37040 Homes under $400,000

Welcome to Clarksville, Tennessee, nestled in the heart of Montgomery County, where the vibrant spirit of community meets the charm of Southern living. The zip code 37040 is a hidden gem, offering an array of beautiful homes, many of which are available for under $400,000. This makes it an ideal choice for first-time homebuyers, families, and anyone looking to invest in a thriving area.

Clarksville is known for its rich history, scenic parks, and a strong sense of community. Residents enjoy a variety of outdoor activities, from hiking along the picturesque trails of Dunbar Cave State Park to picnicking by the serene waters of the Cumberland River. The city also boasts an impressive array of local shops, restaurants, and cultural attractions, ensuring there’s always something to explore.

Homes in the 37040 zip code offer a diverse selection, from charming bungalows to modern family residences. With spacious yards and friendly neighborhoods, you’ll find the perfect setting to create lasting memories. The affordability of homes under $400,000 allows for a comfortable lifestyle without compromising on quality or space.

In addition to its appealing real estate market, Clarksville is conveniently located near major highways, providing easy access to Nashville and beyond. With a growing economy and excellent schools, it’s no wonder that Clarksville is one of the fastest-growing cities in Tennessee.

If you’re looking for a place that combines affordability, community, and a vibrant lifestyle, 37040 in Clarksville is the perfect choice for your next home!

Newest 37040 Homes under $400,000

$195,000

2 Beds ⋅ 2 Baths ⋅ 3626239 MLS ⋅ ACTIVE Status ⋅ 0.28 Acres ⋅ 37040 Zip Code

GREAT INVESTMENT and priced significantly below tax appraisal of $260,000 and bank appraisal of $322,000!! This ALL BRICK home is on the corner of a big intersection and diagonal from the library / county offices. This would make a great rental, potential commercial or a great home in Downtown Clarksville.

111 Madison Ter, Clarksville

$227,000

3 Beds ⋅ 1 Baths ⋅ 3626058 MLS ⋅ COMING SOON Status ⋅ 0.34 Acres ⋅ 37040 Zip Code

Professional photos coming! Perfectly positioned in Clarksville! This charming brick ranch blends classic character with valuable updates. Beautifully refinished original hardwood floors, a fully renovated bathroom with updated electrical and plumbing, and fresh paint. Major improvements include an updated HVAC return line, a Goodman HVAC system installed in 2018, all windows replaced in 2015, and a new roof and decking in 2025. Enjoy a freshly pressure-washed exterior, an expanded concrete double driveway, and a spacious 24x24 steel-frame garage with double doors. The large, level yard offers plenty of room to spread out, while the attached side carport provides convenient covered parking or hangout space. And the location? Stellar. This Clarksville gem is ready for its next chapter!

21 Bond St, Clarksville

$299,000

3 Beds ⋅ 2 Baths ⋅ 3624404 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37040 Zip Code

Beautifully remodeled all-brick home situated on a spacious half-acre lot in the desirable St. Bethlehem area! This charming 3-bedroom, 2-bath home offers approximately 1,675 square feet of living space with stylish updates throughout. Step inside to discover beautiful flooring, abundant natural light, and a stunning updated kitchen featuring gray cabinetry, granite countertops, and stainless steel appliances. The main level offers three bedrooms and a full bath, while the finished walk-out basement provides a spacious recreation room, second full bath, and an additional flex room ideal for a home office, hobby room, or additional living space. Enjoy the generous backyard with mature trees, perfect for outdoor entertaining, gardening, or simply relaxing. Additional highlights include an attached one-car garage and a convenient location near shopping, dining, schools, and Fort Campbell. With its classic brick exterior, modern updates, and versatile living spaces, this move-in-ready home is a must-see! Schedule your private showing today!

1816 Apex Dr, Clarksville

$310,000

3 Beds ⋅ 2 Baths ⋅ 3624281 MLS ⋅ ACTIVE Status ⋅ 0.32 Acres ⋅ 37040 Zip Code

Conveniently located near Fort Campbell and just minutes from I-24 for commuting to Nashville, this freshly painted home offers comfort, space, and a practical layout! The split three-bedroom floor plan provides added privacy, while the bonus room over the garage offers flexible space for a home office, playroom, or additional living area. Situated on a large corner lot, the home features a fenced backyard with plenty of room to relax, entertain, or play, plus a large storage building for tools, equipment, and more. A roof replaced just 18 months ago adds peace of mind. Come see all this home has to offer!

