37050 Homes under $500,000

37050 Homes under $500,000

Welcome to Cumberland City, Tennessee, nestled in the heart of the picturesque 37050 zip code. This charming small town offers a unique blend of rural tranquility and modern convenience, making it an ideal destination for homebuyers seeking affordable options without sacrificing quality of life.

Cumberland City is known for its friendly community atmosphere and stunning natural surroundings. With the Cumberland River nearby, residents can enjoy various outdoor activities such as fishing, boating, and hiking. The area boasts a rich history and a slower pace of life, perfect for families, retirees, or anyone looking to escape the hustle and bustle of city living.

One of the most appealing aspects of the 37050 area is the availability of homes under $500,000. Whether you're a first-time homebuyer, looking to downsize, or seeking a cozy retreat, you'll find a diverse range of properties that cater to different tastes and budgets. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone.

Living in Cumberland City not only provides access to affordable housing but also places you within reach of larger cities like Nashville and Clarksville, making it an excellent choice for commuters. Enjoy the best of both worlds: a peaceful community with the excitement of urban life just a short drive away.

Explore the possibilities in Cumberland City, where your dream home awaits in the inviting 37050 zip code!

Newest 37050 Homes under $500,000

303 Conger St, Cumberland City
$199,000
3 Beds ⋅ 2 Baths ⋅ 3632361 MLS ⋅ ACTIVE Status ⋅ 0.43 Acres ⋅ 37050 Zip Code
Property appraised FHA for 199k. Permanent foundation/engineer letter on file. Turnkey, no HOA, no restrictions, and just minutes from some of Middle Tennessee’s best fishing, boating, and outdoor recreation! This 3-bedroom, 2-bath home offers major updates already completed, including a new roof, new HVAC system, updated flooring, and fresh interior paint. Inside, you’ll find a bright open-concept layout connecting the kitchen, dining, and living areas. The kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, updated fixtures, and a spacious center island. The oversized primary suite provides a relaxing retreat with a walk-in closet, tiled walk-in shower, and freestanding soaking tub. Both bathrooms have been completely renovated with modern finishes. The home is located just five miles from the nearby entrance to Cross Creeks National Wildlife Refuge, part of the U.S. National Wildlife Refuge System encompassing more than 8,800 acres along Lake Barkley and the Cumberland River, known for its incredible fishing, boating, kayaking, waterfowl viewing, and scenic natural beauty. You’re also less than 1/2 mile from the local ferry with direct access to the Cumberland River, nearby public boat ramps, and popular local fishing spots. Conveniently located less than 1/2 mile from the local Tennessee Valley Authority facility, this area has historically seen demand for temporary housing during plant outages and contractor assignments, making the property appealing not only as a primary residence but also as a potential investment/rental opportunity. Outside, enjoy covered front and back composite decks, a concrete driveway, backyard storage shed, and a level yard. Permanent foundation/Engineer letter on file. Will qualify for FHA, VA, USDA loan types!

303 Conger St, Cumberland City

476 Buckeye Rd, Cumberland City
$444,900
4 Beds ⋅ 3 Baths ⋅ 3626626 MLS ⋅ ACTIVE Status ⋅ 1.86 Acres ⋅ 37050 Zip Code
SELLER CONCESSIONS OFFERED!! Space, flexibility, and peaceful country living come together in this impressive newly constructed home situated on 1.86 beautiful acres! Offering over 3,000 square feet of thoughtfully designed living space, this property features 4 bedrooms + 2 additional rooms & 3 full bathrooms with an abundance of additional finished space to accommodate just about any lifestyle. Step inside to discover an inviting open-concept floor plan filled with natural light, creating the perfect setting for everyday living and entertaining. The spacious kitchen is sure to impress with beautiful quartz countertops, stainless steel appliances, and plenty of room to gather with family and friends. The primary suite provides a relaxing retreat, complete with TWO walk-in closets and a gorgeous custom-tiled shower. Downstairs, the FULLY FINISHED BASEMENT takes this home to another level! In addition to the two additional finished rooms (without windows), you'll find TWO expansive recreation spaces offering endless possibilities for a home office, gym, media room, hobby space, playroom, or additional entertaining areas. The basement also features a dedicated storm shelter, providing added peace of mind when severe weather rolls through. With 3 full bathrooms and so much versatile living space, there is room for everyone and then some! Outside, enjoy the privacy and peaceful countryside views that come with 1.86 acres, while still having plenty of room to bring your vision to life. Whether you've dreamed of adding a custom workshop, creating an outdoor entertainment area, or simply having extra space to enjoy the outdoors, this property offers tremendous potential. If you've been searching for a home with room to grow, flexible living spaces, acreage, and the benefits of newer construction, this one checks all the boxes! PLUS, SELLER CONCESSIONS ARE BEING OFFERED TO HELP MAKE THIS INCREDIBLE PROPERTY YOURS!

