Watertown Homes under $1 million

Welcome to Watertown, Tennessee—a hidden gem nestled in the heart of Wilson County. Known for its warm Southern charm and picturesque landscapes, Watertown offers a unique blend of small-town living with convenient access to larger metropolitan areas like Nashville. With its friendly community, rich history, and vibrant local culture, it's no wonder that families and individuals alike are flocking to this idyllic locale.

One of the most appealing aspects of Watertown is its diverse real estate market, particularly for those seeking homes under $1 million. Here, you’ll find a variety of charming properties that cater to a range of tastes and budgets. From cozy cottages and classic ranch-style homes to modern builds with spacious yards, there’s something for everyone. The affordability of homes in this area makes it an attractive option for first-time homebuyers, families looking to settle down, or even retirees seeking a peaceful retreat.

Living in Watertown means enjoying a slower pace of life while still having access to essential amenities. The town boasts local shops, delightful eateries, and beautiful parks perfect for outdoor activities. Plus, with its close-knit community, you’ll quickly find yourself feeling at home.

Whether you’re drawn by the allure of affordable housing or the charm of Southern hospitality, Watertown, TN, is a place where dreams of homeownership can become a reality. Come explore the possibilities and discover why so many are choosing to call Watertown their home sweet home!

Newest Watertown Homes under $1 million

$909,000

4 Beds ⋅ 5 Baths ⋅ 3627630 MLS ⋅ ACTIVE Status ⋅ 1.27 Acres ⋅ 37184 Zip Code

Have you ever wanted to own a showpiece home, but thought it was beyond your reach? Think again! This elegant 4 BR / 4.5 Bath home is your chance to get a lot of bang for your real estate buck. 5 garage bays in total. Be sure to check out the office / studio / creative space above the 3-car detached garage and the 2 huge attic storage areas. Over $200K in upgrades and improvements over the past 4 years (including $90k in kitchen upgrades, new HVAC compressors, new hot water heater and $17k to revamp the crawl space). With its award-winning High School and a new Middle school under construction, this charming, historic community is poised for explosive growth. Get in on the ground floor and find out why Watertown is attracting so much attention from everyone, from music video producers to steam locomotive fans.

327 N Central Ave, Watertown

$559,000

3 Beds ⋅ 2 Baths ⋅ 3627047 MLS ⋅ ACTIVE Status ⋅ 5.32 Acres ⋅ 37184 Zip Code

Privacy on 5+ Acres*You Will Have Plenty of Privacy w/This Gorgeous Home*Beautiful Setting* Surrounded by Trees*Secluded - You Can not see the Home from the Road*Large Farms on Both Sides*Full Unfinished Basement accommodates 6 Vehicles*Lots of Possibilities Rec.Room-Additional Living Space+Open Sunroom*New Flooring-Roof-Paint-Gutters-Downspouts-GutterGuards-Quartz Counter Tops-Dishwasher-Sink-Microwave* Only 5 Minutes to Grocery-Gas*Shopping/Restaurants*Beautiful Retreat for the Entire Family*

10227 Sparta Pike, Watertown

$350,000

3 Beds ⋅ 2 Baths ⋅ 3626314 MLS ⋅ ACTIVE Status ⋅ 0.49 Acres ⋅ 37184 Zip Code

L&T Freeman Construction, LLC is a local Watertown, TN general contractor who builds a house like his family will live in it. Currently, all items have been selected and are scheduled for installation for a December 1, 2026 completion date. Concrete extends outside the garage with some covered area for grilling where you could roll it out of the garage and stay on concrete. This home is a plan that has been built many times with improvements with each new build. The open floor plan is what gets the attention to begin with. Why? The primary bedroom is on the garage side of the house with a 5 foot shower and walk-in closet from the bathroom so no lost wall space in the primary bedroom to work around with furniture. The other two bedrooms are across the house with their full bath between them. The kitchen is always a focal point with stainless steel appliances and upgraded cabinets. Only the 2nd and 3rd bedrooms have carpet while the remainder of the house has laminate wood flooring and luxury vinyl tile. The back patio is covered with a ceiling fan. All electric house with all the upgrades. Some say the market is slow, but houses like these tend to sell pretty well. Don't miss out - schedule a showing today!

