Monterey Homes for Sale

Monterey, a charming city nestled in the heart of Tennessee, offers a delightful blend of small-town charm and natural beauty. Located in Putnam County, Monterey is known for its scenic landscapes, friendly community, and affordable real estate options.

For those looking to call Monterey home, there is a wide range of homes for sale to suit every taste and budget. Whether you're searching for a cozy single-family home, a spacious ranch-style house, or a modern townhouse, Monterey has something for everyone. The real estate market in Monterey is thriving, with a variety of properties available, from historic homes with character to newly built residences with modern amenities.

One of the key advantages of buying a home in Monterey is the affordability. Compared to larger cities in Tennessee, Monterey offers more affordable housing options without compromising on quality. Homebuyers can find great value for their money, allowing them to invest in their dream home without breaking the bank.

In addition to the affordable housing market, Monterey boasts a range of amenities and attractions. From picturesque parks and hiking trails to local restaurants and shops, there is always something to explore and enjoy in this vibrant community.

If you're considering making Monterey your new home, now is the perfect time to explore the available homes for sale. With its scenic beauty, friendly community, and affordable real estate options, Monterey offers an idyllic setting for those looking to settle down and embrace a laid-back lifestyle in Tennessee.

Newest Monterey Homes for Sale

$360,000

3 Beds ⋅ 2 Baths ⋅ 3547027 MLS ⋅ ACTIVE Status ⋅ 0.34 Acres ⋅ 38574 Zip Code

Brand-new construction in the heart of Monterey! This beautifully designed 3-bedroom, 2-bath home offers 1,548 sq ft of thoughtfully designed living space with an open-concept layout, split-bedroom floor plan, and modern finishes throughout. Enjoy a spacious two-car garage, inviting covered front porch, and great curb appeal. Conveniently located near schools, shopping, parks, and I-40, this move-in-ready home offers the perfect blend of comfort, style, and convenience. Don't miss your opportunity to own a brand-new home in a growing community!

208 E Crawford Ave, Monterey

$390,000

3 Beds ⋅ 3 Baths ⋅ 3546105 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Tucked away on 4 beautifully wooded acres in the desirable Cumberland Cove community, this stunning two-story log home offers the perfect blend of rustic charm, privacy, and comfort. With 1,658 square feet, 3 bedrooms, and 2.5 baths, this home is full of warmth and character from the moment you step inside. Beautiful hardwood floors flow throughout the home, while a striking stone fireplace creates a cozy focal point in the main living area. The kitchen features "solid surface" countertops and plenty of space for gathering and entertaining. A spacious laundry room and dedicated workshop conveniently located between the kitchen and two-car garage add exceptional functionality and storage. Outside, the home is completely surrounded by mature trees, creating a peaceful, secluded setting where you can truly enjoy the beauty of the Cumberland Plateau. The fenced backyard provides a great space for pets, gardening, or relaxing outdoors. If you’ve been dreaming of a private log home in the woods without sacrificing convenience or comfort, 303 Oesterman Dr is a property you’ll want to experience in person!

303 Oesterman Dr, Monterey

$390,000

3 Beds ⋅ 3 Baths ⋅ 3546102 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Tucked away on 4 beautifully wooded acres in the desirable Cumberland Cove community, this stunning two-story log home offers the perfect blend of rustic charm, privacy, and comfort. With 1,658 square feet, 3 bedrooms, and 2.5 baths, this home is full of warmth and character from the moment you step inside. Beautiful hardwood floors flow throughout the home, while a striking stone fireplace creates a cozy focal point in the main living area. The kitchen features 'solid surface' countertops and plenty of space for gathering and entertaining. A spacious laundry room and dedicated workshop conveniently located between the kitchen and two-car garage add exceptional functionality and storage. Outside, the home is completely surrounded by mature trees, creating a peaceful, secluded setting where you can truly enjoy the beauty of the Cumberland Plateau. The fenced backyard provides a great space for pets, gardening, or relaxing outdoors. If you've been dreaming of a private log home in the woods without sacrificing convenience or comfort, 303 Oesterman Dr is a property you'll want to experience in person!

