38562 Homes under $1 million

Welcome to Gainesboro, Tennessee, a charming town nestled in the heart of Jackson County, where the zip code 38562 offers a delightful blend of small-town charm and natural beauty. Known for its friendly atmosphere and picturesque landscapes, Gainesboro is an ideal destination for those seeking a peaceful lifestyle without sacrificing modern conveniences.

Homes in the 38562 area are not only affordable but also offer incredible value, with many options available under $1 million. Whether you're a first-time homebuyer, looking to downsize, or seeking a vacation retreat, Gainesboro has something to suit every need. From cozy cottages to spacious family homes, you can find properties that reflect your personal style and preferences.

The community is rich in history and culture, with local shops, restaurants, and parks just a stone's throw away. Residents enjoy easy access to the stunning Cordell Hull Lake, perfect for fishing, boating, and outdoor adventures. The surrounding natural beauty provides ample opportunities for hiking, picnicking, and exploring the great outdoors.

In addition to its scenic attractions, Gainesboro is known for its welcoming spirit and close-knit community. Local events and gatherings foster a sense of belonging, making it easy to meet new friends and create lasting memories.

If you’re ready to find your dream home in a serene setting with a vibrant community, look no further than Gainesboro, TN. With homes available under $1 million, your ideal lifestyle awaits in the charming zip code of 38562!

Newest 38562 Homes under $1 million

$427,900

3 Beds ⋅ 2 Baths ⋅ 3626316 MLS ⋅ ACTIVE Status ⋅ 5 Acres ⋅ 38562 Zip Code

Ultimate privacy and unmatched versatility await at this 1,961 sq ft one-level homestead, perfectly situated on 5 unrestricted, park-like acres. The well-maintained residence features 3 spacious bedrooms, 2 full baths, a home office flex space, and updated Luxury Vinyl Plank (LVP) flooring flowing beneath an open-concept layout. At the heart of the home is an updated kitchen outfitted with custom maple cabinetry, sleek appliances, a new gas stove/oven, and a massive walk-in pantry with a built-in sink—an absolute paradise for bakers, caterers, or culinary enthusiasts. The kitchen opens seamlessly to the formal dining room and a warm living area anchored by a cozy fireplace, making indoor entertaining effortless. Step outside to discover an exceptional 50 feet long, under roof 40x36 detached 6-car garage and workshop. Equipped with concrete flooring, 4 bay doors, and its own dedicated 200-amp electrical panel, it is a mechanic’s or hobbyist’s ultimate sanctuary, supplemented by 2 additional storage buildings. Relax in absolute comfort on the front porch featuring a remote-controlled sunshade canopy or unwind on the back patio while watching the local deer drift through the trees. Maintained mechanicals will provide you ultimate peace of mind, including a 5-year-young metal roof and an installed French drain system around the home. With 5 private, unrestricted acres, there is abundant space to build a second residence to create a multi-generational family compound or utilize the land as a small hobby farm and private recreational retreat. Small wet weather creek on property. Conveniently located just 5 minutes to the quaint town of Gainesboro, 10 minutes to Granville, 10 minutes to boat ramps for fishing, and an easy 35 minutes to Cookeville. Call today to schedule your showing!

115 W Creek Ln, Gainesboro

$424,900

5 Beds ⋅ 2 Baths ⋅ 3623999 MLS ⋅ ACTIVE Status ⋅ 2.78 Acres ⋅ 38562 Zip Code

Step back in time with this charming Sears pattern home offering timeless character, spacious rooms, and beautiful updates! Situated on 2.78 acres near the Cumberland River, this unique property combines classic charm with modern improvements. Featuring 5 bedrooms, 2 full bathrooms, and impressive 10-foot ceilings, a grand staircase and a back staircase, the home offers plenty of room for family, guests, and a home office. The seller has thoughtfully remodeled several rooms, exposed a double-sided fireplace, remodeled the kitchen, added new flooring, installed a new roof, and refinished the original hardwood floors, preserving the home’s historic appeal while adding fresh updates. Outside, you’ll find a detached carriage house that offers endless possibilities for additional living space, a hobby room, workshop, studio, or extra storage. With its spacious acreage, historic character, and convenient location near the Cumberland River (featuring a path to the water), this property offers a wonderful opportunity to own a piece of history with room to make it your own!

160 Cassetty Ln, Gainesboro

$219,900

2 Beds ⋅ 1 Baths ⋅ 3623954 MLS ⋅ ACTIVE Status ⋅ 1.03 Acres ⋅ 38562 Zip Code

Fall in love with the charm and coziness of this inviting remodeled two-bedroom, one-bath farmhouse nestled on a beautiful 1-acre property. Offering the perfect blend of country living and convenience, this property provides a peaceful, private setting while remaining just minutes from town. A detached garage offers additional storage space for tools, equipment, hobbies, or outdoor essentials. Whether you’re looking for a starter home, a cozy downsizing opportunity, or a charming country retreat, this property offers plenty of potential to make it your own.

