Grundy County Homes under $1 million

Welcome to Grundy County, Tennessee – a hidden gem nestled in the heart of the scenic Cumberland Plateau. Known for its breathtaking landscapes and rich history, Grundy County offers a serene escape from the hustle and bustle of city life. With its rolling hills, lush forests, and sparkling rivers, this area is a haven for nature lovers and outdoor enthusiasts alike. From hiking the picturesque trails of South Cumberland State Park to fishing in the pristine waters of the many lakes and rivers, there’s always an adventure waiting just outside your door.

Grundy County is not just about natural beauty; it’s a community steeped in charm and warmth. The towns of Tracy City, Monteagle, and Coalmont each boast their unique character, with local shops, friendly faces, and a strong sense of community. You’ll find a rich tapestry of culture and history, from the historic buildings that dot the landscape to the local festivals that celebrate the area’s heritage.

For those seeking a home in this idyllic county, you’ll be pleased to discover a variety of properties available for under $1 million. Whether you’re looking for a cozy cabin tucked away in the woods, a charming family home with stunning views, or a modern abode with all the amenities, Grundy County has something for everyone.

With affordable housing options and a vibrant community, Grundy County is the perfect place to plant your roots and create lasting memories. Explore the possibilities today and discover why so many are choosing to call this enchanting region home!

Newest Grundy County Homes under $1 million

$225,000

2 Beds ⋅ 1 Baths ⋅ 3611346 MLS ⋅ ACTIVE Status ⋅ 0.44 Acres ⋅ 37387 Zip Code

Luxurious Gated Tiny Home Community – Investment Opportunity! Nestled within the serene woods of Monteagle Mountain, just 1.5 hours from Nashville and 45 minutes from Chattanooga, this unique gated tiny home community offers an unparalleled opportunity for investors in the thriving Short-Term Rental (STR) market. Prime Location: Perfectly situated for those looking to escape the hustle and bustle while being within easy reach of two major cities, making it a prime destination for short-term renters. Tranquil, Secluded Setting: Surrounded by lush woods, this tiny home boasts a private backyard with forest views and a cozy fire pit – perfect for unwinding after a day of adventure. Outdoor Activities: Direct access to hiking and biking trails, ideal for nature enthusiasts. Explore the beauty of Tracy City in the Mountain or visit local attractions and restaurants nearby. Investor Opportunity: Non-owner occupied, short-term rental-friendly. Take advantage of the growing demand for unique, nature-inspired stays in a peaceful mountain environment. Whether you’re looking to expand your real estate portfolio or tap into the high-demand STR market, this luxurious tiny home community offers the perfect blend of investment potential and a tranquil retreat for guests.

125 Waters Edge Way, Tracy City

$460,000

4 Beds ⋅ 3 Baths ⋅ 3611235 MLS ⋅ ACTIVE Status ⋅ 1.4 Acres ⋅ 37387 Zip Code

Experience true country living on the Cumberland Plateau at 715 Raven Point Rd. This 4-bedroom, 3-full-bath home offers 3,007 square feet of space on 1.4 beautiful acres, giving you room to breathe and the peaceful quiet that only mountain country can provide. Step inside and you'll feel it right away: warm wood cabin-style interiors bring rustic charm and a cozy, welcoming feel to every room, while the generous floorplan leaves plenty of space for living, hosting, and relaxing. Outside, the land is the star, with room to garden, explore, or simply enjoy the stillness of the countryside. Outdoor enthusiasts will love being minutes from the Fiery Gizzard Trail, Grundy Forest, and South Cumberland State Park, with Monteagle, Sewanee, and I-24 access close by. Whether you're looking for a full-time residence or a mountain retreat, this one checks the boxes. Seller is motivated to sale and relocating! Schedule your private showing today!

715 Raven Point St, Tracy City

$650,000

3 Beds ⋅ 3 Baths ⋅ 3610576 MLS ⋅ ACTIVE Status ⋅ 2.75 Acres ⋅ 37301 Zip Code

The back porch looks straight out to the Cumberland Mountain ridge line, and once you've seen it, it's hard to sit anywhere else. This new 2026 home sits on 2.75 wooded acres in Blueberry Bluffs, surrounded by trees and finished in HardiPlank siding with exterior lighting and a private driveway. Front and back porches add up to more than 1,000 square feet of covered space, so there's a spot for morning coffee out front and another for watching the light fade over the ridge out back. Inside, 2,569 square feet of living space feels bright and open from the moment you walk in. Generous living areas and great natural light set an easy, relaxed tone, with a mix of tile, vinyl, and carpet flooring throughout. The plan includes 3 bedrooms and 3 full baths, with a primary suite on the first floor and a second primary suite upstairs. With a suite on each level, hosting overnight guests comes with a comfortable bit of distance. A designated office gives the workday a room of its own, and central air with ceiling fans keep every season easy. Then there's the setting! The wooded backdrop brings a calm, tucked-away feel, yet you're a short drive from local amenities, lakes, hiking trails, and some of the area's popular waterfall trails. It works beautifully as a full-time residence or a second home on the mountain, a place to slow down and enjoy everything these Tennessee hills have to offer. Come see the view from that back porch for yourself. Private showings are available by appointment.

