37406 Homes under $400,000

Welcome to the vibrant and welcoming community of Chattanooga, Tennessee, nestled in the heart of Hamilton County! The 37406 zip code offers a unique blend of urban convenience and natural beauty, making it an ideal place for families, young professionals, and retirees alike.

Chattanooga is known for its stunning landscapes, with the majestic Appalachian Mountains serving as a picturesque backdrop. Residents enjoy access to numerous outdoor activities, from hiking and biking along the Tennessee Riverwalk to exploring the breathtaking trails of Lookout Mountain. The city is also famous for its rich history, vibrant arts scene, and a wide array of dining options that cater to every palate.

For those seeking affordable housing options, the 37406 zip code is a treasure trove of homes under $400,000. Here, you can find charming single-family homes, cozy bungalows, and even modern townhouses, all designed to fit various lifestyles and budgets. With a growing real estate market, this area offers excellent opportunities for first-time homebuyers and investors alike.

The community is also well-equipped with essential amenities, including schools, parks, and shopping centers, ensuring that residents have everything they need within reach. Plus, with easy access to downtown Chattanooga, you can enjoy the best of both worlds—peaceful suburban living and the excitement of city life.

Discover the charm and potential of the 37406 zip code, where your dream home awaits in one of Tennessee’s most enchanting cities!

Newest 37406 Homes under $400,000

$299,500

4 Beds ⋅ 2 Baths ⋅ 3615514 MLS ⋅ ACTIVE Status ⋅ 0.11 Acres ⋅ 37406 Zip Code

Welcome to this beautiful newly constructed 4-bedroom, 2-bathroom home offering 1,105 square feet of thoughtfully designed living space! This brand new home features a functional floor plan, modern finishes, and the comfort and convenience of new construction. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment property, this home offers an incredible opportunity. Conveniently located just minutes from Downtown Chattanooga and only a few blocks from Memorial Hospital, you'll enjoy easy access to shopping, dining, entertainment, and major roadways. With four spacious bedrooms, two full bathrooms, and a convenient location, this property offers an excellent combination of value, comfort, and accessibility. Don't miss your opportunity to own a brand-new home in Chattanooga! Schedule your private showing today!

907 Wheeler Ave, Chattanooga

$184,900

3 Beds ⋅ 1 Baths ⋅ 3611059 MLS ⋅ ACTIVE Status ⋅ 0.25 Acres ⋅ 37406 Zip Code

Welcome to 2320 Harrison Pike -- a beautifully refreshed 3-bedroom, 1-bath home offering the perfect blend of charm, updates, and affordability! Fresh paint and thoughtful improvements throughout make this home truly move-in ready and an excellent opportunity for a first-time homebuyer looking for a place to call home. The inviting layout features 992 square feet of living space with comfortable living areas, an eat-in kitchen, three bedrooms, and a full bath. The home also offers a welcoming front porch, hardwood flooring, off-street parking, and a spacious lot of approximately 0.25 acres. Looking for an investment? This property is also an excellent addition to a rental portfolio, with strong potential for long-term rental demand in a convenient Chattanooga location. Situated along Harrison Pike, you'll enjoy easy access to shopping, dining, major roads, and downtown Chattanooga, which is just a short drive away. Whether you're ready to purchase your first home or looking for your next investment property, this refreshed Chattanooga home offers affordability, convenience, and plenty of opportunity. Come see all that 2320 Harrison Pike has to offer!

2320 Harrison Pike, Chattanooga

$175,000

3 Beds ⋅ 2 Baths ⋅ 3610555 MLS ⋅ ACTIVE Status ⋅ 0.09 Acres ⋅ 37406 Zip Code

Updated 3 bedroom, 2 bath home on a corner lot only 10 minutes from downtown Chattanooga. This one level home now has refinished hardwoods and LVP, a new water line, new plumbing, new HVAC, new water heater, new cabinetry and vanities, new light fixtures, fresh paint inside and out, a new gravel parking area and more. The floor plan boasts entry from a covered front porch to the living room, a kitchen with painted cabinetry, wood countertops and white appliances, a laundry room with secondary access to the exterior and the side yard, 2 bedrooms that share the use of the hall bath with new furniture style vanity and a tub/shower with tile, and a 3rd smaller bedroom with a private bath that has a separate shower and would also be perfect as an office or playroom. Whether you are looking for a convenient primary residence or a home to add to your rental portfolio, then this could be the opportunity you have been seeking, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

1701 Stanfiel Street, Chattanooga

$142,500

2 Beds ⋅ 1 Baths ⋅ 3603086 MLS ⋅ ACTIVE Status ⋅ 0.22 Acres ⋅ 37406 Zip Code

Opportunity meets character at 3111 Riverside Dr! This 2-bedroom, 1-bath home offers 964 square feet with original details that give it plenty of personality, including hardwood flooring, an arched doorway and a fireplace that creates a cozy focal point in the living area. HVAC, roof and electrical has been done in the last 4 years.The functional kitchen provides ample cabinet space, while the property's driveway and yard add to its everyday practicality. Whether you're a first-time buyer looking for an affordable place to make your own or an investor searching for your next addition, this home offers plenty of potential. Conveniently located in Chattanooga with easy access to downtown, shopping, dining and major roadways. Bring your ideas and make this one your own!