1447 York Hwy, Gainesboro

$280,000

3 Beds ⋅ 2 Baths ⋅ 3611866 MLS ⋅ ACTIVE Status ⋅ 0.71 Acres ⋅ 38562 Zip Code

Brand new 3 bed, 2 bath home featuring an open floor plan and thoughtfully designed finishes throughout. The bright living space connects to a stylish kitchen with quality cabinets, modern fixtures, and ample storage. Primary suite includes a walk in closet, private bath, while two additional bedrooms share a full guest bath. Durable flooring, energy efficient features, fully encapsulated crawlspace, and a low maintenance exterior make this home beautiful and practical. Perfect for first time home buyers, downsizers or anyone looking for turnkey living.

129 Butler Ln, Gainesboro

$379,000

3 Beds ⋅ 3 Baths ⋅ 3611090 MLS ⋅ ACTIVE Status ⋅ 2.82 Acres ⋅ 38562 Zip Code

Built in 2022 and better than new construction, this stunning 3-bedroom, 2.5-bath home offers 2,009 square feet of beautifully designed living space situated on 2.82 acres. Step inside to soaring vaulted ceilings, abundant natural light, and an impressive open-concept floor plan that feels exceptionally spacious and inviting. The kitchen is a showstopper with gorgeous cabinetry, a massive center island, and plenty of room for gathering and entertaining. Thoughtful custom finishes continue throughout the home, including beautifully tiled showers and a luxurious soaking tub in the primary bath. The spacious primary suite is a true retreat, complete with its own private deck overlooking the peaceful backyard. Outside, enjoy nearly three acres of space, multiple outdoor living areas, and an attached two-car garage. With the feel and finishes of a custom home, the space of an acreage property, and the advantage of being only a few years old, this home offers the best of both worlds—move-in ready without sacrificing character, quality, or space. Schedule your showing today! Buyer to verify ALL information!

248 Bm Johnson Ln, Gainesboro

$369,500

3 Beds ⋅ 2 Baths ⋅ 3601735 MLS ⋅ ACTIVE Status ⋅ 10.1 Acres ⋅ 38562 Zip Code

Unique unrestricted property on Cordell Hull Lake with lots of potential. Mobile home with new roof system covering full porches on front and back, 14x32 tiny home with water & electric, 12x20 shed with electric, 20x20 garage with water & electric. Private setting in rural area with loads of wildlife. Perfect property to develop a campground on Cordell Hull Lake. Unrestricted, level to rolling with trails and easy access to the water.

133 Cook Ln, Gainesboro

$219,900

3 Beds ⋅ 2 Baths ⋅ 3596568 MLS ⋅ ACTIVE Status ⋅ 0.92 Acres ⋅ 38562 Zip Code

Completely remodeled down to the studs, this beautifully updated home blends modern upgrades with cozy cabin charm. Featuring tongue-and-groove walls throughout much of the interior, the home offers a warm, inviting atmosphere with rustic character and thoughtful finishes throughout. The open-concept living, kitchen, and dining area creates a functional layout ideal for everyday living and entertaining. Rich wood tones, updated fixtures, and farmhouse-inspired touches add to the home’s peaceful country feel. Extensive upgrades include insulated vinyl siding, engineered hardwood flooring throughout, all new vinyl insulated windows, and a completely new HVAC system with all new ductwork. Renovated inside and out with updated finishes, fixtures, and systems, this move-in ready property offers the feel of new construction while maintaining timeless charm. Exterior features include a durable metal roof, covered front porch, and a quiet setting that feels private and relaxing. Tax Record is not correct. Updated Plat in Documents. 292 Harmony Rd is lot 1. Conveniently located with easy access to Dale Hollow Lake, Cordell Hull Lake, and Center Hill Lake, as well as nearby state parks including Standing Stone and Cummins Falls, this property is perfectly situated for those who enjoy outdoor recreation, boating, hiking, and peaceful country living.

292 Harmony Rd, Gainesboro

$180,000

2 Beds ⋅ 1 Baths ⋅ 3593253 MLS ⋅ ACTIVE Status ⋅ 0.84 Acres ⋅ 38562 Zip Code

Adorable, completely remodeled cottage situated on 0.84 acres! This charming 2-bedroom, 1-bath home has been gutted to the studs and thoughtfully renovated, offering the character of a classic cottage with the benefit of extensive updates throughout. The property features a fully fenced yard, giving you plenty of usable outdoor space, along with multiple outbuildings for storage, hobbies, lawn equipment, or workshop space. A covered front porch adds to the cottage charm, while the nearly one-acre setting provides room to spread out and enjoy the property. With its fresh renovation, generous lot, fenced yard, and abundant storage, this little cottage packs a lot into an affordable package. Move-in ready and full of charm!

