Center Hill Lake Homes under $1 million

Welcome to Center Hill Lake, a hidden gem nestled in the heart of DeKalb County, Tennessee. This picturesque subdivision offers a unique blend of serene natural beauty and vibrant community living, making it an ideal destination for those seeking a tranquil lifestyle without sacrificing modern conveniences.

Center Hill Lake is renowned for its stunning waterfront views, rolling hills, and lush greenery, creating a perfect backdrop for outdoor enthusiasts. Whether you enjoy fishing, boating, or hiking, the lake's pristine waters and surrounding landscapes provide endless opportunities for recreation and relaxation. Imagine waking up to the gentle sounds of nature and spending your afternoons exploring the scenic trails or enjoying a sunset cruise on the lake.

For homebuyers looking for affordable options, Center Hill Lake offers a variety of charming residences priced under $1 million. From cozy cabins to spacious family homes, there’s something to suit every taste and budget. These properties often feature open floor plans, modern amenities, and outdoor spaces perfect for entertaining or unwinding after a long day.

Living in Center Hill Lake means being part of a close-knit community where neighbors become friends and every day feels like a vacation. With its proximity to local shops, restaurants, and recreational facilities, you can enjoy the best of both worlds—peaceful lakeside living and easy access to urban conveniences.

Discover the enchanting lifestyle that awaits you at Center Hill Lake, where your dream home is just a heartbeat away!

Newest Center Hill Lake Homes under $1 million

$439,000

2 Beds ⋅ 2 Baths ⋅ 3545136 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 2.39 Acres ⋅ 38583 Zip Code

Escape To Center Hill in this private lake view retreat. Wake up to panoramic water views from the comfort of your charming mid-century modern cottage, located only 1.7 miles to Ragland Bottom water launch/day use area and 2 miles to popular Sligo Marina. This charming home is positioned on 2.39 acres and features open concept living areas that seamlessly connect the kitchen, dining, and living spaces, along with a full kitchen and cozy fireplace. Embrace outdoor living from both expansive open decking and screened porch options, perfect for al fresco dining or entertaining guests with great views of Sligo Marina's 4th of July fireworks. Just 8 minutes away, golfers will find Honky Tonk National, a stunning 18-hole championship golf course designed by PGA professional Peter Jacobsen and architect Jim Hardy. The par-72, 6,900-yard layout is perched above Center Hill Lake with rolling hillsides and scenic views, plus an on-site pro shop, clubhouse restaurant, and lodging. Beyond your doorstep, Center Hill Lake offers a wealth of recreational activities, including hiking trails, waterfalls, boating, nearby parks, and shopping and entertainment in historic downtown Smithville. Explore local breweries, restaurants, and shops in nearby Sparta, as well. Offered beautifully furnished and move-in ready, this property is perfect as a getaway, family retreat, or investment property, with short-term rentals allowed.

587 Ridge Top Rd, Sparta

$444,900

3 Beds ⋅ 3 Baths ⋅ 3527765 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 2 Acres ⋅ 37166 Zip Code

Spacious and inviting, this classic brick ranch offers 2,490 square feet of living space on approximately 2 acres, just minutes from shopping in Smithville and the recreational opportunities of Center Hill Lake. Inside, you’ll find three bedrooms, three full baths, and an additional flexible room that could serve as a fourth bedroom, home office, playroom, or hobby space. The large den features built-in bookcases and a cozy fireplace with gas logs, while the spacious living room and formal dining room provide plenty of room for entertaining. The kitchen offers abundant cabinetry, a separate dining area, and generous storage throughout the home. Outdoor spaces are equally appealing, with a spacious front porch, covered back patio, mature trees, established landscaping, and a charming wood-and-lattice gazebo. The fenced backyard also includes a smaller enclosed area ideal for pets. A long driveway leads to the detached two-car garage, which is equipped with electricity, water, shelving, and a workbench, plus additional rear space for a mower, side-by-side, or other equipment. With an abundance of closets, flexible living areas, and plenty of room inside and out, this property offers comfort, convenience, and endless possibilities!

