38555 Homes under $400,000

38555 Homes under $400,000

Welcome to Crossville, Tennessee, where the charm of small-town living meets the beauty of nature, all nestled within the picturesque 38555 zip code. Known as the "Golf Capital of Tennessee," Crossville boasts an array of outdoor activities, scenic landscapes, and a tight-knit community that welcomes newcomers with open arms.

In this vibrant area of Cumberland County, you’ll find a variety of homes available for under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. Whether you’re seeking a cozy cottage or a spacious family home, the 38555 zip code offers an impressive selection of properties that cater to diverse lifestyles and budgets.

Crossville is not just about affordable housing; it’s also a hub for recreation and leisure. With over 10 golf courses, numerous parks, and the stunning Cumberland Mountain State Park nearby, outdoor enthusiasts will find endless opportunities for hiking, fishing, and golfing. The community is rich in history and culture, featuring local shops, farmers' markets, and festivals that celebrate the unique spirit of the region.

Living in Crossville means enjoying a slower pace of life while still having access to modern amenities. With its friendly atmosphere, excellent schools, and a growing economy, it’s no wonder that so many are choosing to call this beautiful corner of Tennessee home. If you’re ready to explore your options in the 38555 area, you’ll discover a welcoming community and a wealth of affordable housing opportunities waiting just for you!

Newest 38555 Homes under $400,000

742 Hwy 68, Crossville
$165,000
3 Beds ⋅ 1 Baths ⋅ 3611956 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.57 Acres ⋅ 38555 Zip Code
Fully Furnished 3-Bedroom Home with Updates, Privacy & Screened Deck! Set back off the road for added privacy, this older home offers approximately 1,400sf of living space, many updates over the years, and plenty of potential! Sold furnished, including nice living room and bedroom furniture, refrigerator, washer, dryer, and more. HOME & OUTDOOR FEATURES: • 3 bedrooms and 1 full bathroom • Metal roof, vinyl siding, and vinyl windows • Covered concrete front porch and screened deck • Detached 2-car carport and storage shed MAIN-LEVEL LIVING- APPROXIMATELY 952 SF: • Spacious living room with hardwood flooring • Kitchen with plenty of cabinets, laminate countertops, floating shelves, large single-bowl sink, gas range, refrigerator, and laminate flooring • Flexible bonus room for a dining room, office, or large pantry • Main-level bedroom with carpet and bedroom furniture included • Full bathroom with tub/shower combo, extra cabinet storage, and vinyl flooring • Separate laundry room with washer and dryer included UPSTAIRS- APPROXIMATELY 450 SF: • Two additional bedrooms, each with a closet UTILITIES & ADDITIONAL DETAILS: • Natural gas central HVAC and gas water heater • Electrical panel updated to breakers at some point • Connected to public water; septic records also indicate a well on the property • Septic file documents a repair completed in 1995 for a 4-bedroom system; file is available in the listing • Newer John Deere lawn mower available for an additional purchase • No restrictions • Only minutes to town Sold as-is, where-is. Cash or conventional financing only. Seller has never lived in the home. Call today to schedule a showing! *Buyer to verify all information and measurements before making an informed offer*

742 Hwy 68, Crossville

252 Old Homestead Hwy, Crossville
$324,950
4 Beds ⋅ 3 Baths ⋅ 3611763 MLS ⋅ ACTIVE Status ⋅ 0.97 Acres ⋅ 38555 Zip Code
Welcome Home to 252 Old Homestead Highway! Discover the perfect blend of space, comfort, and country charm in this inviting 4-bedroom, 2.5-bath home offering approximately 2,054 square feet of living space! Step inside to find an open, welcoming layout featuring a spacious living area with cathedral ceilings, an inviting dining space, and a kitchen complete with an island—perfect for everyday living and entertaining. With two bedrooms on the main level, this home offers flexibility and convenience, while two additional bedrooms upstairs provide plenty of room for guests, hobbies, or a home office. Enjoy peaceful mornings with your coffee or unwind in the evenings on the spacious deck overlooking the wooded surroundings. The beautiful country setting offers a relaxing atmosphere while still providing convenient access to Crossville amenities. Need more space? The approximately 934-square-foot unfinished basement, complete with exterior access, offers excellent possibilities for storage, a workshop, or future improvements. Additional highlights include walk-in closets, a walk-in shower, a whirlpool tub, a main-level laundry area, and covered parking with a carport. With no HOA and a versatile floor plan, this property has so much to offer! Come experience the charm, space, and possibilities of this Crossville home. Schedule your private showing today!