303 Oesterman Drive, Monterey

$329,900

3 Beds ⋅ 3 Baths ⋅ 3531796 MLS ⋅ ACTIVE Status ⋅ 2.01 Acres ⋅ 38574 Zip Code

Welcome home to this spacious 1,756 square foot property offering the perfect combination of comfort, privacy, and room to enjoy quiet Tennessee living. Situated on a beautifully maintained 2-acre lot, this home has it all. Step inside to a large, welcoming entryway that sets the tone for the generous layout. The oversized bedrooms provide plenty of space to relax, and each features its own walk-in closet and private deck, creating the perfect retreat to enjoy your morning coffee or unwind in the evening. The oversized two-car garage offers abundant space for vehicles, storage, or hobbies. This home is on well water that has been properly maintained with pump and filter. Relax knowing that even on the coldest winter nights you will stay warm with the Wood stove as dependable backup heat during cooler months. Outside, you’ll fall in love with the park-like setting. The meticulously maintained yard is surrounded by mature shade trees that have been carefully cared for over the years, creating a peaceful, private oasis. Located in an established neighborhood with no HOA, you’ll enjoy the tranquility of country-style living without sacrificing convenience.

3291 Cumberland Lakes Dr, Monterey

$395,000

3 Beds ⋅ 3 Baths ⋅ 3530183 MLS ⋅ ACTIVE Status ⋅ 3.5 Acres ⋅ 38574 Zip Code

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

446 E Cove Rd, Monterey

$455,000

4 Beds ⋅ 2 Baths ⋅ 3529943 MLS ⋅ ACTIVE Status ⋅ 1.57 Acres ⋅ 38574 Zip Code

Escape the hustle and bustle of the big city and find your perfect slice of peace at 41 Jump Off Place! Nestled on a beautifully wooded, ultra-private lot in the highly desired Cumberland Cove community of Monterey, TN, this completely renovated home offers the ultimate retreat without sacrificing convenience. You are less than 30 minutes from the vibrant shopping, dining, and amenities of Cookeville! Step inside to discover a flawless, open-concept floor plan designed for effortless modern living. Boasting 4 spacious bedrooms, all featuring walk-in closets, and 2 pristine, fully remodeled bathrooms, there is more than enough space for a growing family, a dedicated home office, or hosting out-of-town guests. The master bath shines with a custom tiled shower and frameless glass door, while the heart of the home showcases new matching flooring, a cozy custom stone fireplace, and a gorgeous kitchen complete with new custom cabinets, granite countertops, under-cabinet lighting, and a walk-in pantry. No detail was spared, from the fresh Benjamin Moore paint, new interior doors, and updated fixtures, to practical upgrades like a new water heater and encapsulated under home storage. Outside, the extensive improvements continue with double-walled insulation, new vinyl siding with cedar shutters, new exterior doors, an insulated garage door, and premium Provia energy-efficient windows. Relax on the freshly stained front deck, or entertain guests by the new rear deck and firepit overlooking custom garden boxes. As part of Cumberland Cove, you will enjoy access to incredible neighborhood amenities, including private hiking trails, scenic parks, and a golf course. Don't miss your chance to own this turnkey haven where privacy meets community. Schedule your private showing today and start living the quiet Tennessee lifestyle you deserve!!

