Ocoee Homes under $500,000

Welcome to Ocoee, Tennessee – a hidden gem nestled in the heart of Polk County, where the beauty of nature meets the charm of small-town living. Known for its stunning landscapes and outdoor recreational opportunities, Ocoee is the perfect destination for those seeking a peaceful lifestyle without sacrificing accessibility to modern amenities. Just a stone's throw from the scenic Ocoee River, residents enjoy a wealth of activities, from white-water rafting to hiking along the picturesque trails of the Cherokee National Forest.

For homebuyers looking for affordable options, Ocoee offers a variety of charming residences priced under $500,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, the housing market in Ocoee has something for everyone. From cozy single-family homes with spacious yards to contemporary townhouses, these properties provide the perfect backdrop for creating lasting memories.

Imagine waking up to breathtaking mountain views or enjoying quiet evenings on your porch while listening to the soothing sounds of nature. The community is tight-knit, and you’ll find friendly neighbors who are eager to welcome you into this vibrant area. With excellent schools, convenient shopping, and a range of dining options, Ocoee offers a quality of life that’s hard to beat.

If you’re ready to embark on your journey to homeownership in Ocoee, Tennessee, let us help you discover the perfect property that fits your lifestyle and budget. Your dream home awaits in this idyllic corner of the Volunteer State!

Newest Ocoee Homes under $500,000

$320,000

3 Beds ⋅ 2 Baths ⋅ 3610654 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1 Acres ⋅ 37361 Zip Code

Your Cozy Creekside Retreat Awaits! Welcome to 1971 Old Federal Road, where peaceful country living meets everyday comfort. This charming 3-bedroom, 2-bathroom home is the kind of place you'll want to come home to every single day. Start your mornings on the inviting wrap-around porch with a hot cup of coffee, and end your evenings there listening to the gentle sound of the year-round creek winding through the property. It's the kind of quiet that melts away stress and invites you to slow down and breathe. The level yard offers plenty of room to garden, play, entertain, or simply relax. Whether you're hosting a summer cookout, tossing a ball with the kids, or setting up a fire pit under the stars, this property is ready for it all. Inside, the three bedrooms and two full baths provide a comfortable layout for family, guests, or a home office. Every corner feels warm and welcoming, making this the perfect full-time home, weekend getaway, or peaceful escape from the busy world. Located in Ocoee, TN, you'll enjoy the best of Southeast Tennessee: beautiful scenery, outdoor recreation, and a true sense of community, all within reach of the Ocoee River, Chattanooga, and Cleveland. Come experience the charm, the quiet, and the sound of running water. Schedule your showing today!

1971 Old Federal Rd, Ocoee

$79,500

2 Beds ⋅ 1 Baths ⋅ 3610238 MLS ⋅ ACTIVE Status ⋅ 0.578 Acres ⋅ 37361 Zip Code

Have your own cabin in the woods near the Ocoee River! Bring your vision to this nearly completed new construction home offering just over 1,000 square feet of potential living space on approximately ½ acre. The electrical and plumbing are already in place for a 2-bedroom, 1-bathroom layout, giving you a head start on creating your own mountain retreat. Construction still needs to be completed, including the remaining interior and exterior finishes, and a septic system will be needed. The opportunity to finish the home to your own taste makes this property ideal for someone looking to create a personalized getaway, weekend retreat, or investment property. Located on a quiet street just 2.5 miles from the Ocoee River, you'll be close to some of the area's best outdoor recreation while still enjoying the privacy and peacefulness of a wooded setting. Whether you envision a cozy cabin, a weekend escape, or a future rental, this property offers plenty of potential. Finish the build, add your personal touches, and make your dream cabin in the woods a reality!

147 Sibyl Ln, Ocoee

$415,000

4 Beds ⋅ 3 Baths ⋅ 3609994 MLS ⋅ ACTIVE Status ⋅ 0.38 Acres ⋅ 37361 Zip Code

Welcome to this beautiful new construction home in Ocoee, offering 4 bedrooms, 2.5 bathrooms, and approximately 2,500 square feet of thoughtfully designed living space. With modern finishes, an open layout, and plenty of room to spread out, this home offers a great combination of comfort and functionality. The main level features a spacious primary suite with a walk-in closet and a large private bathroom complete with a double vanity. The kitchen is equipped with stainless steel appliances and provides plenty of space for cooking, dining, and gathering with family and friends. Just off the main living areas, you'll also find a convenient laundry room and half bathroom. The living room feels bright and open with high ceilings and a fireplace that creates a welcoming focal point. Upstairs are three additional bedrooms and a full bathroom, along with a bonus room that gives you even more flexibility. Use it as a home office, playroom, extra storage space, or whatever best fits your needs. Outside, the covered back deck gives you a comfortable place to relax and enjoy the surroundings, while the two-car garage provides additional parking and storage space. One of the highlights of this home is its Ocoee location, putting you close to some of Southeast Tennessee's best outdoor recreation. Spend your weekends boating, fishing, hiking, rafting, or camping with the Cherokee National Forest, Parksville Lake, the Ocoee River, and the Hiwassee River all just minutes away. Please note that there is currently no propane tank on the property. The buyer will be responsible for purchasing their own propane tank if desired.

