37409 Homes under $500,000

Welcome to the vibrant and welcoming community of Chattanooga, Tennessee, nestled in the scenic Hamilton County and boasting the charming zip code 37409. This area is a hidden gem, offering a perfect blend of natural beauty and urban convenience, making it an ideal place to call home.

Chattanooga is known for its stunning landscapes, with the majestic Tennessee River winding through the heart of the city and the breathtaking views from Lookout Mountain. Residents enjoy a plethora of outdoor activities, from hiking and biking to kayaking and fishing, all while being surrounded by the lush greenery of the Appalachian foothills.

For homebuyers seeking affordability without compromising on quality, the 37409 zip code offers an impressive selection of homes under $500,000. Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, you’ll find a variety of options that cater to different lifestyles and preferences. The real estate market here is vibrant, with properties featuring updated amenities, charming architectural details, and inviting outdoor spaces.

In addition to its affordable housing, the 37409 area boasts a strong sense of community, with friendly neighbors and local businesses that contribute to the area’s warm atmosphere. Families will appreciate the nearby parks, excellent schools, and a thriving arts scene, all within a short drive from downtown Chattanooga.

Discover the charm of Chattanooga’s 37409 zip code, where your dream home awaits amidst stunning scenery and a welcoming community spirit!

Newest 37409 Homes under $500,000

$460,000

3 Beds ⋅ 3 Baths ⋅ 3621359 MLS ⋅ ACTIVE Status ⋅ 0.25 Acres ⋅ 37409 Zip Code

Open Houses this Saturday and Sunday from 1 - 4 pm. Newer construction in the heart of historic St. Elmo. Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home gives you St. Elmo's charm without the upkeep of a 100-year-old house. The open main level features dark engineered hardwood floors and a gray shaker kitchen with granite countertops, a center island, and a professional-grade range hood. The primary suite is on the main level, with a double vanity, walk-in shower, and direct access to a private rear patio enclosed by a new cedar privacy fence. Upstairs, a generous landing makes an easy home office. Move-in ready. Step outside and St. Elmo is your backyard. You're two blocks from the Virginia Avenue Greenway trailhead on 55th Street, 0.7 miles from Guild-Hardy Trail, and 1.4 miles from Virginia Avenue Park. The Tennessee Riverwalk connects St. Elmo to downtown, Erlanger Park (home of the Chattanooga Lookouts) and the Riverpark corridor. Walk to live music at The Woodshop Listening Room, The Hot Chocolatier and BlueCross Healthy Place at St. Elmo, and you're just minutes from St. Elmo Avenue's restaurants and bars, the Incline Railway and Lookout Mountain.

5505 Alabama Ave, Chattanooga

$399,000

1 Beds ⋅ 2 Baths ⋅ 3611303 MLS ⋅ COMING SOON Status ⋅ 0.37 Acres ⋅ 37409 Zip Code

COMING SOON! Showings begin on October 19th. Enjoy beautiful brow views from 713 Lower Cravens Terrace! This bungalow home atop Lookout Mountain offers 1,176 square feet of comfortable living space with a refreshed interior and an inviting, open layout. The property features convenient open-space parking plus an additional parking pad to provide ample room for vehicles, with the potential to add a detached garage. With its refreshed interior, flexible living space, and scenic Lookout Mountain brow views, this home offers a wonderful opportunity for a primary residence, second home, or investment property.

713 Lower Cravens Ter, Chattanooga

$345,000

2 Beds ⋅ 2 Baths ⋅ 3603178 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 37409 Zip Code

Welcome to 4906 Beulah Avenue, a charming 1920s home nestled in the heart of historic St. Elmo and filled with the character and warmth that make this neighborhood so special. Beautiful original heart pine floors flow throughout the home, while oversized windows fill the living spaces with abundant natural light. The main level features a spacious living room with a cozy fireplace, a formal dining room complete with a quaint built-in window seat, and a good sized kitchen. A dedicated main-level laundry room adds everyday convenience, along with a half bath offering additional storage. Upstairs, you'll find the primary bedroom featuring two closets and its own cozy fireplace, a second bedroom, and a full bathroom. Outside, enjoy a welcoming covered front porch, a spacious back deck perfect for relaxing or entertaining, and a level, fully fenced backyard. A detached two-car garage provides additional parking and storage. Perhaps one of the home's best features is the fabulous view of Lookout Mountain, providing a beautiful backdrop to this special St. Elmo property. With its original details, inviting outdoor spaces, and unmistakable historic charm, 4906 Beulah Avenue offers a wonderful opportunity to own a piece of one of Chattanooga's most beloved neighborhoods. All information is deemed reliable but is not guaranteed. Buyers are to verify any and all information they deem important.