718 Grand Ave, Watertown

$330,000

3 Beds ⋅ 3 Baths ⋅ 3626318 MLS ⋅ ACTIVE Status ⋅ 0.34 Acres ⋅ 37184 Zip Code

L&T Freeman Construction, LLC is a local Wilson County builder who builds upgraded homes not just a starter home. Large doors for easy access inside the house. They even planned for the future in the event anyone wanted or needed extra square footage. This builder is a TN general contractor who builds a house like his family will live in it. Currently, all items have been selected and are scheduled for installation for a December 1, 2026 completion date. Concrete extends outside the garage with some covered area for grilling where you could roll it out of the garage and stay on concrete. This home is a plan that has been built many times with improvements with each new build. The open floor plan is what gets the attention to begin with. Why? The primary bedroom is on the garage side of the house with a 5 foot shower and walk-in closet from the bathroom so no lost wall space in the primary bedroom to work around with furniture. The other two bedrooms are across the house with their full bath between them. The kitchen is always a focal point with stainless steel appliances and upgraded cabinets. Only the 2nd and 3rd bedrooms have carpet while the remainder of the house has laminate wood flooring and luxury vinyl tile. The back patio is covered with a ceiling fan. All electric house with all the upgrades. Some say the market is slow, but houses like these tend to sell pretty well. Don't miss out - schedule a showing today!

720 Grand Ave, Watertown

$349,900

2 Beds ⋅ 1 Baths ⋅ 3621214 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 3.04 Acres ⋅ 37184 Zip Code

Come home to the charm of country living at 20 Phillips Ln in Watertown! This cozy 2-bedroom, 1-bath home offers 984 sq ft of comfortable living space and sits on approximately 3.04 acres, giving you plenty of room to enjoy the outdoors. A detached garage and covered carport area provide extra space for parking, storage, hobbies, or projects. Whether you’re looking for your first home, hoping to downsize, or simply dreaming of a quieter place with a little land, this sweet property has so much to offer. Peaceful, inviting, and full of potential—come see what makes this one feel like home!

20 Phillips Ln, Watertown

$525,000

3 Beds ⋅ 2 Baths ⋅ 3621012 MLS ⋅ ACTIVE Status ⋅ 30.6 Acres ⋅ 37184 Zip Code

Experience the charm of country living in this low-maintenance manufactured home in Watertown, TN, surrounded by the natural beauty of Wilson County! Offering 3 bedrooms and 2 full baths, this home features handicap accessibility and a permanent foundation. The den features a cozy wood-burning fireplace and built-in bookshelves, while the kitchen includes a center island and is complemented by a separate dining room. The primary suite offers a relaxing whirlpool tub, and the primary bathroom features a double shower. Additional conveniences include tilt-in windows and central vacuum. Outdoor living is just as inviting, with a covered porch, deck, patio, and fenced backyard. The property also includes a barn and several additional buildings, including a storage building, providing plenty of space for storage, hobbies, and outdoor activities. Nature lovers will appreciate the abundant wildlife and excellent hunting opportunities. Enjoy the freedom of **no HOA and no city taxes** while embracing the privacy, flexibility, and peaceful surroundings of this unique Watertown property. **This property is being sold AS IS and includes a large adjoining parcel for a total of 30.6 acres of land.** Enjoy even more space, privacy, and opportunities to experience country living!

4562 Sherrilltown Rd, Watertown

$699,900

4 Beds ⋅ 3 Baths ⋅ 3614411 MLS ⋅ ACTIVE Status ⋅ 2.78 Acres ⋅ 37184 Zip Code

Welcome to 7890 Poplar Hill Rd - a stunning craftsman custom built by Stewart Knowles Construction in 2020, nestled on 2.78 scenic acres in the heart of Watertown, TN. This 4-bedroom, 3-bathroom home delivers 2,875 sq ft of thoughtfully designed living space packed with custom details at every turn. Step inside through the charming covered front porch into a grand entry foyer featuring a beautiful wood inlay ceiling and soaring heights. The open floorplan flows seamlessly into a sun-drenched living room with large bay windows, electric blinds, a stone gas fireplace, and custom built-ins. The chef's kitchen shines with white soft-close cabinetry, granite countertops, subway tile backsplash, recessed lighting, and Samsung stainless smart appliances. The main-floor primary suite is a true retreat: a wood inlay tray ceiling, electric blinds, a massive walk-in closet connected directly to the laundry room, and a spa-like bath with double vanities. Upstairs, the bonus room is wired for surround sound and includes a pool table - perfect for a media room or game room. Step outside to your entertainer's paradise: a large paver patio with outdoor kitchen, outdoor dining table and umbrella, Breeo smokeless fire pit, pergola, outdoor TV hookup, and landscape lighting, all wrapped in a fully fenced backyard with gorgeous sunset views. A water line runs to the rear of the property, ideal for animals or a garden. No HOA, high-speed internet, a quiet road with local traffic only, and just 5 minutes to Watertown Square and Three Forks Park. Country living with easy interstate access. This one is a MUST-SEE!

