Decatur Homes under $700,000

Welcome to Decatur, Tennessee—a charming small town that beautifully blends Southern hospitality with scenic beauty. Nestled along the banks of the Tennessee River, Decatur is not just a place to live; it’s a lifestyle that embodies tranquility and community spirit. With its rich history, vibrant culture, and outdoor recreational opportunities, Decatur is an ideal destination for families, retirees, and anyone seeking a peaceful retreat.

One of the standout features of Decatur is its affordability. For those looking to settle down in this picturesque town, there are a variety of homes available for under $700,000. Whether you’re in the market for a cozy cottage, a spacious family home, or a charming farmhouse, Decatur offers an array of options that cater to diverse tastes and needs. The real estate market here is thriving, making it an excellent time to invest in your dream home.

Residents enjoy a close-knit community, where neighbors become friends and local events bring everyone together. Explore the beautiful parks, take a leisurely stroll along the river, or indulge in the local dining scene that showcases the best of Southern cuisine. With easy access to nearby cities like Chattanooga and Huntsville, Decatur provides the perfect balance between a peaceful small-town vibe and the conveniences of urban living.

Discover your new home in Decatur, TN—where affordability meets charm, and every day feels like a vacation. Let us help you find the perfect property that fits your lifestyle and budget!

Newest Decatur Homes under $700,000

$235,000

3 Beds ⋅ 2 Baths ⋅ 3610158 MLS ⋅ ACTIVE Status ⋅ 0.31 Acres ⋅ 37322 Zip Code

Welcome to this recently updated home tucked away at the end of a cul-de-sac in a great neighborhood! Featuring 3 bedrooms, and 2 full bathrooms, this home offers plenty of space to spread out. The large living room provides a welcoming gathering space, while the kitchen features new countertops, stainless steel appliances, and white cabinetry. An adjoining dining area makes everyday meals and entertaining convenient. The spacious primary bedroom includes a walk-in closet and private ensuite bathroom. The generously sized guest bedroom also offers a walk-in closet. Outside, enjoy a sprawling fenced backyard with room for outdoor activities, gardening, or relaxing. White fencing frames the front yard and adds charming curb appeal, while a 2-car carport provides covered parking, also a storage building. Some updates include new LVP flooring, new carpet, new paint, new lighting, new shelving, an HVAC system installed in 2022 and shingle roof installed in 2021 and more. Located just minutes from town, shopping, dining, and everyday amenities, this home combines neighborhood convenience with inviting indoor and outdoor space. Schedule your showing today!

155 Windfield Lane, Decatur

$479,900

4 Beds ⋅ 2 Baths ⋅ 3602060 MLS ⋅ ACTIVE Status ⋅ 0.58 Acres ⋅ 37322 Zip Code

Thinking you cannot live on the water affordable! Well, now you can. Nestled right on the Hiwassee River. Beautiful new entrance to the upstairs which boasts 2 bedrooms, owners suite has french doors that open to the covered screen porch, 1 bath. Great open floor plan for living, dining and kitchen. Laundry room just outside the kitchen. Wide open view to the beautiful water and walk out onto the spacious screened in porch just newly carpeted and painted. Ceiling fans for added breeze on those hot summer days. Inside you will find beautiful wood flooring. Great new energy efficient windows and fresh paint. All kitchen appliances to stay, including stackable washer and dryer. Hey, if you love the beautiful new living room furniture, it can stay! Scoot on over to the stairs and sit down in your own stairlift to enter into an entire living area. A large living area with full kitchen, walk in shower, and a bonus room. Basement has a walkout door to a small patio area to enjoy that sensational view once again. Basement also has a walkout door to the massive 2 car garage with a large shop area. Back yard is partially fenced so your fur babies and littles can run wild. Several areas of entertaining are situated around the property to be able to soak in the sun or hide in the shade. An additional gravel area has been added in the front to allow for more parking as needed. Call and schedule your showing 423-790-2853 and let's go check out what river life can be!

691 Lakehaven Cir, Decatur

$222,900

2 Beds ⋅ 1 Baths ⋅ 3598904 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37322 Zip Code

Completely renovated and move-in ready, this charming 2-bedroom, 1-bath home offers the perfect blend of modern updates and peaceful country living. Situated on a spacious lot just minutes from the Tennessee River, this home has been thoughtfully updated from top to bottom with quality finishes throughout. The extensive renovation includes a new roof, all-new HVAC system, new windows, new electrical, new plumbing, along with new flooring, fresh paint, updated lighting, a beautifully remodeled kitchen with new cabinetry, countertops, and appliances, and a stylishly renovated bathroom. With both the cosmetic and major mechanical updates already completed, this home offers true peace of mind and low-maintenance living for years to come. Outside, you'll enjoy a large yard with plenty of room to relax, entertain, garden, or park recreational vehicles. A detached block workshop provides excellent space for hobbies, storage, tools, or equipment, adding even more versatility and value to the property. Conveniently located with easy access to Decatur, Dayton, Athens, and nearby Tennessee River marinas and boat launches, this property is ideal as a full-time residence, weekend retreat, or investment opportunity. If you're looking for an affordable, turnkey home where all the hard work has already been done, this one is ready to welcome you home.