2085 Short Mountain Hwy, Smithville

$679,000

4 Beds ⋅ 3 Baths ⋅ 3516562 MLS ⋅ ACTIVE Status ⋅ 0.686 Acres ⋅ 37166 Zip Code

Escape To Center Hill with this beautifully remodeled lake view home which offers the perfect blend of modern comfort and rustic charm. Enjoy serene Center Hill Lake views and unforgettable sunset moments right from your living room or either of the two expansive decks. The bright, airy layout is ideal for gatherings, featuring a cozy living area, dining space, and a fully equipped kitchen designed for effortless entertaining. Downstairs, you’ll find an additional bedroom, bathroom, and living area, perfect for guests or extra space to relax in comfort. Thoughtfully curated and fully furnished, this turn-key lake view home is ready to enjoy from day one. Step outside to the spacious outdoor areas for morning coffee, weekend entertaining, or evening barbecues after a day on the water. Short-term rentals are permitted, and the home currently operates as a successful STR (currently set up to sleep 12), making it an exceptional opportunity for both lifestyle and income. Located just minutes from popular Hurricane Marina and historic Downtown Smithville, you’ll love having lake days, dining, and local charm right at your fingertips. An extra lot on Davidson Rd (Lot 25/parcel 036G B 019.00) is included in the sale, adding even more value and future potential.

350 Williamson Cir, Smithville

$648,000

4 Beds ⋅ 6 Baths ⋅ 3514610 MLS ⋅ ACTIVE Status ⋅ 1.73 Acres ⋅ 38544 Zip Code

Don't miss this rare opportunity to own this stunning log home minutes from Center Hill Lake. **Huge Price Reduction** Motivated sellers! Property is being sold AS-IS. Investors are welcome, and all reasonable offers will be considered. This custom-built log home offers nearly 8,000 SF on two lots in a quiet Cumberland Plateau neighborhood, with stunning lake and sunset views. Just minutes from I-40, less than five minutes from two boat launches, and is conveniently located between Nashville and Knoxville. With exceptional lake views, abundant amenities, and rental potential, this unique property is truly a must-see! Inside boasts soaring ceilings, rich handcrafted wood finishes, and expansive windows create a warm yet sophisticated lodge-style atmosphere. The great room features a 26-foot wall of lake-facing windows, stone fireplace, and wood-burning inset. The gourmet kitchen offers butcher-block countertops, stainless appliances, two sinks, and an open connection to the dining area. The primary suite includes lake views, a custom walk-in closet, and luxurious ensuite with jetted tub. Two upstairs bedrooms each feature private baths and lake-views. The finished basement adds a bedroom, flex space, bar, living area, and full bath. A dedicated spa and exercise area includes a 24-foot Catalina swim spa/hot tub, two-person sauna, steam shower, full bath, and professional gym equipment, all conveying with the property. With short-term rentals permitted, this unique property offers exceptional potential as a private retreat, family compound, or investment opportunity.

158 Dillon Rd, Baxter

$999,900

3 Beds ⋅ 4 Baths ⋅ 3312211 MLS ⋅ ACTIVE Status ⋅ 1.59 Acres ⋅ 37166 Zip Code

Escape to Center Hill and enjoy breathtaking lake views from this exceptional luxury custom home situated on 1.59 beautifully maintained acres. Designed to showcase the surrounding scenery, this impressive residence offers multiple spaces to relax, entertain, and take in the beauty of Center Hill Lake. The main level features three spacious bedrooms and three full baths, along with an expansive all-seasons room that serves as the perfect place to enjoy the lake view throughout the year. Detailed millwork, high ceilings, Pella windows, and rich hickory hardwood flooring reflect the quality craftsmanship found throughout the home. A large second-story bonus room provides flexible space for a media room, home office, recreation area, or guest accommodations. The 1,496-square-foot unfinished basement is heated and cooled and includes a full bathroom. Thoughtfully framed for two additional bedrooms, a den, and multiple storage areas, it is also plumbed for a future kitchen or wet bar, offering exceptional potential for expanded living and entertaining space. Recent upgrades include a newer roof and HVAC units. Additional highlights include a three-car garage, two concrete driveways, generous storage, mature landscaping, and a meticulously maintained yard. Center Hill Lake is known for its breathtaking scenery, clear waters, boating, fishing, kayaking, and convenient access to nearby marinas. Whether used as a full-time residence or luxury lake retreat, this beautifully maintained home offers exceptional craftsmanship, impressive expansion potential, and a spectacular lake view in one of Middle Tennessee’s most desirable destinations.

