37404 Homes under $500,000

Welcome to the vibrant 37404 zip code in Chattanooga, Tennessee! Nestled in the heart of Hamilton County, this dynamic area is a hidden gem that offers a perfect blend of urban convenience and natural beauty. Known for its scenic views and friendly community, 37404 is an ideal place for families, young professionals, and anyone looking to enjoy the charm of Chattanooga.

One of the standout features of this zip code is the availability of homes priced under $500,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a diverse selection of properties that cater to various lifestyles and preferences. From cozy bungalows to modern townhomes, the housing market here is both accessible and appealing. Many homes in this price range boast updated interiors, spacious yards, and proximity to local amenities, making it easy to find your dream home without breaking the bank.

In addition to affordable housing, the 37404 area is rich in culture and recreation. Enjoy the nearby parks, local shops, and a variety of dining options that celebrate the unique flavors of Chattanooga. With easy access to downtown attractions and the beautiful Tennessee River, residents can enjoy a vibrant lifestyle filled with outdoor activities, arts, and entertainment.

If you’re considering a move to Chattanooga, the 37404 zip code is a fantastic choice. With its affordable homes and a welcoming community, you’ll discover a place where you can truly thrive. Explore your options today and find your perfect home in this charming corner of Tennessee!

Newest 37404 Homes under $500,000

$429,710

3 Beds ⋅ 3 Baths ⋅ 3612772 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Come see the beautiful Emery which features 3 spacious bedrooms, 2 1/2 baths, large bonus/ flex space upstairs, gourmet kitchen with walk-in pantry and 2 car alley loaded garage. The Emery is one of the builder's most popular floorplans and will face a beautifully landscaped community green space. Home is currently under construction but due to be complete December - January 2027. Home to have Boutique elevation with second floor open balcony off of the spacious second floor vaulted flex space. Only 2 lots remain for this most desired floorplan so don't miss out on the opportunity to make the home yours. Home is also eligible for generous Builder incentives. Ask agent for details! Renovations have already begun on the former Coosa Mill which is to feature an assortment of mixed retail, storage, parking and also just a short walk to the new Flying Pickle which is currently under construction. Decorated Model Hours Wednesday -Saturday 10a-5p Sunday 12p-5p,

1850 Cotton Way, Chattanooga

$310,000

3609850 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Investment opportunity in one of Chattanooga's most desirable and convenient locations. 918 S. Crest Road is an updated, fully leased, all-brick duplex offering immediate rental income with the added opportunity for future growth. Ideally positioned just minutes from downtown Chattanooga, North Georgia, major employers, hospitals, dining, shopping and interstate access, this property combines a strong location with a practical, tenant-friendly floor plan. Both two-story units are in excellent condition and feature an open main-level living and dining area, kitchen, half bath and convenient main-level laundry room. Upstairs, each unit offers two bedrooms and a full bath, providing comfortable separation between living and sleeping spaces. Each residence also enjoys its own outdoor deck or patio, while the exterior-accessed basement provides additional utility and storage potential. For investors looking for a Chattanooga duplex with tenants already in place, updated units and the potential to expand, this is an opportunity worth a closer look. Add an established income-producing property to your portfolio now, then explore the possibilities offered by the separately available adjoining lot. Opportunities to acquire an existing rental and potentially grow your investment footprint right next door do not come along often. Schedule a showing and take a closer look at the possibilities at 918 S. Crest Road.

918 S Crest Road, Chattanooga

$195,000

3 Beds ⋅ 2 Baths ⋅ 3603614 MLS ⋅ ACTIVE Status ⋅ 0.09 Acres ⋅ 37404 Zip Code

Move-in ready and priced below market value! This 3-bedroom, 2-bath Chattanooga home offers a functional layout, low-maintenance finishes, and excellent potential for both an owner-occupant or investor. Inside, you'll find engineered hardwood and tile flooring throughout, a separate living room, and a spacious kitchen with plenty of room for an eat-in dining area. The home is truly turnkey and ready for its next owner. Outside, enjoy a fenced yard along with a separate storage unit for added convenience. Investors will appreciate the property's proven rental history, with the home most recently renting for $1,700 per month. Whether you're looking for an affordable primary residence or a rental property that's ready to go, 1908 Cleveland Ave offers a compelling opportunity at a price positioned below market value. Seller is also open to considering creative financing options with an acceptable offer, providing additional flexibility for qualified buyers.

