38501 Homes under $500,000

Welcome to the charming community of Cookeville, Tennessee, nestled in the heart of the scenic Upper Cumberland region. With a zip code of 38501, this vibrant city offers a perfect blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and everyone in between.

Cookeville is renowned for its picturesque landscapes, friendly neighborhoods, and a strong sense of community. The area boasts an array of outdoor activities, including hiking trails, parks, and nearby lakes, perfect for those who cherish nature. Plus, with a thriving downtown filled with local shops, restaurants, and cultural attractions, there’s always something to explore.

When it comes to real estate, the 38501 zip code offers fantastic opportunities for homebuyers seeking quality properties under $500,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming bungalow, Cookeville's real estate market has something for everyone. Many homes in this price range feature modern amenities, well-maintained yards, and convenient access to schools and shopping.

In addition, Cookeville's strong economy, bolstered by local universities and a growing job market, makes it an attractive destination for those looking to settle down. With affordable housing options and a welcoming atmosphere, it’s no wonder that so many are choosing to call this lovely city home.

Discover the allure of Cookeville, TN, and explore the wonderful homes available in the 38501 zip code today. Your dream home awaits!

Newest 38501 Homes under $500,000

$289,929

3 Beds ⋅ 2 Baths ⋅ 3624869 MLS ⋅ ACTIVE Status ⋅ 0.46 Acres ⋅ 38501 Zip Code

Move in ready ranch home with a park like setting and a fenced in backyard. Pulling into the home you have a double paved driveway with a true two car garage. Walking through the front door you have an open living and dining area with a galley kitchen off to the side. You have stainless steel appliances + a gas oven that connects with your laundry area and storage. The right side of the home has your three bedrooms and two full bathrooms. The back deck is great in size and you have a level fenced in backyard. Paint has been updated and the bedrooms have newer carpet. Will pass any loan type. Washer/dryer remain. 1 year home warranty for peace of mind.

3733 Shady Oak Cir, Cookeville

$299,900

3 Beds ⋅ 2 Baths ⋅ 3624032 MLS ⋅ ACTIVE Status ⋅ 1.1 Acres ⋅ 38501 Zip Code

Welcome to this classic, solid-brick ranch offering exceptional versatility and space! Perfectly situated in a prime Cookeville location near both the regional hospital and Tennessee Tech University, this 2,497 sq ft residence delivers endless potential for homeowners, avid DIYers, or savvy investors looking for their next rewarding flip. Multi-Purpose Barn/Detached Outbuilding: Includes a sturdy "barn" structure on the property, perfect for outdoor storage, a creative studio, a workshop, or custom hobby space. Expansive Lot: Set on a beautifully open lot of over 1 acre, offering plenty of outdoor room for gardening, entertaining, or expansion. Opportunity Knocks! Whether you're searching for a spacious home to customize for your family or a prime investment property with great bones, this property is full of promise. Schedule your tour today!

3117 Mcdonald Rd, Cookeville

$350,000

3 Beds ⋅ 2 Baths ⋅ 3623383 MLS ⋅ ACTIVE Status ⋅ 0.65 Acres ⋅ 38501 Zip Code

Well maintained and move-in ready, this 3 bedroom, 2 bath home sits in the quiet Cumby Place subdivision, offering a peaceful setting with convenient access to Cookeville and I-40. The kitchen features granite countertops, stainless steel appliances, and a stainless steel apron front sink. An attached two car garage and a Generac backup generator add everyday convenience and peace of mind. Step outside from the main living and kitchen area onto a spacious back deck overlooking the expansive backyard and wooded backdrop. With plenty of room for outdoor entertaining, gardening, or simply enjoying the open space, the backyard is a standout feature. Well cared for inside and out, this home combines comfortable living with room to spread out.

4747 Ellen Cir, Cookeville

$278,500

3 Beds ⋅ 2 Baths ⋅ 3623359 MLS ⋅ ACTIVE Status ⋅ 0.47 Acres ⋅ 38501 Zip Code

Excellent location, this 3/2 with 2 car garage has an excellent floorplan for entertaining or gathering. Large bedrooms, seperate dining room, big living room with fireplace, covered porch and a deck overlooking the creek. Large eat in kitchen plus formal dining room, new water heater, HVAC and roof 2 years old. Nice neighborhood with mostly larger lots and convenient to everything in Cookeville.