159 Mila Mae, Ocoee

$439,900

3 Beds ⋅ 3 Baths ⋅ 3603258 MLS ⋅ ACTIVE Status ⋅ 1.14 Acres ⋅ 37361 Zip Code

Welcome to this home in beautiful Ocoee, TN! This charming single-family home sits on 1.13 acres of flat, cleared land--ideal for privacy, recreation, or your future homestead. Featuring 1,700 sq. ft., this home offers 3 bedrooms and 3 bathrooms, providing plenty of comfort and space for the whole family. Enjoy cooking and entertaining in the modern kitchen with quartz countertops or relax on the covered back porch overlooking your peaceful backyard. The double garage provides ample storage and convenience, while the flat yard is perfect for adding a pool, garden, or workshop. Located just 10 minutes from Cleveland shopping and dining, and minutes from the Ocoee River--a local favorite for rafting, fishing, and swimming. Surrounded by nature and frequent visits from deer and turkeys, this property offers a serene country setting with the convenience of town nearby. Come experience the best of Tennessee living--spacious, scenic, and full of potential! This house is still under construction to be completed soon. Pictures are for reference purposes only.

777 Longley Rd, Ocoee

$399,000

4 Beds ⋅ 3 Baths ⋅ 3602975 MLS ⋅ ACTIVE Status ⋅ 0.4 Acres ⋅ 37361 Zip Code

**Seller is willing to contribute up to $10,000 toward buyer's closing costs, prepaids, interest rate buydown, or upgrades with the use of the seller's preferred lender. Incentive is subject to lender approval, loan program guidelines, and applicable contribution limits. Buyer is not required to use the preferred lender to purchase the property.** New Construction in the Ocoee Mountain Club neighborhood situated in the foothills of the Great Smokey Mountains at the edge of the Cherokee National Forest. Whether you are looking for a beautiful place to call home or the perfect weekend retreat, then this could be ideal spot for you just minutes from the local rafting outfitters, shopping, restaurants and more. Nearly completed construction, this 2-story, 4 bedroom, 2.5 bath home features a Hardie exterior, double garage, an open floor plan and the primary on the main. It will also have engineered hardwoods in the main living areas, ceramic tile in the bathrooms, carpet in the upstairs bedrooms, granite countertops and shiplap accents. The main level boasts a foyer that opens to the kitchen which in turn opens to the living and dining area. There will be a side deck off the living/dining area to take advantage of the wooded setting. The primary bedroom has a walk-in closet and private bath with a dual vanity and tub/shower combo, with the laundry room and powder room rounding out this first level. Head upstairs where you will find a landing/bonus room, 3 additional bedrooms, and a full hall bath. The neighborhood offers a clubhouse with a pavilion and playground and is only about 20 minutes from Cleveland and about 50 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Completion date 07/28/26 New Photos to follow

123 Cherokee Ridge Dr, Ocoee

$430,000

3 Beds ⋅ 2 Baths ⋅ 3601688 MLS ⋅ ACTIVE Status ⋅ 6 Acres ⋅ 37361 Zip Code

Back on the market at no fault to the sellers. Enjoy country living with room to spread out! This well-maintained 3-bedroom, 2-bath home sits on approximately 6 acres and offers a great combination of comfort and versatility. The property features a 2-acre fenced pasture with brand-new electric fencing, perfect for horses or livestock, plus a peaceful creek along the back of the property. An additional site is already set up with septic and electric, offering the possibility to build, accommodate an RV for visiting family and friends, or explore potential short-term rental/Airbnb use--making this property an interesting investment opportunity as well. Conveniently located near the beautiful Ocoee River, this property offers acreage, privacy, and plenty of possibilities!

788 Sand Mountain Rd, Ocoee

$249,900

2 Beds ⋅ 2 Baths ⋅ 3545967 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37361 Zip Code

New Home.....This 2 bedroom, 2 bath home offers open floor plan, Lg. Kitchen complete with Stainless appliances and large island, Walk-in closets, Rocking chair front porch and back deck for outdoor living, 1/2 acres level lot, conveniently located close to shopping area and easy access to Cleveland, Benton and Chatsworth. Take a look today!

