38585 Homes under $1 million

Welcome to the charming community of Spencer, Tennessee, nestled in the picturesque Van Buren County and boasting the delightful zip code 38585. This serene area is known for its stunning natural beauty, friendly atmosphere, and an array of outdoor recreational activities that make it a perfect place to call home.

Spencer offers a unique blend of small-town charm and modern conveniences. Residents enjoy a tight-knit community where neighbors become friends and local businesses thrive. With a rich history and a vibrant culture, Spencer is a place where you can truly feel at home.

One of the most appealing aspects of this area is the availability of beautiful homes under $1 million. Whether you're a first-time homebuyer, looking to downsize, or searching for a vacation retreat, Spencer has an impressive selection of properties to suit your needs. From cozy cottages to spacious family homes, you’ll find properties that offer both comfort and style, all while remaining budget-friendly.

In addition to its affordable housing options, Spencer is surrounded by breathtaking landscapes, including the stunning Fall Creek Falls State Park, which is just a stone's throw away. This park is perfect for hiking, picnicking, and enjoying the great outdoors, making it an ideal spot for families and nature enthusiasts alike.

If you’re seeking a peaceful lifestyle without sacrificing access to modern amenities, Spencer, TN 38585, is the perfect destination. Explore the homes available under $1 million and discover the warm, welcoming community that awaits you in this hidden gem of Tennessee!

Newest 38585 Homes under $1 million

$164,900

3 Beds ⋅ 2 Baths ⋅ 3620747 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 38585 Zip Code

FREE APPRAISAL! PLUS YOUR CHOICE WITH PREFERRED LENDER: AN INTEREST RATE AS LOW AS 5.5% OR ALL CLOSING COSTS PAID ON THIS BRAND NEW 3 BEDROOM, 2 BATH MOBILE HOME WITH BONUS FLEX SPACE! This affordable home has everything you need for comfort and easy maintenance. Situated in the heart of Spencer on a .35 acre lot with city sewer, public water and fiber optic internet available. . This 1140 sq. ft. home features a large open concept kitchen and living area, new appliances, new HVAC, front and back porches, large en-suite primary bedroom and bath, 2 generous guest rooms and one flex space perfect for an office or play room. Check out the great split bedroom floorplan, kitchen island and handy laundry room. Easy access to Hwy 111 makes this home super convenient to Sparta, Cookeville, McMinnville and Chattanooga while maintaining the small town charm of the friendly city of Spencer. Call today today to see if you qualify; home ownership may be more than just a dream! The property conveys with manufacturer one year warranty . Buyers should verify all information in order to make an informed offer.

852 Old Dunlap St, Spencer

$424,900

3 Beds ⋅ 3 Baths ⋅ 3604023 MLS ⋅ ACTIVE Status ⋅ 1.32 Acres ⋅ 38585 Zip Code

Escape to Your Private Tennessee Oasis Tucked away on 1.3 private acres at the end of a quiet dead-end road, this extraordinary log-style retreat offers the perfect balance of luxury, privacy, and mountain living within the prestigious Long Branch Lakes gated community. Imagine beginning your mornings with coffee on the covered porch as horses graze in nearby pastures, watching the sun shimmer across the lake, and ending your evenings around a crackling fire while wildlife quietly passes through the woods. This isn't simply a home; it's a lifestyle that many dream of but few ever experience. Offering 2,094 square feet, 3 spacious bedrooms, and 3.5 bathrooms, this beautifully maintained home has been thoughtfully updated while preserving the warmth and character that make log-style homes so inviting. Step inside to discover a breathtaking great room featuring soaring vaulted ceilings, walls of windows that flood the home with natural light, gleaming hardwood floors, and a spectacular floor-to-ceiling stone wood-burning fireplace that serves as the heart of the home. The beautifully appointed kitchen is designed for both everyday living and entertaining, featuring granite countertops, abundant cabinetry, a spacious dining area, and newer black stainless-steel appliances installed in late 2023. The main-level owner's suite offers the convenience of one-level living and features a walk-in closet, beautifully tiled walk-in shower, and an oversized vanity with generous counter space. Upstairs, an open loft creates the perfect reading nook, home office, or additional gathering space while opening onto a private balcony overlooking the peaceful surroundings. Two additional bedrooms each enjoy their own private bathrooms, providing exceptional comfort and privacy for family and overnight guests. Outdoor living is equally impressive. Expansive covered porches and a spacious rear deck invite you to relax, entertain, or simply enjoy the peaceful sounds of nature. The fire pit