3111 Riverside Dr, Chattanooga

$285,000

4 Beds ⋅ 3 Baths ⋅ 3596413 MLS ⋅ ACTIVE Status ⋅ 0.62 Acres ⋅ 37406 Zip Code

Welcome to 3706 Hemingway Dr! This beautifully updated 4-bedroom, 2.5-bath home offers comfortable one-level living, a spacious lot, and a flexible finished basement space that adds even more possibilities. Thoughtfully renovated from top to bottom, the home features new flooring, an updated kitchen, renovated bathrooms, updated electrical, and a new metal roof and HVAC, giving you the peace of mind of major improvements already completed. The main level offers an inviting layout with four bedrooms and two bathrooms, providing plenty of room for family, guests, or a home office. The main level is 2052 sq ft of living space. The additional 395 sq ft of finished basement room and bathroom create a versatile space that could be used as a guest suite, additional living area, home office, recreation room, or additional living quarters. Outside, the property sits on a large lot with plenty of room to enjoy the outdoors, garden, entertain, or simply have space to spread out. A drive through carport provides convenient parking and plenty of parking options. With its combination of extensive updates, one-level living, flexible finished space, large lot, and convenient Chattanooga location, this home offers a unique opportunity for buyers looking for a move-in-ready property with room to grow. Call today to schedule a showing.

3706 Hemingway Drive, Chattanooga

$155,000

3 Beds ⋅ 1 Baths ⋅ 3541321 MLS ⋅ ACTIVE Status ⋅ 0.11 Acres ⋅ 37406 Zip Code

Welcome to 1711 Stanfiel Street! This fully remodeled 3-bedroom, 1-bath home offers convenient one-level living with fresh updates throughout. The renovation includes a new HVAC system, water heater, roof, plumbing, electrical wiring, kitchen appliances, and more. Outside, you'll find a spacious, shaded backyard with plenty of room to relax, entertain, or enjoy the outdoors. Located just minutes from Downtown Chattanooga, the Tennessee Aquarium, Tennessee Riverfront, and many of the area's restaurants, parks, and attractions, this home offers convenient access to some of Chattanooga's most popular destinations. With the major updates already taken care of and downtown less than 10 minutes away, 1711 Stanfiel Street is ready for its next owner. Schedule your showing today!

1711 Stanfiel Street, Chattanooga

$374,900

5 Beds ⋅ 3 Baths ⋅ 3529058 MLS ⋅ ACTIVE Status ⋅ 1.8 Acres ⋅ 37406 Zip Code

Located in Battery Heights (est. 1863), this 5 Bedroom, 3 Full Bath home with two-car garage offers space, cul-de-sac privacy, 1.8 acres, and a generous 2,779 sq. ft. floor plan. Conveniently situated approximately 5 minutes from Hwy 153, 12 minutes from UTC, 11 minutes from Chattanooga Airport, and 12 minutes from Volkswagen - this home offers easy commutes around the city. Built in 1968, this move-in-ready home has been extensively updated in recent years. Highlights include a beautifully remodeled kitchen in 2021 with new cabinetry, quartz countertops, tiled backsplash, and stainless-steel appliances. New HVAC system in 2025. Recent 2026 updates include interior and exterior painting, new windows, lighting fixtures and ceiling fans, landscaping, attic access/stairs, window shutters, basement-level flooring, and laundry-room enhancements. Surrounded by mature trees that provide ample shade, the home features a brick-and-siding exterior. A covered front porch leads into a split-level entry foyer with an ornate curved handrail. The main level includes a study/living area with built-in shelving, a combined dining and kitchen area (with side-door access), a spacious great room with fireplace and deck access, the primary bedroom and bath, two guest bedrooms, and a full guest bath. The lower level offers a generous den/living area with fireplace and backyard access, a full bath, two bedrooms (or flexible living spaces), and a spacious laundry room with cabinetry, sink, and secondary refrigerator. The two-car garage on the lower level provides ample storage, secondary washer/dryer hook-ups, and a pedestrian door to the backyard. Seller does not warrant fireplaces to be operational. Owner/Agent.

2824 Ridgecrest Drive, Chattanooga

$299,000

4 Beds ⋅ 3 Baths ⋅ 3526480 MLS ⋅ ACTIVE Status ⋅ 0.78 Acres ⋅ 37406 Zip Code

NEW CONSTRUCTION UNDER $300K Be among the first to own this beautiful new construction home at 3010 Northway Lane! This thoughtfully designed one-level home features 4 bedrooms, 2 full bathrooms and a powder room offering comfortable living with a functional layout. With construction in its final stages, you'll still have the exciting opportunity to personalize select interior colors and finishes, making the home uniquely yours. Don't miss your chance to add your own style before completion and enjoy the benefits of a brand-new home built with modern living in mind. Agent is owner of property.

