38506 Homes under $700,000

Welcome to the charming community of Cookeville, Tennessee, nestled within the picturesque Putnam County and boasting the vibrant zip code 38506. Known for its friendly atmosphere and beautiful landscapes, Cookeville offers a delightful blend of small-town charm and modern conveniences, making it an ideal place to call home.

In the heart of this enchanting city, you’ll find a diverse selection of homes available for under $700,000. Whether you’re seeking a cozy starter home, a spacious family residence, or a serene retreat, the 38506 area has something to suit every taste and lifestyle. With a variety of architectural styles—from classic ranch homes to contemporary designs—there's no shortage of options to explore.

Cookeville is not just about homes; it’s about community. Residents enjoy easy access to local parks, vibrant farmer's markets, and a flourishing downtown area filled with unique shops and delightful eateries. The city is also home to Tennessee Technological University, which adds a lively energy and cultural richness to the area.

Outdoor enthusiasts will appreciate the nearby scenic spots, including the stunning Cummins Falls State Park, perfect for hiking, picnicking, and soaking in the natural beauty that Tennessee is known for.

Living in Cookeville means embracing a lifestyle that balances tranquility with accessibility, all while enjoying the affordability of homes under $700,000. Discover your dream home in 38506 and experience the warmth and charm of Cookeville today!

Newest 38506 Homes under $700,000

$309,990

3 Beds ⋅ 2 Baths ⋅ 3624314 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Discover the Aria, a charming single-story home in Timberwalk, Cookeville, Tennessee. This 1,618 sq. ft. residence offers 3 bedrooms, 2 bathrooms, and a 2-car garage, combining modern design with practical living. The open-concept layout features 9-foot ceilings, enhancing the spacious feel. The kitchen is equipped with a large island, silestone countertops, Whirlpool stainless steel appliances, and a walk-in pantry. Adjacent to the kitchen, the dining and living areas flow seamlessly, both opening to a covered porch, ideal for outdoor relaxation. The private primary suite includes a walk-in closet, double vanity, and a separate linen closet. Two additional bedrooms share a second bathroom, also with a double vanity. The laundry room is conveniently located near the front hallway, accessible from the two-car garage. Each bedroom is carpeted and includes a closet. The Aria also features a smart home technology package, allowing you to control your home's functions via your smart device, whether you're near or away. Come discover what makes Timberwalk the perfect place to call home, community pool and walking trail, future dog park and playground! Contact us today to set up a tour.

5436 Rock Cairn Rd, Cookeville

$395,000

3 Beds ⋅ 2 Baths ⋅ 3623589 MLS ⋅ ACTIVE Status ⋅ 0.72 Acres ⋅ 38506 Zip Code

Classic brick charm meets a fresh start in this completely updated 3-bedroom, 2-bath home with a finished basement! Lovingly restored with thoughtful finishes throughout, this home gives you all the feels from the moment you step inside. New engineered hardwood flooring adds warmth, while the beautifully renovated kitchen features all-new GE stainless steel appliances, including a stove, dishwasher, refrigerator, and microwave. A new GE washer and dryer are also included. Both bathrooms have been completely remodeled with tile flooring, a tile surround in the guest bath, and a tile step-in shower in the primary bath. Downstairs, the finished family room features beautiful wood flooring and a new mini-split, creating a welcoming space for movie nights, hobbies, or gathering with friends. The garage boasts a freshly finished epoxy floor, ready for your vehicles, tools, and projects. Major upgrades include a new roof, windows, HVAC, water heater, insulation, flooring, and lighting—just a few of the improvements that make this home stand out. Beautifully refreshed and ready for its next chapter, this move-in-ready home is one you’ll want to experience in person!

2519 Candyland Cir, Cookeville

$449,900

3 Beds ⋅ 2 Baths ⋅ 3622651 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 38506 Zip Code

Motivated Seller! Exceptionally well-maintained 3BR/2BA home on a private 1.5-acre park-like lot, just 10 minutes from the City of Cookeville, and zoned for the Algood K-8 school district. This turnkey property features a seamless open-concept floor plan paired with a split-bedroom design, perfect for comfortable daily living and effortless entertaining. The pretty kitchen showcases generous granite countertops, a central island breakfast bar, and dual pantries for maximizing convenient storage space that flows seamlessly into the formal dining space with custom built ins. Unwind in the spacious primary suite, complete with extensive vanity space, a custom tiled shower, upgraded bathroom flooring, newly installed plush carpeting and roomy walk-in closet. Everyday chores are a breeze in the large walk-in laundry room, which comes complete with a washer and dryer. Step outside to a covered back patio overlooking your tranquil, tree-lined acreage--a true private retreat. Premium upgrades deliver ultimate peace of mind, including Home Craft gutter guard protection and an encapsulated crawl space with a commercial dehumidifier that comes with a transferable lifetime warranty. The property has zero HOA and includes (2) parcels: Home on parcel 093.00 and the extra lot on parcel 094.00 that totals 1.50 acres. Call today to schedule your private tour!

