Reliance Homes under $700,000

Welcome to Reliance, Tennessee—a hidden gem nestled in the heart of Polk County. This charming community offers a unique blend of natural beauty, rich history, and a welcoming atmosphere that makes it an ideal place to call home. Surrounded by the stunning landscapes of the Cherokee National Forest and the tranquil waters of the Hiwassee River, Reliance is perfect for those who appreciate outdoor adventures, from hiking and fishing to kayaking and camping.

One of the most appealing aspects of Reliance is its affordability. With a variety of homes available under $700,000, you can find your dream property without breaking the bank. Whether you're searching for a cozy cabin with rustic charm, a modern family home with spacious interiors, or a serene retreat with breathtaking views, Reliance has something to suit every taste and lifestyle.

The community is not just about homes; it's about creating a lifestyle. Enjoy the friendly, small-town vibe where neighbors become friends, and local events bring everyone together. With easy access to nearby towns and cities, you can enjoy the tranquility of rural living while being just a short drive away from urban amenities.

If you’re looking for a place that combines the beauty of nature with a strong sense of community, Reliance, TN, is the perfect spot. Explore the available homes under $700,000 today and discover why so many are choosing to make this enchanting town their home. Your dream lifestyle awaits in Reliance!

Newest Reliance Homes under $700,000

$439,900

2 Beds ⋅ 1 Baths ⋅ 3610645 MLS ⋅ ACTIVE Status ⋅ 8.2 Acres ⋅ 37369 Zip Code

Nestled on 8.2 beautiful acres in a peaceful country setting just minutes from the Hiwassee River this charming and spacious 2-bedroom, 1-bath ranch-style cabin offers comfort, character, and plenty of potential. The full basement provides valuable additional space, including a finished climate-controlled room that can be tailored to fit your needs. Whether for a hobby room, storage, or personal retreat. A wood-burning heater adds warmth and rustic charm, creating a cozy and inviting atmosphere. Numerous recent updates add comfort and peace of mind, including a new high-efficiency heat pump in 2024 and a new hot water heater. The private well is equipped with a UV water treatment system, recently serviced in August 2026. A Generac generator with a 500-gallon tank provides dependable backup power. Step outside and discover even more possibilities! The impressive 40x60 steel-framed pole barn offers abundant space for equipment, storage, projects, hobbies, or whatever your needs may be. In a separate area of the property, you'll find four ''custom-fabricated'' 20x20 stalls with hay storage, offering excellent space for horses, goats, livestock, or other farm animals. Additional outdoor features include multiple outbuildings, storage areas, a chicken coop, greenhouse, and a newly built covered patio area perfect for relaxing and enjoying the peaceful surroundings. With 8.2 acres, no restrictions, a private well, underground utilities, backup generator, large pole barn, separate livestock stalls, and plenty of room for animals, gardening, recreation, and hobbies, this property offers the freedom and flexibility to create the country lifestyle you've been looking for. Whether you're looking for a homestead, hobby farm, mini-farm, or peaceful country retreat, this property has so much to offer. Come see all the possibilities for yourself. This one is truly a must-see! Buyer to verify all information deemed important to the buyer

1699 Childers Creek Road, Reliance

$699,000

7 Beds ⋅ 5 Baths ⋅ 3593925 MLS ⋅ ACTIVE Status ⋅ 1.1 Acres ⋅ 37369 Zip Code

Escape to the peaceful beauty of the mountains in Reliance, Tennessee, where privacy, space, and nature come together in this inviting retreat. Tucked away in a serene setting, this property offers the perfect opportunity to unplug, unwind, and truly relax. The main home features 6 spacious bedrooms and 2 full baths, providing ample room for family, guests, or even a multi-generational getaway. Warm and welcoming, the home is designed for comfortable living with plenty of space to gather or spread out and enjoy the quiet surroundings. Adding to the charm is a separate cottage complete with 1 bedroom and 1 bath--ideal for guests, rental income, or a private retreat space. Whether you're hosting friends or creating an income-producing opportunity, this additional dwelling offers flexibility and value. Located just a short drive from the natural beauty of Hiwassee River and nearby Cherokee National Forest, outdoor enthusiasts will love the easy access to hiking, fishing, kayaking, and endless mountain adventures. Whether you're searching for a full-time residence, vacation home, or investment property, this unique offering captures the essence of mountain living--peaceful, private, and surrounded by nature. Come experience the slower pace and natural beauty that make this property truly special.

