37405 Homes under $400,000

Welcome to the vibrant community of Chattanooga, TN, nestled in the heart of Hamilton County, where the zip code 37405 offers an array of charming homes for under $400,000. This delightful area is known for its stunning natural beauty, with the majestic Tennessee River and the breathtaking backdrop of Lookout Mountain creating a picturesque setting for your next home.

Chattanooga’s 37405 zip code is not just a place to live; it’s a lifestyle. Residents enjoy a perfect blend of urban amenities and outdoor adventures. With an abundance of parks, trails, and recreational facilities, you can easily embrace an active lifestyle. The nearby Ruby Falls and Rock City provide endless opportunities for exploration and family fun, while the vibrant downtown area boasts an eclectic mix of shops, restaurants, and cultural attractions.

When it comes to housing, the 37405 zip code offers a variety of options for homebuyers seeking affordability without compromising on quality. From charming bungalows to modern townhomes, you’ll find a diverse selection of properties that cater to different tastes and needs—all under the $400,000 mark. Many homes in this area feature inviting outdoor spaces, perfect for entertaining or enjoying a quiet evening under the stars.

Living in Chattanooga means enjoying a strong sense of community, excellent schools, and a rich history. Whether you’re a first-time homebuyer or looking to settle down in a welcoming neighborhood, the 37405 zip code is an ideal place to call home. Discover the possibilities today and take the first step toward your dream home in this beautiful Tennessee city!

Newest 37405 Homes under $400,000

$294,900

2 Beds ⋅ 1 Baths ⋅ 3621196 MLS ⋅ COMING SOON Status ⋅ 0.22 Acres ⋅ 37405 Zip Code

A little charm, a little character and a whole lot of North Shore personality! Welcome to 1012 Summer Street, a charming 1950s bungalow nestled in the heart of Chattanooga's highly desirable North Shore community! Offered for the first time in 67 years, this two-bedroom, one-bath home is ready for a new owner, a fresh vision, and maybe a little HGTV-inspired magic! And let's talk about LOCATION! Imagine having some of Chattanooga's favorite restaurants and hangouts practically in your backyard. Craving a burger at Tremont Tavern? Coffee or brunch at The Daily Ration? Dinner at Il Primo or a relaxing evening at Rosecomb? They're all within walking distance! CVS and one of the most inclusive playgrounds, Riverview Park are nearby, too. And when you're ready to venture a little farther, Frazier Avenue, Coolidge Park, the Tennessee River, and the Walnut Street Bridge are just minutes away. Now here's something you don't see every day on the North Shore--a GARAGE! That's right, your very own garage with off-street parking! Add in generous basement storage and a somewhat private backyard, and you've got some pretty impressive extras for this popular neighborhood. Located in the highly regarded Normal Park Museum Magnet School zone, this home offers an exciting opportunity for first-time buyers, investors, or anyone who appreciates a home with a little personality and a fantastic address.

1012 Summer St, Chattanooga

$280,000

3 Beds ⋅ 2 Baths ⋅ 3621049 MLS ⋅ ACTIVE Status ⋅ 0.86 Acres ⋅ 37405 Zip Code

Location is hard to beat with this charming all-brick home in the heart of Red Bank, just five minutes from North Shore and a quick drive to Downtown Chattanooga. Set on a spacious 0.858-acre lot in an established neighborhood, this 1947 home offers nearly 2,000 square feet with plenty of the character that makes older homes so appealing. Step inside to original hardwood floors, crown molding, a classic brick fireplace, and inviting living spaces throughout. The kitchen and bathrooms offer an opportunity to add your own style and modern touches over time, while the home's original details provide a great foundation to work from. Outside, nearly an acre gives you a surprising amount of space this close to the city, whether you envision a garden, outdoor entertaining area, room for pets, or simply a little extra privacy.