1908 Cleveland Avenue, Chattanooga

$354,900

3 Beds ⋅ 3 Baths ⋅ 3603210 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the spacious Gayle townhome in Phase 2 which will face a gorgeous community green space and adjacent to ample guest parking . This end unit features a second level terrace, 3 bedrooms 2 1/2 baths, single car garage, and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town. Construction to begin soon. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1886 Cotton Way, Chattanooga

$327,900

2 Beds ⋅ 3 Baths ⋅ 3603202 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the most desired Fontaine townhome floorplan in Phase 2 . This unit features a second floor open balcony, 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1890 Cotton Way, Chattanooga

$339,900

3 Beds ⋅ 3 Baths ⋅ 3603074 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Stunning green hardiboard with black trim fronting our beautiful greenspace area- with extra community parking out front! Come see what the new Mill Town Community is all about. This 3BR/2.5 Bath home features an open layout PLUS a 2 Car Garage for plentiful parking! Enjoy beautiful views of Lookout Mountain and historical Coosa Mill also known as Mill Town - just minutes from local dining and downtown conveniences.

2439 Twill Place, Chattanooga

$279,000

2 Beds ⋅ 3 Baths ⋅ 3598672 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Chattanooga living at its best in Mill Town! The Sedona floor plan by Parkside Builders blends modern design with functional 2BR/2.5 bath living, designer finishes, spray foam insulation, and walkable community with new greenspaces. ONLY MINUTES from downtown, explore restaurants, shops, parks, and city culture while enjoying peaceful mountain views and quality craftsmanship throughout your new home. Home qualifies for City of Chattanooga Down Payment Assistance Program. Ask agent for details! Call today! Model hours are Wednesday-Saturday 10-5 Sunday 12-5.

2429 E 17th Street, Chattanooga

$427,050

4 Beds ⋅ 3 Baths ⋅ 3598659 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders features the spacious open concept Dalton floorplan overlooking the future expansive Community Green Space. Home will have the Boutique elevation featuring a second floor covered balcony off of the primary sweet. Home to also feature 4 bedrooms 2 1/2 baths, solid oak stairs and large center kitchen island. Construction to begin soon and be completed before the end of the year. Buyer has the opportunity to choose all design finishes before materials are ordered. All homes feature Spray Foam Insulation,, James Hardy siding and name brand building materials. The Parks at Mill Town is a short walk to the up and coming Coosa Mill where residents will enjoy shopping and dining once renovations are complete. BUILDER TO INCLUDE $15,000 TOWARD CLOSING COSTS OR $15,000 OFF DESIGN SELECTIONS WITH USE OF PREFERRED LENDER AND TITLE. Model Hours are Wednesday - Saturday 10-5. Sunday 12-5.

1608 Cotton Way, Chattanooga

$395,000

2 Beds ⋅ 2 Baths ⋅ 3545818 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

This is the one that isn't supposed to be priced like this. For one buyer, the developer is offering a two-bedroom residence at The Lofts at Coosa Mill at a price dramatically below the other homes in the building. Same remarkable architecture. Same historic character. Same rooftop experience. A completely different price. This is not a new price point for Coosa Mill. It's not a reduction across the development. It's a one-time opportunity on one residence--and when it sells, the opportunity disappears. And what you're buying is anything but ordinary. The Lofts at Coosa Mill represents more than a century of Chattanooga history reimagined into a residential experience that simply cannot be recreated with new construction. The scale of the original mill is remarkable--soaring ceilings, massive windows, authentic industrial architecture, and historic character that has been preserved rather than replicated. Inside this two-bedroom loft, 13-foot ceilings and expansive windows immediately set the home apart. Natural light pours into the open living space, while original industrial character and modern finishes come together in a way that feels sophisticated, authentic, and completely unique to the building. The open kitchen, dining, and living areas take full advantage of the loft's dramatic proportions, creating a space equally suited for a quiet night at home or a room full of friends. Two bedrooms provide the flexibility buyers want while preserving the openness and architectural impact that define true loft living. And then there's the rooftop. One of Coosa Mill's signature features, the rooftop spaces transform the way you experience the property. Morning coffee with a view. Dinner outside. Drinks as the sun disappears behind the mountains. It's an extension of the home and a perspective on Chattanooga few residences can offer. Coosa Mill was already designed to be different. This particular offering makes it difficult to compare.