252 Old Homestead Hwy, Crossville

40 Highland Ridge Dr, Crossville
$399,900
3 Beds ⋅ 3 Baths ⋅ 3611313 MLS ⋅ ACTIVE Status ⋅ 0.77 Acres ⋅ 38555 Zip Code
Welcome home! This warm and inviting 2256 square foot home with 3-bedrooms, 2.5-baths offers comfortable living, thoughtful space, and plenty of flexibility on a sizeable lot in a quiet neighborhood just minutes from downtown Crossville. Designed to fit a variety of lifestyles, this home is an excellent option whether you’re purchasing your first home, looking for a home that’s easy to navigate, or ready to downsize without giving up space and comfort. The generous room sizes provide plenty of room to spread out, while the split-bedroom layout offers privacy and versatility for you and your guests. This expansive open-concept floor plan concept seamlessly blends daily living with effortless entertaining, creating a bright and welcoming heart for the home. The kitchen serves as the ultimate gathering hub, anchored by an oversized central island to bring family and guests together while flowing naturally into the living room that offers plenty of space for comfortable lounging by the cozy gas fireplace. The spacious primary bedroom features a WOW-worthy walk-in closet with space galore! A tucked-away flex room adds even more possibilities and would make an ideal home office, nursery, hobby room, craft space, or whatever suits your needs. And there’s more—a true 2-car garage with room to spare provides convenient parking plus additional storage space, along with a storage building with electric in the fenced backyard and a wonderful covered back deck to unwind and relax. With its inviting layout, flexible spaces, generous rooms, sizeable lot, and convenient location, this property is one you won’t want to miss. Freshly painted with pretty crown molding throughout. Come see for yourself why this home has so much to offer!

40 Highland Ridge Dr, Crossville

57 Capitol Dr, Crossville
$330,000
3 Beds ⋅ 2 Baths ⋅ 3604062 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 1.03 Acres ⋅ 38555 Zip Code
Shows Like a Model! 3BR/2BA on 1.03 Acres • City Limits • NO HOA Just 5 years old, this beautifully maintained home offers quality construction, thoughtful upgrades, and a spacious 1.03-acre lot on a quiet cul-de-sac. Enjoy an open floor plan, split bedrooms, and LVP flooring throughout--NO CARPET! LIVING & KITCHEN: • Spacious great room with vaulted ceilings, open to the dining area and kitchen with counter seating • Floor-to-ceiling modern shiplap fireplace with an electric insert • Upgraded light fixtures throughout much of the home • All-wood white shaker cabinets with soft-close doors and drawers • Granite countertops, upgraded tile backsplash, and pantry • Stainless steel appliances: smooth-top range, over-the-range microwave, and dishwasher BEDROOMS & BATHS: • Split-bedroom layout with ceiling fans in all 3 bedrooms • Primary suite with a large walk-in closet and full bath featuring a walk-in shower • Guest bath with a tub/shower combination, upgraded light fixture, and mirror EXTERIOR & QUALITY FEATURES: • Classic white vinyl siding with board-and-batten accents • Stone porch posts and stamped concrete details • Covered rear deck for relaxing or entertaining • 2-car garage and double-width concrete driveway • Encapsulated crawlspace and PEX plumbing • Gas tankless water heater and gas HVAC with warranty remaining • Quiet cul-de-sac setting within the city limits • 1.03-acre lot and NO HOA! This home shows like a model! Call today to schedule your showing!. *Buyer to verify all info & measurements before making an informed offer*

