38582 Homes under $400,000

Welcome to Silver Point, Tennessee, a picturesque gem nestled in the heart of the 38582 zip code. This charming community offers a delightful blend of serene landscapes and vibrant local culture, making it an ideal spot for families, retirees, and anyone seeking a peaceful lifestyle with easy access to modern conveniences.

The 38582 area is known for its stunning natural beauty, with lush greenery, tranquil lakes, and scenic views that provide a perfect backdrop for outdoor activities. Whether you enjoy fishing, hiking, or simply soaking in the beautiful surroundings, Silver Point has something for everyone. With its close-knit community feel and friendly neighbors, you'll quickly find a sense of belonging in this welcoming town.

For those looking to invest in their dream home, the Silver Point area boasts a variety of properties available for under $400,000. From cozy single-family homes to spacious townhouses, there are plenty of options to suit diverse tastes and budgets. Many of these homes feature modern amenities, open floor plans, and beautiful outdoor spaces, perfect for entertaining or enjoying quiet evenings under the stars.

In addition to its affordable housing market, Silver Point is conveniently located near major highways, making it easy to access nearby cities like Cookeville and Crossville for shopping, dining, and entertainment. With its combination of affordability, natural beauty, and community spirit, the 38582 zip code is truly a wonderful place to call home. Come explore all that Silver Point has to offer and discover your perfect haven today!

Newest 38582 Homes under $400,000

$99,000

1 Beds ⋅ 1 Baths ⋅ 3520887 MLS ⋅ ACTIVE Status ⋅ 1.4 Acres ⋅ 38582 Zip Code

Turn-key investment property with a tenant in place, making it a great addition to your portfolio. Welcome to this charming 12x32 tiny home situated on 1.4 acres near Center Hill Lake. Full of potential, this premium lot is surrounded by mature trees and includes an RV connection for added flexibility, along with plenty of space to expand or build if desired. The tiny home offers efficient living in a peaceful setting just minutes from the interstate and the lake. Enjoy simple living with modern convenience, whether you are looking for a weekend getaway, a downsizing opportunity, or a rental investment. With a beautiful lot and endless possibilities, this property is ready to welcome its next owner. The shed has been converted into a tiny home.

16301b Smithville Hwy, Silver Point

$399,000

3 Beds ⋅ 3 Baths ⋅ 3246879 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 38582 Zip Code

Escape to Center Hill and enjoy breathtaking big water views from this fully furnished lake-view retreat, ideally positioned for both convenience and relaxation. From the moment you enter, the home offers a bright, open layout with abundant natural light and expansive windows that frame panoramic water views.The open-concept living area is designed for comfortable lake living, anchored by a newly renovated kitchen that brings fresh style and function to the heart of the home. Two expansive covered decks extend the living space outdoors, including new composite decking on the main level for low-maintenance enjoyment. These outdoor spaces create ideal settings for morning coffee, sunset dining, weekend gatherings, and quiet time overlooking the water. The location is a major advantage, with quick access to I-40 in approximately 4 minutes and Hurricane Marina and Blue Water Grille in approximately 5 minutes. Boating, dining, fishing, hiking, and lake recreation are all just moments away, making this property an excellent weekend escape, full-time lake home, or investment opportunity. Offered fully furnished, this Center Hill Lake property is ready for its next chapter.

258 Captains Point Rd, Silver Point

$345,000

4 Beds ⋅ 2 Baths ⋅ 3243935 MLS ⋅ ACTIVE Status ⋅ 5.16 Acres ⋅ 38582 Zip Code

Prime location with endless possibilities! Tucked away on over 5 acres of private and wooded land rests this 2944 square foot home that offers peace and quiet. The highly flexible floor plan can easily be used as a 4 or 5 bedroom home. Enjoy the outdoors from the covered porch or deck.The convenience is unmatched—you are just 3 miles from I-40, local shopping, Center Hill Lake marinas, and Caney Fork River recreation. Whether you are looking for a permanent home, a weekend lake getaway, or a high-potential short-term rental investment, this property has the space and location to make it happen. Features a metal roof and an attached side-entry garage.

16600 Center Hill Dam Rd, Silver Point

$374,900

3 Beds ⋅ 2 Baths ⋅ 3243154 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 38582 Zip Code

Beautifully updated lakefront-area home with year-round water views! This turnkey 3BR/2BA property features 1,248 sq ft on the main level along with an additional 360 sq ft of finished basement space. Renovated from top to bottom, updates include all new windows and sliding glass door, fresh interior paint, updated trim, new LVP flooring, and remodeled bathrooms with new tile throughout. The gorgeous walk-in tiled shower with glass door adds a luxurious touch. The spacious primary bedroom offers a walk-in closet for added convenience. The fully remodeled kitchen showcases new cabinetry, granite countertops, a center island, and brand-new appliances. Additional improvements include updated lighting, electrical upgrades, ceiling fans, new PEX plumbing, and three mini-split HVAC systems for efficient comfort. Outside, you’ll find enclosed storage beneath the home along with a new concrete front entry. Fiber internet is available. Ideally situated just minutes from Hurricane Marina and I-40, this move-in ready home combines modern finishes with beautiful lake views! Buyer to verify all info.

241 Nautilus Pt, Silver Point

$299,900

3 Beds ⋅ 2 Baths ⋅ 3205995 MLS ⋅ ACTIVE Status ⋅ 38582 Zip Code

Where privacy meets the lake life you’ve been dreaming of. Nestled in Putnam County, this private, fully furnished cabin offers the perfect blend of comfort, convenience, and natural beauty. Featuring 3 bedrooms and 2 baths, the home is designed for both relaxation and gathering, with two spacious decks ideal for morning coffee or unwinding after a day on the water. Enjoy a seasonal view of Center Hill Lake and year round tranquility surrounded by nature. Bordering Corps of Engineers property, the setting offers added privacy and a protected natural backdrop. Includes Lots 25 and 26 for added space and flexibility. Conveniently located minutes from Cookeville, Smithville, Hurricane Marina, Edgar Evins State Park, and I-40. Nearby boat ramp access makes lake days easy. No HOA. Private. Turnkey. Schedule your private showing today or take the virtual tour here: https://my.matterport.com/show/?m=qFTZCXPhm1h&mls=1

8045 Sarah Thomas Rd, Silver Point

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.