4635 Coconut Ridge Rd, Smithville

$339,000

3 Beds ⋅ 2 Baths ⋅ 3306266 MLS ⋅ ACTIVE Status ⋅ 1.26 Acres ⋅ 37166 Zip Code

Escape to Center Hill in this private cabin retreat tucked away on three lots totaling 1.26 acres. Located behind a private gate, this FULLY FURNISHED 3 bedroom, 2 bath property offers rare privacy, security, and the peaceful feeling of being surrounded by nature, with the property backing up to unspoiled U.S. Army Corps of Engineers lakefront land. With its elevated setting and wooded backdrop, it truly feels like your own tree house retreat near the lake. Inside, the home offers open living spaces filled with warmth and character, along with a charming vintage cabin feel that makes it instantly inviting. Outside, the double wraparound covered decks create the perfect place to relax, entertain, and enjoy the quiet surroundings in every season. A fire pit adds even more outdoor appeal for cozy evenings after a day on the lake. This property is ideally located less than 2 miles from Holmes Creek Recreation Area, offering convenient access to a boat launch, and is also only minutes from Hidden Harbor Marina and historic downtown Smithville. Known for its scenic beauty and recreational lifestyle, Center Hill Lake is one of Middle Tennessee’s favorite destinations for boating, fishing, kayaking, and weekend escapes. Whether you are looking for a full-time residence, weekend getaway, or investment property, this unique cabin offers privacy, character, and an unbeatable location near everything that makes Center Hill Lake so special.

510 Wilson Dr, Smithville

$279,000

3 Beds ⋅ 2 Baths ⋅ 3297851 MLS ⋅ ACTIVE Status ⋅ 0.65 Acres ⋅ 37166 Zip Code

NEW PRICE — $279,000! Discover the perfect combination of everyday comfort and lake-area recreation at 455 Old Pinhook Road! Located approximately 300 yards from a public boat launch and just 2.2 miles from Pates Ford Marina on beautiful Center Hill Lake. This updated two-story home features a refreshed kitchen with new appliances, two full bathrooms, a finished office/flex room, and an upstairs primary suite with its own private deck. Enjoy outdoor living with a 12×24 above-ground pool and deck, a spacious 15×30 covered fire-pit area, and a convenient drive-through driveway. Additional partially finished garage space provides excellent potential for a workshop, hobby area, or storage. Situated on approximately 0.65 acres, this property offers a wonderful opportunity for a full-time residence or weekend lake retreat!

455 Old Pinhook Rd, Smithville

$399,000

3 Beds ⋅ 3 Baths ⋅ 3246879 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 38582 Zip Code

Escape to Center Hill and enjoy breathtaking big water views from this fully furnished lake-view retreat, ideally positioned for both convenience and relaxation. From the moment you enter, the home offers a bright, open layout with abundant natural light and expansive windows that frame panoramic water views.The open-concept living area is designed for comfortable lake living, anchored by a newly renovated kitchen that brings fresh style and function to the heart of the home. Two expansive covered decks extend the living space outdoors, including new composite decking on the main level for low-maintenance enjoyment. These outdoor spaces create ideal settings for morning coffee, sunset dining, weekend gatherings, and quiet time overlooking the water. The location is a major advantage, with quick access to I-40 in approximately 4 minutes and Hurricane Marina and Blue Water Grille in approximately 5 minutes. Boating, dining, fishing, hiking, and lake recreation are all just moments away, making this property an excellent weekend escape, full-time lake home, or investment opportunity. Offered fully furnished, this Center Hill Lake property is ready for its next chapter.