5004 Curtis Way, Cookeville

$379,990

4 Beds ⋅ 3 Baths ⋅ 3622053 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

RED TAG SALE IS ON NOW! Up to $10,000 in closing cost assistance and rates as low as 5.5%, 30-year fixed with our lender** See flyer for details. The Belfort is a two-story, 4-bedroom, 2.5-bath home in Timberwalk, Cookeville, Tennessee. Offering 2,267 square feet of elegant living, this new construction features a spacious open-concept layout with modern finishes that make it truly unique. Step inside to a large great room where the kitchen and dining area serve as the heart of the home. The kitchen boasts a large island perfect for bar seating or entertaining, a pantry, ample counter space with silestone countertops, and 36-inch cabinets. The primary bedroom is conveniently located on the first floor and includes a walk-in closet, double vanity, glass shower, and a separate linen closet. From the two-car garage, enter a valet and laundry area that doubles as a built-in mudroom. Upstairs, a large loft offers extra living space for work, play, or guests. Three additional bedrooms, two with walk-in closets, share a modern bathroom with silestone countertops. The Belfort includes Home is Connected smart home technology, letting you control lights, temperature, and more from your smart device, near or far. Contact us today to learn more about the Belfort at Timberwalk in Cookeville!

5428 Rock Cairn Rd, Cookeville

$354,990

4 Beds ⋅ 2 Baths ⋅ 3621682 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Rates as low as 5.5% 30 year fixed with our lender, call for details. Welcome to the Cali, a stunning new home in Timberwalk, Cookeville, TN. This popular one-story design features 4 bedrooms, a 2-car garage, and an open-concept layout that maximizes space and flow. With 4 exterior elevation options and modern interior finishes, the Cali truly stands out. Inside, you’ll find silestone countertops in the kitchen and bathrooms, Whirlpool stainless steel appliances, and 9’ ceilings that enhance the airy, contemporary feel. The kitchen boasts a large island for bar seating or entertaining, a walk-in pantry, and ample cabinets and counter space. The dining and living rooms overlook a covered porch, perfect for relaxing or hosting guests. The spacious primary bedroom, located at the back for privacy, fits a king-sized bed comfortably and includes an ensuite bathroom with double vanities, a large walk-in closet, and a separate linen closet. Three additional bedrooms share a second bathroom, all with silestone countertops. The two-car garage connects to a hallway with the laundry room and extra storage. The Cali also features Home is Connected smart technology for easy control of lights, temperature, and more from your device. Beautiful landscaping completes this fan favorite. A limited selection of design options are available on to-be-built homes. Contact us for more info! The Timberwalk community has plenty of amenities, with a pool and sidealks and a walking trail already complete and plans for a dog park and playground. Schedule your tour today at Timberwalk!

5430 Rock Cairn Rd, Cookeville

$313,990

3 Beds ⋅ 2 Baths ⋅ 3621657 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 38506 Zip Code

rates as low as 5.5% 30-year fixed rate, and up to $10,000 toward closing costs available for a limited time with our lender, see flyer for details! Discover the Aria, a charming single-story home in Timberwalk, Cookeville, Tennessee. This 1,618 sq. ft. residence offers 3 bedrooms, 2 bathrooms, and a 2-car garage, combining modern design with practical living. The open-concept layout features 9-foot ceilings, enhancing the spacious feel. The kitchen is equipped with a large island, silestone countertops, Whirlpool stainless steel appliances, and a walk-in pantry. Adjacent to the kitchen, the dining and living areas flow seamlessly, both opening to a covered porch, ideal for outdoor relaxation. The private primary suite includes a walk-in closet, double vanity, and a separate linen closet. Two additional bedrooms share a second bathroom, also with a double vanity. The laundry room is conveniently located near the front hallway, accessible from the two-car garage. Each bedroom is carpeted and includes a closet. The Aria also features a smart home technology package, allowing you to control your home's functions via your smart device, whether you're near or away. Come discover what makes Timberwalk the perfect place to call home, community pool and walking trail, future dog park and playground! Contact us today to set up a tour.