762 Spring Valley Rd, Cookeville

$209,000

3 Beds ⋅ 2 Baths ⋅ 3622948 MLS ⋅ ACTIVE Status ⋅ 0.15 Acres ⋅ 38501 Zip Code

INVESTORS: Don't miss this 3 bed/2 bath 1004 sqft house....Close to TN Tech, close to Hospital...with 2 driveways, two exterior entrances, and a detached garage, this place is perfect as a starter home or rental for college students. Great price and newly renovated, this property has it all!

501 Ash Ave, Cookeville

$425,000

3 Beds ⋅ 3 Baths ⋅ 3621905 MLS ⋅ ACTIVE Status ⋅ 0.53 Acres ⋅ 38501 Zip Code

Some neighborhoods just feel like home, and Flatt Circle is one of those neighborhoods people love. Located at the end of a cul-de-sac, this classic brick home offers a great location, a fenced backyard, and a new roof and HVAC system just 3 years old. This home gives you the opportunity to add your own style, and make it yours! Being sold as-is, this is a chance to put your personal touch on a home in a location that's hard to beat. Come take a look and imagine the possibilities!

1275 Flatt Cir, Cookeville

$280,000

3 Beds ⋅ 2 Baths ⋅ 3621608 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.47 Acres ⋅ 38501 Zip Code

Welcome home to this charming 3 bed, 2 bath home offering easy one-level living and plenty of space both inside and out. A welcoming front porch shaded by mature trees creates the perfect spot to enjoy your morning coffee or unwind at the end of the day. The generous driveway provides abundant parking, while the large lot offers room to spread out and enjoy the outdoors. You'll enjoy the extra storage space provided by the walk out basement.The fully fenced backyard is ideal for pets, entertaining, gardening, or simply enjoying the peaceful setting. With its inviting curb appeal, convenient single-level layout, and generous outdoor space, this home offers a wonderful combination of comfort, privacy, and everyday livability. There is 484 sq ft of partial finished space in basement not counted in total sq footage. HVAC 2026, Roof 2025, Recent stove/oven. Recent gutters and gutter guards Up to 1% lender credit on loan amount when buyer uses Seller's Preferred Lender.

2309 Plunk Whitson Rd, Cookeville

$399,900

3 Beds ⋅ 3 Baths ⋅ 3621521 MLS ⋅ ACTIVE Status ⋅ 0.62 Acres ⋅ 38501 Zip Code

What if your next home gave you the best of both worlds: a welcoming neighborhood out front & your own private slice of nature out back? This well-kept 3 BR, 2.5 BA home delivers space, versatility, & a lifestyle that feels refreshingly different! With an impressive 3110 sqft spread across 2 levels, there is room here to spread out, settle in, & make every square foot work for you. Forget the struggle of trying to make one room do the job of three. Need a dedicated home office? You have space for that. Want extra room for hobbies, entertaining, movie nights, guests, or simply enjoying a little breathing room? The flexible layout gives you options galore! The partially finished basement adds even more possibilities, creating valuable flex space ready to adapt to your needs, whether you envision a recreation zone, workout area, hobby headquarters, or a comfortable spot to escape the daily hustle. Even the little details deserve attention, including a new sink! Step outside, & the personality of this property really comes alive. Set on a little over half an acre, the large fenced backyard offers room for pets to play, outdoor gatherings to unfold, gardening dreams to grow, or peaceful evenings spent unwinding. And the best part? Your backyard comes with some unexpected visitors! Keep an eye out for deer wandering through the natural setting, adding a special touch of Tennessee charm to your everyday routine. Enjoy the comfort of great neighbors & a sense of community in front, while the backyard gives you the privacy & breathing room you crave. It is that rare combination of connection & seclusion that makes coming home feel even better. When adventure calls, you are just a short drive from Cookeville's conveniences & the natural beauty of Cummins Falls. More space, more flexibility, a fenced backyard, & a setting that lets you enjoy the best of Tennessee living—this is an opportunity worth seeing in person.

