37412 Homes under $500,000

Welcome to the vibrant community of Chattanooga, Tennessee, nestled in the heart of Hamilton County and proudly bearing the zip code 37412. This charming area is known for its picturesque landscapes, friendly neighborhoods, and a rich tapestry of cultural experiences that make it an ideal place to call home.

One of the most appealing aspects of the 37412 zip code is the availability of beautiful homes under $500,000. Whether you’re a first-time homebuyer or looking to upgrade, this area offers a diverse selection of properties that cater to various tastes and lifestyles. From cozy single-family homes with spacious yards to modern townhouses with contemporary finishes, you’ll find something that perfectly fits your needs and budget.

Living in Chattanooga means embracing a lifestyle filled with outdoor adventures, culinary delights, and a thriving arts scene. Explore the breathtaking views from Lookout Mountain, enjoy a leisurely stroll along the Tennessee Riverwalk, or indulge in the local dining scene that showcases everything from Southern comfort food to innovative cuisine. The community spirit is palpable, with numerous events and festivals throughout the year that bring neighbors together.

In addition to its scenic beauty and cultural offerings, the 37412 area boasts convenient access to excellent schools, parks, and shopping centers, making it an ideal spot for families and professionals alike. With a strong sense of community and a wealth of amenities, Chattanooga’s 37412 zip code is not just a place to live; it’s a place to thrive. Discover your dream home today in this enchanting corner of Tennessee!

Newest 37412 Homes under $500,000

$174,900

2 Beds ⋅ 1 Baths ⋅ 3627749 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37412 Zip Code

STOP SCROLLING! UNDER $175,000 IN EAST RIDGE -- MOVE-IN READY & NOT A FIXER-UPPER! FINALLY! An affordable home that doesn't come with a long list of expensive projects! Welcome to 1637 Keeble Street, priced at just $174,900 and offering MORE than you'd expect at this price! This charming 2-bedroom, 1-bath home features BEAUTIFUL WOOD FLOORS, a spacious kitchen with abundant cabinetry, a clean bathroom, METAL ROOF, NEWER HVAC, and a welcoming covered front porch. PLUS, something you rarely find in homes this size -- a DEDICATED INDOOR LAUNDRY ROOM! Washer, dryer, refrigerator, stove, and dishwasher are ALL INCLUDED! AND THE BACKYARD? WOW! Enjoy a spacious, mostly level, FENCED YARD with mature shade trees, plenty of room for pets, gardening, and entertaining, PLUS a HUGE DETACHED STORAGE BUILDING for tools, hobbies, equipment, or extra storage! LOCATION! LOCATION! LOCATION! Right in the heart of East Ridge, minutes from downtown Chattanooga, the airport, restaurants, shopping, and Costco in nearby Georgia! First-time buyer? Downsizing? Investor? This home delivers exceptional functionality and affordability WITHOUT the major renovation projects often found at this price! SPECIAL FINANCING INCENTIVE! Eligible buyers may qualify for a lender credit of up to 1% of the loan amount toward allowable closing costs or an interest-rate buydown. Financing incentives subject to lender approval and program guidelines. Ask your agent for details! $174,900! MOVE-IN READY! FENCED YARD! INDOOR LAUNDRY! DON'T MISS IT! Property is in a designated flood zone. Buyer to verify flood insurance requirements, square footage, schools, and all information deemed important. Schedule your showing TODAY!

1637 Keeble St, Chattanooga

$159,999

3 Beds ⋅ 2 Baths ⋅ 3627750 MLS ⋅ ACTIVE Status ⋅ 0.48 Acres ⋅ 37412 Zip Code

RARE INVESTMENT OPPORTUNITY • MOTIVATED SELLER • ALL OFFERS CONSIDERED! BUY BELOW ESTIMATED MARKET VALUE! Online automated valuations suggest approximately $246,000-$250,000, but this property is priced to reflect its current condition and renovation needs. A fantastic opportunity for investors, renovators, or buyers looking to build equity! LARGE LEVEL FENCED YARD • COVERED FRONT PORCH • SCREENED BACK PORCH • ATTACHED CARPORT! Conveniently located minutes from I-75, shopping, dining, and everyday amenities. Inside, enjoy an open floor plan and wood-burning fireplace with plenty of potential to make this home your own! RENOVATION OPPORTUNITY! Seller has obtained an approximately $45,000 contractor estimate covering ceiling repairs in three rooms, electrical improvements, new flooring, interior painting, kitchen updates, and light exterior improvements. Contractor estimate available upon request. Actual costs and scope subject to buyer verification. SELLER IS MOTIVATED AND READY TO MAKE A DEAL! Property is currently occupied, with occupants preparing to relocate. Seller is actively reviewing ALL OFFERS! SPECIAL FINANCING INCENTIVE! Qualified buyers may be eligible for a lender credit of up to 1% of the loan amount toward allowable closing costs and/or an interest-rate buydown, subject to lender approval and program guidelines. Ask your agent for details! INVEST • RENOVATE • BUILD EQUITY! Bring your vision and your offer! Contact your Realtor for showing instructions and additional property details. Buyer to verify square footage, schools, property condition, renovation costs, financing eligibility, and all information deemed important.

