38582 Homes under $500,000

Welcome to the charming community of Silver Point, Tennessee, located in the picturesque 38582 zip code. Nestled between the serene waters of Center Hill Lake and the rolling hills of the Cumberland Plateau, this area offers a perfect blend of natural beauty and small-town charm. Silver Point is an ideal destination for those seeking a peaceful retreat while still enjoying access to modern amenities.

One of the standout features of the 38582 area is the diverse selection of homes available for under $500,000. Whether you're a first-time homebuyer, looking for a cozy vacation getaway, or seeking a family-friendly residence, you’ll find a variety of options that cater to your needs. From charming single-family homes with spacious yards to contemporary designs that embrace open-concept living, there’s something for everyone in this vibrant community.

Living in Silver Point means enjoying a relaxed lifestyle with plenty of recreational activities. Spend your weekends boating, fishing, or hiking in the stunning landscapes surrounding Center Hill Lake. The community is also known for its welcoming atmosphere, where neighbors become friends, and local events bring everyone together.

With affordable housing options and a wealth of outdoor adventures at your doorstep, the 38582 zip code offers the perfect opportunity to create a fulfilling life in Tennessee. Discover the charm of Silver Point, where your dream home awaits!

Newest 38582 Homes under $500,000

$459,000

3 Beds ⋅ 2 Baths ⋅ 3612017 MLS ⋅ ACTIVE Status ⋅ 1.5 Acres ⋅ 38582 Zip Code

Discover new construction in Harbor Pointe, a highly desired residential community near Center Hill Lake in Silver Point. Situated on 1.5 acres, this approximately 2,000 sq. ft. this labor of love home offers 3 bedrooms, 2 full baths, an additional flex room, and distinctive craftsmanship inside and out. The beautiful wood exterior accented with stonework sets the tone for the warm rustic wood finishes found throughout the home. Inside, an abundance of windows fill the open living spaces with natural light, while a custom-designed tray ceiling adds architectural interest to the living area. The primary suite carries that same attention to detail with its own custom-designed tray ceiling, a spacious bath featuring a double vanity, walk-in shower and separate soaking tub, plus a large walk-in closet with a custom closet organizer. An additional room offers flexibility for a home office, guest space, hobby room or other use to fit your needs. A dedicated large utility/mud room with extensive cabinetry provides valuable additional storage and everyday functionality. Outdoor living is just as inviting, with a covered porch and a covered back patio complete with ceiling fans—giving you comfortable spaces to relax and enjoy the peaceful 1.5-acre setting. For those who enjoy the lake, Edgar Evins State Park and Marina is approximately 5 miles away and Center Hill Marina & Yacht Club approximately 8 miles away, with additional public boat ramps nearby. Convenient interstate access also puts Nashville approximately one hour away. Offered at $459,000, this brand-new Harbor Pointe home combines acreage, distinctive wood-and-stone craftsmanship, flexible living space, comfortable indoor and outdoor living, and convenient access to Center Hill Lake—an appealing option for a full-time residence or a getaway near the lake.

190 Park Dr, Silver Point

$99,000

1 Beds ⋅ 1 Baths ⋅ 3520887 MLS ⋅ ACTIVE Status ⋅ 1.4 Acres ⋅ 38582 Zip Code

Turn-key investment property with a tenant in place, making it a great addition to your portfolio. Welcome to this charming 12x32 tiny home situated on 1.4 acres near Center Hill Lake. Full of potential, this premium lot is surrounded by mature trees and includes an RV connection for added flexibility, along with plenty of space to expand or build if desired. The tiny home offers efficient living in a peaceful setting just minutes from the interstate and the lake. Enjoy simple living with modern convenience, whether you are looking for a weekend getaway, a downsizing opportunity, or a rental investment. With a beautiful lot and endless possibilities, this property is ready to welcome its next owner. The shed has been converted into a tiny home.

16301b Smithville Hwy, Silver Point

$459,000

3 Beds ⋅ 4 Baths ⋅ 3256679 MLS ⋅ ACTIVE Status ⋅ 2.19 Acres ⋅ 38582 Zip Code

Conveniently located just over one mile from I-40, this 3-bedroom, 3.5-bath home offers the perfect blend of accessibility and privacy. Enjoy being just minutes from Hurricane Marina and Center Hill Lake, making it an ideal location for boating, fishing, and outdoor recreation. Nashville International Airport is less than an hour away, providing an easy commute or travel option. Whether you're looking for a primary residence, weekend retreat, or investment property, this home offers an excellent location with quick access to both the lake and city conveniences.

