38581 Homes under $300,000

Welcome to the picturesque zip code 38581, nestled in the heart of Rock Island, Tennessee. This charming area is renowned for its serene landscapes, friendly community, and rich natural beauty, making it a perfect place for families, retirees, and anyone seeking a tranquil lifestyle.

One of the standout features of Rock Island is its affordability, particularly when it comes to housing. In this vibrant zip code, you can find a variety of homes priced under $300,000, offering excellent value for your investment. From cozy single-family homes to spacious townhouses, the options are diverse, catering to different needs and preferences. Many properties feature beautiful yards, modern amenities, and proximity to local parks and recreational areas, ensuring that you can enjoy the great outdoors right at your doorstep.

Rock Island is also home to the stunning Rock Island State Park, where residents can indulge in hiking, fishing, and breathtaking views of waterfalls and lush forests. The community is known for its welcoming atmosphere, with local events and gatherings that foster a strong sense of belonging among neighbors.

With its combination of affordable homes, natural beauty, and a close-knit community, zip code 38581 in Rock Island, TN, is an ideal place to call home. Whether you’re a first-time buyer or looking to downsize, this area provides a unique blend of comfort, charm, and opportunity. Come explore what makes Rock Island a hidden gem in the heart of Tennessee!

Newest 38581 Homes under $300,000

$229,000

2 Beds ⋅ 1 Baths ⋅ 3597560 MLS ⋅ ACTIVE Status ⋅ 1.062 Acres ⋅ 38581 Zip Code

Charming 2-bedroom, 1-bath home situated on a private 1.062-acre lot in Rock Island. Built in 2004, this 1,872-square-foot home offers rustic charm with wood siding and inviting outdoor spaces. Enjoy your morning coffee on the covered front porch or entertain and relax on the large back deck. Inside, the home features a comfortable living room and a spacious den with a wood-burning fireplace, creating a warm and inviting atmosphere. The finished basement provides additional flexible living space for a recreation room, office, hobby area, or storage. Central heating and cooling provide year-round comfort. With its peaceful setting, generous lot, finished basement, one-car carport, and rustic character, this property offers plenty of space and privacy to enjoy country-style living. Washer and dryer remain with the property. Selling AS IS. Owner/Agent.

5330 Sparta Hwy, Rock Island

$219,800

3 Beds ⋅ 2 Baths ⋅ 3513162 MLS ⋅ ACTIVE Status ⋅ 0.49 Acres ⋅ 38581 Zip Code

Offering $3,500 towards closing costs. Beautiful area of Rocky River, NEW Never lived in Clayton home on perminant foundation, Still under warranty with Clayton Homes, Energy Star home, large half Ac. yard with privacy fence, beautiful landscaping, new large decks front and back, and increadable views. This home is priced to sell! Will qualify for FHA, VA, and Rural home loans.Owner Agent.

2516 Goodbar Rd, Rock Island

$289,000

5 Beds ⋅ 2 Baths ⋅ 3247225 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 38581 Zip Code

MOTIVATED SELLER!!! Lovely farmhouse on 1 acre located minutes from the beautiful Rock Island State Park. This 2,728 square foot home offers 4 bedrooms, 2 bathrooms and additional bonus/bedroom all covered by a BRAND-NEW ROOF! In addition, you will find a multi-purpose 576 sq ft detached studio, a large laundry room, a two-car covered carport and a spacious covered back patio. Kitchen comes with all appliances included. Don't miss this opportunity to own a little slice of country paradise surrounded by hiking trails, waterfalls and nature at its finest!

118 Bone Cave Rd, Rock Island

$299,900

4 Beds ⋅ 2 Baths ⋅ 3243145 MLS ⋅ ACTIVE Status ⋅ 3.71 Acres ⋅ 38581 Zip Code

Welcome to this charming and move-in ready 4-bedroom, 2-bath home on 3.71 picturesque and rolling street acres in Rock Island. Offering 2,268 sq ft of thoughtfully updated living space, this property is truly priced to sell. Step inside to find brand new flooring throughout, a stylish kitchen with new appliances, and beautifully renovated bathrooms. The home also boasts all new exterior doors, a brand new tankless hot water heater, and the efficiency of a dual heat source for year-round comfort. With its blend of modern updates, spacious layout, and peaceful setting, this property is the perfect place to call home. Schedule your showing today!

87 Camp Overton Rd, Rock Island

$239,000

2 Beds ⋅ 2 Baths ⋅ 3190712 MLS ⋅ ACTIVE Status ⋅ 4.98 Acres ⋅ 38581 Zip Code

Opportunity meets versatility with this extensively updated single-wide home set on 5 UNRESTRICTED acres in Rock Island. Whether you're looking for a private residence, investment property, or the perfect setup for a multi-home family compound, this property delivers. The home has undergone a major renovation, with approximately 90% of the work already completed. Significant upgrades include a brand-new roof with updated sheathing and insulation, new subflooring throughout, updated plumbing, and mostly new drywall. The interior has been refreshed with new paint, luxury vinyl plank flooring, real wood paneling in the living room, and updated lighting including recessed and fixture upgrades. The kitchen has been completely redone with new cabinetry, countertops, stove, and sink, while the primary bathroom has been fully remodeled with a tile shower, new vanity, toilet, and mirror. Additional improvements include new interior and exterior doors, storm doors, updated windows, air return system, and new registers. Some finishing touches remain, including the laundry room, back bedroom, and porch areas. These will be completed prior to closing, or the seller is open to negotiating the price for a buyer who prefers to finish the home to their own taste. What truly sets this property apart is the land and future potential. The 5-acre tract is mostly usable and ideal for animals, gardening, or expansion with NO RESTRICTIONS. In addition to the existing home, the property features a second homesite already equipped with its own septic system and foundation, making it ready for another residence, rental unit, or guest home. With two septic systems in place, the groundwork is already laid for creating a true multi-home setup. A fenced dog run is also included, and the open land offers plenty of room for horses, livestock, or additional structures. This is a rare chance to own a move-in-ready (with final touches pending) home on acreage with built-in expansion potential.

390 SparkmanTown Rd, Rock Island

$109,500

1 Beds ⋅ 1 Baths ⋅ 3112290 MLS ⋅ ACTIVE Status ⋅ 0.56 Acres ⋅ 38581 Zip Code

Motivated seller—bring your offer and make this one yours! Cozy and charming 1-bedroom, 1-bath home with a brand new deck situated on just over half an acre of unrestricted land with a beautiful view! Recently refreshed with new flooring, resealed roof, and fresh paint, this move-in-ready home offers peaceful surroundings and plenty of room to expand or make it your own. Conveniently located just minutes from Rock Island State Park, the Caney Fork River, Rocky River and other scenic outdoor destinations—perfect for nature lovers and adventure seekers. Ideal as a full-time residence, weekend retreat, or investment opportunity.

280 Bone Cave Rd, Rock Island

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