37361 Homes under $400,000

Welcome to the charming community of Ocoee, TN, nestled in the heart of Polk County and boasting the picturesque zip code 37361. This delightful area is known for its stunning natural beauty, friendly atmosphere, and a strong sense of community, making it an ideal place to call home.

Ocoee offers a unique blend of rural tranquility and convenient access to modern amenities. Surrounded by lush forests and rolling hills, residents can enjoy outdoor activities like hiking, fishing, and kayaking on the nearby Ocoee River, which is famous for its whitewater rapids. The scenic landscapes and vibrant wildlife provide a serene backdrop for family life and outdoor enthusiasts alike.

For those looking to settle down in this idyllic setting, Ocoee presents an enticing opportunity with homes available under $400,000. Whether you’re searching for a cozy cottage, a spacious family home, or a charming ranch-style property, there’s something for everyone in this price range. These homes often feature modern amenities, open floor plans, and beautiful yards, perfect for hosting gatherings or enjoying quiet evenings under the stars.

The community is also conveniently located near larger towns, providing easy access to shopping, dining, and entertainment options. With a strong sense of community and a welcoming spirit, Ocoee is more than just a place to live; it’s a place to thrive. Explore the possibilities of homeownership in this beautiful part of Tennessee, where your dream home awaits!

Newest 37361 Homes under $400,000

$320,000

3 Beds ⋅ 2 Baths ⋅ 3610654 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1 Acres ⋅ 37361 Zip Code

Your Cozy Creekside Retreat Awaits! Welcome to 1971 Old Federal Road, where peaceful country living meets everyday comfort. This charming 3-bedroom, 2-bathroom home is the kind of place you'll want to come home to every single day. Start your mornings on the inviting wrap-around porch with a hot cup of coffee, and end your evenings there listening to the gentle sound of the year-round creek winding through the property. It's the kind of quiet that melts away stress and invites you to slow down and breathe. The level yard offers plenty of room to garden, play, entertain, or simply relax. Whether you're hosting a summer cookout, tossing a ball with the kids, or setting up a fire pit under the stars, this property is ready for it all. Inside, the three bedrooms and two full baths provide a comfortable layout for family, guests, or a home office. Every corner feels warm and welcoming, making this the perfect full-time home, weekend getaway, or peaceful escape from the busy world. Located in Ocoee, TN, you'll enjoy the best of Southeast Tennessee: beautiful scenery, outdoor recreation, and a true sense of community, all within reach of the Ocoee River, Chattanooga, and Cleveland. Come experience the charm, the quiet, and the sound of running water. Schedule your showing today!

1971 Old Federal Rd, Ocoee

$79,500

2 Beds ⋅ 1 Baths ⋅ 3610238 MLS ⋅ ACTIVE Status ⋅ 0.578 Acres ⋅ 37361 Zip Code

Have your own cabin in the woods near the Ocoee River! Bring your vision to this nearly completed new construction home offering just over 1,000 square feet of potential living space on approximately ½ acre. The electrical and plumbing are already in place for a 2-bedroom, 1-bathroom layout, giving you a head start on creating your own mountain retreat. Construction still needs to be completed, including the remaining interior and exterior finishes, and a septic system will be needed. The opportunity to finish the home to your own taste makes this property ideal for someone looking to create a personalized getaway, weekend retreat, or investment property. Located on a quiet street just 2.5 miles from the Ocoee River, you'll be close to some of the area's best outdoor recreation while still enjoying the privacy and peacefulness of a wooded setting. Whether you envision a cozy cabin, a weekend escape, or a future rental, this property offers plenty of potential. Finish the build, add your personal touches, and make your dream cabin in the woods a reality!

147 Sibyl Ln, Ocoee

$399,000

4 Beds ⋅ 3 Baths ⋅ 3602975 MLS ⋅ ACTIVE Status ⋅ 0.4 Acres ⋅ 37361 Zip Code

**Seller is willing to contribute up to $10,000 toward buyer's closing costs, prepaids, interest rate buydown, or upgrades with the use of the seller's preferred lender. Incentive is subject to lender approval, loan program guidelines, and applicable contribution limits. Buyer is not required to use the preferred lender to purchase the property.** New Construction in the Ocoee Mountain Club neighborhood situated in the foothills of the Great Smokey Mountains at the edge of the Cherokee National Forest. Whether you are looking for a beautiful place to call home or the perfect weekend retreat, then this could be ideal spot for you just minutes from the local rafting outfitters, shopping, restaurants and more. Nearly completed construction, this 2-story, 4 bedroom, 2.5 bath home features a Hardie exterior, double garage, an open floor plan and the primary on the main. It will also have engineered hardwoods in the main living areas, ceramic tile in the bathrooms, carpet in the upstairs bedrooms, granite countertops and shiplap accents. The main level boasts a foyer that opens to the kitchen which in turn opens to the living and dining area. There will be a side deck off the living/dining area to take advantage of the wooded setting. The primary bedroom has a walk-in closet and private bath with a dual vanity and tub/shower combo, with the laundry room and powder room rounding out this first level. Head upstairs where you will find a landing/bonus room, 3 additional bedrooms, and a full hall bath. The neighborhood offers a clubhouse with a pavilion and playground and is only about 20 minutes from Cleveland and about 50 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Completion date 07/28/26 New Photos to follow

123 Cherokee Ridge Dr, Ocoee

$249,900

2 Beds ⋅ 2 Baths ⋅ 3545967 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37361 Zip Code

New Home.....This 2 bedroom, 2 bath home offers open floor plan, Lg. Kitchen complete with Stainless appliances and large island, Walk-in closets, Rocking chair front porch and back deck for outdoor living, 1/2 acres level lot, conveniently located close to shopping area and easy access to Cleveland, Benton and Chatsworth. Take a look today!

