37185 Homes under $400,000

Welcome to Waverly, Tennessee, nestled in the heart of Humphreys County within the charming 37185 zip code! This delightful area is a hidden gem, offering a perfect blend of small-town warmth and natural beauty. With its scenic landscapes, friendly community, and rich history, Waverly is an ideal place for families and individuals looking to settle down.

One of the standout features of Waverly is the affordability of its housing market. Homes under $400,000 are plentiful, making it an attractive option for first-time buyers, growing families, or anyone seeking a peaceful retreat without breaking the bank. Whether you’re searching for a cozy cottage, a spacious family home, or a modern townhouse, Waverly has something to suit every taste and budget.

Living in Waverly means enjoying the tranquility of rural life while still having access to essential amenities. The area boasts charming local shops, delicious dining options, and recreational activities, including parks and walking trails. For outdoor enthusiasts, the nearby Tennessee River provides opportunities for fishing, boating, and picnicking, making it a perfect spot to unwind and connect with nature.

With its welcoming atmosphere and affordable housing options, Waverly, TN, is more than just a place to live—it's a community where you can thrive. Explore the possibilities in the 37185 zip code and discover your dream home today!

Newest 37185 Homes under $400,000

$197,900

3 Beds ⋅ 2 Baths ⋅ 3619887 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37185 Zip Code

Completely remodeled 3 bedroom, 2 bath home situated on a level lot in city limits. This house was remodeled in 2025 and features all new appliances, new tankless water heater, new flooring, new cabinets & countertops, all new duct work and HVAC. Fenced level yard with mature shade trees. Lots of room for children or pets to play! Convenient location for shopping, schools, etc. The small storage building is not included in the sale.

108 Merideth Ave, Waverly

$149,900

3 Beds ⋅ 2 Baths ⋅ 3619236 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37185 Zip Code

LOCATION, CONVENIENCE & OPPORTUNITY! This charming 3-bedroom, 2-bath home is conveniently located in town, just off Main Street and only minutes from local restaurants, grocery stores, schools, and everyday amenities! Whether you're a first-time homebuyer, looking to downsize, or searching for a convenient second home in town, this property offers plenty of possibilities! With three bedrooms, there's room for family, guests, or even a home office. Outside, you'll enjoy a fenced backyard, perfect for children, pets, or outdoor gatherings, along with a detached storage building for added convenience. This property also presents an excellent opportunity for investors or buyers looking to build some SWEAT EQUITY! With a little vision and some personal touches, this home offers the potential to add value over time. Whether you're looking for a possible fix-and-flip project, a rental property to add to your investment portfolio, or a first home you can improve while building equity, the possibilities are worth exploring! With its convenient location, versatile layout, and potential for added value, this property is an opportunity you won't want to miss!

106 Park Cir, Waverly

$169,000

4 Beds ⋅ 3 Baths ⋅ 3611952 MLS ⋅ ACTIVE Status ⋅ 5 Acres ⋅ 37185 Zip Code

INCOME-PRODUCING PROPERTY ON 5 ACRES! Looking for an investment opportunity with immediate rental income and plenty of room to grow? This 5-acre property on Clydeton Road features two currently rented mobile homes, providing income from day one. The larger home offers approximately 924 square feet with 2 bedrooms and 2 full baths, while the smaller home offers approximately 700 square feet with 2 bedrooms and 1 bath. With both homes currently occupied and generating rental income, this property offers an opportunity to add to an existing portfolio or get started in real estate investing. The 5 acres provide valuable space and potential for future improvements, making this more than just two rental homes. Located in the Waverly area, where affordable rental housing remains in demand, this property offers a combination of current cash flow, acreage, and future potential that is hard to find. Call today to schedule a showing and see what this unique investment opportunity has to offer!

1734 Clydeton Rd, Waverly

$249,900

4 Beds ⋅ 2 Baths ⋅ 3611263 MLS ⋅ ACTIVE Status ⋅ 0.29 Acres ⋅ 37185 Zip Code

Welcome home to this beautifully remodeled home in Waverly, Tennessee! Featuring a fresh, modern interior and thoughtful updates throughout, this home is move-in ready and waiting for its new owners. The updated kitchen features granite countertops, brand-new stainless steel appliances and new recessed lighting, creating a bright and inviting space for cooking and entertaining. With four spacious bedrooms, two full bathrooms, and plenty of updates throughout, there’s room for everyone to feel right at home. Outside, you’ll find a detached garage offering additional storage and functionality. There’s so much to love about this home—you really need to see it for yourself! Come take a look before it’s gone!

