacy. Come for a visit and view this beautiful property.

37 Crystal Point, Monterey

$27,500

2928149 MLS ⋅ ACTIVE Status ⋅ 1.1 Acres ⋅ 38574 Zip Code

This is approx. 1 acre property located on Crystal Pt cut-de-sac. Very private country setting for this wooded property with a small creek at back boarder and a potential Seasonal Lake View. Good flat building site on property. Private Parks have boat ramps for your electric powered boats, canoes or Kayaks with picnic areas. There is also a community clubhouse. Mild restrictions maintain the quality of the neighborhood. Well and Septic needed. High Speed Internet, Electric and Telephone are available at the street. Paved county roads. convenient to Cookeville and Crosville with all amenities and 2 hospitals. The Adjoining lot 37 is also available for an additional 1 acre and additional privacy. Come for a visit and view this beautiful property.

38 Crystal Point, Monterey

$28,000

2980571 MLS ⋅ ACTIVE Status ⋅ 1.58 Acres ⋅ 38574 Zip Code

Looking for space, privacy, and natural beauty? This 1.58-acre wooded lot on Mountain Ash Dr offers the perfect setting to build your dream home in the sought-after Cumberland Lakes community. With abundant wildlife and gently rolling terrain, the property invites you to enjoy everything nature has to offer—right from your backyard. Cumberland Lakes blends rustic charm with modern comfort. Residents enjoy access to miles of hiking trails, dramatic overlooks, peaceful picnic areas, and opportunities for golfing, fishing, and quiet reflection. The community is known for its tranquil environment and active neighborhood spirit, complete with social events and friendly gatherings. Whether you're dreaming of a cozy cabin, modern retreat, or homestead-style build, this lot provides the canvas for your vision. Come experience a lifestyle where natural beauty meets relaxed Tennessee living.

158 Mountain Ash Drive, Monterey

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.