38544 Homes under $700,000

Welcome to Baxter, Tennessee, a charming town nestled in the heart of the scenic Upper Cumberland region, where the zip code 38544 offers a delightful blend of rural tranquility and modern convenience. Known for its friendly community and picturesque landscapes, Baxter is the perfect place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Homes in the 38544 area are not only affordable but also diverse, with a variety of options under $700,000. Whether you’re searching for a cozy cottage, a spacious family home, or a serene retreat with stunning views, Baxter has something to suit every taste and budget. Many properties feature beautiful outdoor spaces, perfect for enjoying the mild Tennessee climate, while others boast modern amenities that cater to today’s lifestyle.

Baxter is conveniently situated near popular attractions such as Center Hill Lake, where outdoor enthusiasts can indulge in boating, fishing, and hiking. The town also offers easy access to nearby Cookeville, known for its vibrant downtown area filled with shops, restaurants, and cultural experiences. Families will appreciate the excellent schools and community events that foster a strong sense of belonging.

With its affordable housing market and welcoming atmosphere, Baxter, TN, is an ideal destination for those looking to settle down in a serene yet vibrant community. Explore the possibilities in the 38544 zip code today, and discover your dream home in this enchanting corner of Tennessee!

Newest 38544 Homes under $700,000

$575,000

3 Beds ⋅ 2 Baths ⋅ 3619575 MLS ⋅ ACTIVE Status ⋅ 5.08 Acres ⋅ 38544 Zip Code

Situated on 5 acres with beautiful views, this property is a must-see. The 3-bedroom, 2-bath home offers 1,517 square feet of living space, stainless steel appliances, and a primary bedroom with a walk-in closet. A covered deck extends the living space outdoors and is already wired for a future hot tub, an inviting spot to unwind and enjoy the scenery. The home also features a fenced-in backyard. The fenced and cross-fenced pastures offer room for animals, while the 12-by-30 shop, barn, and RV parking provide useful space for storage and recreation. The RV parking area offers 14-foot height clearance, 40 feet of length, and an additional 18-foot clearing on the opposite side. With scenic views, usable acreage, and room for a variety of needs, this property offers plenty to appreciate both at home and outdoors.

7740 Nashville Hwy, Baxter

$219,990

3 Beds ⋅ 3 Baths ⋅ 3619176 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Rates as low as 5.5% 30 year fixed with our lender, see flyer in documents section for details. The Pearson is one of the newest townhomes in Paddington Place, Baxter, Tennessee. This modern, open-concept floorplan offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage within 1,418 sq. ft. Enjoy low-maintenance townhome living with an elegant design you won’t find elsewhere. Upon entering, a foyer and powder room greet you before opening into the spacious kitchen and living area. The kitchen features quartz countertops with seating and plenty of room for a dining table. Upstairs, the primary bedroom includes a walk-in closet and an ensuite bathroom with a double-bowl vanity. Two additional bedrooms provide versatile space for kids, nurseries, or offices, each with ample closet space. The hallway includes a full bathroom and an upstairs laundry room for convenience. The Pearson comes equipped with the Home is Connected smart home technology package, allowing you to control your home via smart device, whether near or away. Contact us today to learn more about the Pearson at Paddington Place in Baxter, TN.

277 Dale Mires Lane, Baxter

$219,990

3 Beds ⋅ 3 Baths ⋅ 3619174 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

The Pearson is one of the newest townhomes in Paddington Place, Baxter, Tennessee. Rates as low as 5.5% 30 year fixed with our lender, see flyer in documents section for details. This modern, open-concept floorplan offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage within 1,418 sq. ft. Enjoy low-maintenance townhome living with an elegant design you won’t find elsewhere. Upon entering, a foyer and powder room greet you before opening into the spacious kitchen and living area. The kitchen features quartz countertops with seating and plenty of room for a dining table. Upstairs, the primary bedroom includes a walk-in closet and an ensuite bathroom with a double-bowl vanity. Two additional bedrooms provide versatile space for kids, nurseries, or offices, each with ample closet space. The hallway includes a full bathroom and an upstairs laundry room for convenience. The Pearson comes equipped with the Home is Connected smart home technology package, allowing you to control your home via smart device, whether near or away. Contact us today to learn more about the Pearson at Paddington Place in Baxter, TN.

279 Dale Mires Lane, Baxter

$229,990

3 Beds ⋅ 3 Baths ⋅ 3619172 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Rates as low as 5.5% 30 year fixed with our lender, see flyer in documents section for details. End unit! The Pearson is one of the newest townhomes in Paddington Place, Baxter, Tennessee. This modern, open-concept floorplan offers 3 bedrooms, 2.5 bathrooms, and a 1-car garage within 1,418 sq. ft. Enjoy low-maintenance townhome living with an elegant design you won’t find elsewhere. Upon entering, a foyer and powder room greet you before opening into the spacious kitchen and living area. The kitchen features quartz countertops with seating and plenty of room for a dining table. Upstairs, the primary bedroom includes a walk-in closet and an ensuite bathroom with a double-bowl vanity. Two additional bedrooms provide versatile space for kids, nurseries, or offices, each with ample closet space. The hallway includes a full bathroom and an upstairs laundry room for convenience. The Pearson comes equipped with the Home is Connected smart home technology package, allowing you to control your home via smart device, whether near or away. Contact us today to learn more about the Pearson at Paddington Place in Baxter, TN.