1224 Viewmont Dr, Clarksville

$310,000

3 Beds ⋅ 2 Baths ⋅ 3624134 MLS ⋅ ACTIVE Status ⋅ 1.08 Acres ⋅ 37040 Zip Code

Recently built home just across the river! Home sits on 1.080 acres and comes with a private fenced in backyard. Built in 2025, this home is in great condition and has been well taken care of. Located just across the river, this home offers the quiet peacefulness of the county but is within 10-15 minutes of downtown Clarksville.

1649 Cumberland Heights Rd, Clarksville

$359,900

5 Beds ⋅ 3 Baths ⋅ 3623876 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 37040 Zip Code

Location, upgrades, and space. This home has it all. Featuring 5 bedrooms and 3 full bathrooms. Kitchen with built in pot filler, pantry, and granite countertops. Large primary bedroom with separate shower and bath tub, double vanities, and walk in closets. Huge garage for all the car enthusiasts or if you need extra storage space! Real hardwood floors throughout and tile in wet areas.

200 Autumn Terrace Ln, Clarksville

$299,999

5 Beds ⋅ 3 Baths ⋅ 3623314 MLS ⋅ ACTIVE Status ⋅ 0.19 Acres ⋅ 37040 Zip Code

Five bedrooms for under $300,000—just in time to settle in for the holidays! Thoughtful updates throughout make this home truly welcoming. Enjoy soaring ceilings and hardwood floors in the great room, along with stainless steel appliances in the kitchen. As an added bonus, the washer, dryer, and backyard shed all convey! Outside, you can enjoy slow mornings on the rocking-chair front porch or unwind on the deck overlooking the fully fenced, level backyard. Convenient access to Exits 1 and 4 keeps you easily connected, and the property is zoned for Northeast Elementary, Kirkwood Middle and High School. Want to be settled before the holidays? Early occupancy is available by agreement! Plus, with a November closing, your first mortgage payment may not be due until January (subject to lender confirmation). With incredible space, modern updates, and exceptional value, this home checks all the boxes. Schedule your showing today Assumable interest rate at 2.25%. Contact agent for details

3764 Cindy Jo Dr N, Clarksville

$250,000

1 Beds ⋅ 1 Baths ⋅ 3623266 MLS ⋅ ACTIVE Status ⋅ 0.1 Acres ⋅ 37040 Zip Code

PRIME DOWNTOWN CLARKSVILLE INVESTMENT OPPORTUNITY! Two side-by-side properties located at 629 & 631 Commerce Street are being offered together as one sale! Situated in the heart of Downtown Clarksville and zoned Central Business District (CBD), these properties offer exciting possibilities for investors, developers, or business owners looking to establish a presence in a growing downtown area. Conveniently located near shopping, dining, entertainment, and Austin Peay State University. Both properties are being sold AS IS. Don't miss this opportunity to invest in Downtown Clarksville's future! Buyer to verify all permitted uses, zoning requirements, and property details.

629 Commerce St, Clarksville

$377,500

3 Beds ⋅ 3 Baths ⋅ 3622830 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37040 Zip Code

MOVE-IN READY with tons of recent updates! This beautiful two-story home with a basement offers plenty of space and upgrades throughout! Inside, you'll find fresh paint, NEW PREMIUM CARPET UPSTAIRS, new flooring throughout most of the home, and ALL NEW KITCHEN APPLIANCES! The main-level living room features beautiful hardwood flooring and a fireplace, creating a great space to gather and relax. All bedrooms are located upstairs, along with two full bathrooms. The spacious primary suite features a walk-in closet and private bathroom with a soaking tub! The basement offers additional space with a built-in workbench, two storage areas! Outside, enjoy a freshly painted deck overlooking the FENCED-IN BACKYARD, surrounded by mature landscaping and beautiful garden beds. The two-car garage provides plenty of room for parking and additional storage with a built in storm shelter. With so many updates already completed, this home is ready for its next owner! Conveniently located near shopping, restaurants, entertainment, and I-24, offering easy access to Nashville and Kentucky! Come take a look before it's gone! GO HERE TO VIEW THE UNBRANDED PROPERTY WEBSITE WITH EXTRA VIDEOS AND PHOTOS: https://www.relahq.com/mls/263277986

