38506 Homes under $400,000

Welcome to the charming community of Cookeville, Tennessee, nestled in the heart of Putnam County, and home to the vibrant zip code 38506. This picturesque area offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, professionals, and retirees alike.

Cookeville is known for its friendly atmosphere, excellent schools, and a variety of recreational opportunities. With easy access to beautiful parks, hiking trails, and the serene waters of nearby Center Hill Lake, outdoor enthusiasts will find plenty to explore. The city also boasts a thriving downtown area filled with local shops, restaurants, and cultural attractions, ensuring that there’s always something to do.

For those seeking a new home in this lovely region, you'll be pleased to discover a fantastic selection of properties available for under $400,000. From cozy single-family homes to charming townhouses, there’s something to suit every taste and lifestyle. Many of these homes feature modern amenities, spacious yards, and are conveniently located near schools and shopping centers, providing the perfect backdrop for creating lasting memories.

Whether you're a first-time homebuyer or looking to downsize, Cookeville's real estate market offers a variety of options that cater to your needs without breaking the bank. With its welcoming community and affordable housing, 38506 is not just a zip code—it's a place to call home. Come experience the warmth and charm of Cookeville, where your dream home awaits!

Newest 38506 Homes under $400,000

$389,900

3 Beds ⋅ 2 Baths ⋅ 3618976 MLS ⋅ ACTIVE Status ⋅ 0.67 Acres ⋅ 38506 Zip Code

Fresh finishes, thoughtful design, and a peaceful country setting—welcome to this new construction in Brookstone! This 1,642-square-foot home offers 3 bedrooms, 2 baths, and an open, split-bedroom floor plan that makes everyday living and entertaining feel effortless. The kitchen features granite countertops, stainless steel appliances, a walk-in pantry, and an island providing generous prep and serving space. A spacious dining area opens onto the deck, perfect for taking dinner outdoors or relaxing at the end of the day. Generously sized rooms and walk-in closets provide comfortable living and ample storage. The large primary bedroom offers a particularly convenient touch: a walk-in closet with access to the laundry and mud rooms, keeping daily routines flowing smoothly. Enjoy Brookstone’s quiet country atmosphere with convenient access to I-40, shopping, and dining. Nearby, The Willows brings Home Depot, Target, and planned dining additions including McDonald’s, In-N-Out Burger, and Chuy’s, with even more retail and restaurants north of I-40. Outdoor adventures are close by at Burgess Falls State Park, Window Cliffs State Natural Area, and Cookeville Boatdock. Discover the comfort of a brand-new home with everyday conveniences and Upper Cumberland recreation within easy reach!

3522 Brookstone Dr, Cookeville

$250,000

3 Beds ⋅ 2 Baths ⋅ 3618716 MLS ⋅ ACTIVE Status ⋅ 0.77 Acres ⋅ 38506 Zip Code

Don't miss your chance to call this one home. Nestled on almost an acre of peaceful, level land, this beautifully maintained 3-bedroom, 2-bathroom home has been lovingly cared for by just one owner and is truly move-in ready. You'll love the spacious kitchen, generous master bathroom, and the great deck where you can sit and enjoy the quiet country views--yet you're only 15 minutes from downtown Cookeville and even closer to Algood. Step outside and discover a newly resealed driveway, carport, storage shed, gazebo, and a cozy firepit in the backyard. The generous yard has already nurtured a healthy garden and is filled with fruit-bearing trees and bushes: two apple trees, seven blueberries, two cherries, five blackberries, five grapes, and a black mulberry. Privacy trees and thoughtful plantings make this place feel like a private little retreat. Best of all--all appliances stay (and they're newer), including the front-loading washer and dryer on pedestals. This is a clean, no-smoking home ready for its next chapter. This one checks all the boxes. Come see it, fall in love, and make it yours. Schedule your showing today--homes like this don't stay available long!, Overton

10106 Spring Creek Rd, Cookeville

$346,990

4 Beds ⋅ 2 Baths ⋅ 3615359 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Welcome to the Cali, a stunning new home in Timberwalk, Cookeville, TN. Rates as low as 5.5% 30-year fixed and closing cost assistance when using our lender. See flyer in documents section for details. This popular one-story design features 4 bedrooms, a 2-car garage, and an open-concept layout that maximizes space and flow. With 4 exterior elevation options and modern interior finishes, the Cali truly stands out. Inside, you’ll find silestone countertops in the kitchen and bathrooms, Whirlpool stainless steel appliances, and 9’ ceilings that enhance the airy, contemporary feel. The kitchen boasts a large island for bar seating or entertaining, a walk-in pantry, and ample cabinets and counter space. The dining and living rooms overlook a covered porch, perfect for relaxing or hosting guests. The spacious primary bedroom, located at the back for privacy, fits a king-sized bed comfortably and includes an ensuite bathroom with double vanities, a large walk-in closet, and a separate linen closet. Three additional bedrooms share a second bathroom, all with silestone countertops. The two-car garage connects to a hallway with the laundry room and extra storage. The Cali also features Home is Connected smart technology for easy control of lights, temperature, and more from your device. Beautiful landscaping completes this fan favorite. Schedule your tour today at Timberwalk!

