37369 Homes under $500,000

37369 Homes under $500,000

Welcome to Reliance, Tennessee, a hidden gem nestled in the picturesque Polk County with the zip code 37369. This charming area is a nature lover's paradise, offering breathtaking views of the Cherokee National Forest and the stunning Hiwassee River. With its small-town charm and a close-knit community, Reliance is the perfect place for those looking to escape the hustle and bustle of city life while still enjoying modern conveniences.

One of the standout features of Reliance is the availability of beautiful homes under $500,000. Whether you're a first-time homebuyer, a growing family, or looking for a serene retreat, you'll find a variety of properties that cater to your needs. From cozy cabins with rustic charm to more contemporary designs, the real estate options here offer something for everyone. Imagine waking up to the sound of nature, with the mountains as your backdrop and the river just a stone's throw away.

In addition to its affordable housing, Reliance boasts an array of outdoor activities. Enjoy hiking, fishing, or simply soaking in the natural beauty that surrounds you. The community is also known for its friendly atmosphere, where neighbors become friends and everyone feels at home.

If you’re looking for a serene lifestyle without breaking the bank, Reliance, TN, with its inviting homes under $500,000, is the perfect destination. Come explore the charm of 37369 and discover your dream home in this idyllic setting!

Newest 37369 Homes under $500,000

230 Big Towee Rd, Reliance
$300,000
2 Beds ⋅ 1 Baths ⋅ 3621155 MLS ⋅ ACTIVE Status ⋅ 2.75 Acres ⋅ 37369 Zip Code
A stocked pond sits just below the 448 sq ft wrap-around front porch of this 2.75-acre mountain cabin, with refinished decks at the water's edge and a stationary dock for an early cast or a slow evening. The land is wooded, private, and secluded, with views that take in the mountains, the valley, and the pond. Inside, cathedral ceilings and natural woodwork give the open main level a lofty, warm feel, with wood floors throughout and a loft above finished with a new railing. The kitchen has a gas range and steps out to a new deck, and a main-level laundry room holds the stacked washer and dryer. The bathroom is new, with new structural beams beneath it. The covered wraparound porch is where the days tend to end, with the pond in view and the woods all around. A side porch, fire pit, gazebo, and equipment building round out the grounds, and a gravel drive. Water comes from a private well and spring. The seller has put real work into the bones. The HVAC system is about 3 years old and the on-demand water heater about 18 months. Other updates include gutters, fascia, and drip edges below the metal roof, a re-insulated and re-lined crawl space, roughly half of the plumbing and a new main water valve, reverse osmosis and UV water filtration, new screen doors, and new back steps and railing. A back-up generator conveys, with a whole-house receptacle already in place, and a pond overflow diversion and fresh gravel around the pond finish the drive. The community shares year-round stream frontage, walking trails, and a picnic area. Come out at dusk, stand on the dock, and see the place the way the seller does. Private tours are available by appointment.

230 Big Towee Rd, Reliance

1699 Childers Creek Rd, Reliance
$439,900
2 Beds ⋅ 1 Baths ⋅ 3610645 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 8.2 Acres ⋅ 37369 Zip Code
Nestled on 8.2 beautiful acres in a peaceful country setting just minutes from the Hiwassee River this charming and spacious 2-bedroom, 1-bath ranch-style cabin offers comfort, character, and plenty of potential. The full basement provides valuable additional space, including a finished climate-controlled room that can be tailored to fit your needs. Whether for a hobby room, storage, or personal retreat. A wood-burning heater adds warmth and rustic charm, creating a cozy and inviting atmosphere. Numerous recent updates add comfort and peace of mind, including a new high-efficiency heat pump in 2024 and a new hot water heater. The private well is equipped with a UV water treatment system, recently serviced in August 2026. A Generac generator with a 500-gallon tank provides dependable backup power. Step outside and discover even more possibilities! The impressive 40x60 steel-framed pole barn offers abundant space for equipment, storage, projects, hobbies, or whatever your needs may be. In a separate area of the property, you'll find four ''custom-fabricated'' 20x20 stalls with hay storage, offering excellent space for horses, goats, livestock, or other farm animals. Additional outdoor features include multiple outbuildings, storage areas, a chicken coop, greenhouse, and a newly built covered patio area perfect for relaxing and enjoying the peaceful surroundings. With 8.2 acres, no restrictions, a private well, underground utilities, backup generator, large pole barn, separate livestock stalls, and plenty of room for animals, gardening, recreation, and hobbies, this property offers the freedom and flexibility to create the country lifestyle you've been looking for. Whether you're looking for a homestead, hobby farm, mini-farm, or peaceful country retreat, this property has so much to offer. Come see all the possibilities for yourself. This one is truly a must-see! Buyer to verify all information deemed important to the buyer

