37405 Homes under $500,000

37405 Homes under $500,000

Welcome to the vibrant community of Chattanooga, Tennessee, specifically the charming 37405 zip code! Nestled in Hamilton County, this area is known for its stunning natural beauty and rich cultural heritage. With the majestic backdrop of Lookout Mountain and the picturesque Tennessee River, residents enjoy a perfect blend of outdoor adventure and urban living.

The 37405 zip code is particularly appealing for those seeking homes under $500,000. Here, you’ll find a variety of properties that cater to diverse tastes and lifestyles. From cozy bungalows and classic craftsman homes to modern townhouses, this area offers something for everyone. The affordability of homes in this price range allows families, first-time buyers, and investors to find their perfect slice of Chattanooga without breaking the bank.

In addition to its beautiful homes, the 37405 area boasts a strong sense of community, with friendly neighbors and local events that bring residents together. Enjoy easy access to downtown Chattanooga, where you can explore a thriving arts scene, delectable dining options, and unique shopping experiences. Outdoor enthusiasts will love the proximity to hiking trails, parks, and recreational activities along the river.

Whether you’re looking to settle down or invest in a rental property, the 37405 zip code is a hidden gem in Chattanooga. With its welcoming atmosphere and affordable housing options, it’s no wonder that this area is quickly becoming one of the most sought-after locations in the region. Come discover your new home in this enchanting part of Tennessee!

Newest 37405 Homes under $500,000

1012 Summer St, Chattanooga
$294,900
2 Beds ⋅ 1 Baths ⋅ 3621196 MLS ⋅ COMING SOON Status ⋅ 0.22 Acres ⋅ 37405 Zip Code
A little charm, a little character and a whole lot of North Shore personality! Welcome to 1012 Summer Street, a charming 1950s bungalow nestled in the heart of Chattanooga's highly desirable North Shore community! Offered for the first time in 67 years, this two-bedroom, one-bath home is ready for a new owner, a fresh vision, and maybe a little HGTV-inspired magic! And let's talk about LOCATION! Imagine having some of Chattanooga's favorite restaurants and hangouts practically in your backyard. Craving a burger at Tremont Tavern? Coffee or brunch at The Daily Ration? Dinner at Il Primo or a relaxing evening at Rosecomb? They're all within walking distance! CVS and one of the most inclusive playgrounds, Riverview Park are nearby, too. And when you're ready to venture a little farther, Frazier Avenue, Coolidge Park, the Tennessee River, and the Walnut Street Bridge are just minutes away. Now here's something you don't see every day on the North Shore--a GARAGE! That's right, your very own garage with off-street parking! Add in generous basement storage and a somewhat private backyard, and you've got some pretty impressive extras for this popular neighborhood. Located in the highly regarded Normal Park Museum Magnet School zone, this home offers an exciting opportunity for first-time buyers, investors, or anyone who appreciates a home with a little personality and a fantastic address.

1012 Summer St, Chattanooga

1220 Bridgewater Ln, Chattanooga
$469,000
2 Beds ⋅ 3 Baths ⋅ 3610356 MLS ⋅ ACTIVE Status ⋅ 79.15 Acres ⋅ 37405 Zip Code
Some homes give you more space. Others give you more freedom. This beautifully maintained corner residence in gated Heritage Landing offers both, pairing gracious interiors and exceptional storage with a low-maintenance lifestyle along the Tennessee River in North Chattanooga. Upstairs from the welcoming entry and oversized garage, the living space is thoughtfully arranged on one level. Natural light pours into the spacious living and dining area, where high ceilings, hardwood floors and a gas-log fireplace create an inviting setting for everyday living and entertaining. Luxury vinyl flooring in additional areas adds durability and easy care, particularly for pets. French doors open to a sunroom overlooking the pond, creating a peaceful connection to the outdoors. Enjoy morning coffee with the view, settle in with a book, create a beautiful home office or use the space as an intimate second living area. The warm, welcoming kitchen features wood cabinetry, granite countertops and a generous casual dining area. Thoughtful storage is found at every turn, including three hallway closets and a walk-in closet in the guest bedroom. The primary suite is especially inviting, with enough room to create a private sitting area and direct access to the sunroom. An exceptionally large walk-in closet provides remarkable storage, while the ensuite bath offers dual vanities, a soaking tub and a large tiled shower. Even the oversized garage delivers more than expected, with an immense storage room offering space for everything from bicycles and outdoor gear to seasonal decor, hobbies and keepsakes. Outside your door, Heritage Landing becomes an extension of home. Spend summer afternoons at one of two pools, play a round of tennis, stroll the private streets and lakes, gather at the clubhouse or take a picnic down to the community's park along the Tennessee River with views toward Lookout Mountain.