5427 Rock Cairn Road, Cookeville

$359,900

3 Beds ⋅ 2 Baths ⋅ 3615247 MLS ⋅ ACTIVE Status ⋅ 0.71 Acres ⋅ 38506 Zip Code

Beautiful Home Conveniently Located Between Sparta and Cookeville! Just off Hwy 111, this inviting home offers the perfect combination of comfort, convenience, and country charm! Featuring beautiful hardwood flooring, a cozy gas fireplace, and a charming kitchen with stainless steel appliances, gas range, butcher block countertops, and attractive cabinetry. Enjoy the beautiful views from the covered front porch or relax and entertain on the spacious back deck overlooking the backyard with privacy fencing. Additional highlights include an attached garage, storage buildings, and a spacious laundry room with plenty of shelving and storage. Conveniently located just minutes from shopping, dining, and schools, while still offering the peaceful feel of country living. Don't miss your opportunity to make this wonderful property your new home!

3901 Walnut Grove Rd, Cookeville

$313,990

3 Beds ⋅ 2 Baths ⋅ 3610810 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

5.5% 30-year fixed rate available for a limited time with our lender, see flyer for details! Discover the Aria, a charming single-story home in Timberwalk, Cookeville, Tennessee. This 1,618 sq. ft. residence offers 3 bedrooms, 2 bathrooms, and a 2-car garage, combining modern design with practical living. The open-concept layout features 9-foot ceilings, enhancing the spacious feel. The kitchen is equipped with a large island, silestone countertops, Whirlpool stainless steel appliances, and a walk-in pantry. Adjacent to the kitchen, the dining and living areas flow seamlessly, both opening to a covered porch, ideal for outdoor relaxation. The private primary suite includes a walk-in closet, double vanity, and a separate linen closet. Two additional bedrooms share a second bathroom, also with a double vanity. The laundry room is conveniently located near the front hallway, accessible from the two-car garage. Each bedroom is carpeted and includes a closet. The Aria also features a smart home technology package, allowing you to control your home's functions via your smart device, whether you're near or away. Currently, the Aria is now available in Timberwalk. Contact us today to learn more about this exceptional home.

5425 Rock Cairn Road, Cookeville

$389,990

5 Beds ⋅ 3 Baths ⋅ 3610790 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Move in Ready! **Up to $10,000 in closing cost assistance and rates as low as 5.5%, 30-year fixed with our lender** See attached flyer for details. Introducing the Hayden, our new single family home in Timberwalk, Cookeville, TN. Spanning 2,511 sq. ft., this two-story residence features 5 bedrooms and 3 bathrooms, offering ample space for comfortable living. Designed with family in mind, the Hayden boasts an open-concept layout that enhances natural light throughout the home. The foyer leads to a versatile flex room, ideal for a formal dining area, home office, or den. The spacious living room seamlessly connects to the dining area and kitchen, which is equipped with a central island, corner pantry, and abundant cabinetry. Conveniently located on the first floor is a guest bedroom and a full bathroom. Upstairs, the primary suite offers an ensuite bathroom with a walk-in shower, double vanity, and a large walk-in closet. Three additional bedrooms share a second full bathroom, and a laundry room is also situated on this level. The Hayden is equipped with the Home is Connected smart home technology package, allowing you to control various home functions remotely via your smart device. For more information or to schedule a tour, contact us today and discover the Hayden in Timberwalk, Cookeville, TN.

5424 Rock Cairn Road, Cookeville

$359,990

4 Beds ⋅ 3 Baths ⋅ 3603853 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 38506 Zip Code

NEW TO MARKET! Flat, corner lot with a showcase floorplan, the Franklin, to close in SEPTEMBER! Primary on the main, 3 bdrms up w/ huge flex space! Plenty of space for everyone in this home, and take advantage of our quick move in package: fridge, washer, dryer and 2" faux wood blinds all included! 5 minutes to Cookeville High School, Algood Walmart, Food City, and Algood Diner. 11 minutes to Downtown Cookeville. Visit the model home at 2402 Couples Dr., Cookeville to see the floorplan staged. Some photos of similar, completed Franklin floorplan and finishes may vary.