431 E Little Richland Rd, Waverly

$220,000

3 Beds ⋅ 1 Baths ⋅ 3602918 MLS ⋅ ACTIVE Status ⋅ 0.29 Acres ⋅ 37185 Zip Code

Updated, adorable, and right in town! 204 Park Circle is one you won’t want to miss! This charming 3-bedroom, 1-bath home offers 1,134 square feet of beautifully refreshed living space with a bright, welcoming feel throughout. Step outside to a spacious, level yard with beautiful mature shade trees that add just the right amount of character and shade-while still leaving plenty of open lawn for pets, play, gardening, or backyard gatherings. Tucked into an established neighborhood just minutes from shopping, dining, schools, and everyday conveniences in Waverly, the location makes day-to-day living easy. With its thoughtful updates, fantastic yard, and convenient in-town setting, this home packs so much into an incredibly charming package. Move-in ready and easy to love! 204 Park Circle just feels like home.

204 Park Cir, Waverly

$175,000

3 Beds ⋅ 1 Baths ⋅ 3601827 MLS ⋅ ACTIVE Status ⋅ 0.38 Acres ⋅ 37185 Zip Code

Perfect Property for First Time Homebuyer* Just add paint and make it yours! All Brick Home with 1050 SF * 3 Bedrooms * 1 Full Updated Bath (Shower Only) * Laundry Room * 0.38 Acre * 4x5 Attached Outside Utility Room * 8x8 Shed with 8x6 Lean to * 5x8 Storm Shelter - Metal and inground with vents and equipped with Electric* Spacious Covered Front Porch * Mature Shade Trees* Detached Double Carport* City Water & City Sewer * Wooded Area in front of Home enhances privacy * Stove/Oven and Refrigerator remain with property * Please allow 24 hour notice for showings!

106 Oak Hill Dr, Waverly

$294,900

4 Beds ⋅ 2 Baths ⋅ 3597144 MLS ⋅ ACTIVE Status ⋅ 2.02 Acres ⋅ 37185 Zip Code

Beautifully Renovated Brick Home on Over Two acres. Welcome home! to this beautiful renovated 3-4 Bedroom, 2 bath Brick home nestled on over Two acres in a peaceful park-like setting. This property offers the perfect blend of comfort, privacy, and modern up-dates. INSIDE, you'll find a completely renovated home with a fresh, updated feel and plenty of room for the family and guests. Outside enjoy the spacious grounds featuring a pond and park like landscaping, creating a serene setting to relax, entertain, or simply enjoy nature. With its Brick Exterior, generous acreage, pond and extensive renovations, this property is a rare find and ready for you to call home.

237 Brazzle Rd, Waverly

$354,900

5 Beds ⋅ 3 Baths ⋅ 3593199 MLS ⋅ ACTIVE Status ⋅ 1.2 Acres ⋅ 37185 Zip Code

Experience relaxed, comfortable living in this beautifully remodeled 5-bedroom, 3-bath home set in a warm, welcoming neighborhood. From the moment you step inside, the spacious living room invites you to unwind by the gas fireplace, while the newly updated kitchen with new appliances & convenient pantry—makes cooking feel effortless. The formal dining room sets the stage for memorable gatherings with family & friends. Upstairs, four well-appointed bedrooms create a peaceful retreat, including a primary suite designed for privacy & comfort. Downstairs, the flexible fifth bedroom or oversized den/bonus room—offers space for movie nights, hobbies, or a quiet home office, complete with its own private bath. The roomy utility area keeps household tasks organized, & the basement-level garage adds convenience for storage or parking. New flooring, updated lighting, & new paint give the home a crisp, modern feel throughout. Outside, the large backyard is perfect for children, pets, to roam or weekend barbecues. A two-car detached carport adds extra parking & storage options. This property blends space & comfort with everyday practicality, everything you need in a peaceful setting. Being sold "AS IS"

