Charleston Homes under $400,000

Welcome to charming Charleston, Tennessee, a hidden gem nestled in Bradley County that offers a perfect blend of small-town warmth and modern conveniences. With its rich history, friendly community, and picturesque landscapes, Charleston is an ideal place for families, young professionals, and retirees alike.

As you explore this delightful city, you’ll find an array of outdoor activities to enjoy, from leisurely strolls along the scenic parks to engaging in local festivals that celebrate the vibrant culture of the region. The nearby Hiwassee River provides opportunities for fishing, kayaking, and picnicking, making it a favorite spot for nature enthusiasts. Charleston’s quaint downtown area is home to local shops, cozy cafes, and eateries that serve up delicious Southern cuisine, ensuring you’ll never run out of places to explore.

For those considering a move to this idyllic city, you’ll be pleased to discover that Charleston offers a variety of homes priced under $400,000. Whether you’re searching for a charming cottage, a spacious family home, or a modern townhouse, you’ll find options that cater to your needs and budget. The real estate market here is thriving, making it an excellent time to invest in your dream home.

With its affordable housing options and welcoming atmosphere, Charleston, TN, is not just a place to live but a place to thrive. Come discover the warmth and charm of Charleston, where your dream home awaits!

Newest Charleston Homes under $400,000

$229,000

2 Beds ⋅ 1 Baths ⋅ 3627476 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37310 Zip Code

Quiet ranch home on a half acre lot with 2 bedrooms,1 bath and sunroom. Updates included new heat pump, crawlspace encapsulation, tree removal, water/filter for home filteration system, new well pressure tank, few flooring in kitchen,dining and laundry area, all new kitchen appliances, all new outlets and lights, front porch newly screened, dog lot fenced in rear, 7x7 outdoor shed conveys, ring cames inside and outside used for pet managment. Bring your goats or chickens and come get back to nature with a mostly private yard with fencing. Home warranty included.

180 Mount Harmon Rd Ne, Charleston

$239,900

3 Beds ⋅ 2 Baths ⋅ 3622853 MLS ⋅ ACTIVE Status ⋅ 0.38 Acres ⋅ 37310 Zip Code

**OPEN HOUSE 10/25/26 from 1-3pm** **Hosted by John Loveless** Classic Charleston Charm with Modern Updates - 109 Cass Street NE, Charleston, TN Welcome to 109 Cass Street NE, a 1950 Charleston, TN home where timeless character meets fresh, move-in-ready updates. Set on a quiet street yet right next to US-11, this 3-bedroom, 2-bath home offers 1,376 square feet of living space on a level lot with an easy commute to Cleveland, Athens, and Chattanooga. Step inside and fall in love with the timeless hardwood floors that flow throughout the home. Beautiful wood trim frames every doorway and window, and original door hardware adds the kind of classic touches you simply can't find in a new build. The spacious living room features an electric fireplace, creating a cozy gathering spot for cool evenings. Take advantage of the flex space just off the living room for an office or as a walk-in closet for the master bedroom. The refreshed kitchen offers white cabinetry and stainless steel appliances, and a separate, formal dining space. Outside, the large attached double carport provides plenty of covered parking, room for projects, and a great spot for weekend gatherings. Below, the full unfinished basement offers endless possibilities for storage, a workshop, or future expansion. A durable metal roof adds peace of mind and curb appeal, while the welcoming front porch and teal front door make a great first impression. Located in the heart of Charleston, you'll enjoy small-town living close to schools, shopping, and outdoor recreation. Public water and sewer and an in-town location add everyday convenience. Whether you're a first-time homebuyer, downsizing, or looking for a Bradley County investment property, this character-filled Charleston home is a must-see. Schedule your private showing today! **Select photos have been virtually staged for illustrative purposes.**

109 Cass St Ne, Charleston

$225,000

2 Beds ⋅ 1 Baths ⋅ 3621985 MLS ⋅ ACTIVE Status ⋅ 1.8 Acres ⋅ 37310 Zip Code

If you've been looking for a quaint and private place to call home, with convenient access to town, you've found it! This single level home situated on 1.8 unrestricted acres is waiting for you to create the private retreat you've been dreaming of. Whether you want to create your own homestead or just desire a little extra privacy away from the busyness of everyday life, this property gives you options! Two additional outbuildings on the property provide additional storage. With two bedrooms and an updated bathroom and kitchen this home is perfect whether you're looking for your first home or downsizing. And, with the added benefit of low county taxes and a courtesy 1 year home warranty offered by the seller, you can enjoy affordability and peace of mind. Schedule a tour and see for yourself!

