37322 Homes under $400,000

Welcome to Decatur, Tennessee, a charming town nestled in the scenic Meigs County, where the zip code 37322 offers a delightful blend of small-town charm and natural beauty. Decatur is known for its friendly community, rich history, and picturesque landscapes that make it an ideal place for families, retirees, and anyone looking to embrace a tranquil lifestyle.

For those seeking affordable housing options, Decatur has an impressive selection of homes priced under $400,000. Whether you're a first-time homebuyer or looking to downsize, you’ll find a variety of options that cater to diverse tastes and needs. From cozy single-family homes with spacious yards perfect for family gatherings to modern townhouses that offer low-maintenance living, there’s something for everyone in this welcoming community.

Living in the 37322 area means you can enjoy the serenity of rural life while still being close to essential amenities. Local parks, schools, and shops are just a stone's throw away, making it easy to settle in and feel at home. Outdoor enthusiasts will appreciate the nearby recreational opportunities, including hiking, fishing, and boating on the beautiful Tennessee River.

Decatur's affordability, combined with its warm community spirit and stunning surroundings, makes it an excellent choice for anyone looking to plant roots in East Tennessee. Explore the charming homes available in the 37322 zip code and discover your dream home in Decatur today!

Newest 37322 Homes under $400,000

$274,900

3 Beds ⋅ 2 Baths ⋅ 3622293 MLS ⋅ ACTIVE Status ⋅ 0.76 Acres ⋅ 37322 Zip Code

Craftsman style home on 3/4 acre minutes to Exit 60/I75 and Sweetwater/Knoxville/Cleveland. Open floor plan split bedroom design with large open kitchen with center island, appliances, Family room with built in entertainment shelving adjoining kitchen. Additional living room with access to front deck. Large master bedroom with ensuite bathroom with dual vanities, walk in shower, soaking tub and walk in closet. 2 additional guest bedrooms with guest bathroom. Home eligible for 100% financing with USDA or Va loan, 96.5% financing with FHA loan and possible seller financing.

133 Woods Hollow Rd, Decatur

$279,000

3 Beds ⋅ 2 Baths ⋅ 3620666 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.58 Acres ⋅ 37322 Zip Code

Welcome to 601 River Rd! This ranch style home near downtown Decatur sits on a beautiful lot (.58 acres) and offers 3 bedrooms, 2 bathrooms, and 2081 square feet of functional living space. Built in 1940, the home was remodeled 5 years ago. The primary bedroom and adjoining full bathroom are situated away from the rest of the home. The large living room opens into a secondary common living area separated by double barn doors. The kitchen features stainless steel appliances, butcher block countertops, and a L-shaped island with barstools and a dining area. The second bathroom holds the washer/dryer, the utility room off the kitchen offers ample storage space for gear, toys, pets, or can be used as a pantry. A covered front porch, back patio with automated retractable roof, and plenty of level yard space allows for ample outdoor relaxation opportunities. The backyard is fenced in and has a storage shed; pool and trampoline can stay. This home really stands out for its convenience of location, functionality of the home's layout plus the attractive outdoor spaces! Schedule your private tour today!

601 River Rd, Decatur

$234,900

3 Beds ⋅ 2 Baths ⋅ 3619827 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 2 Acres ⋅ 37322 Zip Code

Privacy, acreage, and a nearly new home--all in one! This 2024 3-bedroom, 2-bath manufactured home sits on a permanent foundation on 2 peaceful acres in Decatur. Inside, the 1,140 sq. ft. home offers an open, comfortable layout with wood-look flooring and recessed lighting throughout the main living areas. The bright kitchen features white cabinetry, ample counter space, and an adjoining dining area. The primary suite includes a spacious bath with double vanity, generous storage, and a large tiled walk-in shower. Outside, the property really shines. A fully fenced yard provides plenty of room for pets, gardening, or outdoor living, while the long 2-acre parcel offers a mix of cleared usable space and mature woods for added privacy. A storage shed/outbuilding is also included. Surrounded by the rolling countryside of Decatur, this property offers the breathing room of a country setting with a move-in-ready 2024 home.

