Tellico Plains Homes under $400,000

Welcome to Tellico Plains, Tennessee, a hidden gem nestled in the heart of Monroe County. Known for its breathtaking natural beauty, this charming town is surrounded by the majestic Cherokee National Forest and the stunning Tellico River, making it a haven for outdoor enthusiasts and nature lovers alike. With its rich history and friendly community, Tellico Plains offers a perfect blend of small-town charm and modern conveniences.

If you're in the market for a new home, you'll be delighted to discover that Tellico Plains boasts a variety of properties available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a peaceful retreat, you'll find an array of options that cater to your needs. From cozy cottages with rustic charm to contemporary homes with modern amenities, the real estate offerings in this picturesque town are diverse and inviting.

Imagine waking up to the sound of birds chirping and the gentle flow of the river, all while being just a stone's throw away from local shops, eateries, and community events. Tellico Plains is not just a place to live; it’s a lifestyle choice that embraces the beauty of nature and the warmth of a close-knit community.

With homes under $400,000, Tellico Plains is an ideal destination for those looking to invest in a tranquil yet vibrant environment. Explore your options today and experience the charm and serenity that this delightful town has to offer!

Newest Tellico Plains Homes under $400,000

$389,900

3 Beds ⋅ 2 Baths ⋅ 3626289 MLS ⋅ ACTIVE Status ⋅ 2.11 Acres ⋅ 37385 Zip Code

Experience the beauty of riverfront living in this charming, fully furnished, turnkey cabin perched high above the Tellico River, where breathtaking water views and a peaceful, wooded setting create the perfect mountain getaway! Situated on 2.11 unrestricted acres just minutes from the restaurants and shops of historic Tellico Plains, this inviting property offers the ideal blend of relaxation, recreation, and investment potential. The comfortable open floor plan connects the kitchen, dining, and living areas. The main level also features a bedroom, full bathroom, and laundry hookups. Upstairs, two loft-style sleeping areas provide additional accommodations, along with a full bathroom, making this cabin well-suited for personal enjoyment or hosting guests. The true highlight is the spectacular outdoor setting! Enjoy the sights and sounds of the Tellico River from the spacious deck overlooking the water or follow the tiered stairway down to the riverbank for direct access to swimming, tubing, fishing, and endless opportunities to enjoy the outdoors. With the cabin elevated above the river, you can take in the scenic views while enjoying the privacy and natural beauty of your own wooded retreat. Looking for a short-term rental opportunity, a weekend escape, or a place to call home? This property offers versatility and a memorable setting that guests and owners alike will appreciate. The nearby Cherohala Skyway, Bald River Falls, Charles Hall Museum, gold panning, hiking trails, and Indian Boundary Lake provide plenty of attractions and outdoor adventures just a short drive away. With its unrestricted acreage, fully furnished turnkey setup, riverfront setting, and captivating views, this Tellico River retreat is ready for your next adventure!

6870 Hwy 360, Tellico Plains

$349,000

2 Beds ⋅ 2 Baths ⋅ 3626083 MLS ⋅ ACTIVE Status ⋅ 2.87 Acres ⋅ 37385 Zip Code

Welcome to your peaceful mountain-town getaway! This Oakwood double-wide home offers the perfect blend of modern comfort and pristine rural beauty, all situated on 2.87 +/- level, highly usable acres with an old barn, city water and underground power. Enjoy all the benefits and energy efficiency of a modern, 1-year-old home featuring a spacious layout with 3 bedrooms and 2 full baths, walk in closets. (Note: Home has 3 bedrooms but septic permit is for 2 bedrooms). Nearly 3 acres of flat, level terrain offering endless possibilities--perfect for gardens, a barn/workshop, outdoor entertaining, or enjoying livestock. Naturally bordered by woods on three sides, giving you a quiet, sanctuary to relax and unwind. Enjoy country tranquility while being just minutes from historic downtown Tellico Plains, local shops, dining, and gateway access to the Cherohala Skyway and Tellico River. Whether you're looking for a peaceful primary residence, a mini-farm project, or a country retreat, this move-in-ready home offers space, privacy, and convenience in one unbeatable package. Warranties will transfer. Shown by appointment only. Buyer to verify all information.

