37404 Homes under $300,000

37404 Homes under $300,000

Welcome to the vibrant community of Chattanooga, Tennessee, specifically the charming zip code 37404! Nestled in Hamilton County, this area is a treasure trove of opportunities for homebuyers looking for affordable options without compromising on quality of life.

Chattanooga is celebrated for its stunning natural beauty, with the majestic Appalachian foothills as a backdrop and the sparkling Tennessee River winding through the city. The 37404 zip code is particularly appealing for families, young professionals, and retirees alike, thanks to its friendly neighborhoods and rich cultural offerings.

One of the most enticing aspects of this area is the availability of homes under $300,000. Whether you're a first-time buyer or seeking an investment property, you'll find a delightful selection of charming houses that fit your budget. From quaint bungalows to modern townhomes, the 37404 zip code offers diverse styles that cater to various tastes and preferences. Many of these homes feature spacious yards, updated interiors, and easy access to local amenities, making them perfect for creating lasting memories.

In addition to affordable housing, residents of 37404 enjoy a plethora of recreational activities, with parks, trails, and the scenic Riverwalk just a stone's throw away. The community is also known for its vibrant arts scene, delicious dining options, and family-friendly events throughout the year.

Discover the magic of Chattanooga in zip code 37404, where your dream home awaits at an unbeatable price! Explore the possibilities today and become part of this welcoming community.

Newest 37404 Homes under $300,000

2105 Kirby Ave, Chattanooga
$275,000
14 Beds ⋅ 5 Baths ⋅ 3529039 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37404 Zip Code
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.

2105 Kirby Ave, Chattanooga

2105 Kirby Ave, Chattanooga
$275,000
3529033 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.

2105 Kirby Ave, Chattanooga

2422 Vine St, Chattanooga
$251,700
3 Beds ⋅ 1 Baths ⋅ 3518824 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.03 Acres ⋅ 37404 Zip Code
Don't miss this charming historic bungalow offering an exceptional combination of character, convenience, and value! Ideally located within easy reach of Downtown Chattanooga, this home puts you close to the city's restaurants, shopping, entertainment, parks, and attractions while offering the warmth and appeal of an established neighborhood. The seller has just invested twenty four thousand dollars in upgrades and repairs, giving the next owner added peace of mind and tremendous value. Recent improvements include a brand-new concrete floor on the front porch, a brand-new water heater, and fresh paint on the entire exterior, along with much more. These substantial improvements make this home an especially attractive opportunity for buyers looking for a property where significant work has already been completed. With its historic charm, comfortable size, convenient location, and substantial recent investment, this home offers an outstanding amount of house for the price. Opportunities to own a home of this size and character this close to Downtown Chattanooga at this price point are increasingly hard to find. Whether you're looking for a primary residence, investment opportunity, or a home close to all that Chattanooga has to offer, this bungalow deserves a closer look. Historic charm. Recent improvements. Prime convenience. Exceptional value. Come see why this one is such a great opportunity!

2422 Vine St, Chattanooga

1710 Bennett Ave, Chattanooga
$299,000
3 Beds ⋅ 2 Baths ⋅ 3298196 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 37404 Zip Code
Charming Single-Level Living in the Heart of Highland Park! Discover the perfect blend of charm, comfort, and convenience in this inviting single-story home nestled in the heart of Chattanooga's vibrant Highland Park neighborhood. With multiple parks, sports courts, and the Chattanooga Zoo just moments away, you'll enjoy a lifestyle that makes it easy to stay active and connected. Explore nearby local dining, shopping, and downtown Chattanooga, all while enjoying the character and convenience of this established neighborhood. Step inside to a bright, open floor plan filled with natural light. The spacious living room flows seamlessly into the kitchen and dining area, creating a welcoming space for everyday living and entertaining. The kitchen offers ample cabinetry and workspace, while the adjoining dining area provides the perfect setting for gathering with family and friends. Just beyond the main living area, the generously sized backyard offers endless possibilities for outdoor enjoyment, whether you envision weekend gatherings, gardening, a play area, or space for your four-legged companions. The thoughtfully designed layout features a private primary suite tucked toward the back of the home, complete with an en-suite bathroom and generous closet space. Two additional well-sized bedrooms are located at the front of the home and share a full bathroom, offering flexibility for guests, family members, or a dedicated home office. Full of warmth and character, this home offers comfortable, single-level living in one of Chattanooga's most vibrant neighborhoods. Enjoy the convenience of a functional layout, inviting outdoor space, and a location that puts parks, recreation, and city amenities within easy reach!

1710 Bennett Ave, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

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