136 Stump St, Ocoee

$195,000

3 Beds ⋅ 2 Baths ⋅ 3544243 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37361 Zip Code

Looking for space, convenience, and one-level living? This 3-bedroom, 2-bath double-wide offers 1,792 square feet of comfortable living space on a half-acre lot. Set on a permanent foundation, this home features an all-one-floor layout with plenty of room to spread out. The large living room provides a great space for relaxing or gathering with family and friends, while the spacious primary bedroom includes a walk-in closet for added storage. You’ll also enjoy the convenience of a covered front porch, perfect for sitting outside and enjoying your morning coffee or winding down at the end of the day. A detached garage provides additional parking, storage, or workspace. With a functional floor plan, generous living space, and a nice-sized lot, this property offers plenty of possibilities for its next owner. Schedule your showing today and see everything this home has to offer!

2211 Horns Creek Rd, Ocoee

$380,000

3 Beds ⋅ 2 Baths ⋅ 3243845 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.68 Acres ⋅ 37361 Zip Code

New Construction Home for Sale in Ocoee, TN – 3 Bedrooms, Basement, 2-Car Garage, and Private Setting Experience the perfect blend of modern construction, peaceful surroundings, and East Tennessee mountain living at 143 Casson Road in Ocoee, Tennessee. This brand-new 3-bedroom, 2-bathroom home offers quality craftsmanship, a functional floor plan, and room to grow, all nestled in a private setting surrounded by the natural beauty of Polk County. The inviting full-length covered front porch creates the ideal space to relax with your morning coffee, enjoy the fresh mountain air, or unwind after a day of outdoor adventure. Inside, you'll find a thoughtfully designed layout that maximizes comfort and convenience with spacious living areas, a well-appointed kitchen, and a desirable split-bedroom design. A standout feature of this home is the full unfinished basement, providing exceptional storage and future expansion potential. Whether you're dreaming of a recreation room, home office, workout space, guest suite, or additional living area, this basement offers endless possibilities. The attached 2-car garage provides ample room for vehicles, tools, recreational equipment, and outdoor gear. Located in the heart of the Ocoee River region, this property offers easy access to some of East Tennessee's most sought-after outdoor destinations, including whitewater rafting, fishing, hiking, mountain biking, camping, and scenic mountain drives. Enjoy the privacy and tranquility of country living while remaining within reasonable driving distance of Cleveland, Chattanooga, and the surrounding communities. Whether you're searching for a new construction home in Ocoee TN, a home with a basement, a private mountain retreat, a primary residence, or a vacation home near the Ocoee River, this property offers the flexibility, comfort, and location you've been looking for. Don't miss this opportunity to own a beautiful new home in one of East Tennessee's most scenic areas.

143 Casson Rd, Ocoee

$389,000

4 Beds ⋅ 3 Baths ⋅ 3200282 MLS ⋅ ACTIVE Status ⋅ 0.43 Acres ⋅ 37361 Zip Code

New Custom Built craftsman's style Home in the Heart of Ocoee, TN! Experience the perfect mix of modern design, peaceful mountain living, and everyday convenience in this beautifully crafted new construction home. Featuring 4 spacious bedrooms, 2.5 bathrooms, soaring vaulted ceilings, and an open-concept layout, this home was built for both comfort and entertaining. From the moment you walk in, you'll love the bright and airy feel created by the natural light and high ceilings. The spacious living area flows seamlessly into the beautifully designed kitchen, complete with stylish cabinetry, quality countertops, and a sleek oven range that makes cooking and gathering easy. The primary suite offers a relaxing private retreat with a beautifully finished bathroom and generous closet space, while the additional bedrooms provide room for family, guests, or even a home office setup. Outside, the level lot gives you plenty of space for entertaining, grilling, or simply enjoying the fresh East Tennessee air and surrounding mountain views. Located just minutes from the Ocoee River, outdoor lovers will appreciate quick access to rafting, kayaking, hiking, and endless adventure. You're also conveniently close to local restaurants, shopping, and everyday essentials. With high-speed internet available and easy access to Highway 64 and 411, this home offers the perfect balance of peaceful living and modern convenience. If you've been looking for a move-in ready new home near the mountains with room to breathe and space to enjoy life--this one is worth seeing!

126 Mila Mae Ln, Ocoee

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Ocoee Homes under $500,000

Newest Ocoee Homes under $500,000

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