659 River Road, Decatur

$250,000

4 Beds ⋅ 2 Baths ⋅ 3598197 MLS ⋅ ACTIVE Status ⋅ 0.82 Acres ⋅ 37322 Zip Code

Welcome to 299 Shiloh Rd in Decatur, TN--where space, character, and peaceful country living come together on just under an acre! This move-in-ready 4-bedroom, 2-bath home is filled with warm, inviting details that set it apart. Step inside to a spacious living room featuring beautiful built-ins and an open flow into the kitchen, creating a comfortable space for everyday living and entertaining. The kitchen is truly the heart of the home, anchored by a massive center island with plenty of room for meal prep, casual dining, and gathering with family and friends. Stacked-stone detailing above the cooktop adds character and creates a striking focal point. Just off the kitchen, the separate dining room makes a statement of its own with a beautiful fireplace and coffered ceiling--a space equally suited for family dinners, holiday gatherings, or a quiet evening at home. With four bedrooms and generous living space, there's plenty of flexibility for family, guests, a home office, or hobby space. Step outside and enjoy even more of what this property has to offer. Start your morning with coffee beneath the covered back deck or out front on the welcoming porch. The nearly one-acre property also features a small two-bay barn, providing additional storage for lawn equipment, tools, outdoor gear, and more. Whether you're enjoying a quiet morning on the covered back deck, entertaining family and friends, or simply taking advantage of the extra space inside and out, 299 Shiloh Rd offers comfortable living with room to spread out--all on just under an acre in Decatur.

299 Shiloh Road, Decatur

$645,000

4 Beds ⋅ 3 Baths ⋅ 3597368 MLS ⋅ ACTIVE Status ⋅ 0.78 Acres ⋅ 37322 Zip Code

Experience the beauty of Hiwassee River living with this spacious 4-bedroom, 3-bath retreat offering direct river access and a private dock. With no HOA, this property offers the freedom to enjoy riverfront living on your own terms. Inside, the spacious floor plan provides plenty of room for family and guests. Step outside to enjoy the river, relax in the cabana, or spend your days boating, fishing, and making memories along the water. The private dock and steps are currently being rebuilt, adding to the property's riverfront appeal. Furniture may remain with an acceptable offer, making this property an opportunity to enjoy a furnished river retreat without starting from scratch. Whether you're looking for a full-time residence, weekend getaway, or a place to gather with family and friends, this Hiwassee River property offers space, water access, and the opportunity to create your own riverfront lifestyle. Come see what makes this Hiwassee River retreat special!

372 Hiwassee Dr, Decatur

$349,900

5 Beds ⋅ 3 Baths ⋅ 3593736 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 37322 Zip Code

Welcome to 228 Crestwood Circle, located on a spacious 1.5-acre lot in Decatur Hills. Designed with room for the whole family, this home offers three bedrooms and two bathrooms on the main level, plus two additional bedrooms and a full bathroom in the basement. Upstairs, you'll find a large laundry room and a den with a gas fireplace. The basement also includes a workspace or shop area with plenty of electrical outlets for your projects. Offered as an estate, the home was built by its owner-builder as his forever home, reflecting lasting quality and care. Call or text today to schedule your private showing.

228 Crestwood Circle, Decatur

$474,900

3 Beds ⋅ 2 Baths ⋅ 3593552 MLS ⋅ ACTIVE Status ⋅ 6.5 Acres ⋅ 37322 Zip Code

Space is what you'll find in this 3 bedroom 2 bath rancher with 2 wood burning fire places sitting on 6.5 acres-/+. Potential apartment in the basement with a kitchen, bathroom, and a separate laundry. Plenty of extra storage with is a barn, work shop with power. And an extra space that has a bedroom and kitchen; add a bathroom and it would be ready for any overnight guests, Let's not leave off a spacious covered front porch where there is plenty of room for any gathering or a relaxing time of the evenings.