41 Jump Off Pl, Monterey

$409,900

3 Beds ⋅ 2 Baths ⋅ 3528216 MLS ⋅ ACTIVE Status ⋅ 4.49 Acres ⋅ 38574 Zip Code

New Roof May 2026. Wide open Spaces! Spacious Log home, Great Location. Directly across from Cumberland Cove Golf Course entrance. 4.49 acres on Hwy 70 between Monterey and Crossville. Just 5 miles from Interstate 40 exits 301 & 311. Central location between Nashville, Knoxville, & Chattanooga. New Roof 2026. Custom Built 2003, Log house with tongue & groove paneling & ceiling. Vaulted Ceiling, massive Exposed Beams & windows. Bonus Loft room overlooks main living area & fireplace . Stunning Fireplace & natural stone wall floor to ceiling. Fireplace is Stacked natural stone with natural quarry stone mantle. Flooring - hardwood and tile. Master suite exits to screened porch. Porch spans entire back of house. Jacuzzi Tub. Extra Large 30x40 -4 car garage detached w/powerful wood furnace, large capacity electrical panel for woodworking/metal working equipment. Much extra space in this garage for workshop, hobbies, storage, & home work opportunities. Deep lot w/much privacy, central location, Pleasant Hill Elem. CCHS. Directly across from Cumberland Cove Golf Course entrance.

16938 N Highway 70, Monterey

$350,000

1 Beds ⋅ 1 Baths ⋅ 3523605 MLS ⋅ ACTIVE Status ⋅ 1.03 Acres ⋅ 38574 Zip Code

Updated Home + 2,400+ SF Detached Garage on 1 Level Acre This nicely updated 1-bedroom, 1-bath home sits on a level acre and offers so much more than meets the eye! Along with a brand-new metal roof, updated interior, and great outdoor spaces, the property includes an impressive 2,400+ SF detached garage, greenhouse, chicken coop, fenced dog run, raised garden beds, fruit trees, and berries. • Level 1-acre lot in Fentress County, just over the Putnam County line • Convenient to Hwy 62 with easy access to Crossville, Cookeville, and Clarkrange • Brand-new metal roof, vinyl windows, and vinyl siding • Covered front porch plus a covered Trex deck with vinyl railing • Open living, kitchen, and dining area with spacious rooms throughout • No carpet -- LVP and tile flooring throughout • Kitchen features white shaker cabinets, granite countertops, backsplash, and counter seating • Newer appliances include an induction cooktop, stainless wall oven, dishwasher, hood vent, and French-door refrigerator • Dining area has a nice bay window • Spacious bedroom with a large walk-in closet plus an additional closet with pull-out storage • Bathroom includes an oversized vanity with linen cabinets and a walk-in shower with bench and glass door • Large laundry room with room for additional storage • Currently a 1-bedroom home with a 2-bedroom septic system in place • The 2,400+ SF detached garage offers a concrete floor, loft storage, insulated garage doors, and 4 total garage doors • Covered front porch on the garage • Plenty of possibilities for vehicle storage, workshop space, hobbies, equipment, or recreational vehicles • Fenced dog run • Greenhouse with thermostat-controlled exhaust fan • Chicken coop • Raised garden beds with irrigation • Variety of fruit trees, berry plants & vegetables A great property for anyone needing serious garage space, room to garden, and a comfortable updated home in a convenient location. Call today for a showing!

1024 Fira Ashburn Rd, Monterey

$634,900

3 Beds ⋅ 3 Baths ⋅ 3516104 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls. The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite—ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms. The inviting living area centers around a gas log fireplace, while the chef’s kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience. The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables. Additional features include a 2-car attached garage, circle driveway with ample recreational vehicle parking, storage shed, whole-house backup generator, whole-home water filtration system, and fully encapsulated crawlspace for enhanced climate and moisture control.

452 Cumberland Cove Rd, Monterey

$225,000

3 Beds ⋅ 2 Baths ⋅ 3516065 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 38574 Zip Code

This single-story residential home was constructed in 2015. The home contains approximately 1,080 square feet of finished living area and offers a comfortable, functional layout suited for everyday living. The residence provides an inviting living space and practical accommodations. The property is situated on a residential lot in a rural setting, offering a sense of privacy and a quiet atmosphere while remaining accessible to the surrounding Monterey community. One and a half acres gives you options. Whether your dream is a backyard gathering spot, a garden, a little homestead, or simply having more elbow room between you and the outside world, this property gives you the canvas to create it. The storage shed adds another practical touch, giving you a place for tools, lawn equipment, outdoor gear, and all those things that make country living so enjoyable.

