37324 Homes under $400,000

Welcome to Decherd, Tennessee, nestled in the heart of Franklin County and proudly bearing the zip code 37324. This charming city offers a unique blend of southern hospitality and modern conveniences, making it an ideal place to call home. With its picturesque landscapes and friendly community, Decherd is perfect for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

One of the most appealing aspects of living in Decherd is the availability of beautiful homes priced under $400,000. Whether you’re a first-time homebuyer or seeking to downsize, you’ll discover a variety of options that cater to diverse tastes and needs. From cozy single-family homes to spacious townhouses, the real estate market here offers something for everyone. Many properties boast delightful features such as expansive yards, updated kitchens, and charming architectural details, ensuring you find a place that feels like home.

In addition to affordable housing, Decherd is conveniently located near major highways, providing easy access to larger cities like Winchester and Tullahoma. Residents can enjoy local amenities such as parks, shops, and restaurants, all while maintaining a sense of tranquility that comes with small-town living.

With its inviting atmosphere, strong community spirit, and affordable housing options, Decherd (zip code 37324) is a hidden gem in Tennessee. Explore the possibilities that await you in this delightful city, where your dream home is just waiting to be discovered!

Newest 37324 Homes under $400,000

$275,000

3 Beds ⋅ 2 Baths ⋅ 3542805 MLS ⋅ ACTIVE Status ⋅ 0.51 Acres ⋅ 37324 Zip Code

Welcome to 90 Allred Rd! This is country living without giving up the local amenities. This beautiful home offers 3 bedrooms, each with a walk-in closet, and 2 full baths. This home is just over 1,400 square feet with space and storage throughout. The kitchen comes equipped with all stainless-steel appliances and a beautiful brick backsplash. The laundry room, which comes equipped with a washer and a dryer, gives you direct access to the backyard. You step out onto the back deck that has ample space for all your entertaining needs. Approximately 12 miles to Tims Ford Lake and less than 6 miles to Decherd for all of your shopping needs. You won't want to miss out on all this home offers!

90 Allred Rd, Decherd

$349,900

3 Beds ⋅ 3 Baths ⋅ 3533354 MLS ⋅ ACTIVE Status ⋅ 0.27 Acres ⋅ 37324 Zip Code

Smart-home upgrades, an EV charger, four walk-in closets, and a fenced backyard with a pool — this 2023-built Collins Place home is loaded with the details today's buyers are searching for, and there's no HOA. Better than new and move-in ready, it opens into a bright, open-concept living and dining area that flows into a kitchen finished with granite countertops, white cabinetry, stainless steel appliances, and a smart dishwasher. Upstairs, all three bedrooms offer generous storage — including four walk-in closets total — and the primary suite is elevated by a tray ceiling and a large soaking tub, with premium blinds throughout for a polished, finished feel. The home is equipped with smart thermostats, smart locks, a Ring alarm system, a Ring doorbell, and an epoxy-coated 2-car garage floor. Outside, the fully fenced backyard is built for entertaining, with a covered patio plus an additional extended patio running the full length of the home and an above-ground pool for summer fun (a separate hot tub is negotiable). A storage shed adds extra room for tools and toys. Minutes from Winchester, shopping, dining, top-rated schools, and Tims Ford Lake — schedule your showing today!

170 Frost St, Decherd

$99,000

2 Beds ⋅ 2 Baths ⋅ 3529869 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37324 Zip Code

Home is in the middle of being renovated. Please use caution and treat it as a construction zone. Seller would like to sell this home along with the neighboring lot which has been fully subdivided and for sale for $39k. MLS#3514824.

308 E Market St, Decherd

$309,500

3 Beds ⋅ 2 Baths ⋅ 3527078 MLS ⋅ ACTIVE Status ⋅ 0.52 Acres ⋅ 37324 Zip Code

Welcome home to this beautifully updated 3-bedroom, 2-bath home offering the perfect combination of comfort, style, and space! Step inside to find a warm and inviting interior featuring hardwood and LVT flooring, fresh paint, and an updated kitchen that's ready for everything from everyday meals to entertaining. One of the standout features is the spacious heated and cooled sunroom, surrounded by windows galore that fill the space with natural light-perfect for relaxing, entertaining, or enjoying year-around. You'll also appreciate the abundance of storage, giving you plenty of room to keep everything organized. Outside the large, fenced backyard and spacious deck offers plenty of space to gather, run and play. The detached garage provides even more storage and versatility. With thoughtful updates, generous living spaces, and a backyard ready to enjoy, this home is move-in ready and waiting for it's next chapter.

310 Woodland Dr, Decherd

$334,900

4 Beds ⋅ 3 Baths ⋅ 3512677 MLS ⋅ ACTIVE Status ⋅ 0.23 Acres ⋅ 37324 Zip Code

This beautiful home features a 4 bedroom, 2.5 bathroom layout and a spacious 2 car garage, that has been updated with epoxy covering. Inside, the open concept kitchen and dining area flow seamlessly into a living room making it an ideal setup for hosting family and friends. The rooms throughout the house have been upgraded with ceiling fans. This home includes a whole house surge protector, water softener and Ring cameras and doorbell. Enjoy peaceful mornings and evenings on the back patio with a large backyard that’s ready for pets, relaxing or entertaining. A shed with electricity is also included with the home and a great addition for storage or working in the yard. Best of all, you are just minutes away from shopping, dining, hiking trails and Tims Ford Lake. This home blends comfort and location perfectly. Schedule your showing today! Click on "virtual tour" to see an instant indoor and outdoor tour of this home!!

