Kuttawa Homes under $1 million

Welcome to Kuttawa, Kentucky – a hidden gem nestled in the heart of Lyon County! This charming city is not only known for its picturesque landscapes and friendly community but also for its affordable housing options, making it an ideal place for families, retirees, and anyone looking to embrace a tranquil lifestyle without breaking the bank.

Kuttawa is strategically located near the stunning Lake Barkley, offering residents access to a wealth of outdoor activities, from boating and fishing to hiking and picnicking. The scenic beauty of the area is complemented by a tight-knit community that prides itself on Southern hospitality, making newcomers feel right at home.

For those searching for their dream home, Kuttawa boasts an impressive selection of properties under $1 million. Whether you’re looking for a cozy cottage, a spacious family home, or a charming farmhouse, you’ll find something that suits your needs and budget. Homes in this price range often feature modern amenities, beautiful yards, and proximity to local parks and schools, ensuring a comfortable and convenient lifestyle.

In addition to its affordable housing market, Kuttawa offers a variety of local shops, restaurants, and recreational activities, all while maintaining the peaceful atmosphere that residents cherish. With its blend of natural beauty, community spirit, and affordability, Kuttawa is truly a place where you can create lasting memories and enjoy a fulfilling life. Explore the possibilities today and discover why Kuttawa is the perfect place to call home!

Newest Kuttawa Homes under $1 million

$915,000

4 Beds ⋅ 5 Baths ⋅ 3305756 MLS ⋅ ACTIVE Status ⋅ 0.4 Acres ⋅ 42055 Zip Code

End Of Summer Price Adjustment $915 ,000. Welcome to the epitome of luxury lakeside living at 426 Moon Bay Dr, Kuttawa, KY. This custom-built, waterfront jewel, nestled within the prestigious Moon Bay community, beckons a discerning buyer to embrace an enviable lifestyle with its year-round water views and exclusive amenities. This 2001 masterpiece, sprawled across .30 square feet of manicured grounds, offers four well-appointed bedrooms and 3.5 bathrooms. The home has been meticulously designed with a focus on blending comfort with class. Upon entry, the open concept floor plan reveals a custom kitchen equipped with Cafe' appliances, bespoke cabinets, and gleaming granite countertops. The primary bedroom suite, conveniently located on the main level, provides a serene retreat with its walk-in closet, luxurious soaker tub, and separate tiled shower. The upper level boasts a screened porch that presents an idyllic spot to soak in the panoramic vistas of Lake Barkley. The lower level is an entertainer's dream featuring an expansive family room that flows out to a large covered patio. Three additional bedrooms and two baths ensure ample space for guests or family. Residents enjoy access to a private clubhouse with a large common area, exercise room, and gaming area. High-speed fiber internet is available for those who work from home or desire connectivity. Lawn care and outside maintenance are conveniently covered by the HOA, freeing you to relish the lake lifestyle to its fullest. For the boating enthusiast, a private covered slip awaits, ensuring endless days of aquatic adventure. Additional storage units are also available, providing practical solutions for your lake living needs. 426 Moon Bay Dr is not just a home; it's a promise of an elevated lifestyle. Here, you can enjoy the tranquility of your own lake house while the HOA tends to the details. This property is more than an address; It's The Perfect Home To Fulfill Your Dreams!

