37403 Homes under $400,000

Welcome to the vibrant heart of Chattanooga, Tennessee, where the zip code 37403 offers a unique blend of urban charm and natural beauty. Nestled in Hamilton County, this area is known for its rich history, stunning landscapes, and a thriving community that welcomes newcomers with open arms.

In 37403, you’ll find a diverse selection of homes that cater to various lifestyles, particularly for those seeking affordable options under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, this zip code has something for everyone. From charming historic bungalows to modern condos with breathtaking views of the Tennessee River, the real estate market here is both accessible and appealing.

Living in 37403 means you're just moments away from Chattanooga’s vibrant downtown, where you can enjoy an array of dining, shopping, and entertainment options. Outdoor enthusiasts will appreciate the proximity to the beautiful Lookout Mountain and the scenic Riverwalk, perfect for hiking, biking, or simply soaking in the stunning vistas.

The community is also known for its excellent schools and friendly neighborhoods, making it an ideal place to raise a family or establish roots. With homes under $400,000, you can find a space that suits your needs without breaking the bank, all while enjoying the rich culture and dynamic lifestyle that Chattanooga has to offer.

Explore the possibilities in zip code 37403 and discover your dream home in this thriving Tennessee city!

Newest 37403 Homes under $400,000

$319,900

2 Beds ⋅ 3 Baths ⋅ 3546467 MLS ⋅ ACTIVE Status ⋅ 0.28 Acres ⋅ 37403 Zip Code

BACK ON MARKET AT NO FAULT OF SELLER Welcome home to 840 E 8th St. This urban townhome is the perfect spot for city living. UTC is within a five minute walking distance, and Walker Theatre, Patten Square, Miller Plaza, Cherry Street Tavern, and others are just minutes away too! This condo features a garage with two designated parking spaces, is an end unit, and can also be designated as Homestay STVR. The HVAC was replaced in 2024 and the water heater is new this year. The front porch is the perfect spot to engage in community life. Just inside is a spacious living area with soaring ceilings and large front windows that pour in natural light. A full bathroom is located on this same level. This space would be perfect as a third bedroom/guest space with a pull-out couch. The kitchen and eating dining area, as well as flex space are positioned on the second floor landing. Granite countertops, stainless steel appliances, the metal horizontal stair railings and a sliding glass door onto your own private balcony are hallmarks of this modern loft inspired design. Both private bedrooms are located on the third floor. The bedroom on the left features a spacious walk in closet and a sliding glass door onto another private balcony. Both balconies were repaired and painted in 2022 The bedroom at the end of the hallway on the right features an en suite. A full bath and a private laundry are located on the third floor as well. On the bottom floor, the garage opens to the parking lot behind the townhome. This townhome is perfectly designed for a student or employee at UTC, or for the urban city dweller looking for proximity to action without breaking the bank. The two designated parking spaces are also game changers in a space where parking is coveted and extremely limited. The overall design and aesthetic of this space is just what you've been looking for.

840 E 08th St, Chattanooga

$390,000

3 Beds ⋅ 3 Baths ⋅ 3516352 MLS ⋅ ACTIVE Status ⋅ 0.07 Acres ⋅ 37403 Zip Code

Welcome to 909 Wall St, where downtown convenience meets comfortable, move-in-ready living. Built in 2015 and freshly painted, this spacious 1,760 sq ft home offers 3 bedrooms, 3 full bathrooms, hardwood floors, generous storage, private parking, and a flexible layout that works beautifully for everyday living, guests, or working from home. One of the biggest highlights of this home is the location. You are close to UTC, downtown Chattanooga, parks, restaurants, breweries, coffee shops, and more, making it easy to enjoy the area on foot or by bike. Walk to dinner, head toward campus, explore downtown, or simply enjoy being connected to so much of the city while still having the comfort and privacy of your own home. Inside, the floor plan offers excellent flexibility across both levels. A bedroom and full bathroom are conveniently located on the main level, making it a great option for guests, a home office, or anyone who prefers having a bedroom without going upstairs. Upstairs, the spacious primary bedroom overlooks the park with views toward downtown and features a walk-in closet and private bathroom with dual sinks and generous counter space. The additional upstairs bedroom also includes its own attached bathroom and walk-in closet, giving each bedroom a comfortable sense of privacy. The kitchen features granite countertops, ample cabinet space, and an easy connection to the main living areas. Granite countertops continue into the bathrooms, while hardwood floors add warmth throughout the home. Fresh interior paint gives the space a clean, bright feel and makes it truly move-in ready. 909 Wall St also offers a combination that can be hard to find this close to downtown. With no HOA fees, private parking, and its own yard space, you get a little more freedom to enjoy the property in a way that works for you. The outdoor space is especially nice for pets, gardening, relaxing outside, or simply having a bit of room to call your own.