3730 Brookwood Dr, Cookeville

$319,900

3 Beds ⋅ 2 Baths ⋅ 3621327 MLS ⋅ ACTIVE Status ⋅ 0.65 Acres ⋅ 38501 Zip Code

PRICED TO MOVE at just $172/sq ft in the heart of Cookeville! Sellers are also offering a $10,000 CREDIT toward closing costs or a rate buydown. Gardeners and cooks, this one is for you. Set on an oversized corner lot, this 3 bedroom, 1.5 bath home is surrounded by professional landscaping, mature ornamentals, and fruit trees, with something in bloom in every season. Wander the beds with your morning coffee, pick fruit from your own trees, and enjoy the partially fenced backyard, which is ready for pets, play, or garden-party entertaining. Inside, the kitchen is the showstopper, with two gas ranges for simmering, roasting, and baking at once. It’s a dream for holiday feasts, canning days, or anyone who loves to cook for a crowd. The 1,856 sq ft of well-maintained living space has a functional floor plan that makes everyday life easy. You’re close to Cookeville schools, shopping, dining, and downtown, so you get small-town charm with in-town convenience. Rare price per square foot, a gardener’s lot, and a cook’s kitchen. Schedule your private showing today!

858 Greenland Ave, Cookeville

$397,900

3 Beds ⋅ 2 Baths ⋅ 3620679 MLS ⋅ ACTIVE Status ⋅ 0.49 Acres ⋅ 38501 Zip Code

MOTIVATED SELLER! This spacious, well-maintained 2,508 sq. ft. residence boasts 3 bedrooms, 2 full bathrooms, and a desirable split-bedroom floor plan ensuring ultimate guest privacy. The open-concept design impresses with high vaulted ceilings and beautiful hardwood flooring, while the partially finished basement offers endless possibilities as a potential 4th bedroom, family room, home gym, private office, or homeschooling hub. A true retreat, the primary suite features a massive walk-in closet and a dual-sink vanity. Main level laundry room. Outside, enjoy an attached 2-car garage, a large private fenced backyard, and a scenic back deck with a lower patio perfect for watching sunsets. Country quiet, city convenient! Enjoy the perfect blend of peaceful, serene country living while remaining just minutes from all major amenities, with quick access to the City of Cookeville and Baxter schools. This home provides you peace of mind with recent upgrades of new dishwasher, refrigerator, hot water heater, new toilets and freshly pumped septic tank. Schedule your showing today!

1964 Clemmons Rd, Cookeville

$409,999

3 Beds ⋅ 2 Baths ⋅ 3613036 MLS ⋅ ACTIVE Status ⋅ 0.49 Acres ⋅ 38501 Zip Code

Beautiful new construction with thoughtful details throughout! This 3-bedroom, 2 bath home combines a functional single-level layout with finishes that set it apart. The open living area flows into a stunning kitchen featuring rich cabinetry, granite countertops, stainless steel appliances, a large center island, and plenty of storage. The private primary suite includes an impressive bath with dual vanities, extensive cabinetry, a spacious tiled walk-in shower with dual shower heads, and a large walk-in closet with custom shelving. Two additional bedrooms are positioned on the opposite side of the home, each with walk-in closet space and convenient access to the additional bath. Enjoy mornings on the covered front porch or step out back to the deck overlooking the yard. A dedicated laundry room and two-car garage add everyday convenience. Clean, modern, and move-in ready, this home delivers quality finishes, great storage, and a floor plan designed for comfortable everyday living.

5694 Bob Lynn Rd, Cookeville

$419,929

4 Beds ⋅ 3 Baths ⋅ 3612183 MLS ⋅ ACTIVE Status ⋅ 0.61 Acres ⋅ 38501 Zip Code

Welcome to 1613 Farmington Drive, where comfort, space, and convenience come together! This inviting home features an updated kitchen with beautiful granite countertops and gorgeous hardwood floors that add warmth and character throughout the main living areas. Cozy up by the gas fireplace in the living room, or step outside onto the large back deck surrounded by mature trees and landscaping—the perfect setting for relaxing, entertaining, or enjoying a quiet evening outdoors. The basement offers a versatile bonus room with plenty of possibilities for a home office, recreation room, workout space, or additional living area. A large garage provides abundant room for vehicles, tools, hobbies, and extra storage. Conveniently located close to Cookeville and all its amenities, this home offers a peaceful setting while keeping shopping, dining, schools, and everyday conveniences within easy reach. Come see everything this home has to offer! 1 year home warranty for peace of mind.

1613 Farmington Dr, Cookeville

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38501 Homes under $500,000

Newest 38501 Homes under $500,000

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