Carthage Homes under $400,000

Welcome to Carthage, Tennessee – a hidden gem nestled in the heart of Smith County. This charming city is steeped in rich history and surrounded by breathtaking natural beauty, making it an ideal place to call home. With its friendly atmosphere and strong sense of community, Carthage offers a unique blend of small-town charm and modern conveniences.

Carthage is known for its picturesque landscapes, including the serene waters of the Cumberland River and the lush rolling hills that surround it. Residents enjoy a variety of outdoor activities, from fishing and boating to hiking and picnicking in local parks. The city also boasts a vibrant downtown area with an array of shops, restaurants, and cultural attractions, ensuring there’s always something to do.

For those looking to settle down in this enchanting city, Carthage offers a range of homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a diverse selection of properties that cater to every lifestyle. From charming bungalows to spacious family homes, there’s something for everyone in this welcoming community. The affordability of real estate in Carthage makes it an attractive option for both families and retirees seeking a peaceful yet vibrant place to live.

With its rich heritage, friendly community, and beautiful surroundings, Carthage, TN, is truly a place where you can create lasting memories. Explore the homes available today, and discover why so many are choosing to make Carthage their forever home!

Newest Carthage Homes under $400,000

$240,000

3 Beds ⋅ 2 Baths ⋅ 3619921 MLS ⋅ COMING SOON / HOLD Status ⋅ 0.8 Acres ⋅ 37030 Zip Code

All offers due Sunday by 8pm. Receive a special rate incentive or closing cost credit with seller’s suggested lender! Make lakeside living your own in this unique home situated on nearly an acre, offering beautiful lake views, added privacy, and endless potential! With no rear neighbors, you can enjoy the peaceful setting and scenic views from the oversized windows in both the spacious living room and upstairs loft. The open-concept main level features a large living room that flows seamlessly into the kitchen and dining area, creating a welcoming space for everyday living and entertaining. Two bedrooms, a full bathroom, and a dedicated laundry room complete the main level. Upstairs, you’ll find a private third bedroom with its own full bathroom and walk-in closet, along with a versatile loft overlooking the living space and capturing those beautiful lake views. Whether you envision a cozy lakeside retreat, a personalized forever home, or a weekend getaway, this property offers the space, setting, and opportunity to bring your vision to life!

179 Lakeside Dr, Carthage

$210,000

2 Beds ⋅ 1 Baths ⋅ 3618775 MLS ⋅ ACTIVE Status ⋅ 0.22 Acres ⋅ 37030 Zip Code

Charming and conveniently located 2-bedroom, 1-bath home in the South Carthage city limits! Enjoy being just minutes from local shopping, dining, schools, and everyday amenities. This inviting home offers a great opportunity for first-time homebuyers, those looking to downsize, or anyone seeking a place to call their own. A metal storage building in the backyard provides extra space for tools, lawn equipment, and storage needs. Ready for its new owners, this home is full of potential and ready for its next chapter. Don't miss your opportunity to make it yours!

116 S Davis St, Carthage

$374,900

3 Beds ⋅ 2 Baths ⋅ 3615729 MLS ⋅ ACTIVE Status ⋅ 2.79 Acres ⋅ 37030 Zip Code

Welcome to this well-maintained 3-bedroom, 2-bath home situated on approximately 2.79 acres. Built in 2024, this 1,500-square-foot home offers comfortable living space with plenty of room to enjoy both inside and out. A recently completed two-car, 24' x 30', metal-roofed, detached garage, finished in 2026, provides convenient covered parking and additional storage. The home has been kept exceptionally clean and well cared for, offering a move-in-ready opportunity for its next owner. The spacious acreage provides room for outdoor activities, gardening, entertaining, or simply enjoying the surrounding property. A great combination of newer construction, additional garage space, and acreage.

