38562 Homes under $300,000

Welcome to Gainesboro, Tennessee, located in the picturesque Jackson County and nestled within the charming zip code of 38562. This serene community is known for its stunning natural beauty, friendly atmosphere, and a strong sense of community spirit. With a rich history and a vibrant local culture, Gainesboro offers a perfect blend of rural charm and modern conveniences.

For those looking to invest in their dream home without breaking the bank, Gainesboro is an excellent choice. The real estate market here features a variety of homes priced under $300,000, making it an ideal destination for first-time buyers, families, and retirees alike. Whether you’re searching for a cozy cottage, a spacious family home, or a serene retreat surrounded by nature, you’ll find plenty of options that cater to diverse tastes and lifestyles.

Living in Gainesboro means you can enjoy the tranquility of small-town life while still being conveniently located near essential amenities. Residents have access to local shops, dining options, and recreational activities, including nearby parks and outdoor adventures that showcase the breathtaking landscapes of Tennessee.

As you explore the homes in the 38562 zip code, you’ll discover properties that not only fit your budget but also provide a warm and inviting atmosphere to create lasting memories. Come experience the charm of Gainesboro, where your dream home awaits at a price that feels just right!

Newest 38562 Homes under $300,000

$205,000

2 Beds ⋅ 1 Baths ⋅ 3623954 MLS ⋅ ACTIVE Status ⋅ 1.03 Acres ⋅ 38562 Zip Code

Fall in love with the charm and coziness of this inviting remodeled two-bedroom, one-bath farmhouse nestled on a beautiful 1-acre property. Offering the perfect blend of country living and convenience, this property provides a peaceful, private setting while remaining just minutes from town. A detached garage offers additional storage space for tools, equipment, hobbies, or outdoor essentials. Whether you’re looking for a starter home, a cozy downsizing opportunity, or a charming country retreat, this property offers plenty of potential to make it your own.

1447 York Hwy, Gainesboro

$280,000

3 Beds ⋅ 2 Baths ⋅ 3611866 MLS ⋅ ACTIVE Status ⋅ 0.71 Acres ⋅ 38562 Zip Code

Brand new 3 bed, 2 bath home featuring an open floor plan and thoughtfully designed finishes throughout. The bright living space connects to a stylish kitchen with quality cabinets, modern fixtures, and ample storage. Primary suite includes a walk in closet, private bath, while two additional bedrooms share a full guest bath. Durable flooring, energy efficient features, fully encapsulated crawlspace, and a low maintenance exterior make this home beautiful and practical. Perfect for first time home buyers, downsizers or anyone looking for turnkey living.

129 Butler Ln, Gainesboro

$219,900

3 Beds ⋅ 2 Baths ⋅ 3596568 MLS ⋅ ACTIVE Status ⋅ 0.92 Acres ⋅ 38562 Zip Code

Completely remodeled down to the studs, this beautifully updated home blends modern upgrades with cozy cabin charm. Featuring tongue-and-groove walls throughout much of the interior, the home offers a warm, inviting atmosphere with rustic character and thoughtful finishes throughout. The open-concept living, kitchen, and dining area creates a functional layout ideal for everyday living and entertaining. Rich wood tones, updated fixtures, and farmhouse-inspired touches add to the home’s peaceful country feel. Extensive upgrades include insulated vinyl siding, engineered hardwood flooring throughout, all new vinyl insulated windows, and a completely new HVAC system with all new ductwork. Renovated inside and out with updated finishes, fixtures, and systems, this move-in ready property offers the feel of new construction while maintaining timeless charm. Exterior features include a durable metal roof, covered front porch, and a quiet setting that feels private and relaxing. Tax Record is not correct. Updated Plat in Documents. 292 Harmony Rd is lot 1. Conveniently located with easy access to Dale Hollow Lake, Cordell Hull Lake, and Center Hill Lake, as well as nearby state parks including Standing Stone and Cummins Falls, this property is perfectly situated for those who enjoy outdoor recreation, boating, hiking, and peaceful country living.

