38544 Homes under $500,000

Welcome to Baxter, Tennessee, a hidden gem nestled in the heart of the scenic Upper Cumberland region! The zip code 38544 encompasses a delightful community known for its charming small-town atmosphere, friendly residents, and breathtaking natural beauty. Whether you're seeking a peaceful retreat or a vibrant community to call home, Baxter offers a unique blend of both.

One of the most appealing aspects of this area is the affordability of housing. In 38544, you can find a variety of homes under $500,000, making it an ideal destination for first-time buyers, families, or anyone looking to invest in real estate without breaking the bank. From cozy cottages to spacious family homes, the options are diverse, ensuring that there’s something for everyone. Many properties feature beautiful yards, modern amenities, and easy access to local parks and recreational activities.

Living in Baxter means you’re just a short drive away from the stunning landscapes of Dale Hollow Lake and the picturesque hills of Tennessee. Enjoy outdoor activities like fishing, hiking, and boating, or explore the charming downtown area filled with local shops and eateries. The community hosts various events throughout the year, fostering a strong sense of belonging among residents.

With its affordable homes, friendly atmosphere, and proximity to nature, Baxter, TN 38544 is a wonderful place to plant your roots. Discover your dream home in this vibrant community today and experience the best of what Tennessee has to offer!

Newest 38544 Homes under $500,000

$329,000

3 Beds ⋅ 2 Baths ⋅ 3620309 MLS ⋅ ACTIVE Status ⋅ 0.54 Acres ⋅ 38544 Zip Code

Be the lucky one to call this beautiful new construction home. This home truly packs a punch from the curb appeal outside to all the gorgeous finishes inside. The home features an open living, kitchen, & dining concept as well as a split bedroom floor plan. The fully equipped kitchen is anchored by an island workstation with breakfast bar, topped with sparkling granite countertops. Luxury vinyl plank flooring throughout allows for easy cleaning. Primary suite features trey ceiling, walk-in closet, dual vanity, tile shower, & private potty room. Other extras that you will love are the spacious walk-in pantry, hallway entry with seating & storage for shoes, and the large laundry room. And last but definitely not least is the covered back deck with tongue & groove wood ceiling.

141 Reece Rd, Baxter

$219,990

3 Beds ⋅ 3 Baths ⋅ 3619176 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Rates as low as 5.5% 30 year fixed with our lender, see flyer in documents section for details. The Pearson is one of the newest townhomes in Paddington Place, Baxter, Tennessee. This modern, open-concept floorplan offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage within 1,418 sq. ft. Enjoy low-maintenance townhome living with an elegant design you won’t find elsewhere. Upon entering, a foyer and powder room greet you before opening into the spacious kitchen and living area. The kitchen features quartz countertops with seating and plenty of room for a dining table. Upstairs, the primary bedroom includes a walk-in closet and an ensuite bathroom with a double-bowl vanity. Two additional bedrooms provide versatile space for kids, nurseries, or offices, each with ample closet space. The hallway includes a full bathroom and an upstairs laundry room for convenience. The Pearson comes equipped with the Home is Connected smart home technology package, allowing you to control your home via smart device, whether near or away. Contact us today to learn more about the Pearson at Paddington Place in Baxter, TN.

277 Dale Mires Ln, Baxter

$219,990

3 Beds ⋅ 3 Baths ⋅ 3619174 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

The Pearson is one of the newest townhomes in Paddington Place, Baxter, Tennessee. Rates as low as 5.5% 30 year fixed with our lender, see flyer in documents section for details. This modern, open-concept floorplan offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage within 1,418 sq. ft. Enjoy low-maintenance townhome living with an elegant design you won’t find elsewhere. Upon entering, a foyer and powder room greet you before opening into the spacious kitchen and living area. The kitchen features quartz countertops with seating and plenty of room for a dining table. Upstairs, the primary bedroom includes a walk-in closet and an ensuite bathroom with a double-bowl vanity. Two additional bedrooms provide versatile space for kids, nurseries, or offices, each with ample closet space. The hallway includes a full bathroom and an upstairs laundry room for convenience. The Pearson comes equipped with the Home is Connected smart home technology package, allowing you to control your home via smart device, whether near or away. Contact us today to learn more about the Pearson at Paddington Place in Baxter, TN.

279 Dale Mires Ln, Baxter

$229,990

3 Beds ⋅ 3 Baths ⋅ 3619172 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Rates as low as 5.5% 30 year fixed with our lender, see flyer in documents section for details. End unit! The Pearson is one of the newest townhomes in Paddington Place, Baxter, Tennessee. This modern, open-concept floorplan offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage within 1,418 sq. ft. Enjoy low-maintenance townhome living with an elegant design you won’t find elsewhere. Upon entering, a foyer and powder room greet you before opening into the spacious kitchen and living area. The kitchen features quartz countertops with seating and plenty of room for a dining table. Upstairs, the primary bedroom includes a walk-in closet and an ensuite bathroom with a double-bowl vanity. Two additional bedrooms provide versatile space for kids, nurseries, or offices, each with ample closet space. The hallway includes a full bathroom and an upstairs laundry room for convenience. The Pearson comes equipped with the Home is Connected smart home technology package, allowing you to control your home via smart device, whether near or away. Contact us today to learn more about the Pearson at Paddington Place in Baxter, TN.

