37404 Homes under $400,000

37404 Homes under $400,000

Welcome to the vibrant 37404 zip code in Chattanooga, Tennessee, where the charm of Southern living meets modern convenience! Nestled in Hamilton County, this dynamic area boasts a rich tapestry of culture, history, and community spirit that makes it a sought-after destination for homebuyers.

The 37404 zip code is characterized by its diverse neighborhoods, offering a delightful mix of architectural styles, from quaint bungalows to contemporary townhomes. One of the most appealing aspects of this area is the availability of homes priced under $400,000. This makes it an ideal choice for first-time buyers, families, and anyone seeking to invest in a thriving community. These homes often come with spacious yards, inviting interiors, and easy access to local amenities.

Living in 37404 means embracing the best of Chattanooga. Residents enjoy proximity to scenic parks, bustling local markets, and an array of dining options that cater to every palate. The area is also renowned for its outdoor activities, with the stunning Tennessee River and the majestic Lookout Mountain just a stone’s throw away.

With a strong sense of community and a welcoming atmosphere, the 37404 zip code is perfect for those looking to plant roots in a city that values both tradition and innovation. Whether you’re seeking a cozy starter home or a place to grow with your family, you’ll find that the homes in this area offer incredible value and a chance to be part of a lively and engaging community. Discover your dream home in Chattanooga’s 37404 today!

Newest 37404 Homes under $400,000

918 S Crest Road, Chattanooga
$310,000
3609850 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code
Investment opportunity in one of Chattanooga's most desirable and convenient locations. 918 S. Crest Road is an updated, fully leased, all-brick duplex offering immediate rental income with the added opportunity for future growth. Ideally positioned just minutes from downtown Chattanooga, North Georgia, major employers, hospitals, dining, shopping and interstate access, this property combines a strong location with a practical, tenant-friendly floor plan. Both two-story units are in excellent condition and feature an open main-level living and dining area, kitchen, half bath and convenient main-level laundry room. Upstairs, each unit offers two bedrooms and a full bath, providing comfortable separation between living and sleeping spaces. Each residence also enjoys its own outdoor deck or patio, while the exterior-accessed basement provides additional utility and storage potential. For investors looking for a Chattanooga duplex with tenants already in place, updated units and the potential to expand, this is an opportunity worth a closer look. Add an established income-producing property to your portfolio now, then explore the possibilities offered by the separately available adjoining lot. Opportunities to acquire an existing rental and potentially grow your investment footprint right next door do not come along often. Schedule a showing and take a closer look at the possibilities at 918 S. Crest Road.

918 S Crest Road, Chattanooga

2424 E 18th Street, Chattanooga
$395,000
2 Beds ⋅ 2 Baths ⋅ 3545818 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code
This is the one that isn't supposed to be priced like this. For one buyer, the developer is offering a two-bedroom residence at The Lofts at Coosa Mill at a price dramatically below the other homes in the building. Same remarkable architecture. Same historic character. Same rooftop experience. A completely different price. This is not a new price point for Coosa Mill. It's not a reduction across the development. It's a one-time opportunity on one residence--and when it sells, the opportunity disappears. And what you're buying is anything but ordinary. The Lofts at Coosa Mill represents more than a century of Chattanooga history reimagined into a residential experience that simply cannot be recreated with new construction. The scale of the original mill is remarkable--soaring ceilings, massive windows, authentic industrial architecture, and historic character that has been preserved rather than replicated. Inside this two-bedroom loft, 13-foot ceilings and expansive windows immediately set the home apart. Natural light pours into the open living space, while original industrial character and modern finishes come together in a way that feels sophisticated, authentic, and completely unique to the building. The open kitchen, dining, and living areas take full advantage of the loft's dramatic proportions, creating a space equally suited for a quiet night at home or a room full of friends. Two bedrooms provide the flexibility buyers want while preserving the openness and architectural impact that define true loft living. And then there's the rooftop. One of Coosa Mill's signature features, the rooftop spaces transform the way you experience the property. Morning coffee with a view. Dinner outside. Drinks as the sun disappears behind the mountains. It's an extension of the home and a perspective on Chattanooga few residences can offer. Coosa Mill was already designed to be different. This particular offering makes it difficult to compare.

2424 E 18th Street, Chattanooga

2105 Kirby Avenue, Chattanooga
$275,000
14 Beds ⋅ 5 Baths ⋅ 3529039 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37404 Zip Code
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.

2105 Kirby Avenue, Chattanooga

2105 Kirby Avenue, Chattanooga
$275,000
3529033 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code
*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.

2105 Kirby Avenue, Chattanooga

2011 E 13th Street, Chattanooga
$320,000
3 Beds ⋅ 1 Baths ⋅ 3527997 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 37404 Zip Code
Welcome to the highly desirable and walkable neighborhood of Highland Park, just minutes from downtown Chattanooga, the University of Tennessee, and all of the shops and restaurants of the Southside. This move-in-ready 1920's bungalow has loads of architectural charm, with modern updates to make life easy. You will love the wrap-around front porch, off street parking, 10' ceilings with crown molding and beautifully oversized windows throughout. Your kitchen has been tastefully updated including a tiled backsplash and shaker-style cabinets. The laundry room and walk-in pantry are the chef's kiss to these renovations, and the washer and dryer will remain with the home! The full bath features a tastefully tiled shower, vanity-with-storage, and modern, neutral flooring. All three bedrooms are generously sized with abundant natural light and ceiling fans already installed. Don't miss the backyard! The back deck is sure to become your favorite spot this fall, and the yard is ready for your four-legged friends. Come and see why Highland Park has been a destination for home buyers for over a decade. Major Updates include: water heater (2026), HVAC system (2025), new flooring and fresh paint throughout, renovated kitchen and bath with new appliances, cabinets, countertops and bathroom vanity (2025), 30-year Architectural Shingle roof (2018), EPA property remediation and expanded off street parking pad (2023). This house has a full attic space with potential for expansion; ask listing agent for more details.

2011 E 13th Street, Chattanooga

Start Your Search
board logo

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.