3863 York Hwy, Gainesboro

$154,900

2 Beds ⋅ 1 Baths ⋅ 3548117 MLS ⋅ ACTIVE Status ⋅ 1.01 Acres ⋅ 38562 Zip Code

1+ ac located in a rural country location of Jakson County, TN with a modest home that has potential and bones to be a high-end home if remodeled. Although, the home is currently livable and ready to move into. 2BD/1BA ranch with an unfinished basement with a basement garage. Home interior has a solid dark knotty oak wood wall siding in the dining & kitchen area to give that rustic country feeling. Kitchen & dining areas are combination with a nook and eat-in area in the dining area. Beautiful shiny hardwood floors throughout. Nice uncovered front porch, handicap ramp and a lovely L shape uncovered patio in the back with access to the kitchen with sliding doors. Awesome yard with a garden spot, home sits at the back of the property way off the county paved maintained road. The yard is perfection and mostly cleared with a level to a gentle roll. Plenty of room to add a pole barn or another building. Within 6/10’s of a mile to the CORDELL HULL WATERFOUL REFUDGE & CORDELL HULL LAKE & CUMBERLAND RIVER. Less than 2 miles from the historical town of Gainesboro, TN. Ideal home for your weekend getaway or lake retreat. Selling “AS IS WHERE IS”. Buyer to do own due diligence & pertinent information.

2471 Free State Rd, Gainesboro

$469,000

3 Beds ⋅ 2 Baths ⋅ 3545604 MLS ⋅ ACTIVE Status ⋅ 1.524 Acres ⋅ 38562 Zip Code

**LAKE VIEW** LOCATED DIRECTLY ACROSS FROM THE LAKE WITH BOAT RAMP ACCESS*** Truly one-of-a-kind! Once home to the historic Funn Branch Schoolhouse, this special property has been beautifully transformed into a 3-bedroom, 2-bath home filled with character and charm. Offering over 2,000 sq ft of living space, the open floor plan with abundant windows fill the home with natural light, creating a relaxing environment. Since purchasing the home, the current owners have completed an extensive list of improvements , thoughtfully updating and maintaining the home while preserving the character that makes it so special to include reclaiming some of the original hardwood floors and beadboard in multiple living areas. Some other notable updates include: Encapsulated Crawlspace, All-New Electrical and 225-amp circuit breaker, Plumbing, and Siding. Insulation, windows, roof, and water heater added in 2011; New HVAC in 2023; new mini-split in the sunroom in 2025. ( See attached list) Step out onto the covered front porch to take in the peaceful surroundings and year-round lake views, as well as a seasonal waterfront pond. Have the option to enjoy your morning coffee on the screened-in porch, back deck, or sunroom. The property features a 24x34 detached garage, 20x20 storage shed, hot tub, and plenty of space to enjoy the outdoors (over an acre and a half). Outdoor and lake enthusiasts, as well as fishermen, will love being less than 10 minutes from Salt Lick Creek Campground, offering beach access and a boat ramp to Cordell Hull Lake. Enjoy the peaceful setting of country living without sacrificing convenience. Access to shopping, dining, groceries, and everyday necessities within 30 minutes or less of both Carthage and Gainesboro. A property with this much history, personality, space, and scenery is truly a rare find!

1278 Brooks Bend Ln, Gainesboro

$324,900

4 Beds ⋅ 3 Baths ⋅ 3545542 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 38562 Zip Code

Check out this large and spacious 3,100 sq. ft. brick home offering plenty of room for family, guests, and entertaining! Featuring 4 bedrooms and 2.5 baths +office, this well-appointed property also includes a versatile mother-in-law suite/apartment that could provide private accommodations for family members, guests, or an excellent opportunity for rental income. The home sits on 1.5 acres with a beautiful level yard, providing plenty of space for outdoor activities, Relax and entertain around the above-ground swimming pool with a spacious deck, perfect for making summer memories. Additional features include a 2-car garage plus lots of extra storage space for tools, equipment, recreational items, and more. Conveniently located on Hwy 56, this property offers easy access to Cookeville, I-40, and Gainesboro, making commuting and everyday conveniences just a short drive away. With its spacious floor plan, additional living/rental potential, large level lot, pool, garage, and convenient location, this property offers space, versatility, and opportunity all in one! Don’t miss your chance to make this wonderful brick home your own.

3464 S Grundy Quarles Hwy, Gainesboro

$345,000

4 Beds ⋅ 2 Baths ⋅ 3543117 MLS ⋅ ACTIVE Status ⋅ 2 Acres ⋅ 38562 Zip Code

Buyer Incentives: The seller’s preferred lender is offering up to $3,500 in lender credits to qualified buyers. Plus, the listing agent is offering a FREE 65" TV at closing!—ask for details! This beautiful 4-bedroom, 2-bath home offers over 1,450 sq. ft. of living space and sits on 2 acres, providing peaceful Creekside living with an inviting open floor plan and desirable split-bedroom layout, featuring a private primary bedroom on one side and three additional bedrooms on the other. The spacious kitchen features beautiful countertops, farmhouse sink, kitchen island, and gas stove. A 1,700+ sq. ft. full walkout basement provides incredible additional space for recreation, storage, a workshop, or future living areas. Roof is new, was put on Oct 2024 will come with multi year warranty by Risher Roofing. Front yard fence installed in 2023. Enjoy the beauty and tranquility of Flynns Creek flowing through the backyard, making this property a rare opportunity for space, comfort, and Tennessee country living. Schedule your showing today!!

2630 Granville Hwy, Gainesboro

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38562 Homes under $1 million

Newest 38562 Homes under $1 million

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