707 Saw Mill Rd, Tellico Plains

$369,900

6 Beds ⋅ 4 Baths ⋅ 3623859 MLS ⋅ ACTIVE Status ⋅ 2.17 Acres ⋅ 37385 Zip Code

Escape to your own Woodland Hideaway! Tucked in the woods and off the beaten path, this charming three bedroom, 1.5 bath cabin offers a peaceful setting for your personal getaway or potential rental investment. Unwind on the cozy back porch, listen to the sounds of nature, or enjoy a relaxing soak in the hot tub beneath the stars. A short distance leads to a serene Creek and fire pit area. It offers an inviting place to gather, share stories, and make lasting memories. The 16 x 24 garage provides room for parking, outdoor gear, or a workshop for your favorite hobbies. A recently installed HVAC system adds year-round comfort. Also a Generac system has been installed so none of the comforts of home will be missed at any time. Whether you’re dreaming of a quiet weekend in the woods or exploring rental possibilities, this cabin is ready for its next chapter. Come discover the peace and charm of the tucked away retreat! Buyer to verify all information

142 Rivendell Ln, Tellico Plains

$349,900

2 Beds ⋅ 1 Baths ⋅ 3622514 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 5.45 Acres ⋅ 37385 Zip Code

A TURNKEY AIRBNB/VRBO BUSINESS! Historic Ben Ellis Cabin – Turnkey Short-Term Rental on 5.45 Acres Successfully operated as a short-term vacation rental for approximately 10 years, the cabin has earned more than 250 five-star reviews. Offered fully furnished and ready for its next owner, the sale includes furniture, appliances, linens, cookware, rugs, décor, accessories, and everything down to the last piece of silverware. Continue the established rental business or make this charming property your own mountain getaway. Major updates include: Septic system, and well installed circa 2011, Electrical and plumbing completely updated in 2012,Metal roof installed in 2016,Central heating and air conditioning installed in 2017. Whether you're seeking an income-producing investment, a weekend escape, or a home surrounded by the natural beauty of East Tennessee, the Ben Ellis Cabin offers a distinctive combination of historic charm, acreage, mountain views, and established vacation rental appeal. Fully furnished and turnkey—ready for its next chapter! Cabin stays booked up, so please call the owner for scheduling showings or questions! Rich Delmotte: 615-533-5954

2582 Smithfield Rd, Tellico Plains

$249,900

5 Beds ⋅ 4 Baths ⋅ 3620193 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 2.95 Acres ⋅ 37385 Zip Code

Opportunities await! This home has been divided into two separate units providing you with not only a home, but an additional income opportunity. The front unit is a two-story that has a living room, full kitchen, and a full bathroom / laundry room combo on the main. Upstairs features two bedrooms, one with a large walk-in closet, and a full bathroom. The rear unit is a single ground level unit that has a living room, full kitchen, 3-bedrooms, and 2 full bathrooms. Two of the bedrooms are primary bedrooms with primary bathrooms. One of the bathrooms is also a combination laundry room. One of the primary bedrooms also has its own outside entrance that leads out to a deck area. The 3rd bedroom also has its own outside access door. There is a separate electric meter for each unit. Both units are on public water, and septic system. There is a large driveway with a carport awning, and two additional driveways to the home. There is also a large storage shed in the backyard. The home is being sold with the additional 2.7 acre property that adjoins this property from the side and rear. PIN 134 040.01 Located just outside of Tellico Plains, and only minutes away from the Cherokee National Forest, this property is just waiting for you. *Drone photography used in some photos.