3010 Northway Lane, Chattanooga

$239,900

3 Beds ⋅ 2 Baths ⋅ 3519372 MLS ⋅ ACTIVE Status ⋅ 0.25 Acres ⋅ 37406 Zip Code

Step into style, simplicity, and smart investing with this nearly new, meticulously maintained modern home--built in December 2023 and still feeling like a model home today. From the street, the standout mid-century modern design and eye-catching curb appeal immediately set this home apart. This isn't your typical new construction--it's a head-turner with personality and presence. Inside, you'll love the ease of true single-level living, thoughtfully designed with spacious bedrooms and a layout that just makes sense. Whether you're a first-time buyer, downsizing, or adding to your portfolio, this home checks every box for comfort and practicality. The finishes shine throughout: high-end luxury vinyl plank flooring, sleek granite countertops, crisp white shaker cabinetry, and a stylish electric fireplace that creates a warm, modern focal point in the living space. Every detail feels clean, current, and move-in ready. Step outside to a flat, fully usable lot--perfect for entertaining, pets, or simply enjoying your own outdoor space. The included storage shed adds even more flexibility and function. Location seals the deal. You're just 5 minutes from downtown Chattanooga and even closer to local favorites like Boathouse Rotisserie & Raw Bar, putting dining, entertainment, and convenience right at your fingertips. Plus, you're in a rapidly growing area where values continue to rise--making this not just a home, but a smart investment in your future. Homes this new, this stylish, and this well-located don't come around often--especially at this level. Whether you're looking for a place to call home or an income-producing property, this is the opportunity you've been waiting for. Don't miss your chance--your future self will thank you.

2628 N Beech Street, Chattanooga

$235,000

3 Beds ⋅ 1 Baths ⋅ 3513572 MLS ⋅ ACTIVE Status ⋅ 0.43 Acres ⋅ 37406 Zip Code

One-Level Chattanooga Home on .43 Acre with a Private Backyard! Welcome to 1731 Jeanaga Trail in Chattanooga, Tennessee, a charming 3-bedroom, 1-bath, one-level home offering approximately 1,080 square feet of comfortable living space on a private lot. Step inside to a bright, inviting living area where large windows provide abundant natural light and an open floor plan creates an easy flow through the main living spaces. The kitchen offers generous cabinet and countertop space, a tile backsplash, and a large window overlooking the backyard. One of the property's standout features is the large, private backyard. With nearly a half acre of property, there's plenty of outdoor space for gardening, pets, recreation, entertaining, or simply enjoying a little extra privacy at home. The one-level floor plan makes everyday living convenient, while three bedrooms provide flexibility for family, guests, a home office, or hobby space. A one-car garage adds additional convenience for storage. Located in Chattanooga's 37406 area, the home provides convenient access to Wilcox Boulevard and connections to downtown Chattanooga, shopping, dining, medical facilities, employment centers, and recreation. Call today for additional info!

1731 Jeanaga Trl, Chattanooga

$287,000

3 Beds ⋅ 3 Baths ⋅ 3513158 MLS ⋅ ACTIVE Status ⋅ 0.19 Acres ⋅ 37406 Zip Code

Welcome to 3915 Meadow Ln--a thoughtfully designed home tucked away on a private lane while keeping you just 10 minutes from Downtown Chattanooga! Built in 2022, this 3-bedroom, 2.5-bath home offers a smart layout with the primary suite conveniently located on the main level, along with a half bath for guests. Upstairs, you'll find two sizeable bedrooms with plenty of space to spread out. And the outdoor spaces? They're hard to beat! Enjoy your front porch, private patio, AND covered second-floor balcony--perfect for entertaining friends, unwinding after a long day, or sipping your morning coffee while catching the sunrise and winding down with a gorgeous sunset. The seller has also added thoughtful upgrades to provide extra peace of mind, including storm doors, a vapor barrier, and a sump pump, so you can focus on the fun part--moving in and making it your own! Centrally located, beautifully maintained, and designed with both comfort and convenience in mind, this one is ready to welcome you home. Schedule your private tour today!

3915 Meadow Lane, Chattanooga

$205,000

2 Beds ⋅ 1 Baths ⋅ 3336379 MLS ⋅ ACTIVE Status ⋅ 0.15 Acres ⋅ 37406 Zip Code

***Motivated Sellers! Take another look at this turnkey property. Would make a fantastic rental investment or first-time home!*** This charming two-bedroom home has undergone an extensive renovation and is ready for a new owner! Featuring original hardwood floors (no carpet anywhere), new windows, new electrical service, new plumbing, new tankless water heater, new gutters with gutter guards, newly installed ductwork and central heat + air conditioning and MUCH MORE! Your kitchen features granite countertops and all new appliances. Just off the kitchen is your laundry nook, with a brand-new stacked washer dryer combo that stays with the home! Your bathroom features a freshly tiled shower, a new vanity and luxury vinyl flooring. Your front porch offers views of Lookout Mountain, perfect for sipping your morning cup of coffee. And, you are an easy commute to downtown Chattanooga, including all three major hospitals, and two and one-half miles from UTC. Come be a part of the renaissance happening on North Chamberlain. Book your appointment for a private showing today. Agents: please call/text listing agent to show. Easy to show.

1130 N Chamberlain Avenue, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.