1638 Links Dr, Cookeville

$389,900

4 Beds ⋅ 4 Baths ⋅ 3603860 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Walk in to the Stockton and be in awe of the open floorplan, modern Luxury Vinyl flooring, spacious kitchen island, and too many features to list! You will love the extra large kitchen island, and designated dining space, convenient to the back patio - an entertainer's dream! Walk upstairs to a functional loft space, perfect for a secondary entertainment space, office, library or playroom! Spacious primary suite features large primary closet, double sink vanity, and a water closet and a secondary primary on main level. Enjoy time in your easy-to-maintain back yard or take a walk through the Reserve at the Country club to the golf course or greenway! Please visit model home at 2402 Couples Dr. for more information and to schedule a tour! Price is reduced by the incentive. Price is rock bottom!! If closing costs is needed we will add back into the price.

2410 Couples Dr, Cookeville

$334,929

3 Beds ⋅ 2 Baths ⋅ 3602113 MLS ⋅ ACTIVE Status ⋅ 0.23 Acres ⋅ 38506 Zip Code

Like new home convenient to Cookeville and Algood, and downtown! Pulling in, you have a covered front porch, which leads into the open concept living area and kitchen. Your all white kitchen also has quartz countertops, stainless steel appliances, an island, pantry area, and access off of the garage. And your living room room you also have access to the back patio, which gives you a private backyard and level. On the right wing of the home or your bedroom, which includes the primary suite with a walk-in closet, walk-in shower, and double vanities. The two guest rooms are good in size and also have walk-in closets. This neighborhood is also close to I 40 and Highway 111, and has sidewalks for walking or riding bikes. 1 year home warranty for peace of mind.

1646 Links Dr, Cookeville

$354,990

4 Beds ⋅ 2 Baths ⋅ 3601663 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Welcome to the Cali, a stunning new home in Timberwalk, Cookeville, TN. This popular one-story design features 4 bedrooms, a 2-car garage, and an open-concept layout that maximizes space and flow. With 4 exterior elevation options and modern interior finishes, the Cali truly stands out. Inside, you’ll find silestone countertops in the kitchen and bathrooms, Whirlpool stainless steel appliances, and 9’ ceilings that enhance the airy, contemporary feel. The kitchen boasts a large island for bar seating or entertaining, a walk-in pantry, and ample cabinets and counter space. The dining and living rooms overlook a covered porch, perfect for relaxing or hosting guests. The spacious primary bedroom, located at the back for privacy, fits a king-sized bed comfortably and includes an ensuite bathroom with double vanities, a large walk-in closet, and a separate linen closet. Three additional bedrooms share a second bathroom, all with silestone countertops. The two-car garage connects to a hallway with the laundry room and extra storage. The Cali also features Home is Connected smart technology for easy control of lights, temperature, and more from your device. Beautiful landscaping completes this fan favorite. A limited selection of design options are available on to-be-built homes. Contact us for more info! The Timberwalk community has plenty of amenities, with a pool and sidealks and a walking trail already complete and plans for a dog park and playground. Schedule your tour today at Timberwalk!

5430 Rock Cairn Road, Cookeville

$247,000

3 Beds ⋅ 2 Baths ⋅ 3598563 MLS ⋅ ACTIVE Status ⋅ 0.41 Acres ⋅ 38506 Zip Code

There’s something sweet about a home that feels easy to settle into. At 240 Phillips St, fresh paint and new flooring give this cute home a clean start, while the large backyard offers room to garden, gather with friends, or simply enjoy the evening shade. A new roof in 2025, plus a new HVAC system and water heater in 2026, add to its appeal. You’re under a mile from Highway 111 and close to Algood City Park, coffee, and shopping. Whether you’re looking for your first place to call home or the next addition to your rental portfolio, this one is full of possibility.

240 Phillips St, Cookeville

$338,900

3 Beds ⋅ 3 Baths ⋅ 3598548 MLS ⋅ ACTIVE Status ⋅ 0.69 Acres ⋅ 38506 Zip Code

Welcome home to this well-maintained 3-bedroom, 2.5-bath two-story home offering comfort, space, and peace of mind! Freshly painted throughout, this home features a warm and inviting layout with 1,792 square feet for everyday living and entertaining. Enjoy the added value of a fully encapsulated crawlspace, providing improved efficiency and long-term care of the home. Relax on the charming covered front porch or enjoy the spacious yard and attached 2-car garage. Conveniently located in a quiet cul-de-sac, this move-in ready property has been lovingly cared for and is ready for its next owners to make it their own!

3151 Sparks Dr, Cookeville

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