106 S Germantown Road, Chattanooga, TN 37411

$330,000
4
BD
2
BA
3,069
SqFt

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List Price
$330,000
Status
ACTIVE
MLS#
3499510
Days on Market
36
Bedrooms
4
Bathrooms
2
Full Bathrooms
2
Living Area
3,069
Lot Size
16,988
Acres
0.39
County
Hamilton County

Property Description

Welcome home to 106 S Germantown Rd, a charming Belvoir 1947 Cape Cod style home full of character on nearly 0.4 private acres in the heart of Chattanooga. With over 3,000 square feet across multiple levels, this 4-bedroom, 2-bath home, plus an additional finished bonus room and third full bath on the top floor, offers an impressive amount of space and flexibility for a large household, multigenerational living, working from home, or simply having room to spread out. Inside, gleaming hardwood floors flow through the bright living and dining areas, leading into a well-appointed kitchen with ample counter space and cabinetry. But the main level is only the beginning. This home just keeps going, with additional finished spaces both upstairs and down that open the door to countless possibilities. The finished basement adds another level of usable living space with a family room, two bedrooms, a full bath, laundry area, storage, and its own private exterior entrance. The layout offers exciting potential for a mother-in-law setup, extended family, older children, guests, or even potential rental income. It could also serve as a media room, recreation area, home gym, or second family room depending on your needs. Upstairs, the finished attic adds yet another unexpected bonus, with an additional finished room and full bath not included in the advertised bedroom and bathroom count. Vaulted ceilings give the space an open and inviting feel, making it a great option for a home office, game room, creative studio, playroom, lounge, or additional flex space. Outside, enjoy a large, flat, fully fenced backyard with plenty of room for pets, play, gardening, and entertaining. The covered patio with retractable awning provides a comfortable place for outdoor dining and relaxing, while the fire pit creates another great gathering spot. Additional features include a 2-car carport and a spacious, level lot.

Additional Information

Basement Description
Finished
Construction Type
Vinyl Siding
Cooling System
Central Air, Electric
Elementary School
East Ridge Elementary School
Floor Types
Wood, Laminate, Tile
Heating System
Central, Natural Gas
High School
Brainerd High School
Junior High School
Dalewood Middle School
Living Area
3,069
Lot Description
Level, Cleared
Lot Dimensions
85X220
Number Of Stories
3
Roofing Material
Asphalt
Sewer System
Public Sewer
Subdivision
Kelly Gardens
Subtype
Single Family Residence
Tax Amount
$2,626
Water Source
Public
Year Built
1947
Type
Single Family Residential

Mortgage Calculator

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Greater Downtown Realty dba Keller Williams Realty.

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.