898 Childers Creek Road, Reliance

$170,000

1 Beds ⋅ 1 Baths ⋅ 3546469 MLS ⋅ ACTIVE Status ⋅ 1.75 Acres ⋅ 37369 Zip Code

Welcome home to 2 Dog Hollow! Your own secluded retreat in the middle of the Cherokee National Forest, and just steps from the Hiwassee River. A completely off the grid experience that checks every box: Solar power (with a backup generator), well water, a large propane tank, acreage, seclusion, bright nighttime stars unpolluted by artificial light, and the sound of complete silence. This property features one bedroom and one full bathroom, plus a large living area with a propane heater, gas stove, and large open concept kitchen area. Another storage building also conveys with the property and is available to view. If you've been looking for a place to really get away from it all... this cabin in the woods cannot be beat.

2 Dog Hollow Road, Reliance

$194,999

3 Beds ⋅ 1 Baths ⋅ 3543137 MLS ⋅ ACTIVE Status ⋅ 1.05 Acres ⋅ 37369 Zip Code

Welcome to peaceful Reliance TN! This 1800sf SITE-BUILT home, 3 bedroom, 1 large bath offers comfortable country living just minutes from the beautiful Hiwassee River and exciting outdoor recreation. EXCELLENT AT&T cell/ Internet service at this home. Freshly updated with 2026 new inter/exterior paint and new laminate flooring throughout, the home is clean, inviting and ready for its next owner. One of the highlights is the spacious 40' x 10' sunroom, complete with an Ashley wood stove that can heat the whole home. Inside you'll find a comfortable living area, dining space, roomy kitchen with plenty of cabinet space, a master bedroom with a additional sitting/ office/ or nursery area, 2 more bedrooms and a large spacious bathroom with w/dryer connections. Outside the home's long covered front porch (50' x 8') is made for rocking chairs, a swing and quiet mornings. Also a 10' x 10' covered back porch, all for overlooking a peaceful wooded setting that captures the laid-back character of Reliance. Whether you are looking for a full-time residence, weekend getaway or an investment VRBO near the Hiwassee, this property offers an opportunity to enjoy the beauty of East Tennessee. Come sit on the porch, slow down, and experience life near the Hiwassee River! Well water equipped with new submergable pump, new 30 gal tank all good for 30 years. New Heat/AC window unit to cool/heat entire home. 4 parking spaces. New hot water heater 25 gals; stove; dryer included. Septic tank is in perfect working order. Place for 25' x 50' garage to be built. Root cellar under home. Home is built on rock/ pier & beam/ solid. 2 - 220 Electric heaters convey.

1274 Childers Creek Rd, Reliance

$675,000

2 Beds ⋅ 2 Baths ⋅ 3530526 MLS ⋅ ACTIVE Status ⋅ 24.65 Acres ⋅ 37369 Zip Code

MOUNTAIN ESCAPE WITH OVER 24 ACRES, BARNDOMINIUM, SPRING FED POND, AND MORE..... This 2018 custom-built barndominium combines rustic charm with modern luxury and is perfectly suited for a mini-farm, event venue, or full-time country living. The 2-bedroom, 2-bath home features beautiful finishes throughout, including tiled walk-in showers and a fully functional commercial kitchen complete with dual ovens, a six-burner gas stove with griddle and broiler, stainless steel work surfaces, and a large double sink with dishwasher. Working remotely? The current owners utilize Starlink internet and have found it to be reliable wi-fi that allows them to stay connected. Designed with self-sufficiency and comfort in mind, the home includes three heat sources--a wood stove, mini-split heat pump, and propane--as well as an auxiliary generator plug for the entire house. Water is purified with an advanced iron filter, charcoal filtration, and UV antibacterial system. Two 50-amp RV hookups with water and sewer add even more flexibility The spring-fed pond is stocked with large bass, and the property boasts a small orchard and garden paradise, including chestnut trees, apples, peaches, cherries, raspberries, blueberries, figs, gooseberries, asparagus, black walnuts, pecans, and more. The large fenced garden includes raised beds ready for planting. Equestrian lovers will appreciate the three horse stalls, tack room, and barn setup, while the garage features 220V outlets for welders or compressors. A gated driveway offers privacy, and additional unfinished square footage provides room to grow. Also on the property is a charming early 1900s farmhouse, ready to be restored. Located just minutes from Spring Creek, the Hiwassee River, & Cherokee National Forest, this is your chance to own a slice of Tennessee paradise