123 Cedar Hill Dr, Waverly

$224,900

3 Beds ⋅ 2 Baths ⋅ 3592638 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 3.1 Acres ⋅ 37185 Zip Code

Built in 1935, this one-of-a-kind home offers a glimpse into a way of life rarely found today. Its traditional floor plan reflects an era when fireplaces at opposite ends of the home provided warmth for the family and rooms were arranged simply and practically around the heart of the house. Generations of local history surround this property. Longtime area residents recall that the property at one time was associated with a camp, adding another chapter to a story that spans more that 90 years. Today, the home presents a wonderful opportunity for someone who appreciates historic character, old-house charm and properties with a story to tell. Rather than a cookie-cutter floor plan, this is a home with roots - a place where nearly every room invites you to imagine the families, gatherings and changing seasons it has witnessed since 1935. For the buyer who has dreamed of restoring, preserving or simply living in a home with genuine character, this property deserves to be seen in person. Come walk through a piece of local history and imagine writing its next chapter. If a 4 bedroom is what you are needing look no further! The 14x18 den already has the 2 doors installed; build a closet or use a wardrobe. Problem solved. And did you notice that claw foot tub? This is an amazing home and it is move in ready or a home project. Owner added a Generac generator approximately 3 years ago. The washing machine was purchased 03/25. About half the windows were replaced with Andersen windows and the sliding door was replaced with Andersen slider on 09/05/23. There is a spring and spring house on the property. Several Outbuildings. Country living at its best!!

2889 Tennessee Ridge Rd, Waverly

$269,900

4 Beds ⋅ 2 Baths ⋅ 3592619 MLS ⋅ ACTIVE Status ⋅ 2.81 Acres ⋅ 37185 Zip Code

Sitting on 2.81 acres this Manufactured home is on a block permanent foundation. It has been completely remodeled and is definitely move in ready for the new owner. The home is a 2010 and consists of 4 bedrooms, 2 full baths, large great room that is open to the kitchen/dining area. There is a coffee bar in the dining area, a buffet area in the hall with counter space and cabinet space. All new appliances, including a stainless refrigerator, black electric stove with a microwave hood & a stainless dishwasher. Home has central heat & air, shingle roof. There is is 7 x 27 front deck and a 15 x 13 back deck. There is a gravel drive that pulls directly up to the front of the home. The land is mostly cleared and level with a border of trees. Located 8 minutes to Waverly and close to Churches & Schools! There is luxury vinyl throughout the home. The site is improved with city water and septic. Call today for an Appointment to show this super nice home!

805 Lucas Ridge Ln, Waverly

$89,900

3 Beds ⋅ 2 Baths ⋅ 3546465 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1.07 Acres ⋅ 37185 Zip Code

PRICED TO SELL- NOT TO SIT!! This manufactured home situated on a 1.07 acre lot with spacious yard has 3 bedrooms and 2 full baths! Primary Bedroom has a large private bath with a separate tub and shower. Two additional bedrooms on opposite end of home. Open living/dining area with lots of space! This home has a covered front and back deck, with an additional side deck entrance. There is new flooring in much of the house. Located less than 5 minutes from downtown Waverly and close proximity to Kentucky Lake access. No appliances convey. This would make a great rental property for investors or an affordable home for a growing family.

167 Baker Ridge Rd, Waverly

$325,000

4 Beds ⋅ 3 Baths ⋅ 3542720 MLS ⋅ ACTIVE Status ⋅ 2.7 Acres ⋅ 37185 Zip Code

Seller to offer $10,000 in concessions with agreeable terms! Welcome to 110 Bakerville Rd! This spacious approximately 2,000-square-foot home features 4 bedrooms plus a versatile flex room! Set in a peaceful Waverly setting, this property offers the space and privacy of country living while remaining convenient to town. The flexible floor plan provides plenty of options to make the home work for you, whether you're looking for comfortable everyday living or additional space for work and recreation. With 4 bedrooms, a flex room, and approximately 2,000 square feet, this home has the space you've been looking for. Come see the possibilities at 110 Bakerville Rd and make this Waverly property your next home!

110 Bakerville Rd, Waverly

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