37404 Homes under $700,000

Welcome to the vibrant 37404 zip code, nestled in the heart of Chattanooga, Tennessee! This dynamic area is known for its rich history, stunning natural beauty, and a strong sense of community. With the majestic Tennessee River flowing nearby and the picturesque backdrop of the Appalachian Mountains, residents enjoy a unique blend of urban convenience and outdoor adventure.

The 37404 zip code offers an array of homes under $700,000, making it an attractive option for first-time buyers, families, and anyone looking to invest in a thriving community. From charming bungalows to modern townhouses, the diverse architectural styles cater to a variety of tastes and lifestyles. Each home is situated within close proximity to local amenities, including parks, schools, and shopping centers, ensuring that residents have everything they need at their fingertips.

Chattanooga is renowned for its friendly atmosphere and a plethora of recreational activities. Residents can explore the scenic trails of Lookout Mountain, enjoy a leisurely stroll along the Riverwalk, or indulge in the vibrant arts and culture scene downtown. With a robust selection of restaurants, cafes, and entertainment options, there’s always something exciting happening in this bustling city.

Living in the 37404 zip code means being part of a community that values connection and growth. Whether you’re looking to settle down or invest, this area offers an opportunity to embrace the best of Chattanooga living without breaking the bank. Discover your dream home in 37404 today and experience the charm and allure of this exceptional locale!

Newest 37404 Homes under $700,000

$270,000

3 Beds ⋅ 2 Baths ⋅ 3622020 MLS ⋅ COMING SOON Status ⋅ 0.3 Acres ⋅ 37404 Zip Code

Some homes make you slow down before you even reach the front door. At 1906 E 4th Street, the brick exterior, front porch, and iron fence set the scene for a home with real character. Inside, the living room fireplace gives you a place to gather, while three bedrooms offer room to spread out. Out back, a detached two-car garage and utility shed give your projects, gear, and weekend plans somewhere to land.The big-ticket updates are already handled: a brand-new HVAC system and water heater. .All of this sits in historic Orchard Knob, with downtown Chattanooga close enough to make dinner out an easy decision. Come see what life here could look like.

1906 E 4th St, Chattanooga

$349,000

3 Beds ⋅ 3 Baths ⋅ 3620834 MLS ⋅ ACTIVE Status ⋅ 0.15 Acres ⋅ 37404 Zip Code

Welcome to 1905 Ivy Street -- Historic Charm Meets Opportunity! Built in 1900, this charming Chattanooga home offers a wonderful blend of historic character, generous living space, and everyday convenience. Featuring 3 bedrooms and 3 full bathrooms, this home presents an exciting opportunity for first-time buyers, investors, or anyone looking to make a home of their own in a desirable central location. Inside, you'll find spacious living areas, generously sized bedrooms, and a flexible floor plan with room to accommodate a variety of lifestyles. There is a full bath on the main level along with an office and mudroom for ease of living. The home's historic roots add character and personality, while its functional layout offers plenty of possibilities for making the space your own. Home has recently been painted on the inside and outside and countertops and lighting have been updated. Conveniently located just minutes from Downtown Chattanooga, you'll enjoy easy access to local restaurants, shopping, entertainment, parks, hospitals, and the scenic riverfront. Whether you're commuting to work or enjoying everything the city has to offer, this central location makes everyday living convenient. Whether you're searching for your first home, looking for your next investment property, or seeking a home with historic character and potential, 1905 Ivy Street is an opportunity worth exploring. This property is being sold as-is. Schedule your private showing today and discover the possibilities at 1905 Ivy Street!