909 Wall St, Chattanooga

$375,000

3 Beds ⋅ 3 Baths ⋅ 3302456 MLS ⋅ ACTIVE Status ⋅ 0.07 Acres ⋅ 37403 Zip Code

Beautifully maintained Craftsman in the desirable Park Place neighborhood offers dedicated off-street parking and the perfect blend of downtown Chattanooga convenience and walkable neighborhood charm. The functional floor plan is designed for everyday living, featuring a spacious main-level primary suite with a walk-in closet and private bath. The kitchen serves as the heart of the home with granite countertops, ample cabinetry, and generous prep space. Upstairs, two spacious bedrooms - including one with a private balcony - offer flexibility for family, guests, or a home office, while oversized closets and an outdoor storage shed with electricity provide exceptional storage. Move in with confidence thanks to extensive updates, including two Daikin HVAC systems (2022) with a transferable warranty through 2034, a new roof (2023), numerous recent appliance upgrades - including a distinctive drawer-style dishwasher - and a freshly painted exterior. Located just minutes from the MLK Historic District, Fort Wood, UTC, restaurants, shopping, and entertainment, this move-in ready home combines timeless Craftsman character, modern updates, and a prime downtown Chattanooga location.

803 Fairview Ave, Chattanooga

$344,900

2 Beds ⋅ 3 Baths ⋅ 3255462 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37403 Zip Code

Welcome to The Bexley, RP Homes' new townhome community ideally located at the corner of McCallie Avenue and Central Avenue in downtown Chattanooga. These stylish, low-maintenance residences offer an exceptional blend of affordability, design, and city convenience. The Bexley's location is truly hard to beat. Situated adjacent to the historic Fort Wood District, residents enjoy walkable access to tree-lined streets, classic architecture, local restaurants, shops, and a vibrant neighborhood atmosphere. The community is also conveniently located near the University of Tennessee at Chattanooga and Erlanger Hospital. Featured floor plan, The Bennett, offers a timeless design ideal for both everyday living and entertaining. This is the only layout that includes a spacious covered deck off the main living area--perfect for outdoor dining, relaxing, or working from home. The third floor features two private ensuite bedrooms, while the main living level includes a convenient powder room for guests. With multiple professionally curated interior finish packages available, The Bennett delivers both functionality and elevated style. Experience downtown living redefined at The Bexley--where location, design, and lifestyle come together. * The photos and renderings are for illustrative purposes only and may not be of this unit. Property Taxes have not been assessed yet and are subject to change. ***Model Home located at 763 Bespoke Way is open Friday 2pm-4pm, Saturday 1pm-3pm, Sunday 3pm-5pm.

779 Bespoke Way, Chattanooga

$300,000

4 Beds ⋅ 2 Baths ⋅ 3225178 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 37403 Zip Code

Fantastic opportunity within walking distance of UTC, and close to additional schools, hospitals, shopping, restaurants and downtown Chattanooga! Built circa 1930, this 4 bedroom, 2 bath charmer boasts painted hardwoods and tile, 5 decorative fireplaces, transoms over many doors, a wrap-around covered porch, rear covered deck, a level fenced back yard with a firepit, and unfinished basement and a storage building. It would make a great investment property or primary residence with your desired updates. The main level has a foyer which has one of the decorative fireplaces, two main level bedrooms also with decorative fireplaces and the living/dining room. The living room has access to the unfinished basement, as well as the kitchen which in turn has access to a full bath and the rear covered deck with a storage closet and steps to the back yard. The upper level has 2 additional bedrooms, both with fireplaces and one with a walk-in closet in the hallway, a full bath, and the laundry room. The entire level could be used as a large primary suite as the bathroom has a dual vanity, soaking tub, separate shower and private water closet. Simply a great opportunity for the buyer seeking an older home with tons pf potential in a central location, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

812 E 10th St, Chattanooga

$344,900

2 Beds ⋅ 3 Baths ⋅ 3216417 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37403 Zip Code

New construction, a convenient Chattanooga location, and low-maintenance living come together at The Bexley. Just minutes from UTC, Erlanger Hospital, and Downtown Chattanooga, these thoughtfully designed townhomes offer modern finishes and everyday convenience. Ideally located at the corner of McCallie Avenue and Central Avenue and adjacent to the historic Fort Wood District, The Bexley puts you close to tree-lined streets, classic architecture, local restaurants, shopping, and everything Chattanooga has to offer. The featured Bennett floor plan offers a timeless, functional design for both everyday living and entertaining. Unique to this floor plan is a spacious covered deck just off the main living area, creating the perfect spot for outdoor dining, relaxing, or working from home. The third floor features two private ensuite bedrooms, while a convenient powder room is located on the main living level for guests. With multiple professionally curated interior finish packages available, The Bennett combines functionality, style, and the ease of new construction. Discover a fresh approach to Chattanooga living at The Bexley--close to the places you need to be with a home designed for the way you live. *The photos and renderings are for illustrative purposes only and may not be of this unit. Property Taxes have not been assessed yet and are subject to change. *** The model home at 763 Bespoke Way is open Friday 2pm-4pm, Saturday 1pm-3pm, and Sunday 3pm-5pm.