150 Higdon Ln, Monterey

$279,900

3 Beds ⋅ 2 Baths ⋅ 3514255 MLS ⋅ ACTIVE Status ⋅ 3.86 Acres ⋅ 38574 Zip Code

Welcome to your own slice of country living! This beautifully renovated rustic farmhouse offers 3 bedrooms, 1.5 baths and approximately 3.86 acres of unrestricted land, providing plenty of room to enjoy the peaceful rural lifestyle you’ve been looking for. The property is thoughtfully set up for a mini-farm or homestead, featuring fruit trees, blueberry bushes, a spacious yard with potential garden space, two storage sheds, a lean-to barn with fencing for horses, a goat shed and run. A well is also available on the property. Outdoor living is a highlight, with two fire pit areas and comfortable seating, plus an outdoor movie theater—perfect for relaxing evenings, entertaining, or enjoying the peaceful surroundings. And an above ground pool! The property also includes a separate 75-gallon septic tank previously connected to a large bumper-pull camper, offering potential for a tiny home, camper, or trailer setup (buyer to verify intended use and requirements). Located just minutes from Cumberland Cove Golf Course and approximately 20–25 minutes from Crossville and Cookeville. Knoxville and Nashville are approximately 1.5 hours away, offering the perfect balance of peaceful country living and convenient access to town and larger cities. Unrestricted land. Bring your horses, chickens, goats, garden plans, camper, or simply your desire for more space and freedom. This unique property is ready for you to make it home!

42 Dripping Springs Ct, Monterey

$535,000

3 Beds ⋅ 3 Baths ⋅ 3513499 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 38574 Zip Code

Quality Custom Home. All Brick Exterior. 1 Level. Metal Roof. All Exterior Wood Vinyl Wrapped. Generac Whole House Generator System. Lightning Arrestor System. Whitewashed Brick accenting Front Porch. Wood & Tile Floors. Whole Home Stereo System with Speakers and Volume Controls in All Rooms. Tankless Gas Water Heater. Gas Fireplace. 4 acres. Lighted Brick Columns w/Timers and Electrical Outlets. Iron Gate with Power Available. Flagpole at Entrance. Vast expanse of Hemlock Trees- Treated for Woolly Adelgid. Dedicated Guest Parking. Driveway Alarm. Mailbox Alarm. Many Outdoor Electrical Outlets. Stone Fire Pit and Arbor with Solar Lighting and Electrical Outlets. Extensive landscaping with Creek Stone and Natural Stone Borders and Boulders. Hot Tub. All Television Mounts Swivel, extend Include Electrical Outlets @ Mount. Stainless Appliances. Ceiling Fan in Every Room. Lighted Closets many include Built In Shelving. Guest Bath w/Operable Skylight with Rain Sensor. Modern Walk-in Tiled Showers. Kitchen has 2 built in Solar Tube Lighting, Laundry room has 1 Solar Tube Light. Vaulted Ceiling in Living Room and Den. Built in Bookcases and Shelving. 3rd Bathroom at Back Entrance Adjacent to Laundry Room. Pet Free/Smoke Free. Trex Outdoor Living Area w/Additional Support System, Custom Arbor, Round Concrete Patio. Separate Studio Building-Vaulted Ceiling Heated and Cooled with Electricity (Not included in Square Footage). 2 Car Garage Attached w/Breezeway. Hot Tub w/Raised Structure for Extra Support. Masterbuilt Utility Barn 8x16 with additional covered Porch and electricity. Flammable Fluid Storage. Crawlspace Encapsulated. Weeping Willow, Red Maple and Mint Herb Garden. Very private, low traffic area. Superior Custom Home Exceptional Features, Quality Construction and Meticulously Maintained.

1320 Laurel Way, Monterey

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.