167 Bunkhouse Rd, Spencer

$750,000

1 Beds ⋅ 1 Baths ⋅ 3595896 MLS ⋅ ACTIVE Status ⋅ 10 Acres ⋅ 38585 Zip Code

Absolutely breathtaking acres, located atop the Cumberland Plateau in scenic Spencer, Tennessee. Just an hour away from Chattanooga and 1.5 hours from Nashville, this private piece of paradise offers dramatic brow lot views that must be experienced to truly comprehend its beauty. This property offers several incredible building sites to choose from, giving you the option to split it into two 5-acre tracts or even build guest homes for extended family. Access the property through a private gate at the end of a cul-de-sac, and enjoy the level gravel driveway leading up to a massive 32x40 ft metal double garage with a brand new 500 sq ft apartment featuring high-end finishes. The apartment is a perfect spot to live while building your dream home. It boasts gleaming tile, a dining area, decorative lighting, a spacious handicap accessible full bath, top-of-the-line washer/dryer, water filtration system, and a beautiful room with plenty of natural lighting. The full kitchen exceeds expectations with a long countertop, stainless farmhouse sink with commercial-grade fixtures, soft close cabinets with under cabinet lighting, and high-end black stainless appliances including a touch screen refrigerator, microwave, dishwasher, and convection oven. All utilities are in place and fiber optic internet is available to maintain your work and lifestyle seamlessly. There are also two separate septic systems installed for the apartment and a future home/cabin on one of the scenic peninsulas. Outdoor features include gated entry, gravel roads, water spigots around the property, and numerous walking trails for exploring the property's rock overhangs, formations, waterfall, or following a path down to the Rocky River. The owner of this property currently holds an active real estate license. Owner will consider owner financing with 30% down, amortized over 30 years with a 7 year balloon payment, interest rate is negotiable.

110 Falls Ln, Spencer

$575,000

3592191 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 38585 Zip Code

Nestled amidst the vibrant green expanses of a serene horse pasture, these two charming cabins promise an idyllic escape in the heart of nature. Each cabin, thoughtfully designed with a rustic aesthetic, offers two cozy bedrooms and two well-appointed bathrooms, making them ideal retreats for both family vacations and intimate getaways. The spacious covered porches provide a perfect vantage point for breathtaking views of the surrounding lush landscapes, where the gentle rustle of leaves and distant neighs of horses create a tranquil soundtrack to your stay. Fully furnished with comfort and convenience in mind, each cabin features a blend of modern amenities and homely touches. From the plush seating in the living areas to the fully equipped kitchens, every space invites guests to relax and unwind. Whether you're sipping morning coffee as the sunrise paints the sky or enjoying a sunset dinner outdoors, these cabins offer a unique blend of rustic charm and contemporary comfort. Perfectly positioned for those who wish to explore or simply soak in the panoramic beauty of the Cumberland Plateau, these AirBnB-listed properties are not just accommodations; they are destinations in themselves. Ideal for nature lovers, adventure seekers, horse riders, or those looking for a peaceful retreat from the hustle and bustle of daily life, these cabins offer an unforgettable experience surrounded by beauty. Schedule your showings today! Buyer to verify all information before making an informed offer.

101102 Meadow View Ln, Spencer

$608,000

3 Beds ⋅ 2 Baths ⋅ 3546639 MLS ⋅ ACTIVE Status ⋅ 1.81 Acres ⋅ 38585 Zip Code

Welcome to 837 Holly Ln. Tucked away in the beautiful Mountains of TN, sits your new log home on almost 2 acres, surrounded by the sweet sounds of nature and backed up to a peaceful lake. This property is what dreams are made of. Pulling up to this well built and meticulously maintained log home, you're greeted by beautiful stone work accenting the large front porch. Walking into the gorgeous front door you will immediately notice the perfect use of reclaimed beams and barn wood. Each piece carefully hand picked and placed to please the eye. From the live edge Counter tops, custom cabinetry, and stone fire place, to the large well placed windows. Everything about this house says welcome home. If the amazing interior isn't enough for you, walk out onto the massive screened in back porch and witness the breath taking lake view. Take a short stroll down to the private dock. Conveniently located less than 1.5 hrs to Nashville,Knoxville, and Chattanooga. This home sits in the thriving equestrian development of Long Branch Lakes, with tons of amenities such as a community pool, general store, restaurant, horse stables, riding arena, two large lakes, basketball and tennis courts, and trails for walking or riding. Only minutes from Fall Creek Falls national park. This is the get away that you'll never want to get away from.