715 Meadowgate Ln, Clarksville

$275,000

3 Beds ⋅ 2 Baths ⋅ 3622750 MLS ⋅ ACTIVE Status ⋅ 0.21 Acres ⋅ 37040 Zip Code

NO PAYMENT UNTIL JANUARY 2027 with accepted offer by 10/31/2026. Low-Maintenance, Single-Level Living in a convenient Clarksville location with NO HOA! Enjoy an Open Floor Plan that seamlessly connects the living, kitchen, and dining areas, with Durable Concrete Flooring and NO CARPET throughout! A functional Mudroom offers additional storage and Washer/Dryer Hookups, keeping everyday essentials organized and out of sight. With No Interior or Front-Entry Steps, this home offers comfort and convenience at every turn. Mature Trees create a Peaceful, Private setting without sacrificing proximity to town. Zoned for Montgomery Central Middle & High Schools, with convenient access to the Clarksville Greenway for walking, running, and biking! Just a short drive to Downtown Clarksville, Shopping, Dining & Fort Campbell. Enjoy the freedom of a Manageable Yard, NO HOA, and a home designed to make everyday living a little easier.Preferred Lender is offering Lender Paid 1% Rate reduction for year 1 and $2,000 Lender Credit and Free Appraisal.

1008 Swift Dr, Clarksville

$325,000

4 Beds ⋅ 3 Baths ⋅ 3622342 MLS ⋅ ACTIVE Status ⋅ 0.25 Acres ⋅ 37040 Zip Code

A wooded backdrop, privacy-fenced backyard, and expanded deck all with a home built in late 2024! This beautifully maintained 4-bedroom, 2.5-bath home offers the appeal of newer construction with valuable extras already completed. Set at the end of a cul-de-sac in Hilltop Ridge, it’s ready for you to settle in and enjoy. The professionally expanded deck provides room for outdoor dining and relaxing, overlooking an established lawn and wooded area beyond the fully fenced in backyard. Inside, upgraded lighting, remote-controlled ceiling fans, and custom shelving in the dining area and select bedrooms bring personality and practical touches throughout. An electric fireplace adds warmth to the living room’s atmosphere, and the kitchen refrigerator remains. All four bedrooms and two full bathrooms are upstairs, with a convenient half bath on the main level. A covered front porch and attached garage complete this inviting home. Before you commit to new construction, compare what’s already included here: the privacy fence, expanded deck, established lawn, and thoughtful interior upgrades!

479 Ridge Top Ct, Clarksville

$375,900

4 Beds ⋅ 3 Baths ⋅ 3622332 MLS ⋅ ACTIVE Status ⋅ 37040 Zip Code

No Backyard Neighbors & a Fenced in Yard! Large Primary Bedroom Downstairs w/ Two Walk-in Closets, a Fully Tiled Shower, Double Vanity, Jetted Tub & Toilet Closet! Spacious Living Room w/ a Tray Ceiling & Elegant Electric Fireplace. Large Open Kitchen w/ an Island, Smart French Door Refrigerator, Walk-in Pantry, Granite Countertops, Tray Ceiling & Eat-in Dining Area! Huge Bonus Room or 4th Bedroom Upstairs Along w/ 2 More Spacious Guest Bedrooms-All 3 w/ Walk-in Closets! Large Laundry Room w/ Access to a Huge Walk-in Storage Area! Spacious Guest Bathroom Upstairs w/ a Double Vanity. Covered Front Porch & a Covered Deck! Crown Molding, LVP Flooring & Smart Home Technology! Front Yard Camera & Doorbell Camera Convey!

363 Barry Dr, Clarksville

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37040 Homes under $400,000

Newest 37040 Homes under $400,000

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