787 Bespoke Way, Chattanooga

$375,000

3 Beds ⋅ 2 Baths ⋅ 3216403 MLS ⋅ ACTIVE Status ⋅ 0.09 Acres ⋅ 37403 Zip Code

Lease to own available. Eligible for up to $15,000 down payment assistance with THDA and Chattanooga DPA program. Appraised for $403,500 in Dec 2024. Just 5~ minutes to UTC, Erlanger, Memorial, and Parkridge. Welcome to this charming 3-bedroom, 2-bathroom home featuring a main-level primary suite with a full ensuite. Enjoy new vinyl flooring in all bedrooms, a 2-year-old roof, and brand-new Champion windows for efficiency and peace of mind. Fenced front yard for pets. Off street parking for 3 cars - plenty of street parking for guest. This home is move-in ready and perfect for living, investing, or house hacking. Modern updates, thoughtful layout, and excellent condition make this home stand out. Don't miss this opportunity to own a stylish, low-maintenance property with flexibility and comfort in every detail! Comes with 1 year home warranty. Owner/Agent

1001 E 11th St, Chattanooga

$344,900

2 Beds ⋅ 3 Baths ⋅ 3175677 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37403 Zip Code

New construction, a convenient Chattanooga location, and low-maintenance living come together at The Bexley. Just minutes from UTC, Erlanger Hospital, and Downtown Chattanooga, these thoughtfully designed townhomes offer modern finishes and everyday convenience. Ideally located at the corner of McCallie Avenue and Central Avenue and adjacent to the historic Fort Wood District, The Bexley puts you close to tree-lined streets, classic architecture, local restaurants, shopping, and all that Chattanooga has to offer. The Bennett floor plan offers a timeless and functional design for both everyday living and entertaining. Unique to this floor plan is a spacious covered deck just off the main living area--perfect for outdoor dining, relaxing, or working from home. The third floor features two private ensuite bedrooms, while the main living level includes a convenient powder room for guests. With multiple professionally curated interior finish packages available, The Bennett combines functionality, style, and the ease of new construction. Discover The Bexley--where a convenient location, thoughtful design, and low-maintenance living make it easy to enjoy Chattanooga. * The photos and renderings are for illustrative purposes only and may not be of this unit. Property Taxes have not been assessed yet and are subject to change. *** The model home at 763 Bespoke Way is open Friday 2pm-4pm, Saturday 1pm-3pm, and Sunday 3pm-5pm.

763 Bespoke Way, Chattanooga

$344,900

2 Beds ⋅ 2 Baths ⋅ 3133447 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37403 Zip Code

New construction, a convenient Chattanooga location, and low-maintenance living come together at The Bexley. Just minutes from UTC, Erlanger Hospital, and Downtown Chattanooga, these thoughtfully designed townhomes offer modern finishes and everyday convenience. Ideally located at the corner of McCallie Avenue and Central Avenue and adjacent to the historic Fort Wood District, The Bexley puts you close to tree-lined streets, classic architecture, local restaurants, shopping, and all that Chattanooga has to offer. The Murphy floor plan offers a versatile two-bedroom, two-bath design with thoughtfully planned spaces spread across three levels. The entry level features a spacious two-car garage, while the second level includes a private bedroom and full bath--ideal for guests, a home office, or additional living space. The third floor is home to the primary suite, complete with dedicated office space and a private covered deck--an inviting spot for morning coffee, unwinding at the end of the day, or simply enjoying some fresh air. With multiple professionally curated interior finish packages available, The Murphy combines smart use of space, modern style, and the ease of new construction. Discover The Bexley--where a convenient location, thoughtful design, and low-maintenance living make it easy to enjoy Chattanooga. *The photos and renderings are for illustrative purposes only and may not be of this unit. Property Taxes have not been assessed yet and are subject to change.*** The model home at 763 Bespoke Way is open Friday 2pm-4pm, Saturday 1pm-3pm, and Sunday 3pm-5pm.

783 Bespoke Way, Chattanooga

$360,900

2 Beds ⋅ 3 Baths ⋅ 3132972 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37403 Zip Code

New construction, a convenient Chattanooga location, and low-maintenance living come together at The Bexley. Just minutes from UTC, Erlanger Hospital, and Downtown Chattanooga, these thoughtfully designed townhomes offer modern finishes and everyday convenience. Ideally located at the corner of McCallie Avenue and Central Avenue and adjacent to the historic Fort Wood District, The Bexley puts you close to tree-lined streets, classic architecture, local restaurants, shopping, and all that Chattanooga has to offer. The featured Bennett floor plan offers a timeless and functional design for both everyday living and entertaining. Unique to this floor plan is a spacious covered deck just off the main living area--perfect for outdoor dining, relaxing, or working from home. The third floor features two private ensuite bedrooms, while the main living level includes a convenient powder room for guests. With multiple professionally curated interior finish packages available, The Bennett combines functionality, style, and the ease of new construction. Discover The Bexley...where a convenient location, thoughtful design, and low-maintenance living make it easy to enjoy Chattanooga. * The photos and renderings are for illustrative purposes only and may not be of this unit. Property Taxes have not been assessed yet and are subject to change. *** The model home at 763 Bespoke Way is open Friday 2pm-4pm, Saturday 1pm-3pm, and Sunday 3pm-5pm.

803 Bespoke Way, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37403 Homes under $400,000

Newest 37403 Homes under $400,000

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