38221 Homes under $400,000

Welcome to Big Sandy, Tennessee, a charming town nestled in Benton County, where the zip code 38221 encompasses a delightful community perfect for families, retirees, and everyone in between. With its picturesque landscapes and friendly atmosphere, Big Sandy offers a serene escape from the hustle and bustle of city life, while still providing easy access to modern conveniences.

The real estate market in Big Sandy is particularly inviting for homebuyers seeking affordability without sacrificing quality. Here, you can discover a variety of homes priced under $400,000, making it an ideal spot for first-time buyers, growing families, or those looking to downsize. From cozy single-family residences to spacious properties with ample outdoor space, there is something for everyone in this vibrant community.

Living in Big Sandy means enjoying the beauty of nature right at your doorstep. With nearby lakes and parks, residents can indulge in outdoor activities like fishing, hiking, and picnicking, creating cherished memories with loved ones. The town’s close-knit community hosts several events throughout the year, fostering connections and friendships among neighbors.

Additionally, Big Sandy’s location offers easy access to larger cities, providing a balance of rural tranquility and urban convenience. Whether you’re commuting for work or seeking a weekend getaway, you’ll find that everything you need is just a short drive away.

If you’re looking for a welcoming community with affordable housing options, Big Sandy, TN 38221 is the perfect place to call home. Come explore the charm and potential of this hidden gem today!

Newest 38221 Homes under $400,000

$199,900

3 Beds ⋅ 2 Baths ⋅ 3593734 MLS ⋅ ACTIVE Status ⋅ 0.55 Acres ⋅ 38221 Zip Code

Amazing beautifully renovated home with all the 1940's charm but with all of todays renovations... You must see this home to appreciate it... Home has had a complete makeover...New most everywhere you look...Newer HVAC system, newer metal roof, all newer floors, ceramic showers, solid surface vanity tops, designer sinks throughout, stainless appliances, 20'x32' garage, updated electrical and plumbing, partial chain link fenced back yard, rear covered deck for entertaining and the list just goes on and on... situated on over a 1/2 AC lot in the beautiful village like town of Big Sandy, TN, just over a mile to access of KY Lake and within walking distance of everything in town, dollar store, grocery store, bank senior citizens center, numerous cafes, and an ice cream shop just around the corner...Don't let this gem pass you by... Call today!!! Lawn will be professionally over seeded this fall.

121 2nd St, Big Sandy

$159,900

2 Beds ⋅ 1 Baths ⋅ 3528552 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.86 Acres ⋅ 38221 Zip Code

Welcome home to this charming corner-lot property offering small-town comfort, peaceful surroundings, and convenient access to everything Kentucky Lake has to offer. Located in a quiet, low-traffic neighborhood, this home is close to local stores and restaurants while also being near excellent fishing and an area well known for duck and goose hunting. Inside, the home has a warm and welcoming feel, highlighted by a spacious kitchen filled with natural morning sunlight. Recent improvements include beautiful oak flooring, crown molding, and attractive shutters on the front of the home. A sump pump has also been installed beneath the house, and a brand-new roof is scheduled to be installed prior to closing, offering added peace of mind for the next owner. Step outside and enjoy a large backyard with peaceful views of surrounding farm country, plenty of space for gardening, pets, outdoor entertaining, or simply relaxing and enjoying the scenery. Two covered porches provide additional outdoor living space and great spots to enjoy your morning coffee or unwind at the end of the day. A convenient carport provides covered parking and additional everyday functionality. The property also offers several desirable conveniences, including fiber internet, city water, city sewer, trash pickup included with water and sewer service, and no HOA. With its inviting atmosphere, quiet location, spacious yard, recent improvements, covered parking, and proximity to Kentucky Lake recreation, this home offers a wonderful combination of comfort, convenience, and small-town living. Whether you are looking for your first home, wanting to simplify, or searching for a peaceful place near fishing and outdoor recreation, this property is ready to welcome its next owner. This home has been virtually staged.

362 Oak St, Big Sandy

$399,900

3 Beds ⋅ 2 Baths ⋅ 3508014 MLS ⋅ ACTIVE Status ⋅ 10.5 Acres ⋅ 38221 Zip Code

Huge price improvement to move it quickly! Bring your offer today! Your dream farmhouse with wraparound porch awaits! Sitting on 10.5 secluded acres with a gated entrance surrounded by woods and a long gravel driveway to the house. Built in 2019 sits this 3 bedroom, 2 bath with a den. This stunning modular boasts a country kitchen with a large island and built in cabinetry and a farmhouse sink! Large bedrooms with large walk in closets. Wraparound porch is 70 feet long on the front with a large side covered deck including a hot tub for relaxing and overlooking the large front yard. Storage building does have electric and A.C. Higher end LVT flooring throughout. New HVAC, new tankless hot water heater. Area is unrestricted with low taxes and no water bill! Natural gas lines run along with high speed internet. This home has it all! Come check it out!