298 Agency Creek Ln, Decatur

$329,900

3 Beds ⋅ 2 Baths ⋅ 3615474 MLS ⋅ ACTIVE Status ⋅ 0.96 Acres ⋅ 37322 Zip Code

Lakefront Living with Private Boat Dock - 482 Hiwassee Drive, Decatur, TN Welcome to 482 Hiwassee Drive, a 3-bedroom, 2-bath lakefront home in Decatur, Tennessee, where every day feels like a getaway. Tucked along a quiet loop road in a peaceful Meigs County neighborhood, this waterfront property puts lake life right at your back door, with mountain views across the water. Step inside to an open floor plan with vaulted, beamed ceilings, a cozy fireplace, formal dining space, and a bright kitchen with stainless steel appliances, perfect for entertaining family and friends after a day on the water. The primary suite is a true retreat, featuring an ensuite full bath with a relaxing soaking tub. Two additional bedrooms offer room for guests, a home office, or hobbies. Step out onto the back porch and take in the waterfront views, ideal for morning coffee or sunset dinners. Then head down the sloping lawn to your own private boat dock with a covered boat slip and jet ski lift, ready for fishing, skiing, paddling, and weekends on the water. Take the boat out for a spin any time you want-right from your back door. Whether you're looking for a full-time residence, a weekend getaway house, or a vacation rental, this property delivers. With strong short-term rental appeal, it's a great fit for an Airbnb or VRBO investment in a growing waterfront destination. Waterfront homes with a private dock are hard to find, and this one combines views, privacy, and everyday comfort on a spacious, tree-lined lot with plenty of gravel parking for guests and boat trailers. Close to Decatur, Charleston, and Calhoun and within easy reach of Cleveland and Chattanooga, 482 Hiwassee Drive is your chance to own a piece of Tennessee waterfront living. Schedule your private showing today!

482 Hiwassee Dr, Decatur

$224,500

3 Beds ⋅ 2 Baths ⋅ 3610158 MLS ⋅ ACTIVE Status ⋅ 0.31 Acres ⋅ 37322 Zip Code

Welcome to this recently updated home tucked away at the end of a cul-de-sac in a great neighborhood! Featuring 3 bedrooms, and 2 full bathrooms, this home offers plenty of space to spread out. The large living room provides a welcoming gathering space, while the kitchen features new countertops, stainless steel appliances, and white cabinetry. An adjoining dining area makes everyday meals and entertaining convenient. The spacious primary bedroom includes a walk-in closet and private ensuite bathroom. The generously sized guest bedroom also offers a walk-in closet. Outside, enjoy a sprawling fenced backyard with room for outdoor activities, gardening, or relaxing. White fencing frames the front yard and adds charming curb appeal, while a 2-car carport provides covered parking, also a storage building. Some updates include new LVP flooring, new carpet, new paint, new lighting, new shelving, an HVAC system installed in 2022 and shingle roof installed in 2021 and more. Located just minutes from town, shopping, dining, and everyday amenities, this home combines neighborhood convenience with inviting indoor and outdoor space. Schedule your showing today!

155 Windfield Ln, Decatur

$222,900

2 Beds ⋅ 1 Baths ⋅ 3598904 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37322 Zip Code

Completely renovated and move-in ready, this charming 2-bedroom, 1-bath home offers the perfect blend of modern updates and peaceful country living. Situated on a spacious lot just minutes from the Tennessee River, this home has been thoughtfully updated from top to bottom with quality finishes throughout. The extensive renovation includes a new roof, all-new HVAC system, new windows, new electrical, new plumbing, along with new flooring, fresh paint, updated lighting, a beautifully remodeled kitchen with new cabinetry, countertops, and appliances, and a stylishly renovated bathroom. With both the cosmetic and major mechanical updates already completed, this home offers true peace of mind and low-maintenance living for years to come. Outside, you'll enjoy a large yard with plenty of room to relax, entertain, garden, or park recreational vehicles. A detached block workshop provides excellent space for hobbies, storage, tools, or equipment, adding even more versatility and value to the property. Conveniently located with easy access to Decatur, Dayton, Athens, and nearby Tennessee River marinas and boat launches, this property is ideal as a full-time residence, weekend retreat, or investment opportunity. If you're looking for an affordable, turnkey home where all the hard work has already been done, this one is ready to welcome you home.

659 River Rd, Decatur

$250,000

4 Beds ⋅ 2 Baths ⋅ 3598197 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.82 Acres ⋅ 37322 Zip Code

Welcome to 299 Shiloh Rd in Decatur, TN--where space, character, and peaceful country living come together on just under an acre! This move-in-ready 4-bedroom, 2-bath home is filled with warm, inviting details that set it apart. Step inside to a spacious living room featuring beautiful built-ins and an open flow into the kitchen, creating a comfortable space for everyday living and entertaining. The kitchen is truly the heart of the home, anchored by a massive center island with plenty of room for meal prep, casual dining, and gathering with family and friends. Stacked-stone detailing above the cooktop adds character and creates a striking focal point. Just off the kitchen, the separate dining room makes a statement of its own with a beautiful fireplace and coffered ceiling--a space equally suited for family dinners, holiday gatherings, or a quiet evening at home. With four bedrooms and generous living space, there's plenty of flexibility for family, guests, a home office, or hobby space. Step outside and enjoy even more of what this property has to offer. Start your morning with coffee beneath the covered back deck or out front on the welcoming porch. The nearly one-acre property also features a small two-bay barn, providing additional storage for lawn equipment, tools, outdoor gear, and more. Whether you're enjoying a quiet morning on the covered back deck, entertaining family and friends, or simply taking advantage of the extra space inside and out, 299 Shiloh Rd offers comfortable living with room to spread out--all on just under an acre in Decatur.