1280 Moore Rd Nw, Charleston

$349,900

3 Beds ⋅ 2 Baths ⋅ 3614510 MLS ⋅ ACTIVE Status ⋅ 0.52 Acres ⋅ 37310 Zip Code

Welcome to this beautifully updated, one-level modern farmhouse-style home! This move-in-ready home offers a bright, open floor plan thoughtfully designed for comfortable everyday living. Featuring 3 bedrooms & 2 full baths, this home combines charm, functionality, & plenty of space. Beautiful white shiplap-style ceilings enhance the modern farmhouse character, while the propane fireplace in the living room provides a warm & inviting focal point for relaxing & gathering with family and friends. The split-bedroom floor plan provides added privacy, with the primary suite located on one end of the home and the additional bedrooms on the opposite end. One of the secondary bedrooms is conveniently located near the guest bath, providing privacy & comfort for family or overnight guests. You’ll appreciate the generously sized laundry room, providing plenty of room to move around & making everyday chores more convenient. Outside, the completely fenced-in yard offers a wonderful space for children & fur babies to play & enjoy the outdoors. The property also features a garage/workshop with electricity, plus an attached lean-to providing additional covered parking. Relax & enjoy your morning coffee on the inviting rocking-chair front porch with swing, or gather with family & friends on the large, completely screened-in back porch. With its peaceful setting, natural surroundings, & wonderful outdoor living spaces, this home offers a beautiful balance of country charm & comfortable living, while still being conveniently located near restaurants, shopping, & everyday amenities. Come see all this charming home has to offer & discover why it could be the perfect place to call home! Schedule your private showing today!

220 Moore Circle Rd Nw, Charleston

$299,900

3 Beds ⋅ 2 Baths ⋅ 3610632 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37310 Zip Code

Step into this charming 3-bedroom, 2-bath home offering 1,596 sqft of optimized living space on a 0.37-acre corner lot--where comfort meets convenience and the views do the heavy lifting. Perfectly situated near B&B Marina, this property delivers immediate access to recreation while maintaining the quiet privacy buyers crave. Inside, you're greeted by expansive picture windows that flood the home with natural light and frame a serene river view, instantly elevating your daily workflow from ordinary to waterfront-chic. The open layout supports seamless living and entertaining, while the thoughtful design keeps the space feeling bright, inviting, and efficiently utilized. Outside, the generous lot offers room to grow--whether that means outdoor hosting, gardening, or simply enjoying your corner of Tennessee paradise. With its prime location, stunning natural light, and scenic backdrop, this home is a high-value asset ready for its next owner to step in and start living the good life.

374 Marina Hills Cir Nw, Charleston

$289,900

3 Beds ⋅ 2 Baths ⋅ 3542880 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37310 Zip Code

Charming One-Level Home with partially finished basement on Half an Acre Welcome home to this well-maintained one-level, 3-bedroom, 2-bath home offering approximately 1,350 square feet of comfortable living space, plus a full basement with additional partially finished space and a basement garage. Situated on a spacious half-acre lot, this property offers plenty of room to enjoy the outdoors while providing the convenience of one-level living. The full basement provides excellent flexibility for storage, a workshop, recreation space, or future living areas, with the added convenience of a garage. Recent improvements include almost all brand-new windows, along with a new front door and basement door. The new windows also come with a one-time transferable warranty, providing added peace of mind for the next owner. With three bedrooms, two full bathrooms, a full basement, garage, and a generous half-acre lot, this home offers a great combination of space, functionality, and recent updates. Whether you’re looking for a comfortable primary residence or a property with room to grow, this one is worth a look! Professional pictures to be added soon. Please call to schedule your appointment to see this beautiful home.