304 Shaddon Rd, Tellico Plains

$279,000

3 Beds ⋅ 3 Baths ⋅ 3610136 MLS ⋅ ACTIVE Status ⋅ 1.3 Acres ⋅ 37385 Zip Code

This Cozy country home is nestled is literally in the heart of the Cherokee National Forest just minutes from Indian Boundary Lake! It's located a mile from the scenic Cherohala Skyway. The property is pristinely maintained, along with a tranquil peacefulness that soothes the spirit! It's 1836 Sq. ft. where every room is spacious. The living area is over-sized with a cozy gas fireplace that leads to the kitchen. Master suite is on the main level with two separate full baths; one with a large garden tub & the other with a walk-in shower. There are two more full size bedrooms with a shared full bath. Kitchen is perfect for entertaining guests, has a large island, pantry & big windows with lots of natural light. It has a nice deck off from the kitchen for grilling. The front porch is a perfect spot for relaxing and enjoying the peace and quiet. It has a workshop with electricity, property has a well with a whole house water filter system, septic, & high-speed fiber optic internet available. It's genuine mountain living that's tremendously peaceful, private, quiet & serene with all the beauty that East Tennessee has to offer. It's 4 miles from the Tellico River & Tellico River Corridor with all the outdoor adventure you could ask for with fishing, hunting, hiking, biking, camping, rafting, kayaking & the spectacular Bald River Falls! It's 15 minutes to Historic Tellico Plains with great restaurants, shopping, & the true charm of small-town life. Come enjoy life at this peaceful mountain sanctuary where life slows down, you can breathe the fresh air & relax while soaking up the beauty surrounding your gorgeous East Tennessee property.

706 Shaw Mountain Rd, Tellico Plains

$399,000

3 Beds ⋅ 2 Baths ⋅ 3603833 MLS ⋅ ACTIVE Status ⋅ 2.02 Acres ⋅ 37385 Zip Code

A true Mountain Paradise! No HOA, No Restrictions! This farmhouse style home is literally on the Unicoi Mountain Range located in the Cherokee National Forest. The setting is so peaceful, and the tranquility is a balm for your soul. The property is bathed in hardwoods, mountain laurel, wild berries and wildlife. It has a gorgeous bubbling creek that runs along the back of the house and right past the back deck. It's the perfect spot to nap and be lulled to sleep with the sounds of the creek & forest. It has the Master suite on the main level with a huge, enclosed deck off to the side where the creek passes. You could lay in bed and listen to the creek! The living area is cozy with a big woodburning, stone fireplace, perfect for those chilly fall mornings. The kitchen has mountain charm with a deck that leads down to the creek. The laundry is extra roomy & next to the Master suite. The upstairs loft has two bedrooms, a full bath and a space for an office or extra bed. It has high speed, fiber optic internet and AT&T or T-Mobile cell service available. You step out to the back to a new, spacious 192 sq. ft deck that's overlooking the forest and surrounding beauty.... the perfect spot for sipping that morning coffee, listening to the birds sing & watching the wildlife. The surrounding forest is lush, quiet, peaceful and a little slice of Heaven. The back decks are an ideal spot for entertaining, grilling & sitting around the firepit on late fall nights. This property is rare! The property is 15 minutes to beautiful Tellico Plains with great restaurants, shopping, Tellico River corridor with world class fishing, camping, hiking and the Cherohala Skyway. Come live the peaceful life in beautiful East Tennessee.

201 Old Doc Rogers Rd, Tellico Plains

$219,900

3 Beds ⋅ 2 Baths ⋅ 3602874 MLS ⋅ ACTIVE Status ⋅ 1.06 Acres ⋅ 37385 Zip Code

Refurbished home with New carpe & paint Large open living area, formal dining room, large open den with fireplace, oversized eat in kitchen.Large master bedroom, master bathroom has double vanities, walk in shower and soaking tub, 2 additional guest bedrooms and guest bathroom. Home sits on level lot, partially fenced.

648 Reagan Valley Rd, Tellico Plains

$194,000

1 Beds ⋅ 1 Baths ⋅ 3546555 MLS ⋅ ACTIVE Status ⋅ 1.01 Acres ⋅ 37385 Zip Code

Welcome to this charming NEW CONSTRUCTION home tucked away in a peaceful and private setting in beautiful Tellico Plains Tennessee! This brand -new 1 Bedroom home is move -in-ready and sites on level, suable land with a creek running beside it, creating the perfect mountain-country setting. whether your looking for a full-time residence, weekend getaway,Airbnb,or long-term rental investment, this property offers plenty of possibilites.Enjoy the quiet surroundings and privacy of a nice neighborhood while still being within easy reach of everything Tellico Plains has to offer. with everything NEW and ready to go, all that's missing is you! Come enjoy peaceful Tennessee living and the sound of the creek right outside your door. Property also has RV Hookups, electric 30amp and water.