1220 Bridgewater Ln, Chattanooga

1125 Fernway Rd, Chattanooga
$310,000
2 Beds ⋅ 2 Baths ⋅ 3546748 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.47 Acres ⋅ 37405 Zip Code
Welcome to 1125 Fernway Road in desirable North Chattanooga! 1-LEVEL LIVING, great outdoor space, and easy access to some of Chattanooga's most popular areas. This charming 2 bedroom, 2 bath BRICK HOME offers a comfortable and functional layout, attached 2-CAR GARAGE. Updated finishes, a dedicated desk nook, and a convenient mudroom/laundry area. Inviting outdoor living spaces extend the home even further. Step out onto the large deck with patio FIREPIT AREA, perfect for relaxing or gathering with friends. FENCED side yard is ideal for pets and play. LOCATION is key! The Dallas Heights area is a convenient pocket of North Chattanooga. Locals enjoy nearby Southern Squeeze, Il Primo, Tremont Tavern, Daily Ration, and Riverview Park and White Oak Park. Easy drive to Riverview, Downtown Chattanooga, Red Bank, and Hixson, along with nearby shopping, dining, recreation, and everyday necessities. Close proximity to The Bright School and Chattanooga Center for Creative Arts. This property offers the best of established living with easy access to everything Chattanooga has to offer. Spend the day downtown, meet friends at Tremont for trivia night, join a trail riding group at Stringer's Ridge... this place is made for connection and ease! Don't miss the opportunity to make this home your own. Schedule your private showing today! (Buyer to verify square footage. Some images may be virtually staged. Buyer is responsible for doing their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property deemed important to Buyer.)

1125 Fernway Rd, Chattanooga

no property photo
$327,000
1 Beds ⋅ 2 Baths ⋅ 3546540 MLS ⋅ ACTIVE Status ⋅ 0.17 Acres ⋅ 37405 Zip Code
Welcome to **Reside North**, where modern, low-maintenance living meets one of Chattanooga's most desirable and walkable neighborhoods! Nestled in the heart of **North Chattanooga**, this beautifully maintained three-story townhome offers the perfect blend of style, convenience, and urban living--just moments from the North Shore's popular restaurants, coffee shops, boutiques, parks, and vibrant downtown Chattanooga. Designed to make the most of every square foot, this **1-bedroom, 1.5-bath** home features an open, functional floor plan filled with natural light, soaring ceilings, engineered hardwood flooring, and thoughtfully designed living spaces. The main level welcomes you with a comfortable living room, convenient half bath, and access to a private walkout patio. Upstairs, the spacious kitchen is the heart of the home, featuring a large center island, abundant cabinet and counter space, a laundry closet, and a flexible dining or sitting area that's perfect for entertaining, working from home, or simply relaxing. The entire third floor is dedicated to the private owner's suite, creating a peaceful retreat complete with a full bathroom, generous closet space, and its own private deck. An additional deck on the second level provides yet another outdoor space to enjoy your morning coffee or unwind after a day in the city. Built in **2018**, this move-in-ready townhome also offers **off-street parking**, **low HOA dues**, and an unbeatable location that makes it ideal as a primary residence, second home, or investment property. **Even better, this home can be purchased fully furnished, offering a true turnkey opportunity for buyers looking for an effortless move or a ready-to-go investment.** If you've been searching for modern living with unbeatable walkability and convenience, this North Chattanooga gem is one you won't want to miss!

438 Harper St, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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