2424 E 18th Street, Chattanooga

$347,000

3 Beds ⋅ 3 Baths ⋅ 3540316 MLS ⋅ ACTIVE Status ⋅ 0.01 Acres ⋅ 37404 Zip Code

Modern Highland Park townhome offering a rare fenced-in private yard and dedicated private parking, combining modern style, functionality, and convenience. The thoughtfully designed open-concept floor plan features hardwood flooring throughout, quartz countertops, stainless-steel appliances, modern cabinetry, and beautiful contemporary finishes. The spacious living area provides an inviting flow for everyday living and entertaining, while the private fenced yard offers a versatile outdoor retreat for relaxing, pets, or gatherings. Enjoy a walkable location near BlueCross BlueShield Healthy Park & Playground, Together Cafe, Mean Jeen's, Scottie B's Burgers, El Sol, and other neighborhood amenities. Conveniently located just minutes from Downtown Chattanooga, major shopping and retail, dining, entertainment, hospitals, I-24, I-75, and US-27, providing easy access throughout the city and surrounding areas. Modern, move-in-ready living with the features and location buyers are looking for!

1938 Anderson Avenue, Chattanooga

$339,500

4 Beds ⋅ 2 Baths ⋅ 3531856 MLS ⋅ ACTIVE Status ⋅ 0.16 Acres ⋅ 37404 Zip Code

Remodeled 4-bedroom home in the heart of Chattanooga! Just steps from the historic Orchard Knob park and one mile to the university, this restored 1920's home has the perfect blend of historical charm and modern systems. Orchard Knob and the adjoining Highland Park neighborhood are Victorian grid-style neighborhoods, with sidewalks on both sides of the street, old growth trees and a charming blend of new and remodeled homes. Multiple coffee shops, bars and restaurants have come into the neighborhood, making living in Orchard Knob a truly walkable city experience. Book your showing today! (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage)

2008 Vine Street, Chattanooga

$275,000

14 Beds ⋅ 5 Baths ⋅ 3529039 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37404 Zip Code

*BANK OWNED INVESTMENT OPPORTUNITY WITH TWO LOTS AND A QUADPLEX SETUP!* Located at 2105 & 2107 Kirby Ave, this unique RN-3 zoned property offers a great opportunity for an investor, developer, or experienced renovator ready to roll up their sleeves and unlock its potential. Originally a single family home, the property was converted and expanded into a quadplex style setup with four separate living spaces, including a rear ADU. The sale includes two lots, giving the next owner even more potential to work with. A substantial amount of renovation work has already been completed throughout the property, including roofing, flooring, drywall, and more. However, the previous owner completed the conversion, additions, and other work without obtaining the required permits. After discussions with the City of Chattanooga, additional work will be required to bring the property into compliance and restore utilities. The City has indicated that a portion of the addition to the main structure will need to be removed. The future status of the rear ADU will depend on the permitting and approval process. This is not a turnkey investment. The next owner will need to put in some work and navigate the permitting process, but with two lots, RN-3 zoning, an existing quadplex style configuration, and substantial improvements already completed, there is plenty of potential here for the right buyer. Property is bank owned and being sold as is. Buyer to independently verify zoning, permitted uses, number of units, square footage, condition, permitting requirements, utility requirements, and all other information deemed important to Buyer. Property includes both 2105 & 2107 Kirby Ave.

2105 Kirby Avenue, Chattanooga

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