6808 Cedar Grove Rd, Big Sandy

$159,000

3 Beds ⋅ 2 Baths ⋅ 3281363 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1.12 Acres ⋅ 38221 Zip Code

MOTIVATED SELLER WITH IMPROVED PRICE DUE TO RELOCATING::::::"FIRST TIME ON THE MARKET WITH GREAT PRESENTATION"""" having paved drive with easy access, shop located in rear of home, metal roof installed 2015, beautiful cabinetry, sinks in work island, all one level for easy access, large newly finished den area can easily become an additional bedroom, recreation, hobby, etc. . Location is perfect for shopping, restaurants, groceries and Dollar General, full time fire department, helipad for any emergency, senior center, easy access to water sports approx. 2 miles for full size boating access on the Big Sandy River also access to the Tennessee River which is located just minutes away on Highway 147 out of Big Sandy with an active Ferry carrying you over the river to Stewart County, and when you are ready to retire you will already have your location to just enjoy life. Current Termite Contract. (Washer and Dryer do not remain with sell) All measurements are estimated.

43 Danville Rd, Big Sandy

$249,900

4 Beds ⋅ 3 Baths ⋅ 3217877 MLS ⋅ ACTIVE Status ⋅ 2.53 Acres ⋅ 38221 Zip Code

Back in market due to home contingency sale for buyer. Beautiful 4 bedroom, 2.5 bath home on a permanent foundation with a shop and a barn on 2.54 acres in the country! Home has been remodeled with new LVT flooring throughout, lighting fixtures, new HVAC newer ductwork. Some new Sheetrock & subfloors and fresh paint & crown molding throughout with new barn door added. Shiplap in master bath. Shop is 24x 30 heated and cooled with concrete floors. Built in tornado shelter. Metal roofs with recent inspections. Termite contract on file. Septic inspection and clean out added and on file. Barn is the perfect setup for goats and 1 stall. Nice fenced in area with all metal barn and electric added with new air conditioning unit. Barn is fully enclosed. Natural gas fireplace and multiple carports in place. Land is flat surrounded by corn fields in a great location. Front porch is concrete and back patio is poured concrete and perfect for relaxing with nice views! New refrigerator and dishwasher! Structural engineer letter in place for any loan (600 prepaid). Shop sink and brand new plumbing 9/1/2026.

6439 Cedar Grove Rd, Big Sandy

$185,000

2 Beds ⋅ 2 Baths ⋅ 3190243 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 38221 Zip Code

Nice brick house in the heart of town! This 2 bed, 1.5 bath home with a 2 car attached garage is walking distance to everything you need! With a newer roof and all new kitchen appliances included, it's move-in-ready! Located beside the city park with walking tracks, pavilions, tennis and basketball courts, baseball fields and playground. The walking bridge joins the property to take you over a beautiful year-round creek. Less than a mile to the boat ramp!!! Buyers and buyer's agent to verify all pertinent information.

20 Ball Park Rd, Big Sandy

$249,500

3 Beds ⋅ 2 Baths ⋅ 3184250 MLS ⋅ ACTIVE Status ⋅ 1.4 Acres ⋅ 38221 Zip Code

Spacious and beautifully remodeled 3-bedroom, 1.5-bath brick home situated on a generous 1.4-acre unrestricted lot. This property features a 2-car garage and offers plenty of room both inside and out for comfortable living and entertaining. Recent updates give the home a fresh, modern feel while maintaining its solid construction. Enjoy the freedom of no restrictions and the convenience of being just a short drive from multiple boat launches on Kentucky Lake—perfect for fishing, boating, and outdoor recreation. A great opportunity for those seeking space, privacy, and easy access to the water.

2867 Little Sulphur Creek Rd, Big Sandy

$72,900

2 Beds ⋅ 2 Baths ⋅ 3068763 MLS ⋅ ACTIVE Status ⋅ 1.16 Acres ⋅ 38221 Zip Code

Discover the ultimate blend of privacy and lakeside living in this beautifully updated 2-bedroom, 2-bath retreat—just a short walk from the water! Step inside to a crisp, like-new interior featuring brand-new flooring, updated plumbing, and energy-efficient windows throughout. Designed for relaxation and outdoor entertaining, the home boasts an expansive deck perfect for morning coffee or sunset dinners under the stars. The serene, beautifully landscaped lot is framed by a mature canopy of hardwoods, creating a natural privacy buffer and a tranquil woodland vibe. Did I forget to mention the best part---Bring your pontoon or boat—the property features an oversized detached carport designed specifically for high-clearance watercraft, plus a full-length drive-through driveway for effortless parking and trailering. Whether you're seeking a turn-key primary home or a low-maintenance weekend escape, this move-in-ready property is a must-see.Buyer's agent to verify all pertinent information.

60 White Oak Dr, Big Sandy

$179,900

2 Beds ⋅ 3 Baths ⋅ 3066246 MLS ⋅ ACTIVE Status ⋅ 0.32 Acres ⋅ 38221 Zip Code

STOP LOOKING AND CHECK THIS ONE OUT.... LOW MAINTENANCE AND HANDICAP ACCESSIBLE....OPEN CONCEPT AND SITUATED ON APPROX 1/3 ACRE......FEATURES ALL MAJOR APPLIANCES .......12' X 20' CARPORT , ASPHALT DRIVE AND OUTBUILDING ......JUST A SHORT DRIVE TO BEAUTIFUL KY LAKE AND THE VILLAGE LIKE TOWN OF BIG SANDY, TN ....CALL TODAY'

1026 Tom White Rd, Big Sandy

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38221 Homes under $400,000

Newest 38221 Homes under $400,000

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