292 Harmony Rd, Gainesboro

$169,900

2 Beds ⋅ 1 Baths ⋅ 3593253 MLS ⋅ ACTIVE Status ⋅ 0.84 Acres ⋅ 38562 Zip Code

Adorable, completely remodeled cottage situated on 0.84 acres! This charming 2-bedroom, 1-bath home has been gutted to the studs and thoughtfully renovated, offering the character of a classic cottage with the benefit of extensive updates throughout. The property features a fully fenced yard, giving you plenty of usable outdoor space, along with multiple outbuildings for storage, hobbies, lawn equipment, or workshop space. A covered front porch adds to the cottage charm, while the nearly one-acre setting provides room to spread out and enjoy the property. With its fresh renovation, generous lot, fenced yard, and abundant storage, this little cottage packs a lot into an affordable package. Move-in ready and full of charm!

3863 York Hwy, Gainesboro

$154,900

2 Beds ⋅ 1 Baths ⋅ 3548117 MLS ⋅ ACTIVE Status ⋅ 1.01 Acres ⋅ 38562 Zip Code

1+ ac located in a rural country location of Jakson County, TN with a modest home that has potential and bones to be a high-end home if remodeled. Although, the home is currently livable and ready to move into. 2BD/1BA ranch with an unfinished basement with a basement garage. Home interior has a solid dark knotty oak wood wall siding in the dining & kitchen area to give that rustic country feeling. Kitchen & dining areas are combination with a nook and eat-in area in the dining area. Beautiful shiny hardwood floors throughout. Nice uncovered front porch, handicap ramp and a lovely L shape uncovered patio in the back with access to the kitchen with sliding doors. Awesome yard with a garden spot, home sits at the back of the property way off the county paved maintained road. The yard is perfection and mostly cleared with a level to a gentle roll. Plenty of room to add a pole barn or another building. Within 6/10’s of a mile to the CORDELL HULL WATERFOUL REFUDGE & CORDELL HULL LAKE & CUMBERLAND RIVER. Less than 2 miles from the historical town of Gainesboro, TN. Ideal home for your weekend getaway or lake retreat. Selling “AS IS WHERE IS”. Buyer to do own due diligence & pertinent information.

2471 Free State Rd, Gainesboro

$279,900

3 Beds ⋅ 2 Baths ⋅ 3523781 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 6.58 Acres ⋅ 38562 Zip Code

Tucked completely out of sight at the end of a long, secluded driveway, this charming Tennessee home offers the kind of privacy that’s getting harder to find. Situated on 6.58 unrestricted acres, the property feels like its own little retreat, surrounded by nature and frequent visits from deer, turkey, and other wildlife. The adorable 3-bedroom, 2-bath home is full of charm, with vaulted ceilings, and inviting outdoor spaces including a covered porch, screened porch, and deck. The property offers a beautiful mix of wooded and cleared acreage, mature trees, garden space, an outbuilding, and even a creek. Enjoy peaceful country living without giving up convenience, with easy access to both Cookeville and Gainesboro. If you’ve been looking for a place where you can truly get away from it all while still being close to town, this one is special. Buyer to verify ALL information

147 Ray Ln, Gainesboro

$120,000

1 Beds ⋅ 1 Baths ⋅ 3501412 MLS ⋅ ACTIVE Status ⋅ 5.06 Acres ⋅ 38562 Zip Code

Welcome to 225 Coys Cove Ln. This quaint 1 bedroom and 1 bath cabin is sitting on 5.06 surveyed acres. Newly remodeled upgrades include, electric, tankless hot water heater, mini split, cabinets, counter tops, lighting, flooring, doors, and so much more. This one is move in ready. Affordable country living or perfect getaway.

225 Coys Cove Ln, Gainesboro

$242,000

3 Beds ⋅ 1 Baths ⋅ 3333912 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.71 Acres ⋅ 38562 Zip Code

Move-in ready and full of charm! This well-maintained brick ranch is conveniently located within Gainesboro city limits and offers the perfect blend of modern updates and country appeal. Featuring 3 bedrooms and 1 full bath, this home has been refreshed with new flooring and fresh paint, creating a bright and welcoming interior. Enjoy your morning coffee on the covered front porch or unwind on the back patio overlooking the spacious 0.71-acre lot. Need extra storage or workspace? The detached garage and additional outbuilding provide room for vehicles, hobbies, and equipment. A picturesque creek adds to the property’s peaceful setting, while the convenient location keeps you just minutes from schools, shopping, and local amenities. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this property is one you won’t want to miss! Buyer to verify ALL INFORMATION.