299 Shiloh Rd, Decatur

$349,900

5 Beds ⋅ 3 Baths ⋅ 3593736 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 37322 Zip Code

Welcome to 228 Crestwood Circle, located on a spacious 1.5-acre lot in Decatur Hills. Designed with room for the whole family, this home offers three bedrooms and two bathrooms on the main level, plus two additional bedrooms and a full bathroom in the basement. Upstairs, you'll find a large laundry room and a den with a gas fireplace. The basement also includes a workspace or shop area with plenty of electrical outlets for your projects. Offered as an estate, the home was built by its owner-builder as his forever home, reflecting lasting quality and care. Call or text today to schedule your private showing.

228 Crestwood Cir, Decatur

$234,900

3 Beds ⋅ 2 Baths ⋅ 3543067 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 2 Acres ⋅ 37322 Zip Code

Privacy, acreage, and a nearly new home--all in one! This 2024 3-bedroom, 2-bath manufactured home sits on a permanent foundation on 2 peaceful acres in Decatur. Inside, the 1,140 sq. ft. home offers an open, comfortable layout with wood-look flooring and recessed lighting throughout the main living areas. The bright kitchen features white cabinetry, tile backsplash, ample counter space, and an adjoining dining area. The primary suite includes a spacious bath with double vanity, generous storage, and a large tiled walk-in shower. Outside, the property really shines. A fully fenced yard provides plenty of room for pets, gardening, or outdoor living, while the long 2-acre parcel offers a mix of cleared usable space and mature woods for added privacy. A storage shed/outbuilding is also included. Surrounded by the rolling countryside of Decatur, this property offers the breathing room of a country setting with a move-in-ready 2024 home.

298 Agency Creek Ln, Decatur

$294,900

3 Beds ⋅ 2 Baths ⋅ 3541327 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 4.97 Acres ⋅ 37322 Zip Code

Discover the perfect blend of modern comfort and wide-open country living at 2133 Charles Road in Decatur, TN. Located on nearly 5 beautifully maintained acres in Meigs County, this stunning 2014-built manufactured home delivers 1,920 square feet of thoughtfully designed, open-concept living space -- an exceptional rural property for buyers seeking move-in ready quality, meaningful upgrades, and the peaceful freedom that only Tennessee acreage living can offer. Step inside to a bright, welcoming open-concept floor plan that flows seamlessly from a generous living room into a beautifully appointed kitchen featuring rich dark cabinetry, dining space, recessed lighting, and a breakfast bar perfect for casual dining and entertaining. The split-bedroom layout ensures privacy for the whole household. The ensuite master suite is a true sanctuary, boasting a large walk-in closet and a private full bath. Two additional bedrooms with generous closet space and a second full bath complete this versatile, family-friendly interior. Outside, 4.97 acres of cleared open land, mature Tennessee woodland, and a peaceful wet-weather creek create a country setting unlike any other -- ideal for outdoor enthusiasts, hobby farmers, and nature lovers who crave room to roam. Rest easy knowing the big-ticket items are covered: brand-new roof (January 2025), whole-house generator, and a 2016 well with water softener and full purification system. All appliances convey, including the washer and dryer. This is rural Tennessee living at its finest -- peaceful, private, and completely move-in ready. Don't miss your chance to own this one-of-a-kind property. Schedule your private showing at 2133 Charles Rd today. Subject to an easement to access neighbor's pasture at the rear of property.

2133 Charles Rd, Decatur

$150,000

3 Beds ⋅ 2 Baths ⋅ 3529705 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1.82 Acres ⋅ 37322 Zip Code

WOW great opportunity! come take a look AS-IS means value to you! The BONES are good come take a look!!

300 Bowman Ln, Decatur

$145,900

2 Beds ⋅ 1 Baths ⋅ 3527446 MLS ⋅ ACTIVE Status ⋅ 0.64 Acres ⋅ 37322 Zip Code

Fantastic opportunity to own river-view property with existing septic, utilities and a great view of Chickamauga Lake / Tennessee River, situated on two lots with mature hardwood trees! Build your home while living in the mobile home and have your tools and equipment safe in the existing 16x16 outbuilding! Video security & cameras convey. Public boat ramp approx. two miles.

145 Cottonport Ferry Rd, Decatur

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37322 Homes under $400,000

Newest 37322 Homes under $400,000

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