525 Hedgewood Dr, Chattanooga

$280,000

2 Beds ⋅ 1 Baths ⋅ 3620061 MLS ⋅ COMING SOON Status ⋅ 0.17 Acres ⋅ 37405 Zip Code

**Location, lifestyle, and value come together at 619 Snow Street!** This charming 2-bedroom, 1-bath North Shore cottage offers an incredible opportunity to enjoy one of Chattanooga's most desirable neighborhoods without the typical North Shore price tag! Inside, you'll find an extensive list of recent improvements, making this home move-in ready! Major updates include all-new plumbing, electrical wiring and panel, heating and air system, and water heater. The kitchen has been refreshed with new cabinetry, appliances, flooring, lighting, and ceiling, while the bathroom features new flooring, bathtub, toilet, mirror, and lighting. Additional improvements include crawlspace cleanup, giving buyers even more peace of mind. Beyond the updates, it's the location that truly makes this home special! Walk to Publix and the shops, restaurants, and attractions along Frazier Avenue, spend the afternoon at Coolidge Park, or explore the hiking and biking trails at Stringers Ridge. The nearby Tennessee Riverwalk offers even more opportunities to enjoy Chattanooga's beautiful riverfront, while downtown is just minutes away. Whether you're looking for your first home, a low-maintenance lifestyle, or an investment opportunity, 619 Snow Street offers a fantastic combination of convenience, character, and value in the heart of North Shore!

619 Snow St, Chattanooga

$250,000

3 Beds ⋅ 1 Baths ⋅ 3619746 MLS ⋅ COMING SOON Status ⋅ 0.37 Acres ⋅ 37405 Zip Code

This charming bungalow in North Chattanooga gives you the outdoor space you've been looking for. It features rare amenities for the area including a basement, private driveway, and a spacious two-story tall detached garage/workshop. The workshop could potentially be an ADU, or a place to do projects, or just extra storage space. Enjoy outdoor living with a fenced front yard complete with a security gate, and a privacy fenced backyard suited for relaxing or entertaining. Just minutes from the North Shore and downtown Chattanooga, you'll love the convenience of city living with the comfort of a private retreat.

523 Hedgewood Dr, Chattanooga

$362,000

2 Beds ⋅ 1 Baths ⋅ 3599489 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.3 Acres ⋅ 37405 Zip Code

Working from home? Here is the perfect perch! Super bright and sunny bungalow above Barton Avenue within wallking distance of all that Riverview offers: the park, Rosecomb, CVS, the Book and Cover, Tremont Tavern, tennis courts, Southern Squeeze, Il Primo and so much more. An alleyway out back hosts a private parking space behind the home. The kitchen and butlers pantry are primed to make a terrific renovated cooking and gathering spot.

1317 Russell St, Chattanooga

$307,000

2 Beds ⋅ 2 Baths ⋅ 3599237 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.26 Acres ⋅ 37405 Zip Code

Lovely 2-bedroom cottage in a prime North Chattanooga location. Zoned for one of the best elementary/middle schools in the state of Tennessee. Walking distance to Tremont Tavern, Daily Ration, Rosecomb, Il Primo, CVS Pharmacy, Riverview Park/Playground, and much more. Rare for the North Shore, this home has a garage and off-street parking. Tons of storage in the basement and a relatively private backyard. Beloved by the same owner for almost 20 years. If you know, you know--North Chattanooga (and specifically this part of North Chattanooga) is where you want to be if you're looking to live close to downtown. Book your showing today! (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including, but not limited to, schools and square footage).