1905 Ivy St, Chattanooga

$450,000

2 Beds ⋅ 1 Baths ⋅ 3620048 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 37404 Zip Code

Looking for those lower rates from the last couple of years? This seller is offering a 2/1 Temporary Buy Down, essentially pre-paying your rate down 2% for the first year, and 1% down for the second year of your mortgage. Imagine taking your quoted rate for the loan program you qualify for, and paying the first year payments based on a rate 2% below your rate, and 1% below for the second year. Call for details and exact savings today. Rarely do you find a home from the early 1,900's that has gorgeous updates, along with the grandeur and stateliness of a time gone by, delicately preserved. From the formal entry hall, the glass front door, tall ceilings, exquisite woodwork and trim, working pocket doors, and full Butler's Pantry, immediately you'll connect with this beautiful home. Daring and bold colors pair excellently with the dark wood and contrast with a blend of light neutrals that really pop, especially in the updated kitchen with newer lighting, plumbing, cabinets, quartz counters, stainless appliances, and tiled floors. Two very large bedrooms, and full completely remodeled bath are spacious, and along with the laundry provide good closets and storage. Huge, level lot, with fenced back yard and storage building. Highland Park is one of Chattanooga's designated historic districts from the late 1800s and early 1900s. With character, convenience to Southside, UTC, hospitals, and downtown, plus a mix of Victorian, Queen Anne, and Craftsman bungalow homes, you will find it walkable, eclectic, and community-minded. Each October the neighborhood hosts ''Porchfest,'' where front porches become stages for local musicians. Saturdays you will find a farmers market in Highland Park Commons. And 14th street is a designated bikeway that connects from Downtown and Dodds Avenue.

2000 E 14th St, Chattanooga

$429,710

3 Beds ⋅ 3 Baths ⋅ 3612772 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Come see the beautiful Emery which features 3 spacious bedrooms, 2 1/2 baths, large bonus/ flex space upstairs, gourmet kitchen with walk-in pantry and 2 car alley loaded garage. The Emery is one of the builder's most popular floorplans and will face a beautifully landscaped community green space. Home is currently under construction but due to be complete December - January 2027. Home to have Boutique elevation with second floor open balcony off of the spacious second floor vaulted flex space. Only 2 lots remain for this most desired floorplan so don't miss out on the opportunity to make the home yours. Home is also eligible for generous Builder incentives. Ask agent for details! Renovations have already begun on the former Coosa Mill which is to feature an assortment of mixed retail, storage, parking and also just a short walk to the new Flying Pickle which is currently under construction. Decorated Model Hours Wednesday -Saturday 10a-5p Sunday 12p-5p,

1850 Cotton Way, Chattanooga

$310,000

3609850 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Investment opportunity in one of Chattanooga's most desirable and convenient locations. 918 S. Crest Road is an updated, fully leased, all-brick duplex offering immediate rental income with the added opportunity for future growth. Ideally positioned just minutes from downtown Chattanooga, North Georgia, major employers, hospitals, dining, shopping and interstate access, this property combines a strong location with a practical, tenant-friendly floor plan. Both two-story units are in excellent condition and feature an open main-level living and dining area, kitchen, half bath and convenient main-level laundry room. Upstairs, each unit offers two bedrooms and a full bath, providing comfortable separation between living and sleeping spaces. Each residence also enjoys its own outdoor deck or patio, while the exterior-accessed basement provides additional utility and storage potential. For investors looking for a Chattanooga duplex with tenants already in place, updated units and the potential to expand, this is an opportunity worth a closer look. Add an established income-producing property to your portfolio now, then explore the possibilities offered by the separately available adjoining lot. Opportunities to acquire an existing rental and potentially grow your investment footprint right next door do not come along often. Schedule a showing and take a closer look at the possibilities at 918 S. Crest Road.

918 S Crest Rd, Chattanooga

$195,000

3 Beds ⋅ 2 Baths ⋅ 3603614 MLS ⋅ ACTIVE Status ⋅ 0.09 Acres ⋅ 37404 Zip Code

Move-in ready and priced below market value! This 3-bedroom, 2-bath Chattanooga home offers a functional layout, low-maintenance finishes, and excellent potential for both an owner-occupant or investor. Inside, you'll find engineered hardwood and tile flooring throughout, a separate living room, and a spacious kitchen with plenty of room for an eat-in dining area. The home is truly turnkey and ready for its next owner. Outside, enjoy a fenced yard along with a separate storage unit for added convenience. Investors will appreciate the property's proven rental history, with the home most recently renting for $1,700 per month. Whether you're looking for an affordable primary residence or a rental property that's ready to go, 1908 Cleveland Ave offers a compelling opportunity at a price positioned below market value. Seller is also open to considering creative financing options with an acceptable offer, providing additional flexibility for qualified buyers.