5425 Rock Cairn Rd, Cookeville

$389,990

5 Beds ⋅ 3 Baths ⋅ 3621654 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

Red Tag sale is on now! Move in ready home with up to $10,000 in closing cost assistance and rates as low as 5.5%, 30-year fixed with our lender** See attached flyer for details. Introducing the Hayden, our new single family home in Timberwalk, Cookeville, TN. Spanning 2,511 sq. ft., this two-story residence features 5 bedrooms and 3 bathrooms, offering ample space for comfortable living. Designed with family in mind, the Hayden boasts an open-concept layout that enhances natural light throughout the home. The foyer leads to a versatile flex room, ideal for a formal dining area, home office, or den. The spacious living room seamlessly connects to the dining area and kitchen, which is equipped with a central island, corner pantry, and abundant cabinetry. Conveniently located on the first floor is a guest bedroom and a full bathroom. Upstairs, the primary suite offers an ensuite bathroom with a walk-in shower, double vanity, and a large walk-in closet. Three additional bedrooms share a second full bathroom, and a laundry room is also situated on this level. The Hayden is equipped with the Home is Connected smart home technology package, allowing you to control various home functions remotely via your smart device. For more information or to schedule a tour, contact us today and discover the Hayden in Timberwalk, Cookeville, TN.

5424 Rock Cairn Rd, Cookeville

$379,900

3 Beds ⋅ 3 Baths ⋅ 3621588 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

The Livingston is built to flex with whatever stage of life you're in. Open living space anchors the main floor, with a dedicated flex room that works as a home office, playroom, or guest space as your needs change. Excellent storage throughout means everything has a place. Choose from curated finish packages and structural options to make it yours. Former model home!! Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year.

2397 Nelson Way, Cookeville

$319,990

3 Beds ⋅ 3 Baths ⋅ 3621584 MLS ⋅ ACTIVE Status ⋅ 38506 Zip Code

LIMITED TIME FLOORPLAN! Only 2 available for purchase. MOVE IN BY OCTOBER 31st!! Enjoy time in your beautiful, BRAND NEW home, or take a walk through the Reserve at the Country club (NO HOA!) to the golf course or greenway! 5 minutes from Algood Walmart, Food City, Algood Park, YMCA and several other local amenities! Home has a true 2 car garage, spacious and thoughtfully designed primary suite, double vanities in guest bathroom, flex space upstairs, and too many features to list!! Photos are of similar Violet that has been completed, as home is currently under construction. Visit our staged model home and design center at 2402 Couples Drive for a tour and more information!

1626 Daly Dr, Cookeville

$329,990

3 Beds ⋅ 2 Baths ⋅ 3621580 MLS ⋅ ACTIVE Status ⋅ 0.18 Acres ⋅ 38506 Zip Code

NOVEMBER MOVE IN! SINGLE STORY on an easy-to-maintain, spacious lot in the heart of the Reserve! The open floorplan allows for great entertainment space, and guests can easily transition from the living room to the covered front or back patio, located right off the kitchen / living room. Sidewalks throughout the neighborhood make for a quick way to get around and exercise, and attach to the greenway trail connecting from Algood City Park all the way to Cream City in downtown Cookeville. 5 minutes to Algood Diner, Walmart, and Food City, 8 minutes to TTU, and 11 minutes to downtown Cookeville. Ask about our Quick Move In Package to make your move as easy as can be! Photos are of similar Ellery floorplan for visual reference. Home is in early stages of construction - please visit the model home located at 2402 Couples Drive for more information.

2292 Nicholas Ave, Cookeville

$349,929

3 Beds ⋅ 2 Baths ⋅ 3621415 MLS ⋅ ACTIVE Status ⋅ 0.646 Acres ⋅ 38506 Zip Code

Welcome home to this inviting 3 bedroom, 2 bath property offering approximately 1,680 sq ft of living space on a beautiful 0.64 acre level lot. A full, unfinished basement offers abundant storage. The spacious level yard provides plenty of possibilities for outdoor entertaining, gardening, recreation r simply enjoying the extra space. 1 year home warranty for peace of mind.

1723 Meadow Wood Dr, Cookeville

$240,000

3 Beds ⋅ 2 Baths ⋅ 3621299 MLS ⋅ ACTIVE Status ⋅ 0.38 Acres ⋅ 38506 Zip Code

Charming 3-Bedroom Home Ready for a new owner! Offering approximately 1,066 square feet of living space, 3 bedrooms, and 2 full bathrooms, this home features a functional layout with a private primary suite and its own full bathroom. Enjoy the character and convenience of a metal roof and a welcoming L-shaped, wraparound covered porch—perfect for relaxing and enjoying the outdoors. Tucked away at the end of the road, this property offers added privacy from the every day traffic. Whether you're looking for your first home, downsizing, or searching for a place to make your own, this charming property is full of potential. Call today to schedule your private showing!

280 Durant St, Cookeville

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38506 Homes under $700,000

Newest 38506 Homes under $700,000

How much is your home worth?

How much is your home worth?