136 Stump St, Ocoee

$195,000

3 Beds ⋅ 2 Baths ⋅ 3544243 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37361 Zip Code

Looking for space, convenience, and one-level living? This 3-bedroom, 2-bath double-wide offers 1,792 square feet of comfortable living space on a half-acre lot. Set on a permanent foundation, this home features an all-one-floor layout with plenty of room to spread out. The large living room provides a great space for relaxing or gathering with family and friends, while the spacious primary bedroom includes a walk-in closet for added storage. You’ll also enjoy the convenience of a covered front porch, perfect for sitting outside and enjoying your morning coffee or winding down at the end of the day. A detached garage provides additional parking, storage, or workspace. With a functional floor plan, generous living space, and a nice-sized lot, this property offers plenty of possibilities for its next owner. Schedule your showing today and see everything this home has to offer!

2211 Horns Creek Rd, Ocoee

$380,000

3 Beds ⋅ 2 Baths ⋅ 3243845 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.68 Acres ⋅ 37361 Zip Code

New Construction Home for Sale in Ocoee, TN – 3 Bedrooms, Basement, 2-Car Garage, and Private Setting Experience the perfect blend of modern construction, peaceful surroundings, and East Tennessee mountain living at 143 Casson Road in Ocoee, Tennessee. This brand-new 3-bedroom, 2-bathroom home offers quality craftsmanship, a functional floor plan, and room to grow, all nestled in a private setting surrounded by the natural beauty of Polk County. The inviting full-length covered front porch creates the ideal space to relax with your morning coffee, enjoy the fresh mountain air, or unwind after a day of outdoor adventure. Inside, you'll find a thoughtfully designed layout that maximizes comfort and convenience with spacious living areas, a well-appointed kitchen, and a desirable split-bedroom design. A standout feature of this home is the full unfinished basement, providing exceptional storage and future expansion potential. Whether you're dreaming of a recreation room, home office, workout space, guest suite, or additional living area, this basement offers endless possibilities. The attached 2-car garage provides ample room for vehicles, tools, recreational equipment, and outdoor gear. Located in the heart of the Ocoee River region, this property offers easy access to some of East Tennessee's most sought-after outdoor destinations, including whitewater rafting, fishing, hiking, mountain biking, camping, and scenic mountain drives. Enjoy the privacy and tranquility of country living while remaining within reasonable driving distance of Cleveland, Chattanooga, and the surrounding communities. Whether you're searching for a new construction home in Ocoee TN, a home with a basement, a private mountain retreat, a primary residence, or a vacation home near the Ocoee River, this property offers the flexibility, comfort, and location you've been looking for. Don't miss this opportunity to own a beautiful new home in one of East Tennessee's most scenic areas.

143 Casson Rd, Ocoee

$389,000

4 Beds ⋅ 3 Baths ⋅ 3200282 MLS ⋅ ACTIVE Status ⋅ 0.43 Acres ⋅ 37361 Zip Code

New Custom Built craftsman's style Home in the Heart of Ocoee, TN! Experience the perfect mix of modern design, peaceful mountain living, and everyday convenience in this beautifully crafted new construction home. Featuring 4 spacious bedrooms, 2.5 bathrooms, soaring vaulted ceilings, and an open-concept layout, this home was built for both comfort and entertaining. From the moment you walk in, you'll love the bright and airy feel created by the natural light and high ceilings. The spacious living area flows seamlessly into the beautifully designed kitchen, complete with stylish cabinetry, quality countertops, and a sleek oven range that makes cooking and gathering easy. The primary suite offers a relaxing private retreat with a beautifully finished bathroom and generous closet space, while the additional bedrooms provide room for family, guests, or even a home office setup. Outside, the level lot gives you plenty of space for entertaining, grilling, or simply enjoying the fresh East Tennessee air and surrounding mountain views. Located just minutes from the Ocoee River, outdoor lovers will appreciate quick access to rafting, kayaking, hiking, and endless adventure. You're also conveniently close to local restaurants, shopping, and everyday essentials. With high-speed internet available and easy access to Highway 64 and 411, this home offers the perfect balance of peaceful living and modern convenience. If you've been looking for a move-in ready new home near the mountains with room to breathe and space to enjoy life--this one is worth seeing!

126 Mila Mae Ln, Ocoee

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37361 Homes under $400,000

Newest 37361 Homes under $400,000

How much is your home worth?

How much is your home worth?