1908 Cleveland Ave, Chattanooga

$354,900

3 Beds ⋅ 3 Baths ⋅ 3603210 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the spacious Gayle townhome in Phase 2 which will face a gorgeous community green space and adjacent to ample guest parking . This end unit features a second level terrace, 3 bedrooms 2 1/2 baths, single car garage, and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town. Construction to begin soon. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1886 Cotton Way, Chattanooga

$327,900

2 Beds ⋅ 3 Baths ⋅ 3603202 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the most desired Fontaine townhome floorplan in Phase 2 . This unit features a second floor open balcony, 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1890 Cotton Way, Chattanooga

$339,900

3 Beds ⋅ 3 Baths ⋅ 3603074 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Stunning green hardiboard with black trim fronting our beautiful greenspace area- with extra community parking out front! Come see what the new Mill Town Community is all about. This 3BR/2.5 Bath home features an open layout PLUS a 2 Car Garage for plentiful parking! Enjoy beautiful views of Lookout Mountain and historical Coosa Mill also known as Mill Town - just minutes from local dining and downtown conveniences.

2439 Twill Pl, Chattanooga

$695,000

4 Beds ⋅ 4 Baths ⋅ 3602722 MLS ⋅ ACTIVE Status ⋅ 0.5 Acres ⋅ 37404 Zip Code

Welcome to 3008 Brownwood Drive, a thoughtfully reimagined home in the desirable Missionary Ridge community offering 4 bedrooms, 4 full baths and 3,470 +/- square feet of modern living. Set on a private half-acre lot along a quiet cul-de-sac in Northcrest Estates, the property combines privacy, distinctive indoor-outdoor living spaces, and convenient access to the heart of Chattanooga. Extensive renovation has transformed the home into a remarkable retreat, where curated spaces and a flexible floor plan create an elevated experience for entertaining, recreation, guests and everyday living. The primary suite serves as a private retreat with its own sitting room, private deck, walk-in closet, and spa-like bath with oversized steam shower, freestanding tub, double vanity and private water closet. The walkout lower level greatly expands the home's versatility with a self-contained living suite featuring its own entrance, kitchen, living and dining areas, bedroom, full bath, laundry, and a second dedicated laundry area within a spacious utility room with ample storage and a sink, along with a separate electrical panel and brand-new LVP flooring throughout. Outside, the property unfolds into a series of private, intentionally designed spaces, including an expansive rear patio, landscaped terraces, sunken fire-pit area, pond with waterfall, private decks, pickleball court, and a finished stone outbuilding with water, 240V power, and its own rooftop deck, all designed to maintain a sense of separation, privacy, and connection throughout the property. Additional features and updates include: Brand new roof and driveway, spacious two-car garage, front patio, and extensive landscaping. Conveniently located near Southside, Warner Park, McCallie School, Notre Dame High School, CHI Memorial, Erlanger, UTC, and Downtown Chattanooga. More than just a home, an immersive living experience that feels grounded and intentional. Schedule your private showing today!

3008 Brownwood Dr, Chattanooga

$279,000

2 Beds ⋅ 3 Baths ⋅ 3598672 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Chattanooga living at its best in Mill Town! The Sedona floor plan by Parkside Builders blends modern design with functional 2BR/2.5 bath living, designer finishes, spray foam insulation, and walkable community with new greenspaces. ONLY MINUTES from downtown, explore restaurants, shops, parks, and city culture while enjoying peaceful mountain views and quality craftsmanship throughout your new home. Home qualifies for City of Chattanooga Down Payment Assistance Program. Ask agent for details! Call today! Model hours are Wednesday-Saturday 10-5 Sunday 12-5.

2429 E 17th St, Chattanooga

$427,050

4 Beds ⋅ 3 Baths ⋅ 3598659 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders features the spacious open concept Dalton floorplan overlooking the future expansive Community Green Space. Home will have the Boutique elevation featuring a second floor covered balcony off of the primary sweet. Home to also feature 4 bedrooms 2 1/2 baths, solid oak stairs and large center kitchen island. Construction to begin soon and be completed before the end of the year. Buyer has the opportunity to choose all design finishes before materials are ordered. All homes feature Spray Foam Insulation,, James Hardy siding and name brand building materials. The Parks at Mill Town is a short walk to the up and coming Coosa Mill where residents will enjoy shopping and dining once renovations are complete. BUILDER TO INCLUDE $15,000 TOWARD CLOSING COSTS OR $15,000 OFF DESIGN SELECTIONS WITH USE OF PREFERRED LENDER AND TITLE. Model Hours are Wednesday - Saturday 10-5. Sunday 12-5.

1608 Cotton Way, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

37404 Homes under $700,000

Newest 37404 Homes under $700,000

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