375 Cagle Rd, Tellico Plains

$289,000

2 Beds ⋅ 2 Baths ⋅ 3545161 MLS ⋅ ACTIVE Status ⋅ 1.17 Acres ⋅ 37385 Zip Code

Home Sweet Home! This peaceful mountain retreat is an absolute paradise! This gorgeous home and property are nestled in a private neighborhood in the heart of the Cherokee National Forest in historic Coker Creek. The serenity here is a balm for your soul. It's a custom-built, 2 level, 2-bedroom, 2 full bath sanctuary with concrete Hardy Board siding. It has an open concept with a cozy living area, new gas fireplace, whole house generator transfer switch installed & all new well house. pump & electrical. You step out the front door on the top level to a spacious deck that's overlooking the forest and surrounding beauty.... the perfect spot for sipping that morning coffee and listening to the birds sing. The surrounding forest is lush, quiet, peaceful and a little slice of Heaven. The backyard is an ideal spot for entertaining, grilling & sitting around the firepit on late summer nights. The property is 15 minutes to beautiful Tellico Plains with great restaurants, shopping, Tellico River corridor with world class fishing, camping, hiking and the Cherohala Skyway. Come live the peaceful life in beautiful East Tennessee.

201 Holder Cemetery Rd, Tellico Plains

$299,000

3 Beds ⋅ 2 Baths ⋅ 3545164 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 37385 Zip Code

Absolutely beautiful Country Charmer! This Custom Frame-built, 3 Bedroom, 2 full bath home is in the heart of historic Tellico Plains. It's on a lush, private acre with peace and quiet! The kitchen shows the country charm of the home with all stainless-steel appliances, spacious countertops, plenty of custom cabinets, pantry & breakfast bar. The French doors from the kitchen lead out to the back deck and private back yard with a great place to grill or sit around a firepit. The Master suite is roomy & on the main level with a six-jetted tub & big walk-in closet. The laundry room is roomy & includes the washer & dryer. It has a storage closet, shelving & space for more shelving. The living area is an open concept with the kitchen & dining area and opens to a large front porch that runs the length of the front of the house. It's the perfect spot for relaxing in the evening & soaking up the serenity. The front yard is lush with plenty of room to the side of the concrete driveway to add a workshop, garden or storage. The property is wooded on three sides for privacy & summer shade. The home is just a couple of minutes to downtown Tellico Plains with all the quaint shops, restaurants & recreation. It's less than 5 minutes to the Tellico River Corridor located in the Cherokee National Forest with world class fishing, hiking, biking, camping, tubing & kayaking. Also within 5 minutes is the gorgeous Tellico Mountains where the drives are breathtaking across the Cherohala Skyway. Come step back in time & live the peaceful life in beautiful East Tennessee!

125 Unicoi Church Ln, Tellico Plains

$369,000

3 Beds ⋅ 2 Baths ⋅ 3531923 MLS ⋅ ACTIVE Status ⋅ 2 Acres ⋅ 37385 Zip Code

Year-round mountain views, two acres, and comfortable one-level living! This all-brick, 1,755-square-foot home offers a peaceful setting with beautiful mountain scenery you can enjoy in every season. Step onto the covered front porch, settle in, and take in the views that make this property truly special. Inside, you'll find three bedrooms, one-and-a-half bathrooms, and a spacious, functional floor plan featuring both a living room and a separate den - giving you plenty of room to relax, entertain, or create a home office or flex space. The kitchen and dining area flow together for easy everyday living, while a dedicated laundry room and pantry provide the storage and convenience every home needs. New flooring throughout and a new HVAC system add fresh updates and peace of mind. Situated on approximately two acres, the property offers plenty of room to enjoy the outdoors, garden, entertain, or simply appreciate the privacy and open space. A large side deck provides another great spot for outdoor living, while the detached enclosed carport offers covered parking and additional versatility. If you've been searching for a solid brick home with room to breathe, one-level living, thoughtful updates, and mountain views that never go out of season, this one deserves a closer look.

332 Rural Vale Rd, Tellico Plains

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Tellico Plains Homes under $400,000

Newest Tellico Plains Homes under $400,000

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