9 Boston Ln, Carthage

$359,900

3 Beds ⋅ 3 Baths ⋅ 3613042 MLS ⋅ ACTIVE Status ⋅ 0.27 Acres ⋅ 37030 Zip Code

Gorgeous brick home full of charm and timeless character. Beautifully renovated 2,800 +/- sq ft brick home in town. This 3-bedroom 3 full bath home combines traditional craftsmanship with modern, high-end finishes throughout, offering both elegance and comfort in every detail. Gas log fireplace in the living room for those cool nights. Step inside to discover a spacious, thoughtfully designed interior featuring hardwood flooring, updated kitchen with granite countertops and island, 2 bedrooms and 3 bathrooms, as well as a spacious utility room all on the main level and a seamless flow ideal for both everyday living and entertaining. An additional guest bedroom upstairs also an added space for a home office, small play area, or storage. Outdoors, enjoy a covered screened-in back porch patio perfect for relaxing evenings or hosting guests, all overlooking a fully fenced backyard with concrete patio perfect for grilling area that provides privacy and space for family, pets, or entertaining. Want a pool? Perfect space for that as well! Shed included as well. With its prime in town location close to shopping, dining, and schools, this home offers the perfect blend of convenience and luxury. NO HOA! Main level HVAC replaced in 2024 and dishwasher replaced in 2025. This one is a must see!

518 E Jefferson Ave, Carthage

$269,900

3 Beds ⋅ 1 Baths ⋅ 3612632 MLS ⋅ ACTIVE Status ⋅ 0.51 Acres ⋅ 37030 Zip Code

Interior pictures available 10-12-26 Charming brick home on approx. half acre. This house has a spacious backyard, an upstairs that you could use as a fourth bedroom or a second living space, a dining nook. Convenient location near schools, dining and shopping. Realty Firm does not hold EOM.

635 E Jefferson Ave, Carthage

$369,900

3 Beds ⋅ 1 Baths ⋅ 3603766 MLS ⋅ ACTIVE Status ⋅ 0.45 Acres ⋅ 37030 Zip Code

Lake views, modern updates, and room to unwind! This fully remodeled 3-bedroom home sits on 0.45 acres with direct lake access across the street. Inside, enjoy custom kitchen cabinetry, granite countertops, updated appliances, luxury vinyl plank flooring, and an updated bathroom. A new roof, new sewer field lines, and HVAC approximately 5 years old add value. Relax on the lake-view front porch or enjoy the fully fenced backyard and above-ground pool. A finished 8x10 detached office with electricity, insulation, and heating and air offers flexible space for work or hobbies. Kayaking and fishing are steps away, with Defeated Creek Campground less than 3 miles down the road! Outdoors, this property truly shines. Sit on your rocking chair front porch with a view of the lake. Enjoy a fully fenced backyard offering privacy and space to relax or entertain. Cool off in the above-ground pool, or take advantage of the fully finished 8x10 detached office, complete with electricity, insulation, and heating & air—perfect for remote work, a hobby space, or private retreat. For those who love the outdoors, this location is hard to beat. Direct lake access sits right across the street, featuring a convenient pull-off area ideal for launching kayaks or small boats, along with a great fishing spot just steps from your front door. Plus, Defeated Creek Campground is less than 3 miles away, offering even more opportunities for recreation and relaxation. This home delivers the lifestyle buyers are looking for—modern updates, functional space, and unbeatable access to the water—all at an incredible value.

537 Defeated Creek Hwy, Carthage

$368,900

3 Beds ⋅ 2 Baths ⋅ 3601534 MLS ⋅ ACTIVE Status ⋅ 0.73 Acres ⋅ 37030 Zip Code

Located just outside Carthage, this new construction home sits on a .73‑acre corner lot with quick access to everything in the area. You’re less than 5 minutes to Main Street, Carthage, 15 minutes to Gordonsville and I‑40, and only 10 minutes to Defeated Creek Marina, beach, and campground. Cordell Hull Lake and the Cumberland River are just minutes away, making this an ideal spot for enjoying the outdoors while staying close to town. This home offers an open‑concept layout with a vaulted ceiling and recessed lighting in the living room, flowing right into the kitchen featuring a large island, modern white cabinetry, and stainless steel appliances. The primary suite includes recessed lighting, walk‑in closet, and a full bathroom with a double vanity and tile shower. The split‑bedroom design places bedrooms 2 and 3 on the opposite side of the home; both offer big closets and easy access to the auxiliary bathroom with a tub/shower combo with tile surround. Outside, find a concrete driveway, concrete back patio, covered front porch, and a connecting concrete sidewalk for easy access between the two.

