38501 Homes under $400,000

Welcome to Cookeville, Tennessee, where the charm of small-town living meets the vibrancy of a growing community! Nestled in the heart of the picturesque Upper Cumberland region, the 38501 zip code offers a delightful mix of natural beauty and modern conveniences. Known for its friendly atmosphere, Cookeville boasts a rich history and a thriving downtown area filled with local shops, eateries, and cultural attractions.

If you're in the market for a home without breaking the bank, you're in luck! The 38501 area features a variety of homes under $400,000, making it an ideal choice for first-time buyers, families, and those looking to downsize. From cozy single-family residences to charming townhouses, there’s something here for everyone. Many of these homes offer spacious yards, modern amenities, and easy access to Cookeville’s beautiful parks and recreational areas.

Cookeville is also home to Tennessee Technological University, which adds to the vibrant energy of the city. The community is known for its excellent schools, diverse dining options, and a calendar full of events, ensuring that there’s always something to see and do. Whether you enjoy outdoor adventures, cultural experiences, or simply relaxing in a friendly neighborhood, Cookeville has it all.

Discover the charm of 38501 and explore the affordable housing options that await you. Your dream home is just a visit away in this welcoming Tennessee gem!

Newest 38501 Homes under $400,000

$280,000

3 Beds ⋅ 2 Baths ⋅ 3621608 MLS ⋅ ACTIVE Status ⋅ 0.47 Acres ⋅ 38501 Zip Code

Welcome home to this charming 3 bed, 2 bath home offering easy one-level living and plenty of space both inside and out. A welcoming front porch shaded by mature trees creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. The generous driveway provides abundant parking, while the large lot offers room to spread out and enjoy the outdoors. You'll enjoy the extra storage space provided by the walk out basement.The fully fenced backyard is ideal for pets, entertaining, gardening, or simply enjoying the peaceful setting. With its inviting curb appeal, convenient single-level layout, and generous outdoor space, this home offers a wonderful combination of comfort, privacy, and everyday livability. There is 484 sq ft of partial finished space in basement not counted in total sq footage. HVAC 2026, Roof 2025, Recent stove/oven. Recent gutters and gutter guards Up to 1% lender credit on loan amount when buyer uses Seller's Preferred Lender.

2309 Plunk Whitson Rd, Cookeville

$399,900

3 Beds ⋅ 3 Baths ⋅ 3621521 MLS ⋅ ACTIVE Status ⋅ 0.62 Acres ⋅ 38501 Zip Code

What if your next home gave you the best of both worlds: a welcoming neighborhood out front & your own private slice of nature out back? This well-kept 3 BR, 2.5 BA home delivers space, versatility, & a lifestyle that feels refreshingly different! With an impressive 3110 sqft spread across 2 levels, there is room here to spread out, settle in, & make every square foot work for you. Forget the struggle of trying to make one room do the job of three. Need a dedicated home office? You have space for that. Want extra room for hobbies, entertaining, movie nights, guests, or simply enjoying a little breathing room? The flexible layout gives you options galore! The partially finished basement adds even more possibilities, creating valuable flex space ready to adapt to your needs, whether you envision a recreation zone, workout area, hobby headquarters, or a comfortable spot to escape the daily hustle. Even the little details deserve attention, including a new sink! Step outside, & the personality of this property really comes alive. Set on a little over half an acre, the large fenced backyard offers room for pets to play, outdoor gatherings to unfold, gardening dreams to grow, or peaceful evenings spent unwinding. And the best part? Your backyard comes with some unexpected visitors! Keep an eye out for deer wandering through the natural setting, adding a special touch of Tennessee charm to your everyday routine. Enjoy the comfort of great neighbors & a sense of community in front, while the backyard gives you the privacy & breathing room you crave. It is that rare combination of connection & seclusion that makes coming home feel even better. When adventure calls, you are just a short drive from Cookeville's conveniences & the natural beauty of Cummins Falls. More space, more flexibility, a fenced backyard, & a setting that lets you enjoy the best of Tennessee living—this is an opportunity worth seeing in person.