221 England Hollow Rd, Gainesboro

$199,900

2 Beds ⋅ 1 Baths ⋅ 3309472 MLS ⋅ ACTIVE Status ⋅ 1.1 Acres ⋅ 38562 Zip Code

Incredible Fully Remodeled Cabin in a Lakeside Community with Seasonal Lake Views – Selling Fully Furnished! Escape to this beautifully remodeled cabin just minutes from the boat ramp and Salt Lick Creek Campground on Cordell Hull Lake. Offered completely furnished, this turnkey retreat is ready to enjoy as a weekend getaway, vacation rental, or full-time residence. Extensive updates include luxury vinyl plank flooring throughout, quartz countertops, stainless steel kitchen appliances, new lighting and plumbing fixtures, updated plumbing, new HVAC system, new water heater, new vapor barrier, and a brand-new covered front porch. The open-concept floor plan features a spacious living and dining area, while the primary bedroom opens directly onto a private deck through French doors. Enjoy seasonal lake views and beautiful scenery from nearly every room. High Speed Fiber Optic! Situated on one of the nicest lots in the community, this property offers the perfect blend of comfort, style, and outdoor recreation in a highly desirable Cordell Hull Lake location.

238 Rarick Ln, Gainesboro

$254,900

3 Beds ⋅ 1 Baths ⋅ 3260238 MLS ⋅ ACTIVE Status ⋅ 0.6 Acres ⋅ 38562 Zip Code

AMAZING OPPORTUNITY!! This solid brick home offers incredible panoramic views from a spacious 0.6-acre lot in a convenient location just minutes from Gainesboro! Featuring 3 cozy bedrooms, 1 full bath, and 1,365 sqft of well-maintained living space, this property blends comfort, charm, and practicality. NEW ROOF INSTALLED! Updated plumbing and brand new circuit breakers provide added peace of mind, while gleaming hardwood floors, durable tile, and soft carpeting create a warm and inviting atmosphere throughout. Two bedrooms feature new windows for improved efficiency and natural light. The home is also GENERATOR READY—just bring your generator! Enjoy quiet mornings or relaxing evenings in the charming sunroom overlooking the beautiful countryside views. The full basement offers abundant storage space, workshop potential, or future expansion opportunities. Plenty of outdoor space for gardening, entertaining, or simply enjoying the peaceful Tennessee scenery. Located only half a mile from Gainesboro, you’ll love the small-town charm while still being conveniently positioned just 30 mins to Cookeville, 41 mins to Carthage, and a little over an hour to Nashville International Airport. Motivated seller—bring your offer today! Fireplace does not convey with the home sale.

455 Jennings Creek Hwy, Gainesboro

$299,000

2 Beds ⋅ 1 Baths ⋅ 3183241 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 30 Acres ⋅ 38562 Zip Code

Private 37-Acre Retreat with Farmhouse, Barn & Endless Potential – Now Priced to Move! Tucked away at the end of a quiet country lane, this 30-acre property offers the privacy, space, and flexibility buyers are searching for. Whether you're dreaming of a homestead, hobby farm, hunting retreat, or a place to build your forever home, this one delivers. The property features an original 1,064 sq ft farmhouse with 2 bedrooms and 1 bath, complete with a screened front porch and covered back porch—perfect for enjoying the peaceful surroundings. The home is livable but in need of some repair, making it an ideal candidate to renovate to your taste. The land is a beautiful mix of mostly wooded, gently rolling terrain, offering excellent habitat for wildlife and plenty of room to explore, hunt, or develop. Multiple outbuildings—including a classic barn, detached garage, and several storage sheds—provide great infrastructure for farming, equipment storage, or livestock. Utilities are already in place with city water, an existing well, and ample road frontage, adding to the property’s versatility and long-term value. Located just minutes from Gainesboro and less than 30 minutes to Cookeville, you’ll enjoy peaceful country living without sacrificing convenience. Properties with this much land, privacy, and potential at this price point are getting harder to find—don’t miss your chance to see it in person and imagine what it could become!

140 Spivey Ln, Gainesboro

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

38562 Homes under $300,000

Newest 38562 Homes under $300,000

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