118 Price Rd, Reliance

$629,000

3 Beds ⋅ 2 Baths ⋅ 3516571 MLS ⋅ ACTIVE Status ⋅ 5 Acres ⋅ 37369 Zip Code

Escape to your own private mountain retreat in the beautiful Cherokee National Forest!! Situated on 5 peaceful acres, this impressive log cabin offers 2,550 square feet of living space with 3 bedrooms and 2 bathrooms along with a bonus room, providing the perfect blend of rustic charm, comfort, and seclusion. Inside, you'll find plenty of storage throughout the home, including unique hidden storage compartments that add character and functionality. A whole-house backup generator provides added peace of mind year-round. Surrounded by the natural beauty of the mountains, this property offers the privacy you've been searching for while still being conveniently located near the famous Hiwassee River, well known for its outstanding trout fishing and outdoor recreation. Whether you're looking for a full-time residence, mountain getaway, or peaceful retreat, this one-of-a-kind cabin has so much to offer. You truly must see it in person to appreciate the setting, privacy, and special features of this incredible property!

192 Fingerboard Rd, Reliance

$444,000

4 Beds ⋅ 2 Baths ⋅ 3272166 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 37369 Zip Code

ALL REASONABLE OFFERS CONSIDERED! Two Homes. Riverfront Property. Endless Possibilities. Discover the unique opportunity to own two charming cabins, both built in 1999, situated along the peaceful Hiwassee River. Each cabin features 2 bedrooms, 1 bathroom, and a spacious deck overlooking the serene backyard and river, creating a wonderful setting for relaxing, entertaining, or enjoying the surrounding natural beauty. The property offers approximately 109.79 feet of Hiwassee River frontage, providing direct access to some of the area's most enjoyable outdoor activities. Whether you're an avid fly-fisherman, hunter, kayaker, or simply someone who appreciates waterfront living, this location puts recreation right outside your door. The two cabins offer excellent potential for updating, remodeling, and generating rental income, making this property an appealing opportunity for an investor, multi-generational arrangement, weekend retreat, or buyer looking for additional income potential. With two separate homes on one riverfront property, the possibilities are numerous. Surrounding properties have been thoughtfully updated and maintained, adding to the picturesque setting and enhancing the appeal of this beautiful riverfront location. Additional features include a survey plat on record and a new water filtration system installed in 2025.

150 Morning Dunn Drive, Reliance

$680,000

2 Beds ⋅ 4 Baths ⋅ 3270468 MLS ⋅ ACTIVE Status ⋅ 7 Acres ⋅ 37369 Zip Code

Escape to your own private mountain retreat! Nestled atop 7 scenic acres, this stunning log cabin offers the perfect blend of rustic charm and modern comfort. Featuring 2 spacious bedrooms and 3.5 bathrooms, this home is designed for both everyday living and entertaining. The heart of the home is a warm and inviting kitchen complete with a large walk-in pantry, providing plenty of storage and workspace. Library opens to the great room. Step outside to the expansive covered porch, where you can relax, unwind, and take in the peaceful surroundings and breathtaking privacy. The partial finished basement is an entertainer's dream, featuring the ultimate man cave, a full bathroom, and a workshop--perfect for hobbies, projects, additional bedrooms or storage. Whether you're looking for a full-time residence, mountain getaway, or private retreat, this property offers seclusion, space, and endless possibilities. Enjoy the beauty of nature, abundant wildlife, and the tranquility that only mountain living can provide--all while having room to roam on 7 private acres. Privacy, charm, and mountain living await!