1622 Waterhouse St, Chattanooga

$230,000

3 Beds ⋅ 1 Baths ⋅ 3626750 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 37412 Zip Code

Welcome home to 6632 Hilton Drive! Nestled in the heart of East Ridge, this beautifully updated, move-in-ready home offers the perfect combination of comfort, convenience, and affordability! Whether you're purchasing your first home, looking to downsize, or simply searching for a place where all the hard work has already been done, this one checks all the boxes! Step inside and immediately appreciate the fresh, inviting atmosphere featuring brand-new flooring, fresh paint, updated cabinetry, new electrical, new siding, and new plumbing! With the major systems already taken care of and in great condition, you can spend less time worrying about costly improvements and more time enjoying your new home! One of the standout features of this home is its thoughtfully designed floor plan, making excellent use of every square foot! There's just enough room for everyone without wasted space, and the additional room situated on the opposite side of the kitchen provides extra privacy and flexibility. Every space feels purposeful, comfortable, and ready to make your own! Step outside and discover your very own private backyard retreat! The spacious, perfectly level backyard offers endless possibilities, whether you're letting your furry companions run and play, hosting weekend cookouts, or simply relaxing and enjoying the outdoors! Conveniently located in the heart of East Ridge, you're just minutes from Camp Jordan, Chick-fil-A, shopping, restaurants, parks, and everyday essentials! Enjoy the convenience of having everything nearby while still being tucked away in an established residential neighborhood. With extensive updates, a functional layout, a fantastic backyard, and an unbeatable location, this charming home is truly a must-see! Don't miss your opportunity to make 6632 Hilton Drive your own. Schedule your private showing today!

6632 Hilton Dr, Chattanooga

$349,000

3 Beds ⋅ 2 Baths ⋅ 3624883 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37412 Zip Code

Centrally located to downtown or East Brainerd, this adorable single-level cottage is move in ready! Natural light floods into the home where you find specialty accent walls, built-in features, and a living room as well as a den with a wood burning fireplace to snuggle on those cold winter nights. The kitchen features stainless appliances, stone countertops, soft close cabinets and room for a coffee bar or breakfast nook. Just off the kitchen is a wonderful deck for grilling or just relaxing - providing a calming treehouse feeling. The formal dining room just off the kitchen is just perfect for hosting friends and family. The home is updated throughout with luxury vinyl plank, fixtures, a beautiful walk in tile shower in the primary suite and a guest bath with stunning tile surrounding the tub. The exterior features a second deck and side entrance, low maintenance siding, a fenced backyard and a shed for extra storage, garden equipment or tools. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

3906 Sells Dr, Chattanooga

$229,000

2 Beds ⋅ 1 Baths ⋅ 3624378 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 37412 Zip Code

Classic charm meets thoughtful modern updates in this beautifully refreshed East Ridge home! From the inviting covered front porch, with room for your favorite rocking chairs, to the attractive luxury vinyl flooring throughout, this charming 2-bedroom, 1-bath home offers comfort, character, and easy one-level living. The updated kitchen features refreshed cabinetry, warm butcher-block countertops, and new appliances, creating a welcoming space for everyday cooking and entertaining. With approximately 960 square feet of living space, the home offers a practical layout, including a generously sized laundry room with valuable space for storage and organization. Major improvements include a newer roof and HVAC system, while dual-pane windows add to the home's everyday comfort. Outside, the spacious, level yard offers plenty of possibilities for gardening, entertaining, or simply enjoying the outdoors. A generously sized backyard outbuilding provides valuable additional storage for lawn equipment, tools, seasonal items, or hobbies. The covered front porch is an ideal spot to enjoy your morning coffee or relax at the end of the day. Conveniently located in East Ridge with easy access to Chattanooga's shopping, dining, and everyday amenities, this move-in-ready home combines timeless appeal with practical updates. Come see how much this charming home has to offer!

5308 Dupont St, Chattanooga

$285,900

3 Beds ⋅ 2 Baths ⋅ 3620291 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37412 Zip Code

Adorable Cottage in East Ridge! Discover the charm of this inviting 3-bedroom, 1.5-bath cottage nestled on the side of Missionary Ridge. Conveniently located near downtown shopping, dining, and everyday amenities, this home offers a wonderful combination of character, comfort, and convenience. Inside, you'll find a welcoming living room, a separate dining room, and a functional updated kitchen with stainless appliances, granite counters, providing a comfortable layout for everyday living and entertaining. With three bedrooms, there is plenty of flexibility for family, guests, or a home office. Outside, enjoy the level yard, a convenient carport, and two outbuildings offering additional storage for tools, equipment, hobbies, and more. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this charming cottage is full of possibilities. Come see all the potential this East Ridge home has to offer!