4906 Beulah Ave, Chattanooga

$370,000

2 Beds ⋅ 3 Baths ⋅ 3246060 MLS ⋅ ACTIVE Status ⋅ 1.32 Acres ⋅ 37409 Zip Code

Welcome to 531 Winterview Lane, a beautifully located town home in the highly desired Winterview Condominiums community on the side of Lookout Mountain. Tucked away in a peaceful cul-de-sac just off Scenic Highway, this charming 2-bedroom, two½-bathroom home offers comfort, convenience, and one of Chattanooga's most sought-after locations. Inside, you will find an inviting layout designed for casual living and entertaining. The spacious bedrooms each offer privacy and comfort, while the two and ½ bathrooms provide added convenience for guests and everyday living. A single-car garage provides secure parking and additional storage space, while the overall design offers a wonderful low-maintenance lifestyle. Enjoy access to the community pool, perfect for relaxing and enjoying warm Tennessee days without the maintenance responsibilities of private ownership. Whether relaxing in the cozy living spaces or enjoying the quiet surroundings, this townhome delivers comfort and convenience in a scenic mountain setting. Perfectly situated near Ruby Falls and just minutes from downtown Chattanooga, dining, shopping, and outdoor attractions, this location combines scenic mountain living with city convenience. Enjoy the beauty and tranquility of Lookout Mountain while remaining close to everything Chattanooga has to offer. Do not miss your opportunity to own in Winterview Condominiums - schedule your private showing today!

531 Winterview Ln, Chattanooga

$350,000

4 Beds ⋅ 3 Baths ⋅ 3208337 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 37409 Zip Code

Welcome to the charming and historic St. Elmo! This beautifully renovated home blends classic character with modern updates in one of Chattanooga's most desirable neighborhoods. Offering 4 bedrooms, 2.5 bathrooms, and a huge bonus room that could serve as a 5th bedroom, office, or flex space, this home provides incredible versatility. The open-concept kitchen features brand new stainless steel appliances and flows seamlessly into the cozy living area. Updated bathrooms showcase stylish modern finishes, while the front deck offers scenic views of Lookout Mountain. Conveniently located just minutes from downtown Chattanooga and within walking or biking distance to the St. Elmo Greenway, local shops, restaurants, and the famous Lookout Mountain Incline Railway. This home has also been a successful rental, making it a great opportunity for investors or homeowners alike. Homes in St. Elmo go fast- schedule your showing today! All information is deemed reliable but not guaranteed. Buyer to verify all information deemed important.

1313 W 46th St, Chattanooga

$499,000

3 Beds ⋅ 3 Baths ⋅ 3176423 MLS ⋅ ACTIVE Status ⋅ 0.09 Acres ⋅ 37409 Zip Code

This beautifully designed bungalow makes a statement from the moment you walk in. The open-concept great room features soaring vaulted ceilings, a gas fireplace, and seamless flow into the dining area and kitchen -- perfect for everyday living and entertaining. The main-level primary suite offers convenience and privacy, with the laundry room just steps away. A dedicated home office with pocket doors provides an ideal work-from-home space. Upstairs, an additional suite captures views toward Lookout Mountain. The third bedroom shares a full Jack-and-Jill bath and is complemented by a versatile loft -- perfect for a bonus room or second living area. Located in a welcoming community with shared amenities, residents enjoy access to a community fire pit and dog park - ideal for gathering with neighbors or enjoying time outdoors with pets. This location offers unbeatable proximity to Chattanooga landmarks and is conveniently located just 7 minutes to Chattanooga Christian School. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to outdoor recreation at Glen Falls and Guild-Hardy Trailheads and shuttle or bike to St. Elmo's popular dining spots, including 1886 Grill, Little Coyote, and Mr. T's Pizza. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and direct access to the best of Chattanooga, 1317 Thomas Avenue checks every box.

1317 Thomas Ave, Chattanooga

$399,000

3 Beds ⋅ 3 Baths ⋅ 3133267 MLS ⋅ ACTIVE Status ⋅ 0.09 Acres ⋅ 37409 Zip Code

New Construction in the heart of St. Elmo! Welcome to 1366 Thomas Avenue -- a thoughtfully designed home offering modern style, functional living, and low-maintenance convenience. Inside, you'll find an open floor plan perfect for everyday living and entertaining, highlighted by a cozy gas fireplace that anchors the main living space. The seamless flow between the kitchen, dining, and living areas creates a bright and inviting atmosphere. A one-car garage adds both storage and practicality. Located in a welcoming community with shared amenities, residents enjoy access to a community firepit and dog park -- ideal for gathering with neighbors or enjoying time outdoors with pets. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to specific outdoor recreation at Glen Falls and Guild-Hardy Trailheads and shuttle or bike to St. Elmo's popular dining spots, including 1886 Grill, Little Coyote, and Mr. T's Pizza. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and direct access to the best of Chattanooga, 1366 Thomas Avenue checks every box.

1366 Thomas Ave, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37409 Homes under $500,000

Newest 37409 Homes under $500,000

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