11571 S State Highway 58, Decatur

$239,900

3 Beds ⋅ 2 Baths ⋅ 3543067 MLS ⋅ ACTIVE Status ⋅ 2 Acres ⋅ 37322 Zip Code

Privacy, acreage, and a nearly new home--all in one! This 2024 3-bedroom, 2-bath manufactured home sits on a permanent foundation on 2 peaceful acres in Decatur. Inside, the 1,140 sq. ft. home offers an open, comfortable layout with wood-look flooring and recessed lighting throughout the main living areas. The bright kitchen features white cabinetry, tile backsplash, ample counter space, and an adjoining dining area. The primary suite includes a spacious bath with double vanity, generous storage, and a large tiled walk-in shower. Outside, the property really shines. A fully fenced yard provides plenty of room for pets, gardening, or outdoor living, while the long 2-acre parcel offers a mix of cleared usable space and mature woods for added privacy. A storage shed/outbuilding is also included. Surrounded by the rolling countryside of Decatur, this property offers the breathing room of a country setting with a move-in-ready 2024 home.

298 Agency Creek Lane, Decatur

$294,900

3 Beds ⋅ 2 Baths ⋅ 3541327 MLS ⋅ ACTIVE Status ⋅ 4.97 Acres ⋅ 37322 Zip Code

Discover the perfect blend of modern comfort and wide-open country living at 2133 Charles Road in Decatur, TN. Located on nearly 5 beautifully maintained acres in Meigs County, this stunning 2014-built manufactured home delivers 1,920 square feet of thoughtfully designed, open-concept living space -- an exceptional rural property for buyers seeking move-in ready quality, meaningful upgrades, and the peaceful freedom that only Tennessee acreage living can offer. Step inside to a bright, welcoming open-concept floor plan that flows seamlessly from a generous living room into a beautifully appointed kitchen featuring rich dark cabinetry, dining space, recessed lighting, and a breakfast bar perfect for casual dining and entertaining. The split-bedroom layout ensures privacy for the whole household. The ensuite master suite is a true sanctuary, boasting a large walk-in closet and a private full bath. Two additional bedrooms with generous closet space and a second full bath complete this versatile, family-friendly interior. Outside, 4.97 acres of cleared open land, mature Tennessee woodland, and a peaceful wet-weather creek create a country setting unlike any other -- ideal for outdoor enthusiasts, hobby farmers, and nature lovers who crave room to roam. Rest easy knowing the big-ticket items are covered: brand-new roof (January 2025), whole-house generator, and a 2016 well with water softener and full purification system. All appliances convey, including the washer and dryer. This is rural Tennessee living at its finest -- peaceful, private, and completely move-in ready. Don't miss your chance to own this one-of-a-kind property. Schedule your private showing at 2133 Charles Rd today. Subject to an easement to access neighbor's pasture at the rear of property.

2133 Charles Road, Decatur

$151,900

2 Beds ⋅ 1 Baths ⋅ 3527446 MLS ⋅ ACTIVE Status ⋅ 0.64 Acres ⋅ 37322 Zip Code

Fantastic opportunity to own river-view property with existing septic, utilities and a great view of Chickamauga Lake / Tennessee River, situated on two lots with mature hardwood trees! Build your home while living in the mobile home and have your tools and equipment safe in the existing 16x16 outbuilding! Video security & cameras convey. Public boat ramp approx. two miles.

145 Cottonport Ferry Road, Decatur

$200,000

3 Beds ⋅ 2 Baths ⋅ 3516670 MLS ⋅ ACTIVE Status ⋅ 0.31 Acres ⋅ 37322 Zip Code

Welcome to this well-maintained 3-bedroom, 2-bath home conveniently located in the heart of Decatur! Enjoy the perfect blend of small-town living and everyday convenience, with schools, Piggly Wiggly, and local restaurants just minutes away. Love the outdoors? Watts Bar Lake is less than 15 minutes away, offering endless opportunities for boating, fishing, and recreation.

955 N Main St, Decatur

$624,900

2 Beds ⋅ 2 Baths ⋅ 3513637 MLS ⋅ ACTIVE Status ⋅ 42 Acres ⋅ 37322 Zip Code

Discover the perfect blend of peaceful country living and endless opportunity with this beautiful 42± acre property in Decatur, Tennessee. This unique property features a 1,965 sq. ft. home with 2 bedrooms and 2 bathrooms, an unfinished basement, attached garage, and a welcoming covered porch overlooking the scenic surroundings. The expansive acreage offers a desirable mix of open fields and wooded land, making it ideal for a mini farm, hunting, recreation, livestock, or building your dream estate. A 30’ x 30’ pole barn provides additional storage or workspace, adding even more versatility to the property. Enjoy the privacy and tranquility of rural living while remaining conveniently located to Decatur, Georgetown, and Cleveland. Whether you’re searching for a full-time residence, weekend retreat, or investment opportunity, this exceptional property offers limitless potential. Schedule your private showing today!

355 Cottonport Rd, Decatur

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