476 Buckeye Rd, Cumberland City

160 Waldon Rd, Cumberland City
$414,900
3 Beds ⋅ 2 Baths ⋅ 3610122 MLS ⋅ ACTIVE Status ⋅ 3.01 Acres ⋅ 37050 Zip Code
Bring the rocking chairs this one comes with the kind of peace and quiet people move to the country for. Sitting on 3.01 +/- acres, this property is actually TWO parcels being sold together, giving you something that’s getting harder and harder to find: space now AND possibilities later. Keep every inch for yourself, spread out and enjoy it, or explore the potential for an additional homesite down the road. And then there’s THE SHOP. The sellers’ favorite part, and it’s easy to see why. This Amish-built 40x60 shop offers 2,400 sq. ft. of space with a 6-inch concrete slab reinforced with fiber and mini rebar, a 100-amp service panel, two 12x12 insulated doors, and one 8x8 insulated door. The roof also features bubble-wrap insulation to help prevent condensation. Whether your thing is projects, toys, tools, hobbies, storage, or simply having a place where nobody asks what you’re working on, this shop gives you room to do it all. The inviting 3-bedroom home + office/bonus room offers approximately 2,280 sq. ft. and plenty of room to live comfortably. Inside, you’ll find a HUGE walk-in pantry, spacious laundry room with utility sink, and even the washer and dryer stay. Kick back on the covered side deck, enjoy the quiet, and take advantage of all that acreage to make the place your own. Tucked away on a quiet gravel road with extremely minimal traffic, this is country living the way it’s supposed to be peaceful, private, and with enough breathing room to actually enjoy it. Love the outdoors? You’re close to popular boat ramps, fishing areas, Cross Creeks National Wildlife Refuge, the Cumberland River and Kentucky Lake, with Land Between the Lakes just a short drive away. Quiet enough to hear yourself think. Close enough to Clarksville and Dover when you need civilization. Come see it for yourself just don’t forget the rocking chairs… you won’t want to leave.

160 Waldon Rd, Cumberland City

508 Gunson Ridge Rd, Cumberland City
$475,000
4 Beds ⋅ 3 Baths ⋅ 3597046 MLS ⋅ ACTIVE Status ⋅ 3.5 Acres ⋅ 37050 Zip Code
Pictures are great—but this beautiful country home is even better in person! Nestled on a private 3.5-acre, tree-lined lot, this stunning property offers the perfect blend of peaceful country living, spacious indoor living, and incredible entertaining space. Step onto the covered front porch, the perfect spot to enjoy your morning coffee or unwind in the peaceful surroundings. Inside, you'll find a spacious open-concept kitchen and dining area, with new appliances installed in 2022 and plenty of room for gathering with family and friends. The home features 5 bedrooms and 3 full bathrooms, including 4 bedrooms and 2 full baths upstairs, plus a bedroom/flex room, hobby room, and full bath in the finished walkout basement. The owner's suite offers a relaxing retreat with a separate soaking tub and walk-in shower. The fully finished basement is an entertainer's dream, complete with a built-in bar and pool table that stays with the property. The basement also includes a storm shelter with a reinforced basement storm door, a separate storage area, and convenient walkout access. Step outside onto the large back deck and take in the beautiful views and tranquility of your private acreage. The property also includes a large shop/garage, offering plenty of space for vehicles, hobbies, equipment, or additional storage. Recent updates include: • New roof — 2022 • New kitchen appliances — 2022 • New water tank — 2023 • New LVP flooring — 2024 • Septic tank pumped — 2026

508 Gunson Ridge Rd, Cumberland City

1 Barber Hwy, Cumberland City
$500,000
3 Beds ⋅ 2 Baths ⋅ 3545118 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 37050 Zip Code
**Experience modern living with clean lines, elevated finishes, and thoughtful design throughout this newly built 3‑bedroom, 1,921 sq. ft. home in Middle Tennessee.** Blending contemporary style with functional comfort, this home offers a refined retreat for buyers seeking privacy, acreage, and a streamlined aesthetic without sacrificing convenience. The open‑concept layout showcases a **modern kitchen with custom cabinetry, sleek fixtures, quartz surfaces, and a large island** that anchors the space. The dining area is framed by **expansive windows** that maximize natural light and create a seamless connection to the surrounding landscape. Throughout the home, **designer lighting, curated finishes, and warm, modern flooring** elevate the overall feel. Enjoy **energy‑efficient construction**, **low‑maintenance materials**, and **flexible living spaces** ideal for entertaining, working from home, or relaxing in a peaceful setting. Located near **Clarksville, Springfield, and Nashville**, this property offers the perfect balance of rural tranquility and urban accessibility. **Price: $510,400 — includes both the home and the land.** Land preparation costs vary depending on the selected home placement and are not included. For detailed pricing, customization options, or builder consultations, contact the listing agent, **Colleen Marquez**. The floor plan can be modified to meet buyer preferences, including—but not limited to—**layout adjustments, finish selections, and additional design upgrades**. **Land may also be purchased separately. See MLS #: 3180138.** All images are sample representations and may reflect upgraded finishes. Buyers will select all final finishes and materials. Middle Tennessee homes for sale • Clarksville TN real estate • Springfield TN new construction • Modern home design • Acreage privacy • Contemporary living • Energy‑efficient new build • Luxury country living • Home on the Rock Real Estate Team

1 Barber Hwy, Cumberland City

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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