74 Frost St, Decherd

$299,900

3 Beds ⋅ 2 Baths ⋅ 3314366 MLS ⋅ ACTIVE Status ⋅ 0.737 Acres ⋅ 37324 Zip Code

This 3 bedroom, 2 bath one level home sits on just under an acre with peaceful country surroundings, featuring an open floor plan home with luxury vinyl plank flooring throughout, granite countertops, soft-close drawers, a custom tile shower, and ceiling fans in all bedrooms. Enjoy the benefits of energy-efficient new construction with no HOA, no city taxes and plenty of space to spread out. All just a short drive to Tim’s Ford Lake. Click on "virtual tour" to see an instant indoor and outdoor tour of this home!! Schedule your in person private tour today!

3607 Greenhaw Rd, Decherd

$385,000

3309431 MLS ⋅ ACTIVE Status ⋅ 37324 Zip Code

Investors this is what you've been searching for.2 Units are and both are like new built in 2022, Only minutes from Nissan manufacturing plant, fully furnished with TV's, furniture, washer/dryer, and appliances. There is also a storage shed on site. Units: 202A, 202B, 202C, 204A, 204B, 204C. Current owner rents individual rooms, so it's actually renting as 6 units but it's 2 duplexes with 3 bedrooms.

202 Elliott Way, Decherd

$189,000

3 Beds ⋅ 2 Baths ⋅ 3303985 MLS ⋅ ACTIVE Status ⋅ 0.604 Acres ⋅ 37324 Zip Code

Move-in ready 2019 farmhouse-style manufactured home, 3BD/2BA, 1,280 sf on 0.604 acres in Decherd — 9 mi to Nissan, 18 mi to Arnold AFB. Permanent foundation with brick skirting. Stack-stone fireplace with blower, 8.5-ft ceilings, crown molding, hardwood-look flooring. Chef's kitchen: floor-to-ceiling Nutmeg cabinetry, center island with pendant lighting, farmhouse workstation sink, granite-look countertops, Whirlpool appliance suite (range, microwave, dishwasher, refrigerator with ice/water). Matching Whirlpool Cabrio washer/dryer — all included. Primary suite: large walk-in closet, garden tub, walk-in shower, linen tower. Two additional bedrooms with ceiling fans and crown molding. Hall bath with tub/shower. Barn door to spacious laundry/pantry. Curtains and blinds included. New 12x16 deck with solar lighting and flower planters, new septic system (inspected/approved Nov 2025), central HVAC, irrigated front beds, gravel driveway. Starlink 100 Mbps — equipment included. Smart home: Ring doorbell, interior camera, smart plugs — Alexa-controlled. Non-smoking, lightly occupied since 2021 — freshly painted, zero deferred maintenance. Financing: This home qualifies for VA and Freddie Mac conventional financing — portfolio loan options also available through local and specialty manufactured home lenders. 0% down financing may be available for qualified buyers. Seller will cooperate fully with lender requirements.

71 Henry Lane, Decherd

$300,000

3 Beds ⋅ 2 Baths ⋅ 3283770 MLS ⋅ ACTIVE Status ⋅ 0.45 Acres ⋅ 37324 Zip Code

Welcome home to 203 Kelly Drive, a charming mid-century ranch that blends timeless character with thoughtful updates. This move-in ready home offers 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage in a quiet, well-established neighborhood. Inside, you'll love the open-concept feel created by the remodeled living room, where a wall was removed to enhance the flow and functionality of the space. Fresh paint and all new flooring throughout give the home a clean, modern feel while preserving its classic ranch-style appeal. See full list of updates and features in documents below. Step outside to enjoy the fully fenced backyard, complete with new garden beds, a storage shed, and a covered patio —perfect for gardening, entertaining, or simply relaxing. Conveniently located just minutes from Tims Ford Lake and the charming downtown square, you'll enjoy easy access to local boutiques, restaurants, parks, and community events. The home is also near one of the nation's largest Nissan Powertrain manufacturing facilities and sits at the base of the beautiful Sewanee Mountain, offering a wonderful blend of small-town living and outdoor recreation. With an easy commute—approximately 80 miles to Nashville, 60 miles to Chattanooga, and less than 50 miles to Huntsville—this home is ideal for those seeking comfort, convenience, and a central location. Don't miss your opportunity to own this beautifully updated home in one of Middle Tennessee's most desirable communities! Home qualifies for zero down USDA loan program or 1% rate buy down with preferred lender - flyer in documents!

203 Kelly Dr, Decherd

$269,000

3 Beds ⋅ 3 Baths ⋅ 3254845 MLS ⋅ COMING SOON / HOLD Status ⋅ 0.75 Acres ⋅ 37324 Zip Code

Solid Brick house with BONUS Sunroom Added on for maximum relaxation no matter the season! On large .75 acre lot located convenient to Tim's Ford Lake just 15 miles. Close to Town just outside the city limits(lower taxes)! 3 Miles to Walmart 3 miles to Nissan 1.5 Mile to Elementary school unbeatable location! Call today for your personal showing!

992 Shelly Rd, Decherd

$247,000

3 Beds ⋅ 2 Baths ⋅ 3221815 MLS ⋅ ACTIVE Status ⋅ 0.29 Acres ⋅ 37324 Zip Code

IMPROVED PRICE!! Beautifully maintained home in the heart of Decherd offering exceptional convenience to shopping, restaurants, Nissan, and Tims Ford Lake. This property features an open‑concept living and kitchen area with attractive LVP flooring, a 4‑seat counter bar, and pantry. A step‑down multipurpose room provides flexible space for a family room, den, or game room. The large primary suite includes a sitting area and a spacious walk‑in closet. Outdoors, enjoy a privately fenced backyard and a partially covered deck perfect for entertaining. Storage shed conveys with the property for all of your lawn tools and toys. This home is truly move‑in ready and offers the comfort, space, and location buyers are looking for.

100 Waggoner St, Decherd

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.