837 Holly Ln, Spencer

5727 Cane Creek Cummingsville Rd, Spencer

$185,000

3 Beds ⋅ 3 Baths ⋅ 3545099 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 38585 Zip Code

Mountain views are ready to welcome you home at 5727 Cane Creek Cummingsville Rd, and inside you'll find 1,568 square feet of comfortable living with 3 bedrooms and 3 baths. Open living, dining and kitchen areas make everyday life easy and entertaining a breeze. Need a home office or a quiet den? The flex space has you covered. The kitchen has been updated with cabinets and tiled backsplash, ready for you to make it your own, and new flooring flows throughout the home. The primary suite offers a true retreat with a large bath and closet. Step outside to a large covered front porch made for morning coffee, plus an outbuilding and above ground pool for summer days spent right at home. Cane Creek runs right behind the property, offering great fishing and kayaking just steps from your back door, and you're just 1.5 miles from Fall Creek Falls State Park. With mountain views, creek access, and a state park just down the road, this is Tennessee living at its best.

5727 Cane Creek Cummingsville Rd, Spencer

$325,000

3 Beds ⋅ 2 Baths ⋅ 3544950 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 12 Acres ⋅ 38585 Zip Code

Welcome to your own slice of Tennessee Country Living! Nestled on Approximately 12 Acres in Spencer, this charming brick home offers privacy, space, and the opportunity to enjoy a quieter way of life while still having the convenience of public water, sewer and natural gas. Inside you'll find three bedrooms and two full baths, an updated kitchen with gas range, pantry and plenty of room to make the home your own. Recent improvements including new windows, new water heater, covered front porch and durable metal roof - add comfort and value. A full basement provides an abundance of additional storage and flexible space for hobbies, a workshop, or whatever suits your needs. But the property is where the home really shines, Step outside and you'll find room to garden, grow, explore and simply enjoy outdoors. Apple, peach and pear trees are already established, along with a fenced garden area and a unique small greenhouse ready for the next growing season. A separate fenced area provides space for pets, while two storage building with electricity offer excellent options for tool, equipment, hobbies or workshop space. Whether you're dreaming of a homestead, looking for room to spread out, or simply want a peaceful place surrounded by nature, this property offers possibilities that are increasingly hard to find. Twelve acres, a solid brick home, useful outbuildings, established fruit trees, and space to create the lifestyle you've been looking for - all waiting for its next chapter.

12779 State Route 111, Spencer

$349,900

3 Beds ⋅ 2 Baths ⋅ 3542849 MLS ⋅ ACTIVE Status ⋅ 2.7 Acres ⋅ 38585 Zip Code

Welcome to this charming 3-bedroom, 1.5-bath brick home situated on 2.7 peaceful acres within the city limits, offering the convenience of town with the privacy of a quiet country setting. This well-maintained home features numerous updates, including a new metal roof, a new front door, a new dishwasher, and beautiful new hickory flooring throughout the main living areas. The spacious kitchen offers real wood cabinetry and a large pantry, providing plenty of storage. Relax on the front porch while overlooking a beautiful pond that's home to geese and ducks. The property is filled with mature fruit and nut trees, along with beautiful perennial plants that provide color and charm throughout the seasons. A 24x40 shed offers abundant space for storage, hobbies, or a workshop. Conveniently located right in town, you're within minutes of the grocery store, school, and everyday amenities. Enjoy being just a short drive from several state parks, including Fall Creek Falls and Rock Island. With easy access to Nashville, Chattanooga, and Knoxville, this property combines the charm of small-town living with a central location ideal for commuting or weekend getaways.