824 Valley View Drive, Altamont

$650,000

4 Beds ⋅ 3 Baths ⋅ 3610579 MLS ⋅ ACTIVE Status ⋅ 2.75 Acres ⋅ 37301 Zip Code

Wake up above the tree line at 900 Valley View Dr, where ridgeline after ridgeline rolls out to the horizon. The views are the main event at this 4 bedroom, 3 bath retreat in Altamont. A wide covered porch with a warm stained-wood ceiling frames them from every angle. Settle into the seating area with your morning coffee, or gather around the fire pit on the stone patio as the valley glows at sunset. Set on 2.75 wooded acres, with a gravel drive winding up through the trees, the home offers real privacy and a true escape. Inside, 2,569 square feet of fresh, move-in-ready living space is built around those views. The open-concept main level has oversized windows and black-framed doors that pull the mountains into the kitchen and living room. The updated kitchen features crisp white cabinetry, a large center island with bar seating, designer pendant lighting, stainless appliances, and a dining area looking out to the ridge. Light wood floors and clean, modern finishes carry through every room. The bedrooms are airy and restful, with ceiling fans, tall windows, and treetop or mountain views. The bathrooms feel like a spa, with oval black-framed mirrors, double vanities, a glass-enclosed walk-in shower, and a soaking tub set against floor-to-ceiling green tile. You'll also find walk-in closets with built-in shelving, a dedicated office space, and a utility and laundry area with added counter space. Whether you want a full-time home, a weekend escape, or an income-producing getaway, this one delivers the setting and the finishes. Come see it in person. The photos only do part of the job.

900 Valley View Drive, Altamont

$424,500

2 Beds ⋅ 2 Baths ⋅ 3610198 MLS ⋅ ACTIVE Status ⋅ 3.52 Acres ⋅ 37301 Zip Code

“Into the woods I go, to lose my mind and find my soul.” John Muir said it beautifully, and there is something about this property that makes those words feel especially true. Tucked away on 3.52 private acres, this modern mountain retreat offers a rare combination of thoughtful design, natural beauty, privacy, and the comforts of a home that is ready to enjoy from day one. Fully furnished and currently operating as a short term rental, this home offers an excellent opportunity for an investment property, weekend getaway, or private mountain escape. Expansive sliding glass doors open the living space to the front porch, creating an effortless indoor-outdoor living. Inside, warm hardwood floors, soaring ceilings, abundant natural light, and clean modern finishes create a space that feels both sophisticated and comfortable. The sleek kitchen features quartz countertops, modern cabinetry and everything needed to prepare a meal after a day spent exploring the mountain. A main level bedroom and full bathroom provide convenient accommodations for guests, while the stackable washer and dryer near the rear entrance make coming home from a day on the lake or hiking trails easy. Upstairs, the spacious primary suite offers vaulted ceilings and a beautiful spa inspired bathroom with a soaking tub, creating a peaceful retreat at the end of the day. Outside, gather around the fire pit beneath bistro lights, listen to the sounds of the woods, or follow the neighborhood trail to the private lake where you can fish, paddle, or simply sit by the water. A private well and additional space to build another structure add even more possibilities to this property. Conveniently located about 1.5 hours from Nashville and an hour from Chattanooga, you are also close to South Cumberland State Park, Fiery Gizzard, Savage Gulf, waterfalls, hiking trails, and some of Middle Tennessee’s most beautiful mountain scenery.

377 Valley View Drive, Altamont

$460,000

3 Beds ⋅ 2 Baths ⋅ 3604069 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 37339 Zip Code

Modern comfort meets peaceful country living in this beautiful 3-bedroom, 2-bath home with a versatile bonus room and incredible garage space. Enjoy a fully fenced backyard featuring a pavilion with hot tub, lush landscaping, fruit trees, an elevated garden, and a stunning stocked pond with a fountain and seasonal waterfall. Multiple garages provide exceptional storage, including a massive 30x30 insulated detached garage.