283 Dale Mires Lane, Baxter

$219,990

3 Beds ⋅ 3 Baths ⋅ 3619170 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

281 Dale Mires Lane, Baxter

$263,200

3 Beds ⋅ 2 Baths ⋅ 3613065 MLS ⋅ ACTIVE Status ⋅ 0.29 Acres ⋅ 38544 Zip Code

Spacious Two-Story Home in the Heart of Baxter, TN! Don't miss this opportunity to see this beautiful two-story home conveniently located in the heart of Baxter! Offering 3 bedrooms, 2 full bathrooms on main floor both with large walkin closet. The total square footage comes to 1,904 square feet. This home was completly remodeled in 1993, this property provides plenty of space and features for comfortable living. Inside, you'll find a large primary bedroom complete with a large walk-in closet, along with spacious living areas and plenty of potential to make this home your own. Outside, enjoy a large deck, perfect for relaxing or entertaining, as well as a partially fenced yard and a double concrete driveway. The property also includes a detached two-car garage, providing additional parking, storage, or workspace. With its convenient Baxter location, this property is one you won't want to miss.

406 S 4th Ave, Baxter

$349,900

4 Beds ⋅ 3 Baths ⋅ 3611264 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Franklin — 2,269 sq ft | 4 bed | 2.5 bath | 2-car | 38x46 The Franklin puts the primary suite on the main floor — a feature usually reserved for larger, more expensive homes. Spacious, adaptable living areas flex with your family's evolving needs, and three additional bedrooms upstairs give kids, guests, or a home office plenty of room. Choose from curated finish packages and structural options to make it yours. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. Pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives plus flexible financing through Mutual of Omaha available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access.

2221 Reece Road, Baxter

$389,990

4 Beds ⋅ 4 Baths ⋅ 3611261 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Rutledge — 2,695 sq ft | 4 bed | 3.5 bath | 2-car | 40x46 The Rutledge is the flagship plan — and the smartest layout in the lineup. A convenient main-floor bedroom with full bath serves as an in-law suite, guest room, or home office, while the large private second-story primary suite gives parents real separation from the rest of the house. Two additional upstairs bedrooms round out the plan. Choose from curated finish packages and structural options to make it yours. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. Pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives plus flexible financing through Mutual of Omaha available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access.

2241 Reece Road, Baxter

$274,900

3 Beds ⋅ 3 Baths ⋅ 3611257 MLS ⋅ ACTIVE Status ⋅ 38544 Zip Code

Welcome to the Walton — the perfect entry point into new construction homeownership at Banner Built's newest community. At 1,428 square feet with 3 bedrooms, 2 bathrooms, and a 2-car garage, this single-level plan delivers unbeatable value without compromising quality. Inside, an open-concept layout flows from the kitchen to the main living area, with a storage-centered floor plan and a covered patio that extends your living space outdoors. Choose from curated finish packages and structural options to personalize with confidence. Built by Banner Built Homes, a Legacy South company, with the craftsmanship and proven systems behind 300+ homes a year. A straightforward process: pick your homesite, pick your finishes, and we handle the rest. Hometown Hero and First-Time Buyer incentives, plus flexible financing through Mutual of Omaha (1% toward closing costs), are available. Grand Opening May 9, 2026. Contact listing agent to schedule a sneak peek and secure priority homesite access ahead of the preview event.

2121 Reece Road, Baxter

$399,000

3 Beds ⋅ 3 Baths ⋅ 3603592 MLS ⋅ ACTIVE Status ⋅ 4.1 Acres ⋅ 38544 Zip Code

Completely Remodeled Home on 4.1 Acres! Enjoy peaceful country living with modern conveniences in this beautifully remodeled 1,680 sq. ft. home. Featuring 3 bedrooms, 2.5 bathrooms, an oversized primary bedroom, desirable split-bedroom floor plan, and spacious living room. The home also offers a full-size unfinished basement with plenty of potential and a 16' x 16' covered deck overlooking the beautiful 4.1-acre property. Updates include stainless steel kitchen appliances less than one year old, new insulation, HVAC with whole-home air purification system less than one year old, new basement sump pump, and a tankless natural gas water heater. A convenient teardrop driveway and mature trees add to the property's appeal. With extensive updates, plenty of outdoor space, this home is move-in ready and waiting for its next owner.

4121 Old Moss Rd, Baxter

$550,000

4 Beds ⋅ 3 Baths ⋅ 3601771 MLS ⋅ ACTIVE Status ⋅ 1.08 Acres ⋅ 38544 Zip Code

Beautifully maintained and thoughtfully updated home on over an acre in the heart of Baxter. This spacious 4-bedroom, 2.5-bath home offers a rare combination of privacy, convenience, and room to spread out, all within city limits and just minutes from Upperman schools and I-40. The main level features a welcoming layout with hardwood and tile flooring, main-level primary suite, and an attached 2-car garage. Enjoy the added living space of the sunroom, plus a large back deck overlooking the expansive backyard, perfect for relaxing, entertaining, or everyday family living. Upstairs offers three additional bedrooms and a full bath. With its generous lot, updated feel, and desirable location, this property is a standout opportunity in Baxter.

1100 Main St, Baxter

$385,000

4 Beds ⋅ 3 Baths ⋅ 3598547 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 38544 Zip Code

Welcome to this stunning 4 bedroom, 3 bathroom home located at 301 Oliver Way in Cookeville! With 2312 sq ft of living space and built in 2022, this modern home offers the perfect blend of comfort and convenience. This home is virtually new and ready to move in with easy access to Cookeville and I-40 which makes commuting a breeze. Additional Details include a corner lot 7 spacious garage. Schedule a showing and don't miss out on this fantastic opportunity!

301 Oliver Way, Baxter

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