258 Captains Point Rd, Silver Point

$169,000

2 Beds ⋅ 1 Baths ⋅ 3220848 MLS ⋅ ACTIVE Status ⋅ 1.06 Acres ⋅ 37166 Zip Code

Escape to Center Hill with this unique 1.06-acre property just ONE minute from FishLipz Resort & Grill at Pates Ford Marina. Offering a flexible setup near Center Hill Lake, this property is well-suited for recreation, storage, utility use, or future possibilities. The property includes a 14x56, two bedroom, one bath 1992 mobile home currently used as a laundry facility. It could continue serving that purpose or be adapted for storage, office space, guest use, or other functional needs. A standout feature is the 30x40 covered pavilion (built in 2024), offering a large open-air space for events, gatherings, RV or boat storage, equipment storage, or potential enclosure for additional usable space. The size and open design create excellent versatility for personal, recreational, or investment use. The setting is peaceful and wooded, with mature trees and a lake-area feel just one minute from Center Hill Lake. Pates Ford Marina offers convenient access to boating, pontoon rentals, slips, cabin rentals, events, and waterfront fun. FishLipz Resort & Grill adds to the appeal with dining, drinks, seasonal live music, and the laid-back lake atmosphere buyers love. With acreage, a functional mobile home, a large covered pavilion, and close proximity to the marina, this property is ready for its next owner to bring their vision to life.

5682 Pates Ford Rd, Smithville

$599,000

4 Beds ⋅ 2 Baths ⋅ 3220837 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37166 Zip Code

Escape to Center Hill with this spacious four bedroom, two bath brick home offering room to spread out, relax, and enjoy the lake-area lifestyle. Located just two minutes from FishLipz Resort & Grill at Pates Ford Marina, this fully furnished property is move-in ready and well-suited for a full-time residence, weekend getaway, or Center Hill retreat. The main level offers comfortable living areas, while the fully finished lower level/basement provides valuable additional space for guests, recreation, a media room, hobby area, or flexible everyday use. A carport adds convenient covered parking, and the home’s practical layout gives buyers options for hosting, relaxing, and enjoying time together. Outside, the property is surrounded by a large yard with mature trees, creating a peaceful setting close to the lake. The 20x24 covered porch is ideal for outdoor dining, grilling, morning coffee, or winding down after a day on Center Hill Lake. This offering also includes two additional rear lots, bringing the total property size to approximately 2.3 acres. Pates Ford Marina is a favorite destination on the southern end of Center Hill Lake, offering easy access to boating, pontoon rentals, slips, cabin rentals, events, and waterfront fun. FishLipz Resort & Grill adds to the appeal with dining, drinks, seasonal live music, and the laid-back lake atmosphere buyers love. Fully furnished, spacious, and offered with additional acreage just minutes from the marina, this property is ready for its next owner to enjoy the best of Center Hill living.

5642 Pates Ford Rd, Smithville

$349,000

4 Beds ⋅ 2 Baths ⋅ 3220803 MLS ⋅ ACTIVE Status ⋅ 1.2 Acres ⋅ 37166 Zip Code

Escape to Center Hill and enjoy easy lake living in this charming four bedroom, two bath brick ranch just two minutes from FishLipz Resort & Grill at Pates Ford Marina. This turn-key home is being sold fully furnished, making it an ideal full-time residence, weekend getaway, or lake-area retreat. Inside, you’ll find original hardwood floors, comfortable living spaces, and a full basement featuring finished recreation space plus a garage. The outdoor living is just as inviting, with a beautiful yard shaded by mature trees and a large 12x51 covered back deck designed for relaxing, grilling, and entertaining after a day on Center Hill Lake. Pates Ford Marina sits on the southern end of Center Hill Lake and offers convenient access to boating, pontoon rentals, slips, cabin rentals, events, and waterfront fun. FishLipz Resort & Grill is a favorite local stop for dining, drinks, seasonal live music, and the laid-back lake lifestyle buyers come here to enjoy. With furnishings remaining and the lake lifestyle just minutes away, this home is ready for you to start enjoying Center Hill from day one.

5245 Jefferson Rd, Smithville

$815,000

4 Beds ⋅ 5 Baths ⋅ 3060800 MLS ⋅ ACTIVE Status ⋅ 0.42 Acres ⋅ 38544 Zip Code

Major Price Improvement! Perched on Center Hill Lake with one of the best views on the water, this 4-bedroom, 4.5-bath cabin has been fully remodeled, with solid wood beam construction, shiplap walls, and a stone fireplace anchoring the main level. The kitchen has new cabinetry and granite countertops. Every level has its own porch, so you get a lake view no matter which floor you're standing on. A separate in-law suite has its own kitchenette and private entrance, so it's very well suited for guests or a short-term rental. Private and secluded, yet only 10 minutes to the marina, this is the perfect Center Hill retreat!

289 Dunn Ridge Rd, Baxter

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Center Hill Lake Homes under $1 million

Newest Center Hill Lake Homes under $1 million

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