3730 Brookwood Dr, Cookeville

$319,900

3 Beds ⋅ 2 Baths ⋅ 3621327 MLS ⋅ ACTIVE Status ⋅ 0.65 Acres ⋅ 38501 Zip Code

PRICED TO MOVE at just $172/sq ft in the heart of Cookeville! Sellers are also offering a $10,000 CREDIT toward closing costs or a rate buydown. Gardeners and cooks, this one is for you. Set on an oversized corner lot, this 3 bedroom, 1.5 bath home is surrounded by professional landscaping, mature ornamentals, and fruit trees, with something in bloom in every season. Wander the beds with your morning coffee, pick fruit from your own trees, and enjoy the partially fenced backyard, which is ready for pets, play, or garden-party entertaining. Inside, the kitchen is the showstopper, with two gas ranges for simmering, roasting, and baking at once. It’s a dream for holiday feasts, canning days, or anyone who loves to cook for a crowd. The 1,856 sq ft of well-maintained living space has a functional floor plan that makes everyday life easy. You’re close to Cookeville schools, shopping, dining, and downtown, so you get small-town charm with in-town convenience. Rare price per square foot, a gardener’s lot, and a cook’s kitchen. Schedule your private showing today!

858 Greenland Ave, Cookeville

$397,900

3 Beds ⋅ 2 Baths ⋅ 3620679 MLS ⋅ ACTIVE Status ⋅ 0.49 Acres ⋅ 38501 Zip Code

MOTIVATED SELLER! This spacious, well-maintained 2,508 sq. ft. residence boasts 3 bedrooms, 2 full bathrooms, and a desirable split-bedroom floor plan ensuring ultimate guest privacy. The open-concept design impresses with high vaulted ceilings and beautiful hardwood flooring, while the partially finished basement offers endless possibilities as a potential 4th bedroom, family room, home gym, private office, or homeschooling hub. A true retreat, the primary suite features a massive walk-in closet and a dual-sink vanity. Main level laundry room. Outside, enjoy an attached 2-car garage, a large private fenced backyard, and a scenic back deck with a lower patio perfect for watching sunsets. Country quiet, city convenient! Enjoy the perfect blend of peaceful, serene country living while remaining just minutes from all major amenities, with quick access to the City of Cookeville and Baxter schools. This home provides you peace of mind with recent upgrades of new dishwasher, refrigerator, hot water heater, new toilets and freshly pumped septic tank. Schedule your showing today!

1964 Clemmons Rd, Cookeville

$324,900

2 Beds ⋅ 2 Baths ⋅ 3611045 MLS ⋅ ACTIVE Status ⋅ 0.05 Acres ⋅ 38501 Zip Code

Welcome to 193 Saint James West in Cookeville! This 1,294-square-foot townhouse features 2 bedrooms, 2 bathrooms, stainless steel appliances, a flex area, and a private back patio. Conveniently located near downtown shopping, local restaurants, and Tennessee Tech University. The monthly HOA fee covers water, sewer, and all exterior maintenance, making this a great low-maintenance option for retirees, college students, or anyone looking for comfortable living in a convenient location!