57 Capitol Dr, Crossville

598 Glenwood Cir, Crossville
$259,000
4 Beds ⋅ 3 Baths ⋅ 3598456 MLS ⋅ ACTIVE Status ⋅ 0.54 Acres ⋅ 38555 Zip Code
Updated 4 bedroom /3 bath brick home on .54 acres in the beautiful Cumberland Homesteads community! 🏠Priced below recently appraised value, this charming 1647 sq ft home is situated on a mostly level lot and is bordered in the back by a small creek. *The split floor plan features 4 bedrooms, including one recent addition that could work as a second master bedroom, and 3 full baths. *Lots of upgrades in this house, including durable bamboo flooring throughout the living areas, recently remodeled bathrooms with updated plumbing, and a wood beam ceiling in the kitchen/dining area. *Kitchen has been updated with granite countertops, backsplash, and newer (2021) Frigidaire Gallery stainless steel appliances, including a double wall oven with air fry and convection, plus an induction stovetop for safety and efficiency. *The kitchen/dining area offers a view of the picturesque backyard through the sliding glass doors (new in 2021) leading to the covered back deck. *Separate laundry area with 2020 GE Washer and Dryer that stay. 🛠️Major systems in the home have been lovingly maintained and replaced as needed for the health of the home, including- *The Trane HVAC and heat pump were replaced in 2018, with the transferable warranty good through 2/2028. *New Rheem hot water heater in 2022. *The roof was completely torn off and replaced in 2015 with architectural fiberglass 30 year shingles. 🏠The exterior features low maintenance brick and metal siding, along with an easy upkeep yard, allowing you to spend more time enjoying the outdoors instead of working in it. *The covered back deck overlooks the large backyard, perfect for enjoying a variety of activities. The covered front porch offers another outdoor area for relaxation. *The oversized concrete driveway offers parking for multiple vehicles and room for a carport. Call and schedule your showing today!

598 Glenwood Cir, Crossville

212 Bayberry Dr, Crossville
$299,000
3 Beds ⋅ 3 Baths ⋅ 3528542 MLS ⋅ ACTIVE Status ⋅ 0.43 Acres ⋅ 38555 Zip Code
Almost 1,900sf | Flexible Floor Plan | Great Space for the Money! • Almost 1,900sf of heated living space with 3 bedrooms and 2.5 baths • Family/rec room offers great flexibility and could serve as a 4th bedroom or be converted back to a 2-car garage • Open living and kitchen area with a spacious living room and newer LVP flooring • Kitchen offers tons of cabinet and counter space, a large bar with counter seating, and a nice-sized pantry • Stainless appliances include smooth-top range, OTR microwave, and dishwasher • Dining area has a sliding glass door leading to the deck • Several updated light fixtures throughout the home • Family/rec room features LVP flooring, mini-split HVAC, and a convenient half bath • Primary bedroom includes a walk-in closet and private bath with LVP flooring, walk-in shower, updated mirror, and updated light fixture • Guest bedrooms are located on a split floor plan and both have ceiling fans • One guest bedroom also features a spacious walk-in closet • Guest bath includes a tub/shower combination along with a newer mirror and vanity light • Concrete front porch with vinyl railing and a nice mountain view • Concrete driveway plus an additional parking pad beside the house • Backyard is mostly fenced with chain-link fencing and only needs one side completed to fully enclose the yard • Conveniently located close to town • NO HOA • City sewer means no septic system to maintain • At approximately $158 per square foot, this home offers a lot of space for the money! If you've been looking for room to spread out without breaking the budget, this one is worth a look. Call today to schedule your showing! *Buyer to verify all information & measurements before making an informed offer*

212 Bayberry Dr, Crossville

Start Your Search
board logo

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

How much is your home worth?

Get instant property value now!