1699 Childers Creek Rd, Reliance

1274 Childers Creek Rd, Reliance
$194,999
3 Beds ⋅ 1 Baths ⋅ 3543137 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1.05 Acres ⋅ 37369 Zip Code
Welcome to peaceful Reliance TN! This 1800sf SITE-BUILT home, 3 bedroom, 1 large bath offers comfortable country living just minutes from the beautiful Hiwassee River and exciting outdoor recreation. EXCELLENT AT&T cell/ Internet service at this home. Freshly updated with 2026 new inter/exterior paint and new laminate flooring throughout, the home is clean, inviting and ready for its next owner. One of the highlights is the spacious 40' x 10' sunroom, complete with an Ashley wood stove that can heat the whole home. Inside you'll find a comfortable living area, dining space, roomy kitchen with plenty of cabinet space, a master bedroom with a additional sitting/ office/ or nursery area, 2 more bedrooms and a large spacious bathroom with w/dryer connections. Outside the home's long covered front porch (50' x 8') is made for rocking chairs, a swing and quiet mornings. Also a 10' x 10' covered back porch, all for overlooking a peaceful wooded setting that captures the laid-back character of Reliance. Whether you are looking for a full-time residence, weekend getaway or an investment VRBO near the Hiwassee, this property offers an opportunity to enjoy the beauty of East Tennessee. Come sit on the porch, slow down, and experience life near the Hiwassee River! Well water equipped with new submergable pump, new 30 gal tank all good for 30 years. New Heat/AC window unit to cool/heat entire home. 4 parking spaces. New hot water heater 25 gals; stove; dryer included. Septic tank is in perfect working order. Place for 25' x 50' garage to be built. Root cellar under home. Home is built on rock/ pier & beam/ solid. 2 - 220 Electric heaters convey.

1274 Childers Creek Rd, Reliance

197 Fay Dr, Reliance
$150,000
1 Beds ⋅ 1 Baths ⋅ 3223311 MLS ⋅ ACTIVE Status ⋅ 6.01 Acres ⋅ 37369 Zip Code
Mountain Potential: 6.01 Acres Near Cherokee National Forest 1 Bedroom | 1 Bathroom | Unfinished Structure | Private Tennessee Wilderness This isn't just a listing; it's a blank canvas for your ultimate mountain getaway. Tucked away on 6.01 pristine acres, this property features an unfinished 1-bedroom, 1-bathroom home that is perfectly positioned for someone with a vision. Located on the Cherokee National Forest border, this is a dream location for hikers, hunters, and outdoor enthusiasts. The Vision: Finish Your Way The Structure: The heavy lifting is started. This unfinished 1BR/1BA layout allows you to choose your own finishes, flooring, and style without the cost of starting from the ground up. Compact Living: Ideal for a luxury tiny home, a rugged hunting cabin, or a high-demand short-term rental for national forest visitors. Customization: With the interior ready for completion, you can design a space that maximizes the surrounding views and mountain air. The Land: 6.01 Private Acres Cherokee National Forest Access: Enjoy world-class hiking, trout fishing, and adventure right in your backyard. You are minutes from some of the most beautiful protected land in the Eastern U.S. Abundant Wildlife: The acreage serves as a natural corridor for deer, bear, turkey and the local fauna that call these mountains home. Wooded Privacy: Mature hardwoods provide a natural canopy, ensuring your mountain retreat remains secluded and peaceful. Why This Property? Investment Opportunity: Unfinished homes on significant acreage near national forests are rare finds in the 2026 market. Equity is built the moment you finish the interior. The ''Off-Grid'' Feel: While accessible, the property offers that coveted ''middle of nowhere'' feeling that is becoming increasingly hard to find. Sustainable Potential: Plenty of room for a solar array, a deep well, or a mountain garden to create a fully self-sufficient homestead.

197 Fay Dr, Reliance

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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