186 Caney Creek Road, Reliance

$508,900

1 Beds ⋅ 2 Baths ⋅ 3244262 MLS ⋅ ACTIVE Status ⋅ 5 Acres ⋅ 37369 Zip Code

Come home to comfort, peace, and solitude! East Tennessee mountain living is one of the most sought-after ways of life! Now is your chance to own just that! The pace of life here takes its time and lets us enjoy the things that matter most! From the sounds of songbirds to the quiet mountain breezes that whisper through the trees to vibrant sunsets and star-filled night skies, you will find all that is lost. If you fear this is too far out, think again! Just 5 minutes to the local convenience store, 16 miles to groceries or daily needs, 30 minutes to Cleveland, and 1 hour to Chattanooga Airport, basically makes this the perfect homeplace for anyone looking to spread their wings beyond the city confines! Now, the facts! Beautifully situated on 5 acres, you will find this 2-story beauty, 2-car garage, and large steel workshop on a concrete slab complete with power and a wood stove for heat. As you walk into the home, you're greeted with high-end coffered ceilings outlined with stained-glass sconces and recessed lighting, luxury wood plank floors, granite countertops, a hammered copper kitchen sink, a gas range for superior cooking, stainless appliances, handmade cabinetry throughout, a wood-burning stone fireplace, and glass sliding doors and windows that bring the outdoors in! Just down the hall, you will be amazed at the main-floor bedroom with its comfy sitting area and roomy walk-in closet. The main bathroom is fully equipped for relaxation via the jetted, soaking bathtub. Ceramic tile flooring and granite countertops adorn this perfect retreat! Head up the low-rise staircase and find a world of room beyond! Featuring a huge den or family room with a full bathroom, tub/shower combo, large storage closets, PLUS two other bonus rooms for some overnight guests or not. Head outside to the spacious, level yard where you have mature fruit trees, garden beds, and a chicken coop! Have you seen the prices of groceries? Just one more reason to call this home! Come & Stay!

161 Willie Shell Road, Reliance

$150,000

1 Beds ⋅ 1 Baths ⋅ 3223311 MLS ⋅ ACTIVE Status ⋅ 6.01 Acres ⋅ 37369 Zip Code

Mountain Potential: 6.01 Acres Near Cherokee National Forest 1 Bedroom | 1 Bathroom | Unfinished Structure | Private Tennessee Wilderness This isn't just a listing; it's a blank canvas for your ultimate mountain getaway. Tucked away on 6.01 pristine acres, this property features an unfinished 1-bedroom, 1-bathroom home that is perfectly positioned for someone with a vision. Located on the Cherokee National Forest border, this is a dream location for hikers, hunters, and outdoor enthusiasts. The Vision: Finish Your Way The Structure: The heavy lifting is started. This unfinished 1BR/1BA layout allows you to choose your own finishes, flooring, and style without the cost of starting from the ground up. Compact Living: Ideal for a luxury tiny home, a rugged hunting cabin, or a high-demand short-term rental for national forest visitors. Customization: With the interior ready for completion, you can design a space that maximizes the surrounding views and mountain air. The Land: 6.01 Private Acres Cherokee National Forest Access: Enjoy world-class hiking, trout fishing, and adventure right in your backyard. You are minutes from some of the most beautiful protected land in the Eastern U.S. Abundant Wildlife: The acreage serves as a natural corridor for deer, bear, turkey and the local fauna that call these mountains home. Wooded Privacy: Mature hardwoods provide a natural canopy, ensuring your mountain retreat remains secluded and peaceful. Why This Property? Investment Opportunity: Unfinished homes on significant acreage near national forests are rare finds in the 2026 market. Equity is built the moment you finish the interior. The ''Off-Grid'' Feel: While accessible, the property offers that coveted ''middle of nowhere'' feeling that is becoming increasingly hard to find. Sustainable Potential: Plenty of room for a solar array, a deep well, or a mountain garden to create a fully self-sufficient homestead.

197 Fay Drive, Reliance

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