455 Lafever Ridge Rd, Silver Point

$399,000

3 Beds ⋅ 3 Baths ⋅ 3246879 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 38582 Zip Code

Escape to Center Hill and enjoy breathtaking big water views from this fully furnished lake-view retreat, ideally positioned for both convenience and relaxation. From the moment you enter, the home offers a bright, open layout with abundant natural light and expansive windows that frame panoramic water views.The open-concept living area is designed for comfortable lake living, anchored by a newly renovated kitchen that brings fresh style and function to the heart of the home. Two expansive covered decks extend the living space outdoors, including new composite decking on the main level for low-maintenance enjoyment. These outdoor spaces create ideal settings for morning coffee, sunset dining, weekend gatherings, and quiet time overlooking the water. The location is a major advantage, with quick access to I-40 in approximately 4 minutes and Hurricane Marina and Blue Water Grille in approximately 5 minutes. Boating, dining, fishing, hiking, and lake recreation are all just moments away, making this property an excellent weekend escape, full-time lake home, or investment opportunity. Offered fully furnished, this Center Hill Lake property is ready for its next chapter.

258 Captains Point Rd, Silver Point

$485,000

3 Beds ⋅ 2 Baths ⋅ 3245119 MLS ⋅ ACTIVE Status ⋅ 0.71 Acres ⋅ 38582 Zip Code

Move-in ready and built to last, this one-level 3 bedroom, 2 bath concrete home offers approximately 1,800 sq ft on .71 acres—just minutes from Center Hill Lake and Hurricane Marina. Solid concrete construction provides durability, energy efficiency, and low maintenance. Inside, the home features quartzite countertops, a large center island, white shaker cabinets with soft-close doors and drawers, and stainless steel appliances. The open layout connects the kitchen and living area, making it functional and easy for everyday living or entertaining. Additional features include a walk-in pantry with custom shelving and a spacious laundry room with extra cabinetry and utility sink. Outside, there is plenty of room for parking, outdoor living, or storing a boat or lake equipment. Located just 4.4 miles (about 9 minutes) to Hurricane Marina, Center Hill Lake, and Floating Mill Recreation Area with boat ramps and swimming access. Ideal for a primary home, weekend getaway, or short-term rental. No HOA and priced below appraisal! Less than 1 hour to Nashville and BNA Airport. Opportunities like this are hard to find! Easy to show— call to schedule your showing today.

330 Burton Ridge Rd, Silver Point

$345,000

4 Beds ⋅ 2 Baths ⋅ 3243935 MLS ⋅ ACTIVE Status ⋅ 5.16 Acres ⋅ 38582 Zip Code

Prime location with endless possibilities! Tucked away on over 5 acres of private and wooded land rests this 2944 square foot home that offers peace and quiet. The highly flexible floor plan can easily be used as a 4 or 5 bedroom home. Enjoy the outdoors from the covered porch or deck.The convenience is unmatched—you are just 3 miles from I-40, local shopping, Center Hill Lake marinas, and Caney Fork River recreation. Whether you are looking for a permanent home, a weekend lake getaway, or a high-potential short-term rental investment, this property has the space and location to make it happen. Features a metal roof and an attached side-entry garage.

16600 Center Hill Dam Rd, Silver Point

$374,900

3 Beds ⋅ 2 Baths ⋅ 3243154 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 38582 Zip Code

Beautifully updated lakefront-area home with year-round water views! This turnkey 3BR/2BA property features 1,248 sq ft on the main level along with an additional 360 sq ft of finished basement space. Renovated from top to bottom, updates include all new windows and sliding glass door, fresh interior paint, updated trim, new LVP flooring, and remodeled bathrooms with new tile throughout. The gorgeous walk-in tiled shower with glass door adds a luxurious touch. The spacious primary bedroom offers a walk-in closet for added convenience. The fully remodeled kitchen showcases new cabinetry, granite countertops, a center island, and brand-new appliances. Additional improvements include updated lighting, electrical upgrades, ceiling fans, new PEX plumbing, and three mini-split HVAC systems for efficient comfort. Outside, you’ll find enclosed storage beneath the home along with a new concrete front entry. Fiber internet is available. Ideally situated just minutes from Hurricane Marina and I-40, this move-in ready home combines modern finishes with beautiful lake views! Buyer to verify all info.

241 Nautilus Pt, Silver Point

$299,900

3 Beds ⋅ 2 Baths ⋅ 3205995 MLS ⋅ ACTIVE Status ⋅ 38582 Zip Code

Where privacy meets the lake life you’ve been dreaming of. Nestled in Putnam County, this private, fully furnished cabin offers the perfect blend of comfort, convenience, and natural beauty. Featuring 3 bedrooms and 2 baths, the home is designed for both relaxation and gathering, with two spacious decks ideal for morning coffee or unwinding after a day on the water. Enjoy a seasonal view of Center Hill Lake and year round tranquility surrounded by nature. Bordering Corps of Engineers property, the setting offers added privacy and a protected natural backdrop. Includes Lots 25 and 26 for added space and flexibility. Conveniently located minutes from Cookeville, Smithville, Hurricane Marina, Edgar Evins State Park, and I-40. Nearby boat ramp access makes lake days easy. No HOA. Private. Turnkey. Schedule your private showing today or take the virtual tour here: https://my.matterport.com/show/?m=qFTZCXPhm1h&mls=1

8045 Sarah Thomas Rd, Silver Point

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