37184 Homes under $500,000

Welcome to the charming community of Watertown, Tennessee, nestled in the heart of Wilson County and boasting the zip code 37184. This picturesque town offers a perfect blend of rural charm and modern convenience, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Watertown is known for its friendly atmosphere and strong sense of community. With a population that values both tradition and progress, you’ll find local events, farmers' markets, and festivals that bring residents together throughout the year. The stunning natural landscapes surrounding the area provide ample opportunities for outdoor enthusiasts, with nearby parks and recreational areas perfect for hiking, fishing, and enjoying the great outdoors.

For homebuyers seeking affordability without sacrificing quality, Watertown is a hidden gem. The real estate market here offers a variety of charming homes priced under $500,000. From cozy single-family homes to spacious properties with ample yards, there’s something for everyone. Many of these homes feature modern amenities while retaining the character and charm that makes Watertown so special.

With its convenient location just a short drive from Nashville, residents can enjoy the tranquility of small-town living while still having easy access to the vibrant cultural, dining, and entertainment options of a larger city. Whether you’re looking to settle down or invest in a new property, Watertown, TN, 37184 is a wonderful place to call home. Come explore the possibilities and discover your perfect home in this delightful community!

Newest 37184 Homes under $500,000

$299,900

3 Beds ⋅ 2 Baths ⋅ 3634449 MLS ⋅ ACTIVE Status ⋅ 1.52 Acres ⋅ 37184 Zip Code

"Made to Order" - Nice for the Price Brick overlooking 1.5 acres of Gatlinburg type beauty - Partly fenced with attached garage - Living room & kitchen both feature fireplaces but the chimney has been removed (needs gas logs) - Nice kitchen with lots of cabinets with roll out drawers, range, refrigerator and plant window - Nice covered back deck and covered front porch - Main bath has been updated with a large walkin shower - One of a kind so take a look before its gone!

417 Statesville Rd, Watertown

$334,900

3 Beds ⋅ 2 Baths ⋅ 3633420 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37184 Zip Code

Great opportunity for first time homebuyers, investors, or anyone looking for quality construction, low maintenance living and small town charm!! Built in 2017 by local builder L&T Freeman Construction, this well-designed home is tucked away on a dead end street just blocks from Watertown's historic downtown square. Inside, you’ll find a bright, open floor plan with fresh neutral paint, hardwood flooring throughout the main living areas, and tile in wet areas. The kitchen and baths feature custom soft-close wood cabinetry and granite countertops, while vaulted ceilings and a thoughtfully designed layout make the home feel even larger than it looks! A generously sized laundry room leads to the oversized one-car garage, and the privacy-fenced backyard offers additional access and frontage along the rear alley. All appliances remain. Enjoy the convenience of a slab foundation with no crawl space maintenance and a new HVAC system installed in 2026. Ideally located just 15 minutes from Lebanon and I-40 and approximately 37 minutes to Nashville International Airport. Eligible buyers may qualify for 100% USDA Rural Development financing. Select photos have been virtually staged and landscaped to showcase the property's potential. Additional photos will be added.

131 Richland Ave, Watertown

$374,900

3 Beds ⋅ 2 Baths ⋅ 3630042 MLS ⋅ ACTIVE Status ⋅ 6.89 Acres ⋅ 37184 Zip Code

6.89 Acres, Spacious One-Level Living & Room to Make It Your Own! Discover the possibilities at 939 Statesville Road in Watertown, TN! This 4-bedroom home offers generous living spaces, abundant storage, and the freedom of country living. The oversized primary suite provides a private retreat with a spacious bath featuring double vanities, a separate soaking tub, and walk-in shower. Three additional generously sized bedrooms offer plush carpeting, ceiling fans, and oversized closets. The kitchen features abundant cabinetry, ample counter space, and built-in appliances, while multiple living areas provide flexibility for entertaining, hobbies, or a home office. Enjoy cozy evenings by the fireplace or relax on the covered back deck overlooking the property. Recent improvements include an HVAC system and water heater, both approximately 3 years old! Outside, 6.89 acres offer room for gardening, outdoor recreation, and enjoying the peaceful rural setting. Multiple carports and storage buildings provide space for vehicles, equipment, and projects. If you're searching for acreage, spacious living, and endless possibilities in Watertown, Tennessee, this property is ready for your personal touch!