7890 Poplar Hill Rd, Watertown

$199,900

2 Beds ⋅ 1 Baths ⋅ 3613301 MLS ⋅ ACTIVE Status ⋅ 1.84 Acres ⋅ 37184 Zip Code

Unlock major potential with this exceptional investment opportunity! Situated on its own parcel, this property features a 1,100+ sq. ft. 2-bedroom, 1-bathroom home ready for a total gut remodel, making it a dream blank canvas for experienced investors, flippers, or savvy buyers looking to build immediate equity. Also can combine this with other parcel. Other MLS # is 3613299

7291 Greenvale Rd, Watertown

$219,900

3 Beds ⋅ 2 Baths ⋅ 3598171 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 8.34 Acres ⋅ 37184 Zip Code

Check out this beautiful 8.3 acres, with an existing septic! old farmhouse currently on the property, that would require extensive rehab, or take advantage of the existing septic and utilities to build your dream home! additional barns on property for farm use if desired.

1570 Holmes Gap Rd, Watertown

$334,999

4 Beds ⋅ 2 Baths ⋅ 3598059 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.34 Acres ⋅ 37184 Zip Code

Four bedrooms, a detached garage, on a quiet dead-end street, backing up to a farm - all just blocks from Watertown Square! This charming brick ranch features beautiful hardwood floors, a brick gas fireplace, freshly painted walls, and new light fixtures throughout. The updated kitchen features a new sink, countertops, backsplash, and floating shelves, with all appliances remaining. The updated guest bath features a new vanity and walk-in shower. Additional updates include a 2023 HVAC system with an AprilAire humidity unit, along with a washer and dryer that remain with the home. Outside, enjoy a spacious deck overlooking the fenced backyard, backing up to a treeline and farm for added privacy. Open acreage alongside the home adds to the outdoor space. The detached garage includes a carport and workshop, offering plenty of additional space for storage or projects. With its thoughtful updates and all appliances remaining, this home offers the convenience of being close to town while still providing a private and comfortable place to call home. **Preferred lender incentive: 1% of the loan amount offered to Buyers!**

368 Richland Ave, Watertown

$785,000

5 Beds ⋅ 4 Baths ⋅ 3543250 MLS ⋅ ACTIVE Status ⋅ 2.06 Acres ⋅ 37184 Zip Code

🔥🔥 🔥 OPEN HOUSE October 17th 12Pm-2PM 🔥🔥🔥 Brand-new all-brick home situated on just over two acres, offering breathtaking views in the rolling hills of desirable Watertown. This thoughtfully designed home features a main-level primary suite complete with a spacious walk-in closet, freestanding soaking tub, separate shower, and double vanities. The open-concept great room includes a ventless gas fireplace and flows seamlessly to a covered back patio—perfect for relaxing or entertaining while enjoying the scenic surroundings. Upstairs, the bonus room offers additional living space along with a generously sized walk-in closet. The well-appointed kitchen showcases granite countertops, a functional layout, and a convenient butler’s pantry for added storage and prep space. Don’t miss the opportunity to own this beautiful home in a peaceful, picture ready setting—schedule your showing today!

6595 Greenvale Rd, Watertown

$637,700

3 Beds ⋅ 3 Baths ⋅ 3543046 MLS ⋅ ACTIVE Status ⋅ 7.22 Acres ⋅ 37184 Zip Code

Charming and updated barndo renovated by Boggs Builders! The home has a nice gravel drive leading back to a tucked away feel with tons of privacy on 7.22 acres! All usable, level land great for any and all farm critters wanted!! Has some really cool stone walls around permitter of farm! The very cool home offers an open living room, dining area, and kitchen. A large butcher block island will be great for entertaining especially as the fall season arrives! The primary bedroom is on the main level with two additional bedrooms upstairs. Enjoy a covered front porch, a side covered patio, a grilling pad, and a large, beautiful front yard. New metal roof, new HVAC, new flooring, new counter tops, new vanities, new windows! Come secure this peaceful country living to yourself!! **Bonus Space** A separate 600± sq ft one bedroom living quarters adds flexibility for guests, extended family, or income potential.

1137 Linwood Rd, Watertown

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Watertown Homes under $1 million

Newest Watertown Homes under $1 million

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