37387 Homes under $300,000

37387 Homes under $300,000

Welcome to Tracy City, Tennessee, nestled in the picturesque Grundy County with the charming zip code 37387! This vibrant community is a hidden gem in the heart of the Tennessee mountains, offering a perfect blend of small-town charm and stunning natural beauty. With its rich history and friendly atmosphere, Tracy City is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle amidst breathtaking landscapes.

One of the most appealing aspects of living in Tracy City is the availability of homes under $300,000. This affordability opens doors for first-time homebuyers and those seeking a cozy retreat in the mountains. From quaint cottages to spacious family homes, the real estate market in this area offers diverse options to suit various tastes and budgets. Many properties feature beautiful views of the surrounding hills, mature trees, and easy access to outdoor activities, making it a perfect haven for nature lovers.

In addition to its affordable housing, Tracy City boasts a strong sense of community, with local events and gatherings that bring residents together. Explore the nearby parks, hiking trails, and scenic spots that showcase the area's natural beauty. With its friendly atmosphere and affordable homes, Tracy City is not just a place to live; it’s a place to thrive.

If you're looking for a charming community with a vibrant spirit and homes that won’t break the bank, Tracy City, TN, with its zip code 37387, is waiting to welcome you home!

Newest 37387 Homes under $300,000

235 Flat Branch Rd, Tracy City
$269,000
2 Beds ⋅ 1 Baths ⋅ 3594189 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 37387 Zip Code
One-level living! Country retreat! Perfect for a second home, vacation rental, or private, personal residence! 45 minutes for downtown Chattanooga. Welcome to Tracy City, perched atop the Cumberland Plateau and home to some of the best outdoor recreation in the country, including legendary gorge hikes, mountain biking, and canopy ziplining. All of this, and you are a 45-minute commute to downtown Chattanooga. 235 Flat Branch Road is a lovingly updated cottage that will make you want to slow down and take a deep breath. Set back from the road, on a one-acre, mostly level, wooded lot, evenings are spent watching the deer - either from your rocking chair front porch or your very own firepit. Enjoy time with friends under the stars, and spend your weekends fishing, kayaking, canoeing, mountain biking, zip lining, or simply hiking through the abundant public and protected lands that surround this small town. Pay special attention to the Fiery Gizzard Trail, just three miles away, and named one of the top 25 hikes in the country. Grundy Lakes is another treasure less than two miles from your new home. Known by locals and day trippers alike as the perfect spot for swimming at the sandy beach, throwing a line in to fish, or walking the easy Lone Rock Trail. This cottage-in-the-woods has undergone a complete facelift over the last several years and is ready for its new owner. You will appreciate the updated kitchen and full bath, metal roof, modern flooring and fresh landscape. The newly added primary bedroom is a peaceful haven with smart storage and room to truly relax. -No HOA- Backyard has a portion fully fenced in; brand new washer and dryer convey *To get to Grundy Lakes at South Cumberland State Park from the home, head towards Hobbs Hill Road, turn Left onto Orange Hill Road, Right onto Lake Hill Road, and your destination is on the right. (1.7 miles)

235 Flat Branch Rd, Tracy City

122 Hemlock Cv, Tracy City
$259,000
1 Beds ⋅ 1 Baths ⋅ 3542892 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code
Welcome to this charming Tennessee Tiny Home, nestled in a gated community of The Retreat at Water’s Edge. The Overland, a bright & cheerful tiny home wrapped in creamy tones & calming lake house vibes is on the quite side of the community just across the street from the lake. This home is made for laid-back lake days, star-filled nights, & cozy evenings by the fire pit. Greeted by the covered front porch, perfect for morning coffee & soaking in the views, the door opens to the bright living space big enough for a full size couch and electric fire place & bar stools at the island, perfect morning breakfast spot in the modern kitchen with granite countertops, full size appliances, including a dishwasher, and washer & dryer making clean up a breeze. Invite your friends & family over because this tiny home sleeps 6 with a queen in the primary, two twin bunks in the hallway & two more twins in the upstairs loft enough space for everyone. So many ways to unwind & enjoy nature, grill out on the spacious deck, gather around the private firepit glowing with string lights, or take a walk to the lake just across the street. This Tiny Home comes move-in ready, fully furnished & stylishly decorated and has a previous STR history. It is only a year and a half old and very well taken care of. Come see how this Tiny Home combines cozy mountain living with big charm! Community is a gated wooded retreat with so much to offer like a 75 acre lake perfect for paddle boarding, swimming and fishing plus, kids love the playground, community pavilions, firepits and kayak rentals. It offers amazing hiking throughout the community, waterfall hike is just down the road and South Cumberland Park offers over 200 miles of outstanding hiking trails, leading to overlooks, waterfalls and great climbing areas!! Whether you’re looking for a vacation rental or a mountain home getaway to relax, recharge, or reconnect, Overland offers the perfect escape—peaceful, welcoming, and effortlessly cozy.

122 Hemlock Cv, Tracy City

292 Waters Edge Way, Tracy City
$300,000
3 Beds ⋅ 2 Baths ⋅ 3335929 MLS ⋅ ACTIVE Status ⋅ 0.41 Acres ⋅ 37387 Zip Code
Welcome to your mountain retreat on the Cumberland Plateau. Nestled in the serene, gated community of The Retreat at Waters Edge, this one-of-a-kind, custom site-built cottage seamlessly combines rustic charm with refined detail. Every square foot of this home has been thoughtfully designed to maximize space, comfort, and everyday functionality. Your outdoor living experience begins on the expansive screened-in front porch, featuring beautifully stained tongue-and-groove ceilings, durable outdoor tile, and ample room to gather and unwind. Stepping through the front door, you are welcomed by a bright, open-concept living and kitchen area flooded with natural light. The kitchen has been intelligently crafted with custom layouts to maximize both counter space and storage. Do not let the efficient footprint fool you, as the home comfortably offers two spacious bedrooms, two full bathrooms, and a versatile loft, giving everyone plenty of room to spread out and relax. Best of all, this property is being offered completely turnkey. Furniture and major appliances, including the refrigerator, freezer, washer, and dryer convey with the sale, making this an effortless, worry-free acquisition for homebuyers and investors alike. Residents of The Retreat at Waters Edge enjoy community amenities, including walking trails, peaceful communal spaces, fire pits, and a private lake complete with a community dock. Conveniently located near major interstates and roadways for easy travel, the property puts you close to top outdoor destinations such as Fiery Gizzard, Head of the Crowe, Tims Ford Lake, and the Mountain Goat Trail. You will also enjoy quick access to regional cultural hubs like The Caverns music venue, The University of the South in Sewanee, and the vibrant lakeside town of Winchester. This property has been successfully utilized as a short term rental, making this home not just a peaceful retreat but also a great investment.

292 Waters Edge Way, Tracy City

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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