939 Statesville Rd, Watertown

$350,000

3 Beds ⋅ 2 Baths ⋅ 3626314 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.49 Acres ⋅ 37184 Zip Code

L&T Freeman Construction, LLC is a local Watertown, TN general contractor who builds a house like his family will live in it. Currently, all items have been selected and are scheduled for installation for a December 1, 2026 completion date. Concrete extends outside the garage with some covered area for grilling where you could roll it out of the garage and stay on concrete. This home is a plan that has been built many times with improvements with each new build. The open floor plan is what gets the attention to begin with. Why? The primary bedroom is on the garage side of the house with a 5 foot shower and walk-in closet from the bathroom so no lost wall space in the primary bedroom to work around with furniture. The other two bedrooms are across the house with their full bath between them. The kitchen is always a focal point with stainless steel appliances and upgraded cabinets. Only the 2nd and 3rd bedrooms have carpet while the remainder of the house has laminate wood flooring and luxury vinyl tile. The back patio is covered with a ceiling fan. All electric house with all the upgrades. Some say the market is slow, but houses like these tend to sell pretty well. Don't miss out - schedule a showing today!

718 Grand Ave, Watertown

$330,000

3 Beds ⋅ 3 Baths ⋅ 3626318 MLS ⋅ ACTIVE Status ⋅ 0.34 Acres ⋅ 37184 Zip Code

L&T Freeman Construction, LLC is a local Wilson County builder who builds upgraded homes not just a starter home but ones they'd like their family and friends to live in. Large doors for easy access inside the house. They even planned for the future in the event anyone wanted or needed extra square footage by insulating the entire garage. That would make this a 4 bedroom house but no garage or maybe just a small area for storage. This could add another 359 square feet to this home. Why is it that easy? This house is on sewer and all it needs is HVAC or at least heat to be considered part of the living square footage. Currently, all items have been selected and are scheduled for installation for a December 1, 2026 completion date. The kitchen is always a focal point with stainless steel appliances and upgraded cabinets that includes a Lazy Susan corner cabinet plus all doors and drawers have easy close so they don't slam, . Concrete extends outside the garage with some covered area for grilling where you could roll it out of the garage and stay on concrete. This home is a plan that has been built many times with improvements with each new build. The open floor plan is what gets the attention to begin with. Why? The primary bedroom is on the garage side of the house with a 5 foot shower and walk-in closet from the bathroom. This is a big upgrade so there is no lost wall space in the primary bedroom to work around with furniture. The other two bedrooms are across the house with their full bath between them. Only the 2nd and 3rd bedrooms have carpet while the remainder of the house has laminate wood flooring and luxury vinyl tile. The back patio is covered with a ceiling fan. A house with all the upgrades with some you may not even see or know about for months. Some say the market is slow, but houses like these tend to sell pretty well. Don't miss out - schedule a showing today!

720 Grand Ave, Watertown

$349,900

2 Beds ⋅ 1 Baths ⋅ 3621214 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 3.04 Acres ⋅ 37184 Zip Code

Come home to the charm of country living at 20 Phillips Ln in Watertown! This cozy 2-bedroom, 1-bath home offers 984 sq ft of comfortable living space and sits on approximately 3.04 acres, giving you plenty of room to enjoy the outdoors. A detached garage and covered carport area provide extra space for parking, storage, hobbies, or projects. Whether you’re looking for your first home, hoping to downsize, or simply dreaming of a quieter place with a little land, this sweet property has so much to offer. Peaceful, inviting, and full of potential—come see what makes this one feel like home!