193 Saint James W, Cookeville

$234,900

3 Beds ⋅ 1 Baths ⋅ 3610603 MLS ⋅ ACTIVE Status ⋅ 0.355 Acres ⋅ 38501 Zip Code

FIRST-TIME BUYERS, & VALUE-SEEKERS, TN Tech Students—THIS IS THE OPPORTUNITY YOU HAVE BEEN WAITING FOR! If you have been searching for an affordable home with a fantastic location, practical layout, & outstanding potential, this brick one-level property deserves your immediate attention. Featuring 3 beds, 1 full bath, & approx 1338 sqft, this home offers the space & simplicity buyers want without the price tag often associated with convenient Cookeville living. Whether you are ready to purchase your first home, looking for a manageable property to make your own, or searching for a rental investment 2 minutes to TN Tech with potential for steady income, this property gives you multiple ways to build value. The home sits on a paved driveway & benefits from City of Cookeville utilities. A gas water heater adds to the home's practical features, while the single-level design makes everyday living easy & convenient. Location is where this property truly shines! You can be in Downtown Cookeville in approx 6 mins, putting local restaurants, shopping, entertainment, & city conveniences right within easy reach. Outdoor adventure is also close by, with Cummins Falls State Park approx 14 mins away. Livingston is about 26 mins away, & BNA is just a little over an hour away, making regional travel surprisingly convenient. Properties like this do not stay under the radar for long! Schedule your showing today & see firsthand why this Cookeville property deserves a place at the top of your list.

1615 Louisiana Ave, Cookeville

$374,998

6 Beds ⋅ 6 Baths ⋅ 3610568 MLS ⋅ ACTIVE Status ⋅ 0.78 Acres ⋅ 38501 Zip Code

Welcome to a beautiful Cookeville home that perfectly blends comfort, functionality, and convenience in a quiet residential setting! Located inside Cookeville city limits, this impressive 3-bedroom, 2½-bath home offers approximately 1,917 sq ft of thoughtfully designed living space with the room, features, and location you've been searching for. Step inside to discover beautiful hardwood flooring throughout the main living areas, complemented by LVT in the bathrooms. The inviting kitchen is sure to impress with granite countertops, shaker-style cabinetry, a gas stove, and plenty of space to prepare meals and gather with family and friends. The spacious primary suite features a large tile walk-in shower, creating a comfortable retreat at the end of the day. Upstairs, a generous bonus room provides incredible flexibility and could easily become a playroom, home office, media room, hobby space, or additional living area. Storage will never be an afterthought, with multiple closets, a pantry closet, and a convenient mudroom area just off the two-car garage. Gas central heating and cooling add efficiency and comfort, while the attached two-car garage provides everyday convenience. Outside, enjoy the appeal of a quiet neighborhood while remaining close to everything that makes Cookeville such a desirable place to live. Cookeville High School is just a little over a mile away, with area elementary schools, parks, shopping, dining, entertainment, and outdoor recreation all within easy reach. Whether you're searching for a home with room to grow, a comfortable place for your family, or a convenient city location that keeps you close to it all, this property deserves your attention. Opportunities like this don't come along every day—schedule your showing today and see everything this Cookeville home has to offer!

2277 Sharon Ave, Cookeville

$397,900

3 Beds ⋅ 3 Baths ⋅ 3602292 MLS ⋅ ACTIVE Status ⋅ 0.42 Acres ⋅ 38501 Zip Code

Welcome Home! Convenience meets spaciousness in this three-bedroom, 2.5-bathroom home. Offering nearly 2,800 square feet of versatile living space, this property is perfectly located for an easy commute, sitting just minutes from downtown Cookeville, Baxter, and the I-40 TN Ave. corridor. The thoughtfully designed floor plan includes a main-level living room with a classic warm fireplace, alongside a versatile bonus room ideal for a home office, game or media room, homeschooling area or could use as a fourth bedroom if needed. Upstairs the sprawling primary suite serves as a private sanctuary, complete with its own fireplace, vaulted ceilings, a roomy walk-in closet, and an en-suite bathroom featuring a jet tub and a pretty tiled walk-in shower. The additional guest bedrooms are impressively oversized, offering plenty of comfort for either family or guests. Outside, enjoy peaceful mornings on the covered front porch or the covered side deck. The fully fenced, private backyard is a true retreat, complete with storage building and ample room for gardening, play and pets. The oversized two-car garage with overhead and wall shelving provides excellent additional storage space. An incredible value at just $146 per square foot! Don't wait - call today to schedule your showing.