283 Dale Mires Ln, Baxter

$219,990

3 Beds ⋅ 3 Baths ⋅ 3619170 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

281 Dale Mires Ln, Baxter

$263,200

3 Beds ⋅ 2 Baths ⋅ 3613065 MLS ⋅ ACTIVE Status ⋅ 0.29 Acres ⋅ 38544 Zip Code

Spacious Two-Story Home in the Heart of Baxter, TN! Don't miss this opportunity to see this beautiful two-story home conveniently located in the heart of Baxter! Offering 3 bedrooms, 2 full bathrooms on main floor both with large walkin closet. The total square footage comes to 1,904 square feet. This home was completly remodeled in 1993, this property provides plenty of space and features for comfortable living. Inside, you'll find a large primary bedroom complete with a large walk-in closet, along with spacious living areas and plenty of potential to make this home your own. Outside, enjoy a large deck, perfect for relaxing or entertaining, as well as a partially fenced yard and a double concrete driveway. The property also includes a detached two-car garage, providing additional parking, storage, or workspace. With its convenient Baxter location, this property is one you won't want to miss.

406 4th Ave S, Baxter

$349,900

4 Beds ⋅ 3 Baths ⋅ 3611264 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Franklin — 2,269 sq ft | 4 bed | 2.5 bath | 2-car | 38x46 The Franklin puts the primary suite on the main floor — a feature usually reserved for larger, more expensive homes. Spacious, adaptable living areas flex with your family's evolving needs, and three additional bedrooms upstairs give kids, guests, or a home office plenty of room. Choose from curated finish packages and structural options to make it yours. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. Pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives plus flexible financing through Mutual of Omaha available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access.

2221 Reece Rd, Baxter

$389,990

4 Beds ⋅ 4 Baths ⋅ 3611261 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Rutledge — 2,695 sq ft | 4 bed | 3.5 bath | 2-car | 40x46 The Rutledge is the flagship plan — and the smartest layout in the lineup. A convenient main-floor bedroom with full bath serves as an in-law suite, guest room, or home office, while the large private second-story primary suite gives parents real separation from the rest of the house. Two additional upstairs bedrooms round out the plan. Choose from curated finish packages and structural options to make it yours. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. Pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives plus flexible financing through Mutual of Omaha available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access.

2241 Reece Rd, Baxter

$274,900

3 Beds ⋅ 3 Baths ⋅ 3611257 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Welcome to the Walton — the perfect entry point into new construction homeownership at Banner Built's newest community. At 1,428 square feet with 3 bedrooms, 2 bathrooms, and a 2-car garage, this single-level plan delivers unbeatable value without compromising quality. Inside, an open-concept layout flows from the kitchen to the main living area, with a storage-centered floor plan and a covered patio that extends your living space outdoors. Choose from curated finish packages and structural options to personalize with confidence. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. A straightforward process: pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives, plus flexible financing through Mutual of Omaha (1% toward closing costs), are available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access ahead of the preview event.

2121 Reece Rd, Baxter

$399,000

3 Beds ⋅ 3 Baths ⋅ 3603592 MLS ⋅ ACTIVE Status ⋅ 4.1 Acres ⋅ 38544 Zip Code

Completely Remodeled Home on 4.1 Acres! Enjoy peaceful country living with modern conveniences in this beautifully remodeled 1,680 sq. ft. home. Featuring 3 bedrooms, 2.5 bathrooms, an oversized primary bedroom, desirable split-bedroom floor plan, and spacious living room. The home also offers a full-size unfinished basement with plenty of potential and a 16' x 16' covered deck overlooking the beautiful 4.1-acre property. Updates include stainless steel kitchen appliances less than one year old, new insulation, HVAC with whole-home air purification system less than one year old, new basement sump pump, and a tankless natural gas water heater. A convenient teardrop driveway and mature trees add to the property's appeal. With extensive updates, plenty of outdoor space, this home is move-in ready and waiting for its next owner.

4121 Old Moss Rd, Baxter

$385,000

4 Beds ⋅ 3 Baths ⋅ 3598547 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 38544 Zip Code

Welcome to this stunning 4 bedroom, 3 bathroom home located at 301 Oliver Way in Cookeville! With 2312 sq ft of living space and built in 2022, this modern home offers the perfect blend of comfort and convenience. This home is virtually new and ready to move in with easy access to Cookeville and I-40 which makes commuting a breeze. Additional Details include a corner lot 7 spacious garage. Schedule a showing and don't miss out on this fantastic opportunity!

301 Oliver Way, Baxter

$219,100

3 Beds ⋅ 3 Baths ⋅ 3596135 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Nearly new 2024-built townhome in Paddington Place, Baxter, just minutes from I-40. This two-level home features 3 bedrooms, 2.5 baths,1536 sq ft with all bedrooms and laundry conveniently located upstairs. This phase offers upgraded finishes including higher-end cabinetry, granite countertops, and improved flooring compared to current builds. Enjoy a vinyl-fenced backyard and low-maintenance living. Great opportunity for an investment property or primary residence.

190 Dale Mires Ln, Baxter

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38544 Homes under $500,000

Newest 38544 Homes under $500,000

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