1014 Summer St, Chattanooga

$310,000

2 Beds ⋅ 2 Baths ⋅ 3546748 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.47 Acres ⋅ 37405 Zip Code

Welcome to 1125 Fernway Road in desirable North Chattanooga! 1-LEVEL LIVING, great outdoor space, and easy access to some of Chattanooga's most popular areas. This charming 2 bedroom, 2 bath BRICK HOME offers a comfortable and functional layout, attached 2-CAR GARAGE. Updated finishes, a dedicated desk nook, and a convenient mudroom/laundry area. Inviting outdoor living spaces extend the home even further. Step out onto the large deck with patio FIREPIT AREA, perfect for relaxing or gathering with friends. FENCED side yard is ideal for pets and play. LOCATION is key! The Dallas Heights area is a convenient pocket of North Chattanooga. Locals enjoy nearby Southern Squeeze, Il Primo, Tremont Tavern, Daily Ration, and Riverview Park and White Oak Park. Easy drive to Riverview, Downtown Chattanooga, Red Bank, and Hixson, along with nearby shopping, dining, recreation, and everyday necessities. Close proximity to The Bright School and Chattanooga Center for Creative Arts. This property offers the best of established living with easy access to everything Chattanooga has to offer. Spend the day downtown, meet friends at Tremont for trivia night, join a trail riding group at Stringer's Ridge... this place is made for connection and ease! Don't miss the opportunity to make this home your own. Schedule your private showing today! (Buyer to verify square footage. Some images may be virtually staged. Buyer is responsible for doing their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property deemed important to Buyer.)

1125 Fernway Rd, Chattanooga

$327,000

1 Beds ⋅ 2 Baths ⋅ 3546540 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37405 Zip Code

Welcome to **Reside North**, where modern, low-maintenance living meets one of Chattanooga's most desirable and walkable neighborhoods! Nestled in the heart of **North Chattanooga**, this beautifully maintained three-story townhome offers the perfect blend of style, convenience, and urban living--just moments from the North Shore's popular restaurants, coffee shops, boutiques, parks, and vibrant downtown Chattanooga. Designed to make the most of every square foot, this **1-bedroom, 1.5-bath** home features an open, functional floor plan filled with natural light, soaring ceilings, engineered hardwood flooring, and thoughtfully designed living spaces. The main level welcomes you with a comfortable living room, convenient half bath, and access to a private walkout patio. Upstairs, the spacious kitchen is the heart of the home, featuring a large center island, abundant cabinet and counter space, a laundry closet, and a flexible dining or sitting area that's perfect for entertaining, working from home, or simply relaxing. The entire third floor is dedicated to the private owner's suite, creating a peaceful retreat complete with a full bathroom, generous closet space, and its own private deck. An additional deck on the second level provides yet another outdoor space to enjoy your morning coffee or unwind after a day in the city. Built in **2018**, this move-in-ready townhome also offers **off-street parking**, **low HOA dues**, and an unbeatable location that makes it ideal as a primary residence, second home, or investment property. **Even better, this home can be purchased fully furnished, offering a true turnkey opportunity for buyers looking for an effortless move or a ready-to-go investment.** If you've been searching for modern living with unbeatable walkability and convenience, this North Chattanooga gem is one you won't want to miss!

438 Harper St, Chattanooga

$220,000

3 Beds ⋅ 1 Baths ⋅ 3545835 MLS ⋅ ACTIVE Status ⋅ 0.46 Acres ⋅ 37405 Zip Code

Great opportunity just minutes from downtown Chattanooga and Baylor School! This 3-bedroom, 1-bath home sits on nearly half an acre and offers excellent potential for a first-time home buyer, investor, or renovation project. Inside, you’ll find hardwood floors, a covered back patio, a full basement with potential to be transformed into additional living or entertaining space, and a functional layout ready for your personal touch. The spacious lot provides plenty of room to enjoy, expand, or make future improvements. Conveniently located approximately 5 minutes from downtown, with easy access to shopping, dining, schools, and more. Whether you’re looking to build equity in your first home or take on your next investment opportunity, this property offers plenty of possibilities