20 Phillips Ln, Watertown

$199,900

2 Beds ⋅ 1 Baths ⋅ 3613301 MLS ⋅ ACTIVE Status ⋅ 1.84 Acres ⋅ 37184 Zip Code

Unlock major potential with this exceptional investment opportunity! Situated on its own parcel, this property features a 1,100+ sq. ft. 2-bedroom, 1-bathroom home ready for a total gut remodel, making it a dream blank canvas for experienced investors, flippers, or savvy buyers looking to build immediate equity. Also can combine this with other parcel. Other MLS # is 3613299

7291 Greenvale Rd, Watertown

$219,900

3 Beds ⋅ 2 Baths ⋅ 3598171 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 8.34 Acres ⋅ 37184 Zip Code

Check out this beautiful 8.3 acres, with an existing septic! old farmhouse currently on the property, that would require extensive rehab, or take advantage of the existing septic and utilities to build your dream home! additional barns on property for farm use if desired.

1570 Holmes Gap Rd, Watertown

$334,999

4 Beds ⋅ 2 Baths ⋅ 3598059 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.34 Acres ⋅ 37184 Zip Code

Four bedrooms, a detached garage, on a quiet dead-end street, backing up to a farm - all just blocks from Watertown Square! This charming brick ranch features beautiful hardwood floors, a brick gas fireplace, freshly painted walls, and new light fixtures throughout. The updated kitchen features a new sink, countertops, backsplash, and floating shelves, with all appliances remaining. The updated guest bath features a new vanity and walk-in shower. Additional updates include a 2023 HVAC system with an AprilAire humidity unit, along with a washer and dryer that remain with the home. Outside, enjoy a spacious deck overlooking the fenced backyard, backing up to a treeline and farm for added privacy. Open acreage alongside the home adds to the outdoor space. The detached garage includes a carport and workshop, offering plenty of additional space for storage or projects. With its thoughtful updates and all appliances remaining, this home offers the convenience of being close to town while still providing a private and comfortable place to call home. **Preferred lender incentive: 1% of the loan amount offered to Buyers!**

368 Richland Ave, Watertown

$149,900

3 Beds ⋅ 1 Baths ⋅ 3527153 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 2 Acres ⋅ 37184 Zip Code

INVESTMENT OPPORTUNITY!! TLC and restoration needed. Sitting on 2 +/- acres in Wilson Co.,this home was previously rented and needs repairs/updates. The home offers 3 bedrooms and 1 bathroom, eat in kitchen and separate dining room. New HVAC (2024) and newer roof. Well water. Detached building may be able to be restored. Lot's of potential! Selling AS IS. Inspections welcome. Cash/Conventional. Will not go FHA/VA as it is.

112 Borum Rd, Watertown

$325,000

3 Beds ⋅ 2 Baths ⋅ 3526040 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.92 Acres ⋅ 37184 Zip Code

FREE REDUCED INTEREST RATE OFFERED. Discover this beautifully renovated site-built 3-bedroom, 2-bath home with a full crawlspace in Watertown, TN. With no HOA and no city taxes, this property offers a low-maintenance lifestyle with plenty of everyday comfort. Situated on almost 1 acre of land, the home features fully updated durable and stylish LVP flooring, an updated kitchen, and a custom full primary bathroom. The covered front porch welcomes you into an open-concept layout makes the main living areas ideal for relaxing, gathering, and entertaining. Outside, step onto the freshly renovated deck and enjoy additional space for outdoor living, while the detached shed provides convenient storage for tools, lawn equipment, and more. The generous driveway offers ample open parking for residents and guests. Conveniently located within walking distance of Watertown High School and just minutes from other schools, parks, shopping, dining, and more! This move-in-ready Watertown property offers slow country living with big city convenience. Schedule your private tour today!

510 Neal Rd, Watertown

$314,500

3 Beds ⋅ 1 Baths ⋅ 3319962 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.55 Acres ⋅ 37184 Zip Code

This well-maintained home features a durable metal roof, new appliances, and a detached 2-car garage. Inside you'll find new cabinets, fresh paint, and new flooring throughout. Situated on a large lot, this property offers plenty of space and privacy. A fantastic opportunity in Watertown!

4874 Sparta Pike, Watertown

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37184 Homes under $500,000

Newest 37184 Homes under $500,000

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