168 Turkey Creek Hwy, Carthage

$299,000

3 Beds ⋅ 2 Baths ⋅ 3598362 MLS ⋅ ACTIVE Status ⋅ 0.91 Acres ⋅ 37030 Zip Code

Nestled on a quiet dead-end road that runs directly into US Army Corps of Engineers land, this move-in ready 3-bedroom, 2-bathroom home offers the ideal mix of privacy, comfort, and outdoor lifestyle. Located just minutes from Cordell Hull Lake and a short 15-minute drive into historic Carthage, TN, this property is an absolute dream for outdoor enthusiasts, hunters, and anyone seeking a tranquil country setting. The kitchen has custom oak cabinets, as well as 30x40 detached garage that offers generous workshop or vehicle space, ideal for storing boats, ATVs, tools, and outdoor equipment.

229 McClures Bend Ln, Carthage

$369,900

3 Beds ⋅ 2 Baths ⋅ 3598360 MLS ⋅ ACTIVE Status ⋅ 5.1 Acres ⋅ 37030 Zip Code

Brand-New Construction! Be among the first to call this beautiful new construction home your own! Offering 3 bedrooms and 2 full baths with an inviting, spacious floor plan designed for comfortable everyday living. Construction is currently underway, with an expected completion date of November 2026. Quality features include an encapsulated home, spray foam insulation, a beautifully tiled primary bathroom shower, and custom cabinetry throughout the kitchen, laundry room, and both bathrooms. An appliance allowance will also be provided. The home will also include a 1-year home warranty and a 1-year termite warranty, providing added peace of mind for the new homeowner. Although the home is not yet finished, buyers are welcome to view it anytime. Don't miss the opportunity to own a brand new home. Call today to go take a private tour. More pictures coming soon!

362 Kempville Hwy, Carthage

$399,000

3 Beds ⋅ 2 Baths ⋅ 3545101 MLS ⋅ ACTIVE Status ⋅ 0.95 Acres ⋅ 37030 Zip Code

Exceptionally well-maintained home in the desirable Tanglewood Acres subdivision! Situated on a spacious double lot just shy of an acre, this 3-bedroom, 2-bath home offers a large living room, comfortably sized bedrooms, an updated walk-in tile shower, and plenty of storage throughout. The full unfinished basement provides endless possibilities and features a single-car garage with walk-out access. Outside, enjoy covered front and back porches, two concrete driveway entrances, fresh landscaping, and a large yard to the right of the home—perfect for a future shop, additional parking, or outdoor recreation. Conveniently located just minutes from downtown Carthage for shopping, dining, groceries, and everyday conveniences, and approximately 50 minutes from BNA. A well-cared-for home offering space, flexibility, and a great location!

11 W Hills Dale Ln, Carthage

$348,000

3 Beds ⋅ 2 Baths ⋅ 3540979 MLS ⋅ ACTIVE Status ⋅ 0.23 Acres ⋅ 37030 Zip Code

Welcome to 722 Jefferson Avenue E, conveniently located in the heart of Carthage. This spacious 3-bedroom, 2-bath home offers approximately 2,295 square feet of comfortable and flexible living space. An additional room provides options for a fourth bedroom, home office, hobby room, or guest space. Inside, you’ll find an extra-large living room, a separate den, a generously sized kitchen, and a large centrally located utility room. The kitchen and laundry areas feature Samsung smart appliances, including a gas range, dishwasher, and Family Hub refrigerator with a built-in screen. Abundant closets, storage spaces, and attic access provide plenty of room to stay organized. Outdoor features include a carport, two porches, and a gray storage shed. One bedroom has its own exterior door leading to a porch. The crawlspace has been encapsulated and equipped with dehumidifiers for more than four years. With spacious rooms, flexible living areas, ample storage, and a convenient central Carthage location, this home offers plenty of possibilities for its next owner.

722 E Jefferson Ave, Carthage

$380,000

3 Beds ⋅ 3 Baths ⋅ 3530280 MLS ⋅ ACTIVE Status ⋅ 0.33 Acres ⋅ 37030 Zip Code

Welcome to this beautiful new-construction home offering 1,744 square feet of thoughtfully designed living space and seasonal lake views. The main level features two bedrooms, two full bathrooms, an inviting living area, and a stylish kitchen with custom cabinetry and granite countertops. The finished lower level includes a third bedroom, a half bathroom, and a second living area—ideal for relaxing, entertaining, or creating a home office or media room. Luxury vinyl plank flooring flows throughout the home, while tiled showers add a polished touch to the bathrooms. With modern finishes, flexible living spaces, and scenic seasonal views, this home is ready to impress.

311 Turkey Creek Hwy, Carthage

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.