536 Runyan Dr, Chattanooga

$349,900

2 Beds ⋅ 3 Baths ⋅ 3545770 MLS ⋅ ACTIVE Status ⋅ 37405 Zip Code

North Shore at this price is hard to find. North Shore at this price with an attached two-car garage, two private bedroom suites, and a move-in-ready interior is even harder. Welcome to 719 N Market Street--a rare opportunity to own in one of Chattanooga's most desirable and walkable neighborhoods without the price tag buyers have come to expect from the location. Here, some of the best parts of the city aren't a drive away--they're just outside your door. Walk to coffee in the morning, dinner in the evening, Coolidge Park, the Tennessee Riverwalk, local shops, the Walnut Street Bridge, and downtown Chattanooga. The home itself has been beautifully refreshed and thoughtfully prepared for its next owner, offering a clean, contemporary feel from the moment you step inside. The multi-level design creates separation where you want it and openness where it matters, making the home feel both spacious and incredibly functional. At the center of the home is a bright, open living level where the kitchen, dining, and living spaces flow naturally together. Expansive windows bring in abundant natural light, while modern finishes and clean architectural lines create a space that feels fresh, comfortable, and easy to make your own. Two generously sized bedrooms each have their own private ensuite bath--a feature that adds tremendous flexibility whether you're living here full-time, working from home, hosting guests, or sharing the space. A half bath on the main living level keeps entertaining convenient while preserving the privacy of the bedroom suites. And then there's the two-car garage. In the heart of North Shore, that's more than a nice feature. It's a genuine advantage. Secure parking for two vehicles, room for bikes and additional storage, and no daily search for street parking--all while living in a neighborhood where you may find yourself leaving the car at home more often than not. That's what makes 719 N Market special.

719 N Market St, Chattanooga

$349,900

3 Beds ⋅ 2 Baths ⋅ 3545747 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 37405 Zip Code

Welcome home to this charming 3-bedroom, 2-bath home nestled in the heart of Hill City! Full of character and inviting details, this home offers a comfortable layout with plenty of personality throughout. Step outside to a cute, welcoming yard with both a covered front porch and covered back porch. The inviting outdoor spaces offer plenty of room to relax, unwind, enjoy the fresh air, or gather with friends and family. Conveniently located in Chattanooga with easy access to downtown, shopping, dining, parks, and all that the city has to offer. Whether you're looking for your first home, your next home, or an investment opportunity, this Hill City charmer is one you'll want to see!

200 Sawyer St, Chattanooga

1131 Stringers Ridge Rd Unit 7H, Chattanooga

$249,000

2 Beds ⋅ 2 Baths ⋅ 3520375 MLS ⋅ ACTIVE Status ⋅ 9 Acres ⋅ 37405 Zip Code

Perched above Chattanooga with views of the Tennessee River and downtown skyline, this 2-bedroom, 2-bath end-unit condo at The Pinnacle offers an opportunity to enjoy one of Chattanooga's most recognizable settings at an approachable price point. Unit 7H combines river and city views, an end-unit location, community amenities and easy access to downtown Chattanooga and North Shore. Whether you're looking for a primary residence, downsizing to a lower-maintenance lifestyle, searching for a Chattanooga home base, or simply want the convenience of condo living close to the heart of the city, this property offers plenty of possibilities. Inside, the open floor plan features a large, light-filled living and dining area designed to take full advantage of the Tennessee River and downtown views. The spacious layout provides plenty of room for comfortable everyday living as well as entertaining, with the view creating a dramatic backdrop to the main living spaces. Both bedrooms are generously sized, providing flexibility for everyday living, overnight guests, a home office or hobby space. The primary bedroom features a walk-in closet and private full en-suite bath, while the second full bath adds convenience for guests and everyday living. Generous storage throughout the condo provides valuable space for keeping everything organized--an especially welcome feature for buyers transitioning from a larger home. Residents of The Pinnacle enjoy a private pool, fully equipped fitness center, clubhouse, secure covered parking and laundry conveniently located on the hallway. The Pinnacle has undergone significant building improvements, including upgraded climate-control systems, a new roof completed in 2019 and enhanced fire-safety features, with new elevators planned. Additional exterior, lobby and hallway painting will give the building a fresh, updated appearance. The location puts some of Chattanooga's best-known destinations within easy reach.

1131 Stringers Ridge Rd Unit 7H, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37405 Homes under $400,000

Newest 37405 Homes under $400,000

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