139 Apple Valley Ct Ne, Charleston

$285,000

4 Beds ⋅ 2 Baths ⋅ 3542449 MLS ⋅ ACTIVE Status ⋅ 0.65 Acres ⋅ 37310 Zip Code

PRICE ADJUSTED to reflect the current marker conditions. This gorgeous all-brick ranch in the heart of the historic city of Charleston, has been remarkably well maintained and cared for and features a traditional layout. The first thing you will notice is the peaceful porch area surrounded by mature trees. A beautiful, bright and large living room greets you as you enter and a separate dining room surrounded with cozy wood paneling. The fully equipped kitchen offers plenty of room and counter top space; next, is the the sizable walk-in laundry room. The home also features gorgeous hardwood floors and very nice brand-new easy-to-clean double pane windows throughout. The main bedroom is strategically located for privacy.The second bathroom is perfectly located for easy access from the other three bedrooms and its huge size will surprise you. Adding to your peace of mind and value of this one-of-a-kind home are, the new 40-year warranty shingle roof, the newer HVAC system, water heater, newer plumbing and electrical systems. The entire crawl space has been updated with a vapor barrier and new floor joists. Outside, the large front yard will delight you all year round during each season, while the large backyard will offer many hours of great entertainment or relaxation to you and your family. This home is tucked away in the sought-after historic Charleston area, only minutes away from the State-designated scenic Hiwassee river for its beauty, diverse recreation and trout and striper fishing. It is also in the school system of the award-wining STEAM program unique to the Charleston Elementary school and of Walker Valley, the pioneer high school in Bradley county. Located between Cleveland and Athens a wide variety of shopping, commerce and restaurants is nearby. Ask us about our 100% financing through our preferred lender. Call us for a private tour and bring us an offer today!

128 Scott St Ne, Charleston

$272,000

3 Beds ⋅ 3 Baths ⋅ 3526372 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.5 Acres ⋅ 37310 Zip Code

This incredible home is in exceptional condition and has been very well maintained. The main level features a comfortable living layout with a primary suite offering an en suite bath and an extra‑large walk‑in closet. Upstairs includes two nicely sized bedrooms, each with large walk‑in closets, along with a full bath. The home also offers an oversized laundry room and a bright dine‑in kitchen perfect for everyday living. Enjoy outdoor relaxation on the large deck overlooking the open backyard, providing plenty of space for play, gardening, or entertaining. The unfinished basement with garage offers outstanding potential for future expansion or storage. This property delivers space, comfort, and opportunity in a well‑cared‑for home.

129 Apple Valley Ct Ne, Charleston

$267,900

3 Beds ⋅ 2 Baths ⋅ 3277722 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37310 Zip Code

Welcome to 260 High Street -- a beautifully crafted new construction home in the heart of Charleston, TN! This 3 bedroom, 2 bathroom home offers 1,200 square feet of thoughtfully designed living space, perfect for first-time buyers, downsizers, or investors alike. Featuring modern finishes throughout, an open and functional floor plan, and the peace of mind that comes with brand-new construction, this home is truly move-in ready. Enjoy the added bonus of being within walking distance to a community park, perfect for morning walks, weekend picnics, or letting the kids and pets play. With the charm of small-town Charleston living and easy access to Cleveland, TN and the greater Chattanooga area, this brand-new home in a growing community won't last long -- schedule your showing today!

260 High St Ne, Charleston

$299,000

3249185 MLS ⋅ ACTIVE Status ⋅ 37310 Zip Code

Great investment package! This listing includes both a triplex and a duplex, offering five total units with strong rental potential. Several units feature updated interiors with modern finishes, while others provide the opportunity to add value through future renovations. With a mix of updated units and additional upside, this duplex and triplex combo provides reliable cash flow today and room for growth tomorrow.

389 Market St Ne, Charleston

$234,900

2 Beds ⋅ 3 Baths ⋅ 3217071 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 37310 Zip Code

Introducing Charleston's First-Ever New Construction Townhomes of its kind! Be part of something new in the heart of Charleston, TN. These modern 2-bedroom, 2.5-bath townhomes are the first of their kind in the area—perfect for homeowners or investors alike. Each spacious bedroom includes its own private en-suite bathroom and generous closet space. The centrally located upstairs laundry adds everyday convenience. Downstairs, enjoy a bright and open-concept layout featuring a stylish kitchen with granite countertops, stainless steel appliances, a half bath, and plenty of storage. Located just minutes from the Hiwassee River and I-75, you can have your boat in the water or be on your way in no time. Don't miss this opportunity to own a piece of Charleston's growth—schedule your showing today!

265 Cass Ln Nw, Charleston

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Charleston Homes under $400,000

Newest Charleston Homes under $400,000

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