2507 Park West Dr, Cookeville

$330,000

3 Beds ⋅ 2 Baths ⋅ 3599244 MLS ⋅ ACTIVE Status ⋅ 2.5 Acres ⋅ 38501 Zip Code

Enjoy peaceful country living on 2.5 unrestricted acres with plenty of room to make this property your own. This well-kept manufactured home offers an inviting open floor plan and comfortable living spaces filled with charm and functionality. Outside, the newly built 24x30 shop/garage sits on a full concrete slab and is fully enclosed and wired, complete with built-in shelving. Ten-foot carports extend along both sides, offering plenty of covered space for equipment, storage, or even a dedicated BBQ area. An additional custom carport sits in front of the garage, providing convenient covered parking for everyday use. Multiple outbuildings provide even more space for tools, animals, storage, or projects. Located less than 2 miles from Cummins Falls State Park, this property offers the best of country living with one of the area’s most beautiful outdoor destinations practically in your backyard. With unrestricted, fenced-in acreage, a well-maintained home, and plenty of usable space, this one is ready for its next chapter. Buyer to verify all info.

2249 Cummins Mill Rd, Cookeville

$309,900

3 Beds ⋅ 3 Baths ⋅ 3598900 MLS ⋅ ACTIVE Status ⋅ 1.57 Acres ⋅ 38501 Zip Code

Close to Everything Yet Feels Like You're Deep in the County! Enjoy the best of both worlds in this well-maintained 3-bedroom, 2.5-bath home just outside the Cookeville city limits. Conveniently located near Cookeville High School, Tennessee Tech University, Cookeville Regional Medical Center, and Downtown Cookeville, this home offers the convenience you want with the peaceful setting you desire. The main level features 2 bedrooms, 1.5 baths, utility room, galley kitchen, dining area, and inviting livingroom. The kitchen includes new countertops, deep sink and faucet, range/oven, refrigerator, dishwasher,and microwave hood. The main level has been freshly painted and features no carpet, with premium LVP flooring in the main bedroom. A new water heater adds to the many recent upgrades. The basement offers a large room previously used as a bedroom, complete with 2 closets and a full bath.Use this flexible space as a bedroom, guest suite, family room, office, hobby room, or additional living area.Lots of storage throughout! The one-car basement garage features a new insulated garage door and opener. A separate storage shed with electricity provides even more space for tools, equipment, hobbies, or a workshop. Enjoy your favorite beverage on the covered front porch or relax on the back deck overlooking the beautiful park-like setting and shady backyard. Perfect for relaxing or entertaining! Expected to qualify for VA, FHA, USDA, Conventional financing Don't let this one slip by! A great location, peaceful setting, numerous updates, flexible space, and plenty of storage make this one worth seeing!

266 Bangham Rd E, Cookeville

$350,000

3598695 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 38501 Zip Code

Located in Putnam County just a few miles north of TTU, this 4-Plex contains 4 units each with 1BR, 1BA. Each unit is currently bringing in $750/month rent and all are occupied. $3000 total rent currently.

5102 Dodson Branch Rd, Cookeville

$379,000

4 Beds ⋅ 2 Baths ⋅ 3597925 MLS ⋅ ACTIVE Status ⋅ 0.23 Acres ⋅ 38501 Zip Code

Your new home with the white picket fence awaits! Fantastic NE Cookeville location for this updated 4 bedroom , 2 full bath homme on a lovely corner lot. New roof in 2019, new HVAC in 2021. Freshly painted and move in ready. Fully finished walk out basement adds 4th bedroom with full ensuite bath. Offers great space for home office, game room or media room. Stainless steel appliances in kitchen and washer and dryer stay. Top rated school systems. Close to TTU, CRMC and town square for restaurants, shops, coffee houses and the Farmers Market.

290 N Ferguson Ave, Cookeville

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38501 Homes under $400,000

Newest 38501 Homes under $400,000

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