3612 Altamira Dr, Chattanooga

$309,900

4 Beds ⋅ 3 Baths ⋅ 3618607 MLS ⋅ ACTIVE Status ⋅ 0.28 Acres ⋅ 37412 Zip Code

Move-in ready 4-bedroom, 3-bath, split-level home with just over 2,000 square feet and fresh updates throughout. Refinished hardwood floors run through the bright living room and bedrooms, and the kitchen features new granite countertops and crisp white cabinetry. The lower level offers a flexible bonus space with new LVP flooring, ideal for a family room, office, or game room. Out back, a brand-new deck overlooks a fully fenced yard, perfect for pets, kids, and cookouts. Other updates include fresh interior paint, new vapor barrier in crawlspace, and fresh landscaping. Schedule your showing today! Buyer to verify all information they deem important.

3428 Crabtree Dr, Chattanooga

$299,900

3 Beds ⋅ 2 Baths ⋅ 3615505 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.23 Acres ⋅ 37412 Zip Code

All-Brick Home with Basement in East Ridge! This well-cared-for 3-bedroom, 2-bath residence features inviting living spaces and enduring character throughout. Inside, you'll find hardwood flooring, a spacious sunroom, and a thoughtfully designed layout that makes everyday living easy. Outdoor features include a fenced backyard, back deck, and a level, open yard. Parking and storage are abundant with a single-car garage, carport, and a full basement. The basement offers tremendous potential for additional living space, a home office, workshop, or recreation area. A unique feature of this home is the primary bedroom's direct access to the sunroom, along with a cozy fireplace, adding warmth and charm not often found in homes of this vintage. Move-in ready and full of possibilities. This East Ridge property - you don't want to miss. Schedule your showing today!

3606 Gleason Dr, Chattanooga

$209,000

3 Beds ⋅ 2 Baths ⋅ 3610559 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.22 Acres ⋅ 37412 Zip Code

Opportunity Knocks at 1008 Hurst St! Conveniently located near the Chattanooga Red Wolves Stadium, interstate access, and exciting new developments, this home offers incredible potential in a growing area. Inside, you'll find beautiful hardwood floors, a spacious kitchen, and a cozy screened porch perfect for relaxing. Step outside to enjoy the level, fenced backyard -- ideal for pets, play, or entertaining. Whether you're looking for an investment opportunity or a place to make your own, this property is full of possibilities. HVAC was replaced in 2021. Home is being sold in its as/is condition. Information is deemed to be reliable, but is not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage.

1008 Hurst St, Chattanooga

$230,000

3 Beds ⋅ 2 Baths ⋅ 3603114 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 37412 Zip Code

Bring Your Vision to Life! This fixer-upper offers a great opportunity for buyers looking for a property with good bones, plenty of space, and 1 acre of land. The home needs updating and renovation, but the potential is there to create something special. Enjoy the privacy and room that a larger lot provides while still being conveniently located in the Chattanooga area. Whether you're looking to restore a home, build equity, or create a property that fits your vision, this one is ready for its next chapter. The home features a newer HVAC system and water heater, plus a 1-car garage

3621 Wimberly Ln, Chattanooga

$153,900

2 Beds ⋅ 1 Baths ⋅ 3602417 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37412 Zip Code

Welcome to 4325 Greenbriar Rd, a move-in-ready 2-bedroom, 1-bath home on a quiet, established street in East Ridge. The home has been thoroughly updated, so there's nothing left to do but unpack. It has a new roof, new windows, new flooring, and fresh finishes throughout, plus a completely renovated bathroom with a clean, modern look. The layout is bright and easy to live in, and the big-ticket items are already done. That makes it a good fit for a first-time buyer, a downsizer, or an investor who wants a turnkey property. It's in a peaceful neighborhood with easy access to shopping, dining, and the rest of the Chattanooga area. Schedule your showing today!

4325 Greenbriar Rd, Chattanooga

$289,900

3 Beds ⋅ 2 Baths ⋅ 3602064 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37412 Zip Code

Preferred Lender Incentive!! FirstBank is offering a 1% temporary buy down for all buyers for the first year, contact Listing Agent for more details! For buyers looking for something beyond the typical, this home stands out. Clean lines, thoughtful updates, and a layout that actually works, this mid-century modern home delivers both style and function in a way that feels effortless. From the moment you step inside, you are met with bright, open spaces, strong natural light, and a design that balances character with modern updates. The main living area features a painted brick accent wall and large windows that fill the space with light. It feels elevated yet comfortable, ideal for everyday living or hosting. A standout feature is the two separate living areas, offering flexibility for a den, office, playroom, or media space without sacrificing flow. The designated dining area sits right off the kitchen, creating a connected and functional layout. The fully updated kitchen includes clean cabinetry, modern finishes, and ample counter space, making it both practical and visually appealing. This home offers three well-sized bedrooms and two full bathrooms, all updated with a clean, timeless feel. The mid-century modern influence is present throughout with clean architectural lines, efficient use of space, and a focus on livability. It feels current without relying on trends. Outside, the fully fenced yard provides privacy and room to enjoy, while the detached shed/garage at the back adds valuable storage or workspace. The painted brick exterior offers low-maintenance durability and timeless appeal. Conveniently located 10 minutes from Downtown Chattanooga and 10 minutes to Hamilton Place, this home combines character, function, and flexibility in a way that stands out.

5315 Connell St, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37412 Homes under $500,000

Newest 37412 Homes under $500,000

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