294 Little Falls St, Spencer

$639,000

3 Beds ⋅ 3 Baths ⋅ 3514544 MLS ⋅ ACTIVE Status ⋅ 2.64 Acres ⋅ 38585 Zip Code

335 High Meadow Dr, Spencer

$214,999

2 Beds ⋅ 2 Baths ⋅ 3514222 MLS ⋅ ACTIVE Status ⋅ 0.77 Acres ⋅ 38585 Zip Code

Tucked away on 0.77 wooded acres, 582 Spencer Dr offers a peaceful setting and plenty of room to enjoy the outdoors. This 1,512 sq. ft. home features a unique and flexible layout with one bedroom and one full bath on the main level, plus an additional bedroom, full bath, and bonus living space downstairs. The main level offers a spacious living room, dining area, and large kitchen with abundant cabinetry, while the finished lower level provides plenty of possibilities for guests, a home office, recreation space, or additional living area. Outside, enjoy a covered front porch, level yard space surrounded by mature trees, a detached outbuilding for additional storage, and your own wooded creekside setting. With a metal roof, generous living space, and a property that offers both usable yard and natural beauty, this Spencer home has plenty of character and potential.

582 Spencer Dr, Spencer

$485,000

3 Beds ⋅ 4 Baths ⋅ 3513701 MLS ⋅ ACTIVE Status ⋅ 1.71 Acres ⋅ 38585 Zip Code

Tucked away on a private 1.7 acre lot in Long Branch Lakes, 132 Doe Court offers something increasingly hard to find—space, privacy, and a home designed around enjoying where you live. This magnificent three-bedroom home gives every bedroom its own private bath, making it equally comfortable for everyday living or hosting family and friends. Multiple living spaces provide room to spread out, while the kitchen is tailor made for the chef in you. Beautiful hardwood floors add warmth and character to the main level, complementing the home's comfortable and inviting design. Step outside and the home becomes even more appealing. Start the day on the front porch, unwind in one of the two screened areas, or move the gathering onto the brand new open deck. The beautifully landscaped lot offers privacy, while the fenced backyard provides a wonderful space for pets, children, gardening, or simply relaxing outdoors. And did I mention the garage??!! It's massive, and finished in Pine, with a vaulted ceiling. Plenty of room for your vehicles with space left over for a workshop. Beyond the property, you're just a short drive from the breathtaking beauty of Fall Creek Falls State Park, where hiking, waterfalls, fishing, and other outdoor adventures await. And you're not simply buying a house—you're gaining access to Long Branch Lakes, a 3,000+ acre private community featuring two stocked lakes, miles of trails, equestrian facilities, docks, playgrounds, and covered outdoor gathering areas, all within a gated community offering peace and security. Whether you're looking for a full-time home, a private retreat, or simply a place where you can slow down and enjoy the outdoors, this one deserves your attention. Come see why 132 Doe Court isn't just a place to live—it's a place to enjoy. Make an appointment to see this beautiful property today! Buyer to verify all information and measurements to make an informed offer.

132 Doe Ct, Spencer

$754,000

2 Beds ⋅ 3 Baths ⋅ 3312417 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 4.02 Acres ⋅ 38585 Zip Code

2 HOMES! CONTEMPORARY BLUFF HOME & GUEST RETREAT ON 4.02 ACRES! Perched atop the Cumberland Plateau, Bluff House is a rare contemporary retreat designed by MeyerXMeyer Architects. Hidden at the end of a winding wooded drive, walls of glass frame breathtaking bluff and forest views, creating a seamless connection between architecture and nature. The light-filled open living and kitchen areas offer spectacular views, while a cozy den provides a quiet escape. The spacious primary suite features a walk-in-closet, private laundry, and luxury bath. Step outside to a secluded hot tub nestled among the trees, where the whispering pines invite you to slow down and truly be still. A sleeping loft and finished lower level add flexible space for guests, hobbies or a home office. Complementing the main residence is Shadow Cabin, a 600 sq. ft. guest house. Ideal for visiting family or multigenerational living, the space provides premium privacy while echoing the main homes sleek design. Located in Hawks Bluff, a non-HOA community with deed restrictions protecting natural beauty and property values. Just minutes from Fall Creek Falls State Park and convenient to Chattanooga, Cookeville, Sparta and McMinnville. An unforgettable connection to nature! This gem offers income producing potential. Buyers should always verify information and deed restrictions to make an informed offer.

378 Parkside Ln, Spencer

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