426 Moon Bay Dr, Kuttawa

$330,403

2 Beds ⋅ 3 Baths ⋅ 3246544 MLS ⋅ ACTIVE Status ⋅ 0.06 Acres ⋅ 42055 Zip Code

Welcome to 403 Moon Bay Dr, a breathtaking waterfront townhouse nestled in the sought-after Moon Bay Harbor community in Kuttawa, KY. Designed for those who cherish lakefront living, this beautifully maintained two-bedroom, two-and-a-half-bath home offers stunning lake views from every room—imagine waking up each day to serene waters and endless horizons! Step inside to discover a bright, open floor plan with gleaming wood and tile flooring on the main level, perfect for easy entertaining or cozy evenings in. The kitchen features luxurious granite countertops and modern finishes, seamlessly connecting to the spacious living and dining areas. Upstairs, large bedrooms provide a tranquil retreat, each boasting panoramic lake vistas and plush tile and carpet flooring for added comfort. Enjoy your morning coffee or unwind at sunset on the private patio, overlooking the sparkling water just steps away. With a dedicated one-car garage, you’ll have ample space for all your lake toys, plus two additional parking spots for guests. Boating enthusiasts will love the covered slip in the community dock—complete with a V Hull lift, available for $35,000—offering effortless access to Kentucky’s beautiful waterways. Whether you’re seeking a weekend getaway or a year-round sanctuary, 403 Moon Bay Dr delivers an unrivaled waterfront lifestyle where the views are truly never-ending. $330,403.

403 Moon Bay Dr, Kuttawa

$659,000

3 Beds ⋅ 3 Baths ⋅ 3118827 MLS ⋅ ACTIVE Status ⋅ 42055 Zip Code

Welcome to your serene waterfront oasis at 376 Moon Bay Dr, Kuttawa, KY a custom-built villa designed for luxurious lakeside living. Nestled on a .30-acre lot, this property is the perfect retreat for those who crave tranquility paired with upscale amenities. Boasting 3 bedrooms and 2.5 baths, this elegant villa offers year-round water views that will take your breath away. Wake up in the master suite to a panorama of the lake, and pamper yourself in the en-suite bath with a double vanity, large tiled shower, soaker tub, and walk-in closet. The open concept floor plan flows seamlessly into a custom kitchen equipped with Caf appliances, custom cabinets, and lustrous granite countertops a dream for any home chef. Entertaining is a breeze with a spacious screened porch overlooking the lake for al fresco dining or simply soaking in the views. The lower level is an entertainment hub with two bedrooms, a bathroom, a rec room, and a covered patio perfect for lakeside relaxation. Homeownership extends beyond the villa with an array of HOA amenities. Dive into the beautiful pool, stay active in the exercise area, or socialize in the Cabana house. Need a place for your boat? A covered dock slip and storage units are available, ensuring endless water adventures. At 376 Moon Bay Dr, you're not just buying a home you're embracing a lifestyle of leisure and elegance. Claim this waterfront haven as your own and experience a lifetime of peaceful, picturesque living. Home is a completed new construction and has been virtually staged.

376 Moon Bay Dr, Kuttawa

$659,000

3 Beds ⋅ 3 Baths ⋅ 3118347 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 42055 Zip Code

Welcome to your dream waterfront villa at 362 Moon Bay, Kuttawa, KY. Custom-built in 2025, this pristine property boasts an open concept design and is an idyllic sanctuary for lake enthusiasts and those seeking a tranquil waterfront lifestyle. With 3 bedrooms and 2.5 baths, this home is perfect for both relaxation and entertaining. The master suite is a luxurious retreat, complete with a double vanity, an expansive tiled shower, a soaker tub, and a walk-in closet. The custom kitchen serves as the heart of the home, featuring top-of-the-line Caf appliances, bespoke cabinets, and granite countertops. Convenience is at your fingertips with a main-level laundry. Savor the stunning year-round water views from the large screened porch or gather with friends in the family room that opens to a covered patio. The homeowners' association takes leisure to a new level with a beautiful pool, an exercise area, and a cabana house for socializing. This villa is designed for those who demand quality and enjoy the serenity of lakeside living. A covered dock slip and storage units are available to enhance your experience. Don't miss this opportunity to own a piece of paradise at 362 Moon Bay, where every day feels like a vacation. (This is new construction the furnishings in home are staged)

362 Moon Bay Dr, Kuttawa

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Kuttawa Homes under $1 million

Newest Kuttawa Homes under $1 million

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