202 55th Ave, Gruetli Laager

$424,500

3 Beds ⋅ 2 Baths ⋅ 3603690 MLS ⋅ ACTIVE Status ⋅ 37387 Zip Code

Tucked away in the coveted Retreat at Water’s Edge, this fully furnished 3-bedroom, 2-bathroom architectural gem with a soaring full-height loft is not just a home—it’s an experience. Crafted by innovative builder Aera Systems, this one-of-a-kind residence blends striking design with sustainable innovation, offering 1,200 sq ft of elevated indoor-outdoor living that comfortably sleeps up to 8 guests. From the moment you arrive, you’ll be drawn in by its minimalist elegance and forest-meets-lake setting. Step inside and breathe easy—literally. Built using cross-laminated timber, the home enhances air quality, ensures long-term durability, and delivers up to 50% better energy efficiency than traditional builds. Inside, every detail has been meticulously curated:• Custom designer furnishings• Soft-close Bento Living cabinetry• RBW lighting and luxe Design Within Reach pieces• Sleek exterior roller shades for privacy and comfort• Floor-to-ceiling windows that blur the line between inside and out The expansive private deck invites slow mornings and unforgettable evenings with a Goodland wood-burning hot tub, fire pit, and the soundtrack of nature all around. Beyond the home, community amenities complete the dream: scenic walking trails, communal fire pits, a playground, dock access, and future plans for a pool. All just minutes from Sewanee, the Fiery Gizzard trailhead, and The Caverns. Whether you’re searching for a luxe weekend getaway, a high-performing short-term rental, or both, this is the one you've been waiting for. Bonus? There are two homes available, right next door to each other.—Ask Lauren Gish for details. Located just 95 miles from Nashville and 50 miles from Chattanooga, this is your invitation to escape, invest, and indulge. But homes like this don’t last. Schedule your private tour today.

36 Waters Edge Way Unit #B, Tracy City

$679,500

4 Beds ⋅ 4 Baths ⋅ 3603293 MLS ⋅ ACTIVE Status ⋅ 2 Acres ⋅ 37387 Zip Code

Beautiful custom-built lakefront home situated on 2 acres, offering a wonderful combination of quality craftmanship, comfort, and scenic surroundings. The home features gorgeous Brazilian hardwood floors, a striking stone fireplace in the living room, cherry kitchen cabinetry, granite countertops, and a relaxing screened porch perfect for enjoying the lake setting. The versatile floor plan offers the option of primary suite on either the main level or upstairs. Recent updates include a new roof and 2 new HVAC systems in 2024, along with a fresh interior paint, making this exceptional home move-in ready.

3 Lillypad Lane, Tracy City

$294,900

2 Beds ⋅ 1 Baths ⋅ 3602968 MLS ⋅ ACTIVE Status ⋅ 5.03 Acres ⋅ 37301 Zip Code

Adorable Custom Build Cabin nestled on 5+ wooded acres with a covered front porch to enjoy nature. Two spacious bedrooms. Full Bathroom w/ shower/combo & single vanity with Japanese kiln firewood for towel wall in bathroom. An open floor concept with handmade planked wood floors with a multifunctional sink the kitchen with filtered drinking water, new SS appliances, soft close kitchen drawers with a good size pantry with solid wood doors ,a smart thermostat and an on-demand tankless water heater also Hookups for a stackable washer & dryer. Keyless entry, Ceiling fans in all rooms, Several state parks close by, offer hiking trails (Savage Gulf, South Cumberland State Park), and waterfalls (Greeter and Laurel Falls), with picnic facilities and camping.25 mins to Caverns Music Venue,20 mins to Monteagle and 45 mins from Chattanooga, 1.5hr to Nashville. Private entrance w/ lots of trees and privacy very close to town for shopping and eating. Great for a short term rental!

422 Dollar Dr, Altamont

$199,000

3 Beds ⋅ 2 Baths ⋅ 3602731 MLS ⋅ ACTIVE Status ⋅ 1.03 Acres ⋅ 37387 Zip Code

Property being sold to settle an estate. (Sold as is.)

2192 Flat Branch Rd, Tracy City

$239,000

4 Beds ⋅ 1 Baths ⋅ 3602146 MLS ⋅ ACTIVE Status ⋅ 0.46 Acres ⋅ 37356 Zip Code

Property being sold AS IS. Estate sale. This is a lovely older home. Roof, CHA and water heater newer.This home has 4 bedrooms and 1 full bath.Buyer or Buyers Agent to verify all information.

36 Dove St, Monteagle

$489,000

2 Beds ⋅ 2 Baths ⋅ 3599262 MLS ⋅ ACTIVE Status ⋅ 37387 Zip Code

Welcome to Lakuna Matata, a beautiful lakefront retreat in The Retreat at Water’s Edge! Designed for relaxing, entertaining and making memories, this newer cottage offers beautiful lake views, gorgeous sunsets and an inviting open-concept interior filled with natural light. The main level features a spacious primary suite with a king bed and private bath, along with built-in bunk beds providing additional sleeping space for family and guests.Two full baths on the main level . Upstairs, two queen beds create another comfortable and versatile sleeping area. Step outside and experience what makes this property truly special. Enjoy peaceful mornings overlooking the water, fish right from the property, gather around the private lakeside firepit in the evenings, or simply relax and take in the view. The Retreat at Water’s Edge offers community amenities including lake access, docks, playgrounds and community gathering areas. Short-term rental approved, this home offers an exciting opportunity for an investment property, vacation home—or the perfect place to simply get away from it all. Located on Tennessee’s beautiful Cumberland Plateau in Tracy City, you’ll be surrounded by hiking, waterfalls and outdoor adventures, with The Caverns just a short drive away. And best of all, this peaceful lakefront escape is only about 1½ hours from Nashville. Whether you’re looking to generate rental income or create your own weekend retreat, Lakuna Matata offers the best of both worlds!

113 Shoreside Ct, Tracy City

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